Rising healthcare costs driven by an aging population and increased chronic disease prevalence pose a major threat to American businesses. Healthcare spending has more than doubled as a percentage of GDP since 1970 and is projected to reach 20% by 2015, with nearly 70% of growth from chronic diseases. This aging workforce trends means over 25% of US workers will be aged 55+ by 2020, increasing healthcare needs and costs for employers who insure over 156 million non-elderly Americans. Wellness programs can help address this by reducing risk factors and healthcare utilization, saving businesses up to 60% of health costs on average through improved productivity and reduced absenteeism.