1. GLEN COLEMAN
CELL: 214.228.6157; EMAIL: G_COLE_21@hotmail.com
CREDIT ANALYST
Analytical credit expert with over ten years of experience in consumer and commercial financial services industry. Skilled verbal and
written communicator. Extremely adept at quantitative & financial analysis, client relations, and customer service. Proven ability to
provide cost-saving evaluations and reduce bad debt’s by applying detail-oriented mind-set. Known for completing simultaneous
projects in high-pressure environments with professionalism and poise. Proficient in adapting to new procedures as business climate
changes.
Core competencies include:
Quantitative, Financial & Risk Analysis, Credit Evaluation, Customer Service, Reasoning, Client Relations, Billing and Collections
PROFESSIONAL SYNOPSIS
CREDIT ANALYST, TRIMARK STRATEGIC DBA ISI COMMERCIAL REFRIGERATION INC, 2004 – PRESENT
(COPPELL, TX 75019)
Accurately and efficiently evaluated credit applications for asset-based lending (lease) and financial services
division (large project purchases). Analyze, organize, summarize and articulate financial information. Report to
division's Regional Controller, interfaced with senior-level internal / external contacts, and organized customer
service requests regarding lease &/or purchase refrigeration products / services. Prepare work papers and
schedules for monthly sales forecasting. Prepare work papers supporting business processes. Create and review
departmental and divisional revenues and expenses, including development of processes and procedures to
manage costs and profitability. Process journal entries required to reflect the monthly activity. Review monthly
accounting close process including analytical review of monthly operating results to ensure accurate accounting
records are maintained. Assist implementing, documenting and maintaining adequate and effective processes to
improve the close and reporting cycles to ensure timely and accurate reporting. Perform accounts receivable tasks
such as posting and reconciling cash receipts, handling client billing, and printing and distributing weekly
financial reports. Create and maintain monthly account reconciliations in accordance with Company policies and
GAAP. Resolve short-paid and past due invoices with clients and account debtors using internal collection
attempts. Register and update client information in ISI’s database systems (Datamodes / Navision). Research
industry sectors concerning ISI’s clients through NACM partnership, Experian/Equifax/TransUnion/D&B and
references with previous/existing creditors. Reviewed clients and account debtors for creditworthiness. Liaise
between client, sales, legal, and customer service organizations to ensure success. Traveled to client sites to
cultivate relationships and maximize additional opportunities.
ACHIEVEMENTS
• Ensured that at least 82% of invoices were paid in less than 60 days while monitoring accounts receivable balance of more
than $5 million. Prevented write-offs by negotiating successful buyouts and payment plans with delinquent clients.
• Sustained low credit application processing time while protecting company from higher risk.
• Met or exceeded all of the organization's expectations and metrics for debt collection and reducing bad debt.
• Extended over $7 million in credit with bad debt of just 3%.
CREDENTIALS
Bachelor of Science, Business/Finance, University of Texas at Dallas - Richardson, TX
Associate of Applied Science, IT/Computer Network Systems, ITT Technical Institute – Richardson, TX
Technical Skills include: MS Office (Word, Excel, and Access); QuickBooks; Dun & Bradstreet; Experian; Trans Union; Equifax
Systems