1. ROBERTA MARTINEZ, CCE_____________________________________________________________________
Certified Credit Executive 18327 E. Nassau Drive, Aurora, CO 80013 (303)
356-2523
bobbiamartinez@gmail.
com
www.linkedin.com/in/robertamartinezc
ce
Multi functional financial manager with over 15 years of credit/risk evaluation, and budget/cash forecasting with
results orientated analysis of financial/budget information critical any organizations’ business development while
meeting requirements for financial reporting, planning, and analysis outlined by Sarbanes-Oxley regulations and
improved efficiency resulting in cost reductions. I am recognized for sound decision-making through effective
communication and interpersonal skills. Performance records reflect a dedicated, hard-working, problem solving,
reliable employee who works independently and within teams to foster optimum levels of professional integrity.
PROFESSIONAL HIGHLIGHTS
Financial Statement Analysis Effective Collaborator/Negotiator Independent Or Team Worker
Constructive Problem Solver Financial Information Management Effective Financial Reporting
Budget Development/Analysis Familiar w/ D&B Reporting Contributor To Business Development
Risk/Credit Evaluation Proven Results Related Decision-Making Familiar With Several Industries
PROFESSIONAL EXPERIENCE
BLUELINX CORPORATION_(Distributor of Building Products)_______________________11/2006 TO 10/2010
Assistant Credit Manager
• Exceeded goals of managing risk on all accounts in Colorado and South and North Western Regions of the
United States, Mexico, and Canada--approximately 3,700 accounts, $2-$3 billion portfolio. Under 1% write off.
• Collaborated with operations to provide economic models for optimum development through difficult economy
mitigating risk and maximizing business opportunities while meeting corporate and customer needs.
• Trained, developed and supervised Credit Assistant.
• Motivated team to maximize use of new program reducing new customer set up to a few hours to one day
versus three days allowing company to increase sales and accept short notice orders from new customers.
• Analyzed new accounts determining points of risk, creditworthiness, financial stability and growth potential
using Dun & Bradstreet’s DNBI and e-Ram reporting systems, financial statement analysis, economic models
and customer research findings. Approximately 75-100 accounts per month.
• Re-evaluated annually or bi-annually performance of existing accounts to determine if original credit line
remained adequate and within risk guidelines for future growth potential. Approximately 150-300 accounts per
month.
• Processed credit line increase requests due to increasing sales volumes or seasonal growth trends comparing
new information to previous business model allowing increased sales--about 100-200 accounts per month.
• Prepared evaluations of profit margins along with payment performances to determine adequacy of margins.
• Seen as a leader by peers in development of various financial and operational tools for evaluation purposes.
MILE HIGH EQUIPMENT (Manufacturer of Ice-O-Matic Ice Machines)___________________ 9/1998 TO
11/2006
Subsidiary of Enodis Corporation
Assistant Credit Manager
• Evaluated national and international customer accounts determining creditworthiness as distributors of
Ice-O-Matic Ice Machines using D&B Products, country reports, and internet sites.
• Managed collection functions for all receivables. Aging size 300-350 customers, $5 to $9 million/month.
Average DSO 30-34 days, arrearage of 2%-5%.
• Through systematic collection efforts, met all collection goals as defined by Enodis (parent company) by
successfully building alliances with customers, customer service, sales representatives, manufacturing, and top
management team and investigated and recommended techniques for offsetting credit risk
• Developed floor-planning finance program for larger customers. Program used as a model with several other
subsidiary companies. Program prevented loss when one customer filed bankruptcy.
• Kept informed regarding updated economic standing of individual countries since approximately 34% of credit
portfolio was outside the United States.

2. • Used GAAP rules and Credit Principles to direct the flow of paperwork, providing recommended separation of
responsibilities, and developed credit files reflecting Enodis’ finance/risk/credit policy.
• Participated in month end and year end accounting functions, and reconciled all accounts related to AR section
of the balance sheet
• Completed Mile High AR cash, AP, and payroll forecast out to nine weeks for parent company within 5%
accuracy requirement, and prepared several reports measuring DSO and AR arrearage.
ROBERTA MARTINEZ, CCE
PROFESSIONAL EXPERIENCE CONTINUED
Page 2
BARON ENTERPRISES, DENVER, CO (Manufacturer of Plastic Slip Sheets) 1/1996 TO
9/1998
Credit and Collections Manager/Corporate Accountant
• Determined customer creditworthiness for national and international accounts, and managed collection
functions for all receivables. Receivables were 94% current with DSO of 24 days.
• Established summary spreadsheets to provide “at-a-glance” current cash and account receivables information
to enhance regular cash management functions.
• Performed end of the month GL accounts reconciliation. Accuracy of “at-a-glance” daily work sheets allowed
account balance reliability for end of the month reporting.
• Compiled cash flow projections and analysis of actual vs. budgeted sales forecasts to enhance CFO planning
functions.
• Prepared weekly P & L information to give investors and top management up-to-date financial reporting.
PREVIOUS EXPERIENCE_______________________________________________________________________
• Tax Preparer II – H & R Block (have continued on a seasonal basis)
• Full Charge Bookkeeper/Office Manager and Grant Writer - Big Sisters of America
• Full Charge Bookkeeper/Payroll - Quizno’s Submarine Sandwich Shop
• Assistant to Controller - Burst Communications and PetPro Inc.
• Office Manager - Best Properties
• Inventory Control – Continental Airlines
• General Manager – Bassett Furniture Warehouse
• Buyer – Sandoz, Pharmaceuticals, Inc.
EDUCATION
B.S. in Business Administration, 1992
University of Phoenix at Aurora
Emphasis in Accounting/Finance
Achieved a 3.7 GPA in Accelerated Program
Elected Class Leader
PROFESSIONAL DEVELOPMENT
CBA, CBF, and CCE NACM Credit Certifications
Sponsored by National Association of Credit Management
Past board member of National Association of Credit Management as Treasurer of CFDD Division
Numerous Tax Courses – H & R Block
Principles of Business Credit, Financial Analysis I & II,
Accounting, and Business Law
Sponsored by American Management Association
Dun & Bradstreet’s Collections I and Collections II classes
American Management Association “Management Course”
“How to Handle Difficult People” and
“Communicating with Diplomacy and Tact” workshops
Sponsored by Mountain States Employer Council