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The Effects Of History And Social Structures On Our Lives...
Experiences play a vital role on who we are as a person, more importantly the memories that we've had as children stick with us for the rest of our
lives. They help structure and model us into a person that will eventually do extraordinary things that will affect others around us. In first world
countries most experiences as a child are generally the same for everyone because they live in a safe shielded environment that protects them anything
bad that could happen but, children growing up in third world countries face horrible experiences that can cost them their lives but they believe is the
norm. Through my primary research I have discovered that history and social structures have had a great impact on my personal life than ever
imagined having to growing up in a third world country. After developing my secondary research, the information I collected is proof of events that
have ultimately lead to factors of my development from an infant to who I am as a person today. Throughout my life there were different historical
events occurring at the time in my home country and my future country that unfolded to shape and model my life to make me the person that I am
today. I am able to identify specific events that separately correspond to the process of coming to Canada before while residing in my home country,
during the immigration process to come here, and after arriving in Canada. In this essay I will be talking about how these historical events and social
structures shaped
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Visa Policies And The Visa Policy
Entry, keep and exit of foreigners into Republic of India is ruled by the Passport (Entry into India) Act 1920, Passport (Entry into India) Rules, 1950,
Foreigners Act 1946 and also the Registration of Foreigners Rules, 1992. The policy, acts and rules concerning entry of foreigners into Republic ofIndia
are framed by the Ministry of Home Affairs (MHA) , Government of Republic of India.
Visa regime is enforced abroad by Republic of Indian missions & posts and in India by Foreigners Regional Registration Offices (FRROs), home
departments & district directors within the states besides immigration posts. PV–II Section of CPV Division provides the interface with MHA in
formulation and implementation of visa policy and is additionally entrusted with advising Indian Missions/Posts on visa matters. PV– II conjointly
formulates policy on grant of diplomatic and official passports. different necessary functions and responsibilities of PV–II are appended.
The basic principle of the visa policy is fairness, subject in fact to underlying concerns of reciprocity, security and national interests. whereas an
outsizes majority of foreigners is roofed beneath general visa rules, specific visa rules and procedures apply to bound classes of nationals.
Visa isn 't a matter of right and it 's entirely up to the competent authority to make a decision on issue of visa to any foreigner.
Visa like passport and diplomat services may be a service and a fee is charged for grant of visa in
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Gateway Of The United States
Gateway to be Americanize
America is the number one country that people from all around the world want to come in order to have a better life. To be able to enter the United
States legally, the country requires a Visa for entering and be able to stay in the period of time. However there are some people that happen to enter the
country illegally without the visa. According to the Migration Policy institute, in 2012 there are 11.4 undocumented immigrants in the US. and 4.1
million undocumented immigrants who brought children who were under 16 to the country with them. Unfortunately, the children who come to
America illegally at such a young age do not know about their status in the country. They embrace America as their own country and they are familiar
with the US. more than the countries that they were born in. Moreover young undocumented immigrants who grow up in America more likely to eager
to push themselves to be nearly as American. Education is what makes them move to the middle class, to be Americanized. Although, the road for
young undocumented immigrants had been impossible to reach, but the government has been introduced the policy that makes young undocumented
students' lives more reality which are "DACA and DREAMS Act". DACA and DREAM act are the policies that have good benefits to young
undocumented immigrants, however, there are downsides to this two policies that could harm immigrants who live in America illegally. In America,
there might be 1.8 million out of
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United States Should Increase The Visa Cap
The H–1B visa, originally created to streamline admissions of temporary foreign workers to the United States, has become a topic of much debate
between the foes of immigration and the information technology (IT) industry. The debate is focused on whether to increase the visa cap in order to
alleviate what the industry describes as a shortage of IT labor. This argument, however, obscures the fundamental flaw of the H–1B program that
deserves a more prudent examination. The current H–1B visa program is plagued with inefficiencies that privilege the IT industry at the expense of
both visa holders and domestic IT workers alike. The H–1B program needs a complete overhaul, and should include a mechanism to ensure that both
employers and employees abide by free market forces. Increasing the current visa cap will only amplify current inefficiencies of the H–1B visa
program. Alternatively, allowing visa holders the ability to access a greater range of employment opportunities increases the holder's incentive to make
economic contributions. The industry's ability to hire globally must be balance by workers' rights to seek out more competitive opportunities. Current
mobility restrictions of the H–1B program are preventing valuable workers from seeking the most valuable opportunities, ultimately leading to a
misallocation of foreign labor. H–1B visa reform that includes a role for labor mobility will not only introduce market forces into the bigoted program,
but will also help ensure
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Graduation Speech : The United States With My Country
Something that was really hard for me was to come and study here in the US. What opened the doors to achieve this personal goal was the sport
that I play, basketball, thank to that I have a scholarship, and of course the support from my parents was one of the most important thing to get it
done. To get to study in the US for me it was a great achievement, because since childhood I wanted to do, always kept my goal in my mind and
insisted to get it, until one day I got it and did not hesitate to accept and challenge to myself. Obviously, I had to go through a very difficult and bumpy
process to achieve my goal, such as travel to another country to get a scholarship which can help me in the financial issue, as education comparing the
United States with my country (Paraguay) is much more expensive but it has its advantages. And it 's also more than clear that getting a degree here
has much more value in getting a job or presented for an important charge, because you consider that the person gets to speak other languages, and it
is now a crucial tool when doing business that can be international. First of all to leave my country, I had to get VISA, which already had because
years ago I had the opportunity to travel to the US for the first time in my life, then I had the VISA, which is a key to get out from the country, it was
not a very big deal. To obtain the visain my country, first is access to the website of the US Embassy and book an appointment for this, pay an amount
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A Short Note On Visa Program Vs. Visa Programs
How does the J–1 visa program compare to the H–2 visa program? How do the employer sponsorship requirements, work protections, problems, and
litigation trends, and other components of the programs compare? Short Answer The J–1 visa program is very unlike the H–2 visa program in design,
oversight, and regulation. The J–1 visa program contains 15 different categories of participants, where some, such as secondary students, are generally
not allowed to work. Furthermore, sponsor requirements for the J–1 visa program are not at the employer level, but a level above with so–called
sponsors. The J–1 program, like the H–2 program does suffer employer abuse in such things as wages and hours, but for different reasons. Unlike the
H–2 visa... Show more content on Helpwriting.net ...
The J–1 visa program dwarves the H–2 visa program. For example, in 2013, estimates were that there were 215,866 J–1 visa participants as compared
to 74,859 H–2A workers and 94,919 H–2B workers. J–1 visa participants are like H–2 workers in that they lack access to many public benefits and
such things as federal funded lawyers. b.Sponsorship and Employer Requirements To qualify as a sponsor for the J–1 visa program, an entity must be a
U.S. government entity at any level, an international organization or agency that the U.S. is a member of and have an office in the U.S., or
"[r]eputable organizations that are United States Persons." To earn a sponsor designation, such entity must: (1) Demonstrate, to the Department of State
's satisfaction, its ability to comply and remain in continual compliance with all applicable provisions of this part; (2) Meet at all times its financial
obligations and responsibilities attendant to successful sponsorship of its exchange visitor program; and (3) Demonstrate that the organization or its
proposed Responsible Officer has no fewer than three years ' experience in international exchange. The Department of State ("DOS") which oversees
the J–1 visa program states that it only has powers to sanction sponsors and not employers. Therefore, unlike the H–2 visa program, oversight of
employers is left to sponsors. Sponsors screen and select visa participants, like employers in the H–2 visa program, however, here there is an English
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Reasons To Travel Overseas Essay
There's a whole world out there. So, break your limits and pack your bags for a journey to remember. Going out to find your way into a different
world is an amazing experience altogether and opting for overseas destinations makes your trip extra fascinating by letting you discover the new face
/phase of life. Encountering the foreign countries can not only bring new opportunities but also will offer a trip stuff with adventure and beautiful
memories./opens up an envelope of exciting adventures and beautiful memories to cherish. Know the right things before you decide! Top 6 Reasons to
Travel Overseas: 1.Be Multi Cultural / Bonding over the Boundaries Overseas Travel establishes globalizing world. Being cultural/culture sensitive
enables us... Show more content on Helpwriting.net ...
There is so much to discover and know in/on the other side of the planet. From crazy jumping over the hills to getting on a jungle safari, when you
are independent from all worries, you can do whatever your heart desires. 4.New Language Don't you enjoy speaking/flaunting a foreign language
in front of your friends to show them what you got? Well everybody does. Speaking in an international tongue is a great feeling in itself, also there
is no point of learning French in your school days, if you can't implement the same. So move it and Use it. 5.Box of Opportunities Global Travel
brings a box full of opportunities to your footsteps. When you are in the country, you can easily go through their top universities in person for
further education plans or get to meet some employers to know their market needs or just get an investment idea by interacting with some Top
Business Minds. 6.Learning new By being connected to people from different grounds, you can always learn several things from them. Be it
Cooking a new recipe you ate, or a folk dance you saw, or may be some personality development you acquired by getting along with some leading
personalities over there. With so many reasons in your box, pick one to resume the life changing journey and create your own travel
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Illegal Aliens and Birthright Citizenship
Illegal Aliens and Birthright Citizenship
The United States Constitution is the supreme law of our great country. Found in our Constitution, is the fourteenth amendment. But, did the authors of
the Fourteenth Amendment want or not want to grant citizenship to every person who happened to be born on U.S. soil? And does "subject to the
jurisdiction" mean something different from "born in the United States,"?
First, let's see exactly what the fourteenth amendment states:
"All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the state wherein
they reside. No state shall make or enforce any law which shall abridge the privileges or immunities of citizens of ... Show more content on
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Political pressures make refugee status difficult to prove in some cases.
Diversity Lottery
Through the Diversity Visa Lottery Program, immigrant visas are made available annually to people whose country of origin has low immigration
rates to the United States. Each year, the State Department selects 110,000 applicants from all qualified entries. However, once 50,000 immigrant
visas are issued, or the fiscal year ends, the lottery is closed. Immigrant visas are not available for people whose country of origin sent more than
50,000 immigrants to the United States in the last five years.
Many people think they can show up at a U.S. embassy or border post, describe why they'd make a good addition to U.S. society, and be welcomed in.
Unfortunately, this is the exact opposite of how the U.S. immigration system works.
Instead, people who want to come to the U.S., whether temporarily or permanently, must determine whether they fit into eligibility categories for either
"permanent residence" (a green card) or for a temporary stay ("nonimmigrant visa").
Then they must submit an application –– in fact, often a series of applications –– to one or more of the U.S. agencies responsible for carrying out the
immigration laws. These include U.S. Citizenship and Immigration Services (USCIS), which has offices across the United States, and the U.S.
Department of State (DOS), which manages consulates and embassies around the world.
What Permanent
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Legal And Illegal Immigration Has Always Been A Primary
Legal and illegal immigration has always been a primary issue in the American economy. There are many American workers that consider immigration
a primarily a redistributive policy.
The prediction by economists is that illegal immigrants will redistribute income by lowering the salaries of competing American workers and
increasing the salaries of complementary American workers as well as profits for business owners and users of illegal labors. America has always
been a home to all immigrants and is considered a large group in the work force and contributing to the economy. While the total net impact on the
native born is small, the loss or gain for certain groups of the people can be extensive. Let's consider the facts immigrant workers ... Show more content
on Helpwriting.net ...
An additional 20,000 are issued to individuals with at least a master degree from an American University. There are individuals who are do not counted
in the overall count and these are individuals who work in certain institution such as Universities and government research agencies. The argument that
many Americans make when it comes to individuals who work visa is that they take jobs from American workers. More often H–1B visa holders take
jobs that American are reluctant to take. H–1B holders often take jobs in remote areas where a need for specialist occupation is needed such as
doctors. American are resultant to relocate to these areas, so foreigners often fill in to these types of situations. According to Taylor Mark companies
are not allowed to pay visa holder less money than to their American counterparts holding the same job. But ever rule companies often find loopholes to
save money for their companies. One gap that companies especially in the engineering sector is to hire visa holder through a third party service, paying
them less than their American counterparts. This does happen but more often than not. Individuals who hold H–1B visa are contributing to our
economy and filling in jobs where a need a high for the type of skills they hold (Kephart, Janice).
Illegal Workers According to US Economy today illegal immigrants increase our GDP by nearly $395 to $472 billion per year. This is significant
impact made by illegal immigrant to
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Immigration: H-1B Visa
In recent headlines, the H–1B visa has come become a debatable topic. The number of visas distributed to skilled workers (H–1B) and who receives
them, and whether the United States should increase or decrease the amount. Currently, the H–1B visa system is structure to administer 65,000 H–1B
visas (Services, H–1B Fiscal Years (FY) 2014 Cap Season). According to the United States Citizenship andImmigration, 124,000 petitions were
received during the 2013 fiscal year. (Services, H–1B Fiscal Years (FY) 2014 Cap Season). Some are suggesting that we need more skilled immigrant
labor within our country for innovative and entrepreneurial exploration, while others are opposed to such a change and would prefer a decrease in the
number of ... Show more content on Helpwriting.net ...
The costs and benefits current, native workers see when the number of H–1B visas distributed are increased, is depended on several factors. One factor
is the age of the current, native worker. In a study conducted by Sari Pekkala Kerr, stated that there is a substitutionary effect, that occurs with young
skilled immigrants workers, versus older, current native workers (4). This is a cost to older, current native workers, but a benefit for younger, current,
native workers. Younger, current, native workers are more complementary to young, skilled immigrants. Another factor is the skill set held, by the
current, native worker. By having more skilled workers, generally speaking, regardless of citizen or immigration, will increase the productivity and
innovation in the firm. This is a benefit for specialized, current, native workers.
Skilled, immigrants see costs and benefits when the number of H–1B visas distributed increase. The costs associated with working in the United States,
is through labor force participation and taxes, which include income, Social Security, and Medicare taxes (West). Also, by having more skilled,
immigrants, they make higher wages, therefore paying more in items, such as food, housing, entertainment, commercial services, etc. (West). The
benefit skilled, immigrant workers receive is the ability to use and apply the knowledge they have
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Annotated Bibliography On Global Mobility Of Latin America...
A Guide to Global Mobility in Latin America and the United States
Introduction
For multinational organizations the global movement of employees is essential, but companies today are faced with a maze of legal issues to consider.
The following article provides a regional overview of current trends, key government agencies, and visas for business travel, training and employment
assignments for the United States and certain countries in Latin America, including Argentina, Brazil, Chile, Colombia, Mexico, Peru, and Venezuela.
Immigration laws differ from country to country. Although the specific names for the visas and the requirements differ, there are common patterns and
trends – especially for countries balancing the interest of engaging in global commerce against protecting local labor markets and national security.
Treaties and bi–lateral agreements often give special privileges to citizens from specific countries (e.g., benefits for citizens of Canada, Mexico and the
United States under the North American Free Trade Agreement). Be careful not to overlook these sometimes hidden gems when considering alternative
visa strategies.
Current Trends
It invariably takes longer than expected to secure all of the authorizations required before an employee can travel abroad for business.
The best laid plans go often awry. Sometimes short–term business travel may seem like the only way to meet an immediate need. But the visas that are
quickly available for such trips generally
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Why I Should Start Over The Family Crisis
There are moments in life when important decisions are made which greatly impact and shape one's life. I still remember mine as if it were yesterday.
The day when my father decided to finally pay me a visit. It was just another hot and humid summer day in Vietnam. The day when my conversation
with father got me leaving my past behind and came to the decision that I should start over again in America. On that day, I realized how proud my
family was of me before the family crisis, how the crisis has haunted me, and how the conversation with my dad along with my family's support got
me back up to face the reality once again. "It has been a year already, huh?" – I thought to myself as I took a sip of the cold coffee from a corner of my
favorite cafГ© shop which was located about twenty blocks away from home. One year since the day I decided to give up trying to make something
out of myself in the foreign land and moved back to Vietnam to live with my family. Australia was a land of opportunities where hard work is
actually paid off. On the other hand, Vietnam was not much so due to its status of being a developing country. I have spent a third of my life
studying abroad in Australia and I was sure of how proud my family was of me. I was an all–rounded college student, who was able to work and afford
rent and food without family's support. Being an international student was not an easy job when everything was expensive, especially the ridiculous
university tuition fee. I still
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Visa, Inc.(Ipo Paper) by Didier Buka
IPO Paper
Visa Inc. (VN) operates the world's largest retail electronic payments network and manages the world's most recognized global financial services brand.
Visa has more branded credit and debit cards in circulation, more transactions and greater total volume than any of their competitors. They facilitate
global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government
entities. They provide financial institutions, their primary customers, with product platforms encompassing consumer credit, debit, prepaid and
commercial payments. Visa Net, their secure, centralized, global processing platform, enables them to provide financial institutions and ... Show more
content on Helpwriting.net ...
Class A common stock is being offered to the public pursuant to this prospectus. Class B common stock is held by financial institution customers
that are members of Visa U.S.A. Class C (series I) common stock is held by financial institution customers that are associated with Visa Canada and
their AP, LAC and CEMEA regions. Class C (series II, III and IV) common stock is held by Visa Europe.
However, an investment in their class A common stock involves a high degree of risk. You should carefully consider each of the following risk
factors and all other information set forth in this prospectus before investing in their class A common stock. Any of the following risks, if realized,
could materially and adversely affect their revenues, operating results, profitability, financial condition, prospects for future growth and overall
business. In that case, the trading price of their class A common stock could decline and you could lose all or part of their investment.
Giving pro forma effect to the transactions described above and the October 2008 redemption and subsequent conversion as if each occurred promptly
following the closing of this offering, the number of shares outstanding and the number of shares of class A common
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New Immigration Case Study
Get the Best Immigration Advice From Expert NYC Lawyer, Alice Antonovsky (H1)
Give Your Immigration Case the Best Chance for a Successful Outcome
As members of the American Immigration Lawyers Association and NYC based firm, we take pride in helping our clients achieve their immigration
goals.
Here is What You Need to Know About NYCImmigration (H2)
New York has consistently ranked as the second state with the largest number of immigrants. According to PewResearchCenter reports, immigrants
were 15.9% of the state's population in 1990.
In order to legally live and work in NYC, you need a valid visa issued by immigration authorities. Some of the available options include temporary and
permanent residences. However, there are several visa ... Show more content on Helpwriting.net ...
In fact, all instructions and forms are available on USCIS website. However, individuals often get overwhelmed or make mistakes during along the
process. Following the expert advice of an Immigration Lawyer is a way to ensure your application will be completed correctly and lodged with no
hassles. Please feel free to visit our blog post to learn when to hire an immigration lawyer.
How do I choose a competent Immigration Lawyer?
The first thing you need to check is whether the lawyer you are about to hire is dedicated to immigration or not. Working on different legal areas does
not mean they are not qualified. But a specialized immigration lawyer would be up–to–date with the procedures and have gained experienced with
previous cases. It is also a good idea to check for association memberships like AILA. They check legal professional's credentials before accepting
them as members.
How much will an Immigration Attorney charge for legal
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My Life Experience
It was a dark and perspiring night as the wind was breezing on my face. My parents and I went to the entrance of the airport in Ethiopia. The date
was September 15, 2017 and that day was the day that we were leaving Ethiopia. We had stayed there for one month for a vacation and to meet our
other family members. We went at 7:30 pm and the flight was at 10:30. We went a bit early because it is better than being late. Also, if a problem
insists, we would have time to fix it but that wouldn't happen,...right? Honestly, I didn't think we would've gotten on the airplane that night because of
that horrible incident. It was the most meaningful experience of my life because it made me surprised when I heard that our visa was expired. All this
time we did not check that the visa stamp said that September 14 is the day were leaving in the month that we stayed there. We told the people who
worked at the Immigration that we were leaving on September 15 but their mistake caused us to be a problem when we were about to leave
Ethiopia. We had to be in a rush so we didn't miss the airplane flight. For that reason, the life lesson that I learned is that managing your time is
crucial when it comes for many reasons. We came a little early so would get the process before the flight done and if something happens, then we
would have plenty of time to do something about it. If we didn't manage our time and we came later, we would probably miss our flight or we
would've gotten really
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The Affects Of H1B VISA On The US Economy
THE EFFECTS OF H1B VISA ON THE US ECONOMY
The H–1B visa program governs most admissions of temporary immigrants into the United States
for employment in science and engineering (SE). This program has become a point of significant
controversy in the public debate over immigration, with proponents and detractors at odds over
how important H–1B admission levels are for U.S. technology advancement and whether native
U.S. workers are being displaced by immigrants.
In the first article, "The H1B Visa Controversy" by Norman Matloff, he points out that
these policies aren't in the best interest of the USA. Although many firms recognize the benefits
of work visas and employ foreign professionals, use of such work visas raises questions about
the likely impact of high–skill ... Show more content on Helpwriting.net ...
He very clearly assess and presents an overview such issues including the EB visas. The main targets of the H1B, the highly skilled immigrants (HSIs)
innovate and engage in entrepreneurial activities at the levels which are disproportionate to their presence in the population. The researchers found a
direct correlation between increase in the number of H1B visas and increase in the patent applications, to a point where Indian and Chinese researchers
contribute to roughly forty percent of all the patents filed in the US in the last 10–15 years. But with the change in H1B caps in 2001 and as early as
2017 (the proposed bill), these HSIs are finding other countries like Canada and Australia attractive and better destination that have much more to
offer. This is not only creating a shortage of such skilled talents in the US but also creating a chain effect where they are in turn proving to be a
competitor to the domestic US firms on a global level. This calls for an improvement in the current programs like modification of allocation H1B, and
acceleration in processing the implementation of these
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Visa Card Casinos
Visa card casino
Visa is a credit card that allows you to make payments at millions of retail outlets and online shops worldwide. Both offline and online casinos accept
Visa Card as this is the one payment method that you can be sure about. You can go anywhere in the world for business or holiday, and your Visa card
will serve you everywhere every time.
Visa Casinos
It's no wonder that all 99,9% of online casinos accept Visa Card payments for both deposits and withdrawals. When you deposit with Visa Card, the
money will be available on your casino account immediately so you can start playing and winning with no delays. The transactions at all decent and
trustworthy casinos are secure and protected by most advanced encryption technology that maintains the safety of ... Show more content on
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You can most of the time withdraw your winnings back to the Visa account, however, that depends on a particular casino.
Disadvantages of using a Visa card
The main disadvantage of using a Visa card is that the casinos charge an extra fee anywhere between 2–3%, most often 2,5% on top of your deposit. In
some of the casinos after exceeding the amount of the fee is not charged.
Most online casinos have set the minimum limit and the maximum amount of deposit with the Visa Card Visa. This is usually a minimum of ВЈ10 and
a maximum of ВЈ5,000.
Another drawback of using a credit card is that some players can easily lose control over how much money you spend, so be sure to exercise
self–control and keep you playing habits in check.
Saying that, it is still one of the best payment methods out there, so if you wish to use your Visa Card, just head over to one of the recommended
casino below, deposit, receive your welcomed bonus and enjoy the games. Good
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Lupe Garz An Ethical Dilemmas
An ethical dilemma is defined as a moral issue, where a situation has two equivalent undesirable alternatives and neither choice will resolve the ethical
predicament. Lupe Garza, mother of two children, is a temporary employee at a plant. Garza is an excellent and talented worker, and supervisors have
taken notice in her skills. A human resource specialist named Sara Jones, mislead Garza in thinking she would unquestionably obtain a permanent job
position at the plant, causing Garza to turn down another job opportunity. During the interview, Garza is truthful and informs Mark Solomon, a human
resource specialist, that she is currently using someone else's identity in order to work legally and her real name is Carmen Mendoza. Mark tell... Show
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Mark Solomon's conflict is whether he should hire or let go of the illegal worker, turn Garza into the authorities, or just ignore the situation. After the
interview, Mark is faced with an additional ethical dilemma, the knowledge of other workers working in the plant under different names. Now, the
human resource specialist must face, whether the plant should stop hiring temporary illegal workers and run into staffing problems, or continue hiring
these workers and face legal allegations by breaking the law. The plant is breaking the Immigration Reform and Control Act (IRCA). The law was
passed to control or prevent illegal immigration in the United States. Furthermore, the law prohibits employers to knowingly hire unauthorized workers.
The plant is breaking the law because they are responsible for reviewing, confirming, and verifying employee's eligibility. The plant needs to use the
I–9, Employment Eligibility Verification, which assist employers in identifying if workers are citizen or non–citizens of the United States. Another law
the plant may be violating is the Equal Employment Opportunity (EEO), Title VII of the Civil Rights Act. This law "forbids discrimination based on
race, color, religion, sex, or national origin" (Noe, Hollenback, Gerhart & Wright, 2011). According to the case, the plant employs approximately
1,500 workers and one third of the workforce is Hispanic (Fransson, Gareett & Noll, 2005). The plant mostly hires Hispanic to
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The Department of Homeland Security for Immigration Essay
According to the Department of Homeland Security Immigration Website (USCIS), undocumented Mexican individuals come to our country by
illegally crossing the border or by initially having a visa and staying after the visa has expired. In most cases if an undocumented individual would like
to apply for a green card, they must do so while residing in Mexico which is what keeps many undocumented people from applying. There are
approximately 12 million undocumented immigrants in the U.S. It's interesting that immigration law takes place within the U.S. Department of Justice
instead of the U.S. judicial system because deportation is seen as an administrative correction and not a criminal punishment. Because of this,
undocumented immigrants ... Show more content on Helpwriting.net ...
You are also responsible to pay taxes, obey all laws, and if you are a male between the ages of 18 and 25 you must register with the Selective Service.
Your wait time for a visa can be anywhere from three to twenty years or longer depending on the circumstances and the number of visas available each
year (USCIS).
There are 226,000 family sponsored visas, 140,000 employment based visas available each year. There is no limit for immediate family members such
as spouses and children younger than 21. Due to the Immigration and Nationality Act of 1965, the number of Mexican immigrant visas can only equal
7 percent of the total permanent residents or green cards issued each year. The backlog for permanent resident applications in pending status is
approximately 1.4 million (Smith).
Mexican immigrants are excluded from the Diversity Lottery which grants immigrant visas to 50,000 winners each year. The lottery was designed to
help increase the number of immigrations from underrepresented countries like Nigeria, Iran, and Ukraine. The countries qualified to apply for the
lottery change each year (USCIS).
After having a green card or immigrant visa for 3–5 years, depending on circumstance, one can apply for citizenship. The main reasons to apply for
citizenship would be the right to vote in elections, bringing family members to the U.S., eligibility for Federal jobs, and becoming an elected official
(USCIS).
California in an effort to help undocumented immigrants has
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Personal Narrative Essay : Moving To Russia
Who would have thought that five years ago I lived another life in Russia. It was a typical Russian lifestyle, but for me it was not enough. I spent
countless nights wondering how I could change my life. In 2006 I had to decide between leaving my native country of Russia where my family and
friends lived and moving to America where I could learn English and meet a man whom would appreciate my ambitions, and I chose to move to
America, where all my dreams came true; I even now have a wonderful daughter which made the decision even more worth it[A1] .
Looking back, I can recall several reasons why I considered leaving Russia. First, I always wanted to speak English like the actors in my favorite
English movies and understand them without subtitles. I wanted to understand the English songs from my favorite radio stations. At the time, it just
sounded like a stream of unfamiliar words. I tried to learn English in elementary school and even at my Russian University, but I felt my progression
became stagnant. Because I had no one to practice with, I was not making the kind of progress I was hoping for. Therefore, moving to America would
give me the opportunity to dive into an English–speaking environment and receive first–hand knowledge of English.
Furthermore[A2] , many of the people from my hometown looked at me differently because I was a woman with lofty ambitions. I realized I simply
outgrew the place I was born. Because I was an ambitious girl in Russia, it was very
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Case Study On Visa
Trixia Tan
113900
Visa Inc. Visa is a company with high market share and as the first card network in the United States, they are already experienced in this industry.
Internally, the company has already created a system that sticks or rather an operating system that makes them the top player in this industry. However,
externally, there is inevitable change and opportunities that the company should address. Based on the given article, the problem with visa is that
externally there are opportunities and threats that makes them more viable to losses in the long run. Using SWOT analysis, the strengths of the
company would be its existing market share and its experience in the industry. The weaknesses of the company is that they can't penetrate the chinese
community market and based on their competitors, they are more expensive to use. This is due to their double conversion method and high rates. As
for the opportunities, given the statistics that there would be higher purchasing power for Chinese travelers in the United States and that there would be
an increase in ... Show more content on Helpwriting.net ...
In the global perspective, China UnionPay is a new entrant, however, CUP already has high competitive advantage due to their hold in China. (2)
The Chinese policies that prevents the foreign banks or foreign corporation, like Visa and Mastercard to penetrate their market. (3) competitor's
lower rates also pose a threat to the company due to consumer's preference to this. (4) there is also the complaints regarding the high rates of Visa
and Mastercard which gives a bad image to the company. (5) There is also an increase in the competitors' market share, especially in CUP's case. (6)
Product can also easily be substitutable from its competitors and (7) competitor has greater customer loyalty than Visa Inc. Lastly, (8) the competitor's
much more flexible and cheaper conversion process than that of Visa
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Visa Portfolio Analysis
I was asked to review data on our visa portfolio to determine what the impact would be if we were to change members rates to match their most
current credit score. I have done this by reviewing three separate snapshots of our Visa Portfolio. For each set I eliminated all cards and balances
that would not see a rate change. I also eliminated all that had a current credit score of 0 or in the 9000's. Due to the small amount of cards and
balances this impacts I don't think this will alter the results significantly. Further, it was requested that I change all who are now have a credit score of
730 and above to 9.9%. This is a significant change as probably our largest block of card holders are A+ borrowers with a rewards visa at a rate of
11.9%.
Before I present the data it is also worth noting that this data does not necessarily show what we will see, rather it shows what we would have seen
had we been changing the rates to changes in score. This is because, at least as I understand, if the rates change it would apply to new, not existing
balances. This seems significant as this data is only a snapshot of current balances. To more accurately apply this data would require accurate ... Show
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While doing this assignment I also spent a great amount of time thinking about other, non–monetary impacts this could have. The largest benefit that I
see from updating the rates to match current scores is that it will bring the rates in line with the risk involved with the loan. Further, if we were to do
this automatically it could save our lenders time as they would no longer have applications dealing with members re–applying for visa's to lower their
rates and the like. To assess the full financial impacts of updating rates ought to include these
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Persuasive Essay About Undocumented Immigrants
My Uncle risked his life crossing the border, his family, and his future. But he was determined to be with the love of his life, my aunt, no matter how
risky it was. He was terrified, no other emotion was coursing through his mind. He just wanted to make it there, and he did. He got lucky, unlike many
other undocumented immigrants who cross the border. and they are labeled dangerous and should be evacuated as if they are investing our country.
But like my uncle, they are coming here for a better opportunity, because they believe in America. They believe in us, so why should we not believe in
them? Undocumented immigrants should be able to stay in America, any age, and have a chance to get legal without complications. Because
Immigrants are an improvement to our country, we are all immigrants, immigrants are as much of a person as born–Americans are. Letting
undocumented Immigrants stay in our country, isn't just a plus for them, it's a plus for us. They are rising our population, and they help our economy,
a lot! Many people, including the president, think that immigrant workers increase labor market competition, and bring down wages for everyone.
Lucky, this is misguided, and driven into false information. Immigrants do not take up space in employment. So they are not taking away anything
from native workers, If anything, they are providing more business for us to purchase from. People also think that terrorist are why immigrants are
judge, and they are right for one part.
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Marketing Plan For An Organization
Marketing Plan
Marketing play vital role in success of every type of business. The objective of Marketing Plan to skeleton the strategies, tactics and plans to achieve
the targeted sales goals.
My company will provide consultancy regarding Skilled Worker Visa, Business Visa, Student Visa, Temporary Visitor
Visa, Work Visa, Family
Sponsored Visa, Refugee Cases and Citizenship. My company is committed to provide quality immigration services to those who are willing to settle
down temporary or permanently in Canada. My field of specialization would be Skilled Worker Program Category.
Being my source country is India, so my first targeted market will be India. I am fully aware of culture and language India is country having second
largest population in the World. There are huge number of individuals who are skilled in different area of fields and are eagerly interested to migrate
in developed Countries like Canada. Moreover there are vast number of students are fascinated to pursue their higher in Canada. There are also large
number of experienced business people who are willing to set up business in Canada. I have huge personal relations in my home country India from
where I can grab the intended customers. Moreover I can get number of clients through my agents who are much influenced persons having massive
connections in community. Customer satisfaction is most important activity in every business. My ideal customers will be Skilled Worker Category
for which I have full
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Visa Is The Most Promising Stocks Of The Credit Card...
Visa has become one the most promising stocks in the credit card industry. Its stock symbol is V, and it trades in the financial sector of the The New
York Stock Exchange (NYSE). As an investor, Visa has remained one of my most lucrative investments. In 2008, I purchased Visa as an initial public
offer at $59.00 per share. Since that time, the stock has climbed as high as $248.00 and split 4 to 1 on March 18, 2015 with a split share price of
$62.00. Although the reason for splitting remains undeclared, the value of the stock has remained consistent with steady growth toward a more
promising future.
Visa, as an Investor Business Daily Leaderboard stock, is recognized as one of a select number of companies screened for having the most potential
for big gains. (Alva, 2015) The Visa conducts over 65% (over two billion credit cards, debit cards, and many other financial services) of the United
States and some foreign countries' credit card transactions, which is more than its competitors MasterCard and Citigroup. For fiscal year 2013,
investors saw a 34.5% return (5–year annualized), and Visa reported $11,778,000 in assets, marking a 13% increase in revenue. (Fortune 500 2014,
n.d.) Many analysts, such as Bill Carcache of Nomura, have applauded Visa as a company with a most promising future. According to Carache,
"[Visa] is expected to rise further as the card processing network rides the coattails of strong bank partners and benefits from higher pricing and other
tailwinds,
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Border Wall And Illegal Immigration
One of the oldest justifications for a government is as a protector. Governments provide security, economic stability and social welfare for its citizens
(Slaughter 2017). Without border control, there would be mass immigration, which would lead to major job losses and economic instability (Mcguire
2017). This research paper intends to explore the question: how does a border wall influence illegal immigration? I argue that countries that allocate
resources for the construction of border walls will tend to have less illegal immigration. This is important because every country has the right to
control and protect its borders. In other words, each country has the right to know who enters and who leaves in order to protect its borders. In this
regard, it is important to acknowledge that the implementation of a border wall has significant consequences to economic, social, and political stability
within a country.
This paper will begin by defining the concepts used in our research proposal and provide several differing perspectives on the concepts being
discussed. Moreover, we will relate our research question with a contemporary scenario, and demonstrate the relationships of our key variables through
a causal mechanism. The causal mechanism will link the dependent variable that is illegal immigration to border wall, our independent variable.
Finally, we will finish by presenting testable hypotheses and the methodologies that will determine our empirical research. If
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The Letter Of The Visa Card
I did something crazy this weekend and traveled two states away to see my brothers and their families.
I have a BP visa card from Chase. I was filling our van up with gas in Pennsylvania and it got declined.
Ironic Occurrence Number 1: My BP Visa Card was declined when I was filling up with gas at a BP station!
Actually, I didn 't know it was declined at the time. The readout at the pump said "see cashier". So, I tried again and it failed again and told me to
"see cashier" again.
So, ya know what I did? I went and saw the cashier.
He was a nice guy with a Indian accent. Who 'd a thunk it? A guy from India at a gas station? Yep. He was very helpful and told me "I vas sviping it
too vast". So, he came out with me and showed me how to "svipe" it slower. And after he did...the result was still "see cashier".
Ironic Occurrence Number 2: The gas pump told the cashier he should see himself.
So, I used my other credit card and it worked fine.
I immediately called the phone number on the back of the card and I spoke to another person from India. This time I think the person was actually
located in India! She told me my credit card was placed "on hold" for security reasons. She then asked me all sorts of verifying questions; mother 's
maiden name, last four digits of my social security number, whether I was circumcised or not and then told me everything was okay and my purchases
should go through from now on.
And, that 's not what happened.
Ironic Occurrence Number 3: That
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Is Undocumented Alien Illegal Immigration Really A...
When it comes to anything about conflict in immigration there is always a huge debate. There are two sides to every story and both make very good
supportive arguments. Some with very compelling statistical reports. But which are true? That's for you to decide. Is undocumented alien illegal
immigration really a national problem? Honestly, I don't believe either side. There is no definite completely correct reports out there. Both sides
exaggerate the data to make it more compelling. But regardless they both sides have very good arguments. One argument is "Immigration helps to
determine the bargaining leverage of the American workers... If you use a form of labor recruitment that bids down the cost of labor, that leaves you
to a society where a small number are very, very rich, nobody in the middle, and everyone is left scrambling for crumbs at the bottom." P.132
Basically that means, with all the undocumented workers it takes away the labor rights to legal citizens. Driving they're bargaining rights for a higher
wage increase to nothing because everyone is replaceable. Which then in turn makes the rich richer, and makes the middle class slip into poverty.
Leaving more and more people fighting for livable wages, housing, and a decent life.
The other argument is "They never take into account the contributions that undocumented immigrants make.... It would be an economic and social
disaster for 11 million people to pick up and leave.... Without immigration labor, it would almost
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Benefits Of Temporary Visa Programs
Over the past few decades, the American workforce has been on the decline. As many of the previous generations start to retire and leave the
workforce so does their skills, something American companies are having problems replacing. Up till the 1970's the American workforce saw the
number of unskilled workers decline with the number of skilled workers increasing. In the 1970's however, this trend stagnated and has held constant.
With individuals aged 55–59 years getting ready to retire the American workforce is about to lose a large portion of its skilled workers. This puts
American companies in a very precarious position, how do these companies replace these workers? Some companies are moving their operations to
places where the number of skilled workers is steadily increasing. Most companies, however, take advantage of temporary visa programs like H–1B.
This visa program allows these companies to bring in skilled workers as non–immigrants to work in the United States for three years, up to six with a
renewal. Currently, the H–1B program allows for 65,000 foreign workers with an additional 20,000 visas set aside for individuals pursuing doctorate
degrees. Additionally, universities are allowed an unlimited number of visas for individuals pursuing bachelor's degrees. In order to apply for this visa, a
foreign worker must have already been offered a position and actually it is their employer who applies for the visa. Due to the number of applicants in
recent years the State
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Illegal Immigration Is The United States
Illegal immigration is the migration of people across national borders in a way that violates the immigration laws of the destination country. Some
countries have millions of illegal immigrants. Immigration, including illegal immigration, is overwhelmingly upward, from a poorer to a richer
country. The easy definition of an undocumented immigrant is someone who was not born in the United States and therefore has no legal right to be or
remain in the United States. Not all undocumented immigrants snuck across the border illegally. Although it is hard to get an accurate number on the
amount that did, some undocumented immigrants originally came here legally as tourists or some came on a temporary visa and just did not leave. The
reasons on why they decided to stay and not go back to their countries are numerous. Some immigrants come to the United States to work and escape
the poor economy in their country, while others come to be with their family. Whatever the reason may be, at the end of the day they all come here to
achieve the american dream. The American Dream is a national ethos of the United States, the set of ideals (Democracy, Rights, Liberty, Opportunity,
and Equality) in which freedom includes the opportunity for prosperity and success, and an upward social mobility for the family and children,
achieved through hard work in a society with few barriers. In the definition of the American Dream by James Truslow Adams in 1931, "life should be
better and richer and
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My Life Experience
It was a dark and warm night as the wind was breezing on my face. My parents and I went to the entrance of the airport in Ethiopia. The date was
September 15, 2017 and that day was the day that we were leaving Ethiopia. We had stayed there for one month for a vacation and to meet our other
family members. We went at 7:30 pm and the flight was at 10:30. We went a bit early because it is better than being late. Also, if a problem insists,
we would have time to fix it but that wouldn't happen,...right? Honestly, I didn't think we would've gotten on the airplane that night because of that
horrible incident. It was the most meaningful experience of my life because it made me surprised when I heard that our visa was expired. All this time
we did not check that the visa stamp said that September 14 is the day were leaving in the month that we stayed there. We told the people who
worked at the Immigration that we were leaving on September 15 but their mistake caused us to be a problem when we were about to leave
Ethiopia. We had to be in a rush so we didn't miss the airplane flight. For that reason, the life lesson that I learned is that managing your time is
crucial when it comes for many reasons. We came a little early so would get the process before the flight done and if something happens, then we
would have plenty of time to do something about it. If we didn't manage our time and we came later, we would probably miss our flight or we
would've gotten really
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Choice Privileges Visa Credit Card
Understanding the Choice Privileges Visa Credit Card
With many hourly wages and salaries at a standstill, millions of households are relying on credit cards to make ends meet. Research shows that
although wages have increased by 28%, the cost of living continues to outpace wages at 30%.
Fortunately, by using credit cards, many households can get the essentials they need until they get a raise or add additional income to their household's
budget. One of the many credit cards Americans continue to choose is the Choice Privileges Visacredit card.
The Choice Privileges Visa credit card is offered by Choice Hotels, making it a great option for individuals who travel a lot. Choice Hotels is a
Maryland–based company that owns a suite of properties, ... Show more content on Helpwriting.net ...
As a card that caters to travelers, the ability to use the points they've earned matters a great deal. Unfortunately, it takes Choice up to six weeks to
credit cardholders points. A six–week delay can negatively affect your travel plans.
Of course, in some instances, the drawbacks of owning the card may not affect you. With that in mind, you should choose a credit card that
complements your financial and travel objectives.
Managing the Credit Card Online
You can easily manage your Choice Visa online by visiting choiceprivilegesvisa.com. Once you are there, you enter your Choice Privileges Visa login
to access your account. Your Choice Visa Privileges Visa login gives you access to routine management tasks like reviewing your transactions, paying
your bill, and updating your personal information. You can also access choiceprivilegesvisa.com from your mobile device when you're on the go.
The Choice Privileges Visa credit card is one of the many travel credit cards that offers rewards for traveling. Using this card, many cardholders are
able to get free stays at Choice hotels.
If you want to learn more about the Choice Privileges Visa card, you can do so online or by calling customer service at 866–263–2058. Customer
service representatives are available 24 hours a day, 7 days a
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My Experience At The Usa
My experience of moving to the USA included a couple of steps such as preparing, arriving, and adopting. Moving to America was one of the most
thrilling and exciting experiences I have ever had in my life. It all started after I graduated from high school. I had always dreamed of going to
abroad to study in a better school to be successful in life. My dad was leaving me hints here and there that he was going to send me America for
school, but I was sure that it wasn't going to happen because getting a student visa was tough back then. However, that summer when I saw that letter
in my mail from the immigration department of USA for an interview, I was speechless. In order to come to America for school, I either had to
have a student visa or a permanent residency, for which someone had to sponsor me. I was actually starting to give up on coming to the USA for
School. But one day I saw a mail from the USA embassy, and in the mail it said that my aunt sponsored me to come to the USA, and they asked me
along with my family for an interview. It was so unexpected that I didn't know how to react. I took the letter to my dad, and he told me all about
how he was processing the whole time while I was busy taking my finals. That was exciting because I was actually going to get a chance to study
abroad which was all depending on the interview. I had to prepare for the interview with my best effort because that could take my life up to a whole
new level. The interview was in the capital
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Essay On Change In Life
She held out her hand out in front of me; her hand contained four different coins. One was copper colored, the rest were silver. They all differed in
size. These foreign objects were placed in my hand one by one, each followed by a description. "Bi, this one is a quarter. It's worth twenty–five cents;
it's the biggest one," she told me. She continued until she reached the last coin, the penny. "This is a penny. It's only worth one cent but you mustn't
forget that every cent counts." She placed the copper coin in my palm and curled my fingers close. "Now, you're going with your parents. Bringing
you was a last minute decision for them so behave. They are doing this for your future so listen, be good and study hard." She smiled me then... Show
more content on Helpwriting.net ...
There's no fear of leaving the house and being robbed. Or getting on a public transportation and be put at a gunpoint. The salary people have, even if
they are paid at minimum wage, can provide meals and housing. There are no random squatters when you walk outside. There is opportunity for
education. There exists a higher chance for success. And most importantly, a thing called the American Dream can be freely pursued. Like many others
that have come in the United States, we came here for a better life and future. Their decisions are not only for themselves but also for their posterity.
Despite the struggles, prejudice and judgment immigrants face, they still persevere to stay. There are two categories of immigrants in the US: legally
and illegally. Despite the difference, sometimes both are treated the same. There's still judgment. There's still fear. No one is entirely "safe" until they
receive permanent residency or citizenship. Staying legal in the country can be both costly and challenging. Some might marry; others might try to get
work sponsorship, or come as international students to study and find sponsorship. And those that are financially able to, they invest in businesses.
These options can be complicated due to the amount of paperwork that is involved. Miss one vital document and your status immediately becomes
illegal. Illegal immigrants can be of different
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457 Visa Research Paper
Name: Toqeer Sabir
Student ID: 981853
Workplace Rights of Visa Holders
All the workers who are working in Australia they have rights
and protections at their workplace and this is including the foreigner workers whether they are working lawfully or they are in breach of their visa
conditions.
There are many types of visas allow the foreigners to work in Australia. 457 visa is one of those visas. This Visa was introduced in
1996 soon after the John Howard became the Prime Minister. The full title of the visa was Temporary Business (Long Stay) and was changed on 24
November 2012 to Temporary Work (Skilled) Subclass 457. This visa was the most common and popular in the Australian Business Employers to
sponsor the foreigner skilled workers to come and work for them. But there are conditions and regulations, ... Show more content on Helpwriting.net ...
In April 2017, Prime Minister Malcolm Turnbull announced that the 457 visa will be abolished and two new visa categories will be introduced.
Whatever the changes made to the visas, workplace rights and protections will remain the same. No any visa changes can effect the workplace rights
and protection. It is very important for the workers to know their rights and protections at the workplace. As a worker/employee, you need to know
what is your position and where do you stand. As an employee, you are covered by a key set of conditions. Full time workers have the following
rights
– Guaranteed minimum wage
– Max working hours
– Paid annual leave of four weeks
– Personal leave of two weeks
–
unpaid maternity/paternity leave of one year
Part time employees get the same entitlements based on the hours they work. Casual employees get
the casual
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The Pros And Cons Of Visa Interchange
Filed in 2005, Visa Interchange primarily challenged the legality of three credit card practices: mandatory default interchange fees that merchants must
pay for every transaction; the Honor all Cards/Issuers rules that require merchants that accept and Visa– or MasterCard–branded credit cards to accept
all cards of that brand; and, anti–steering restraints that prohibit merchants from using price signals at the point of sale to steer customers to less costly
forms of payment (e.g., discounting and surcharging). . Default interchange. . Pursuant to the networks' respective default interchange rules, competing
banks must agree to fix interchange fees and not compete on that basis. . These mandatory fees have generated $450 billion and counting over the class
period. . More than any other single issue, Visa Interchange's financial, legal, and emotional heart remains controlling an inflated default interchange
fee. . Honor all Cards/Issuers. This is the most significant of the so–called anti–discrimination or anti–steering rules. . Any merchant that accepts any
one bank's credit/debit cards must accept all other bank cards issued on the network. . Competing banks agree to not compete, thereby restraining them
from providing preferential treatment to merchants at the point of sale that would entice the merchants to accept one branded product over another
(e.g., Chase vs. Capital One mileage cards). . Plaintiffs argue that discriminatory treatment, such as discounts
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Cougar Visa Case
Cougar Visa: Developing a Means–End Chain for a Credit Card
A) Using the data provided, perform a means–ends analysis.
During this case study, we can see that the current state the following: there are an increasing number of competitors in the credit industry. More and
more companies enter this industry, making even more difficult for thebank to compete and gain more customers shares. So, we've perform a
means–end analysis of the situation in order to get the maximum information for them improve their services and be more efficient. The goal of this
means–end analysis was to find a way to differentiate from the others by any means. But the first step of it was to find out what's important for the
customers when we're talking a ... Show more content on Helpwriting.net ...
We could conclude from that analysis that this means–end chain helped us to define a bit more what a credit card customer is expecting when making
the decision to go for a company more than another. If we have that in mind, then it's much more easier to differentiate the company from the
competition and as a results try to gain market shares.
B) What segments have been neglected?
After having a look at the whole document, and after having analyzed the means–end chain, we could say that some segments have been neglected.
Indeed, we talk about all the added value option that we could actually encounter in a credit card but there isn't any research or data on that. Like what
kind of option are the most wanted (insurance? travellers checks ? no international fees ? etc...). Furthermore, we could see that we lack some
information about the link between the attributes and the benefices. Indeed, we have then both but we don't really know the relation between them,
which makes it more difficult to do the means–end chain.
C) What changes, if any, in the product positioning might be recommended based on the attribute desired? Do you need additional information?
When you see table 2, you could retrieve the information about what's most important for the customers when we are talking about a credit card. Then,
we have the
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What Are The Best Policies The United States Should Implement
What are the best policies the United States should implement to solve the illegal immigration problem? Immigration is an important implication
throughout the United States as a whole. This topic drafts many opinions, both positive and negative. The media uses propaganda to put blame on the
immigrants for taking American jobs, or not being allowed to live in our country legally. Others give a more welcoming view to them, that they're
welcome to come to our country and they have a chance to restart their life. "An estimated 12 million–plus undocumented (illegal) immigrants currently
reside in this country."
Those who desire hardline approach, want higher security and vetting off possible immigrants. The lot of immigrants that are legally ... Show more
content on Helpwriting.net ...
"There are approximately 3.7 million unlawful immigrant households in the U.S. These households impose a net fiscal burden of around $54.5 billion
per year." The final disagreement exclaimed by many Americans, is the free education that illegal immigrants are getting for coming to theUnited States
. Most schools will give millions of dollars of loans to illegal immigrants. The Supreme Court case Plyler vs Doe was held in June of 1982. This Court
case was about public education for immigrant students. The Supreme Court ruled 5–4 that the Board could not deny the immigrants an education.
Plylers "Equal access to education for children regardless of status."
Immigrants will take our jobs and lower our wages, and create less jobs for the working Americans. Immigrants are usually brought closer to regions
that have a big supply and demand such as farms and factories in big agriculture countries. The south has a lot of farms for immigrants to get jobs on
and supply for their families. These are jobs Americans in our society don't like to do. On top of this, undocumented immigrants will accept a job for
lower wages
than the Americans and can be paid "under the table". They will do the dirty jobs for less than minimum wage to support their families. Another
argument is how immigrants overuse welfare in this country. All unauthorized immigrants don't have legal access to the welfare reforms. But
immigrants make a large contribution to Medicare and Social Security when
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The Pros And Cons Of H-1B Visas
In recent years, much has changed in the science, technology, engineering, and mathematics (STEM) fields. Three reports, Rising above the Gathering
Storm, Innovative America, and Tapping America's Potential, argue that if Americans do not improve in the STEM field our economy will suffer, our
exports will be affected and taking away H–1B visas will heavily impact America. The three reports write about using more innovation and technology,
if we do this then our economy will be stable. The proponents argue that we need to close achievement gaps, improve the quality of teachers, increase
labor supply, improve our international ranking, and issue more H–1B visas. The proponents say that America should issue more H–1B visas because
it is helping our economy but, critics say we shouldn't issue more. Workers in the STEM field think that their employers are replacing them because the
H–1B foreign workers are cheaper. Although, critics argue that the H–1B visas are taking American jobs and giving them out to foreigners so, America
can be ahead. But, for the US to be ahead in innovation and STEM education, we need to issue more H–1B visas. Right now, students here on visas are
graduating with degrees in STEM and because of this our economy is stable. The critics argue that these H–1B visas are popular because companies
want to obtain workers at a lower cost than American workers. Ron Hira, the writer of The H–1B and L–1 Visa Programs: Out of Control," writes
about how H–1B workers
... Get more on HelpWriting.net ...

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The Effects Of History And Social Structures On Our Lives...

  • 1. The Effects Of History And Social Structures On Our Lives... Experiences play a vital role on who we are as a person, more importantly the memories that we've had as children stick with us for the rest of our lives. They help structure and model us into a person that will eventually do extraordinary things that will affect others around us. In first world countries most experiences as a child are generally the same for everyone because they live in a safe shielded environment that protects them anything bad that could happen but, children growing up in third world countries face horrible experiences that can cost them their lives but they believe is the norm. Through my primary research I have discovered that history and social structures have had a great impact on my personal life than ever imagined having to growing up in a third world country. After developing my secondary research, the information I collected is proof of events that have ultimately lead to factors of my development from an infant to who I am as a person today. Throughout my life there were different historical events occurring at the time in my home country and my future country that unfolded to shape and model my life to make me the person that I am today. I am able to identify specific events that separately correspond to the process of coming to Canada before while residing in my home country, during the immigration process to come here, and after arriving in Canada. In this essay I will be talking about how these historical events and social structures shaped ... Get more on HelpWriting.net ...
  • 2. Visa Policies And The Visa Policy Entry, keep and exit of foreigners into Republic of India is ruled by the Passport (Entry into India) Act 1920, Passport (Entry into India) Rules, 1950, Foreigners Act 1946 and also the Registration of Foreigners Rules, 1992. The policy, acts and rules concerning entry of foreigners into Republic ofIndia are framed by the Ministry of Home Affairs (MHA) , Government of Republic of India. Visa regime is enforced abroad by Republic of Indian missions & posts and in India by Foreigners Regional Registration Offices (FRROs), home departments & district directors within the states besides immigration posts. PV–II Section of CPV Division provides the interface with MHA in formulation and implementation of visa policy and is additionally entrusted with advising Indian Missions/Posts on visa matters. PV– II conjointly formulates policy on grant of diplomatic and official passports. different necessary functions and responsibilities of PV–II are appended. The basic principle of the visa policy is fairness, subject in fact to underlying concerns of reciprocity, security and national interests. whereas an outsizes majority of foreigners is roofed beneath general visa rules, specific visa rules and procedures apply to bound classes of nationals. Visa isn 't a matter of right and it 's entirely up to the competent authority to make a decision on issue of visa to any foreigner. Visa like passport and diplomat services may be a service and a fee is charged for grant of visa in ... Get more on HelpWriting.net ...
  • 3. Gateway Of The United States Gateway to be Americanize America is the number one country that people from all around the world want to come in order to have a better life. To be able to enter the United States legally, the country requires a Visa for entering and be able to stay in the period of time. However there are some people that happen to enter the country illegally without the visa. According to the Migration Policy institute, in 2012 there are 11.4 undocumented immigrants in the US. and 4.1 million undocumented immigrants who brought children who were under 16 to the country with them. Unfortunately, the children who come to America illegally at such a young age do not know about their status in the country. They embrace America as their own country and they are familiar with the US. more than the countries that they were born in. Moreover young undocumented immigrants who grow up in America more likely to eager to push themselves to be nearly as American. Education is what makes them move to the middle class, to be Americanized. Although, the road for young undocumented immigrants had been impossible to reach, but the government has been introduced the policy that makes young undocumented students' lives more reality which are "DACA and DREAMS Act". DACA and DREAM act are the policies that have good benefits to young undocumented immigrants, however, there are downsides to this two policies that could harm immigrants who live in America illegally. In America, there might be 1.8 million out of ... Get more on HelpWriting.net ...
  • 4. United States Should Increase The Visa Cap The H–1B visa, originally created to streamline admissions of temporary foreign workers to the United States, has become a topic of much debate between the foes of immigration and the information technology (IT) industry. The debate is focused on whether to increase the visa cap in order to alleviate what the industry describes as a shortage of IT labor. This argument, however, obscures the fundamental flaw of the H–1B program that deserves a more prudent examination. The current H–1B visa program is plagued with inefficiencies that privilege the IT industry at the expense of both visa holders and domestic IT workers alike. The H–1B program needs a complete overhaul, and should include a mechanism to ensure that both employers and employees abide by free market forces. Increasing the current visa cap will only amplify current inefficiencies of the H–1B visa program. Alternatively, allowing visa holders the ability to access a greater range of employment opportunities increases the holder's incentive to make economic contributions. The industry's ability to hire globally must be balance by workers' rights to seek out more competitive opportunities. Current mobility restrictions of the H–1B program are preventing valuable workers from seeking the most valuable opportunities, ultimately leading to a misallocation of foreign labor. H–1B visa reform that includes a role for labor mobility will not only introduce market forces into the bigoted program, but will also help ensure ... Get more on HelpWriting.net ...
  • 5. Graduation Speech : The United States With My Country Something that was really hard for me was to come and study here in the US. What opened the doors to achieve this personal goal was the sport that I play, basketball, thank to that I have a scholarship, and of course the support from my parents was one of the most important thing to get it done. To get to study in the US for me it was a great achievement, because since childhood I wanted to do, always kept my goal in my mind and insisted to get it, until one day I got it and did not hesitate to accept and challenge to myself. Obviously, I had to go through a very difficult and bumpy process to achieve my goal, such as travel to another country to get a scholarship which can help me in the financial issue, as education comparing the United States with my country (Paraguay) is much more expensive but it has its advantages. And it 's also more than clear that getting a degree here has much more value in getting a job or presented for an important charge, because you consider that the person gets to speak other languages, and it is now a crucial tool when doing business that can be international. First of all to leave my country, I had to get VISA, which already had because years ago I had the opportunity to travel to the US for the first time in my life, then I had the VISA, which is a key to get out from the country, it was not a very big deal. To obtain the visain my country, first is access to the website of the US Embassy and book an appointment for this, pay an amount ... Get more on HelpWriting.net ...
  • 6. A Short Note On Visa Program Vs. Visa Programs How does the J–1 visa program compare to the H–2 visa program? How do the employer sponsorship requirements, work protections, problems, and litigation trends, and other components of the programs compare? Short Answer The J–1 visa program is very unlike the H–2 visa program in design, oversight, and regulation. The J–1 visa program contains 15 different categories of participants, where some, such as secondary students, are generally not allowed to work. Furthermore, sponsor requirements for the J–1 visa program are not at the employer level, but a level above with so–called sponsors. The J–1 program, like the H–2 program does suffer employer abuse in such things as wages and hours, but for different reasons. Unlike the H–2 visa... Show more content on Helpwriting.net ... The J–1 visa program dwarves the H–2 visa program. For example, in 2013, estimates were that there were 215,866 J–1 visa participants as compared to 74,859 H–2A workers and 94,919 H–2B workers. J–1 visa participants are like H–2 workers in that they lack access to many public benefits and such things as federal funded lawyers. b.Sponsorship and Employer Requirements To qualify as a sponsor for the J–1 visa program, an entity must be a U.S. government entity at any level, an international organization or agency that the U.S. is a member of and have an office in the U.S., or "[r]eputable organizations that are United States Persons." To earn a sponsor designation, such entity must: (1) Demonstrate, to the Department of State 's satisfaction, its ability to comply and remain in continual compliance with all applicable provisions of this part; (2) Meet at all times its financial obligations and responsibilities attendant to successful sponsorship of its exchange visitor program; and (3) Demonstrate that the organization or its proposed Responsible Officer has no fewer than three years ' experience in international exchange. The Department of State ("DOS") which oversees the J–1 visa program states that it only has powers to sanction sponsors and not employers. Therefore, unlike the H–2 visa program, oversight of employers is left to sponsors. Sponsors screen and select visa participants, like employers in the H–2 visa program, however, here there is an English ... Get more on HelpWriting.net ...
  • 7. Reasons To Travel Overseas Essay There's a whole world out there. So, break your limits and pack your bags for a journey to remember. Going out to find your way into a different world is an amazing experience altogether and opting for overseas destinations makes your trip extra fascinating by letting you discover the new face /phase of life. Encountering the foreign countries can not only bring new opportunities but also will offer a trip stuff with adventure and beautiful memories./opens up an envelope of exciting adventures and beautiful memories to cherish. Know the right things before you decide! Top 6 Reasons to Travel Overseas: 1.Be Multi Cultural / Bonding over the Boundaries Overseas Travel establishes globalizing world. Being cultural/culture sensitive enables us... Show more content on Helpwriting.net ... There is so much to discover and know in/on the other side of the planet. From crazy jumping over the hills to getting on a jungle safari, when you are independent from all worries, you can do whatever your heart desires. 4.New Language Don't you enjoy speaking/flaunting a foreign language in front of your friends to show them what you got? Well everybody does. Speaking in an international tongue is a great feeling in itself, also there is no point of learning French in your school days, if you can't implement the same. So move it and Use it. 5.Box of Opportunities Global Travel brings a box full of opportunities to your footsteps. When you are in the country, you can easily go through their top universities in person for further education plans or get to meet some employers to know their market needs or just get an investment idea by interacting with some Top Business Minds. 6.Learning new By being connected to people from different grounds, you can always learn several things from them. Be it Cooking a new recipe you ate, or a folk dance you saw, or may be some personality development you acquired by getting along with some leading personalities over there. With so many reasons in your box, pick one to resume the life changing journey and create your own travel ... Get more on HelpWriting.net ...
  • 8. Illegal Aliens and Birthright Citizenship Illegal Aliens and Birthright Citizenship The United States Constitution is the supreme law of our great country. Found in our Constitution, is the fourteenth amendment. But, did the authors of the Fourteenth Amendment want or not want to grant citizenship to every person who happened to be born on U.S. soil? And does "subject to the jurisdiction" mean something different from "born in the United States,"? First, let's see exactly what the fourteenth amendment states: "All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the state wherein they reside. No state shall make or enforce any law which shall abridge the privileges or immunities of citizens of ... Show more content on Helpwriting.net ... Political pressures make refugee status difficult to prove in some cases. Diversity Lottery Through the Diversity Visa Lottery Program, immigrant visas are made available annually to people whose country of origin has low immigration rates to the United States. Each year, the State Department selects 110,000 applicants from all qualified entries. However, once 50,000 immigrant visas are issued, or the fiscal year ends, the lottery is closed. Immigrant visas are not available for people whose country of origin sent more than 50,000 immigrants to the United States in the last five years. Many people think they can show up at a U.S. embassy or border post, describe why they'd make a good addition to U.S. society, and be welcomed in. Unfortunately, this is the exact opposite of how the U.S. immigration system works. Instead, people who want to come to the U.S., whether temporarily or permanently, must determine whether they fit into eligibility categories for either "permanent residence" (a green card) or for a temporary stay ("nonimmigrant visa"). Then they must submit an application –– in fact, often a series of applications –– to one or more of the U.S. agencies responsible for carrying out the immigration laws. These include U.S. Citizenship and Immigration Services (USCIS), which has offices across the United States, and the U.S. Department of State (DOS), which manages consulates and embassies around the world. What Permanent ... Get more on HelpWriting.net ...
  • 9. Legal And Illegal Immigration Has Always Been A Primary Legal and illegal immigration has always been a primary issue in the American economy. There are many American workers that consider immigration a primarily a redistributive policy. The prediction by economists is that illegal immigrants will redistribute income by lowering the salaries of competing American workers and increasing the salaries of complementary American workers as well as profits for business owners and users of illegal labors. America has always been a home to all immigrants and is considered a large group in the work force and contributing to the economy. While the total net impact on the native born is small, the loss or gain for certain groups of the people can be extensive. Let's consider the facts immigrant workers ... Show more content on Helpwriting.net ... An additional 20,000 are issued to individuals with at least a master degree from an American University. There are individuals who are do not counted in the overall count and these are individuals who work in certain institution such as Universities and government research agencies. The argument that many Americans make when it comes to individuals who work visa is that they take jobs from American workers. More often H–1B visa holders take jobs that American are reluctant to take. H–1B holders often take jobs in remote areas where a need for specialist occupation is needed such as doctors. American are resultant to relocate to these areas, so foreigners often fill in to these types of situations. According to Taylor Mark companies are not allowed to pay visa holder less money than to their American counterparts holding the same job. But ever rule companies often find loopholes to save money for their companies. One gap that companies especially in the engineering sector is to hire visa holder through a third party service, paying them less than their American counterparts. This does happen but more often than not. Individuals who hold H–1B visa are contributing to our economy and filling in jobs where a need a high for the type of skills they hold (Kephart, Janice). Illegal Workers According to US Economy today illegal immigrants increase our GDP by nearly $395 to $472 billion per year. This is significant impact made by illegal immigrant to ... Get more on HelpWriting.net ...
  • 10. Immigration: H-1B Visa In recent headlines, the H–1B visa has come become a debatable topic. The number of visas distributed to skilled workers (H–1B) and who receives them, and whether the United States should increase or decrease the amount. Currently, the H–1B visa system is structure to administer 65,000 H–1B visas (Services, H–1B Fiscal Years (FY) 2014 Cap Season). According to the United States Citizenship andImmigration, 124,000 petitions were received during the 2013 fiscal year. (Services, H–1B Fiscal Years (FY) 2014 Cap Season). Some are suggesting that we need more skilled immigrant labor within our country for innovative and entrepreneurial exploration, while others are opposed to such a change and would prefer a decrease in the number of ... Show more content on Helpwriting.net ... The costs and benefits current, native workers see when the number of H–1B visas distributed are increased, is depended on several factors. One factor is the age of the current, native worker. In a study conducted by Sari Pekkala Kerr, stated that there is a substitutionary effect, that occurs with young skilled immigrants workers, versus older, current native workers (4). This is a cost to older, current native workers, but a benefit for younger, current, native workers. Younger, current, native workers are more complementary to young, skilled immigrants. Another factor is the skill set held, by the current, native worker. By having more skilled workers, generally speaking, regardless of citizen or immigration, will increase the productivity and innovation in the firm. This is a benefit for specialized, current, native workers. Skilled, immigrants see costs and benefits when the number of H–1B visas distributed increase. The costs associated with working in the United States, is through labor force participation and taxes, which include income, Social Security, and Medicare taxes (West). Also, by having more skilled, immigrants, they make higher wages, therefore paying more in items, such as food, housing, entertainment, commercial services, etc. (West). The benefit skilled, immigrant workers receive is the ability to use and apply the knowledge they have ... Get more on HelpWriting.net ...
  • 11. Annotated Bibliography On Global Mobility Of Latin America... A Guide to Global Mobility in Latin America and the United States Introduction For multinational organizations the global movement of employees is essential, but companies today are faced with a maze of legal issues to consider. The following article provides a regional overview of current trends, key government agencies, and visas for business travel, training and employment assignments for the United States and certain countries in Latin America, including Argentina, Brazil, Chile, Colombia, Mexico, Peru, and Venezuela. Immigration laws differ from country to country. Although the specific names for the visas and the requirements differ, there are common patterns and trends – especially for countries balancing the interest of engaging in global commerce against protecting local labor markets and national security. Treaties and bi–lateral agreements often give special privileges to citizens from specific countries (e.g., benefits for citizens of Canada, Mexico and the United States under the North American Free Trade Agreement). Be careful not to overlook these sometimes hidden gems when considering alternative visa strategies. Current Trends It invariably takes longer than expected to secure all of the authorizations required before an employee can travel abroad for business. The best laid plans go often awry. Sometimes short–term business travel may seem like the only way to meet an immediate need. But the visas that are quickly available for such trips generally ... Get more on HelpWriting.net ...
  • 12. Why I Should Start Over The Family Crisis There are moments in life when important decisions are made which greatly impact and shape one's life. I still remember mine as if it were yesterday. The day when my father decided to finally pay me a visit. It was just another hot and humid summer day in Vietnam. The day when my conversation with father got me leaving my past behind and came to the decision that I should start over again in America. On that day, I realized how proud my family was of me before the family crisis, how the crisis has haunted me, and how the conversation with my dad along with my family's support got me back up to face the reality once again. "It has been a year already, huh?" – I thought to myself as I took a sip of the cold coffee from a corner of my favorite cafГ© shop which was located about twenty blocks away from home. One year since the day I decided to give up trying to make something out of myself in the foreign land and moved back to Vietnam to live with my family. Australia was a land of opportunities where hard work is actually paid off. On the other hand, Vietnam was not much so due to its status of being a developing country. I have spent a third of my life studying abroad in Australia and I was sure of how proud my family was of me. I was an all–rounded college student, who was able to work and afford rent and food without family's support. Being an international student was not an easy job when everything was expensive, especially the ridiculous university tuition fee. I still ... Get more on HelpWriting.net ...
  • 13. Visa, Inc.(Ipo Paper) by Didier Buka IPO Paper Visa Inc. (VN) operates the world's largest retail electronic payments network and manages the world's most recognized global financial services brand. Visa has more branded credit and debit cards in circulation, more transactions and greater total volume than any of their competitors. They facilitate global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities. They provide financial institutions, their primary customers, with product platforms encompassing consumer credit, debit, prepaid and commercial payments. Visa Net, their secure, centralized, global processing platform, enables them to provide financial institutions and ... Show more content on Helpwriting.net ... Class A common stock is being offered to the public pursuant to this prospectus. Class B common stock is held by financial institution customers that are members of Visa U.S.A. Class C (series I) common stock is held by financial institution customers that are associated with Visa Canada and their AP, LAC and CEMEA regions. Class C (series II, III and IV) common stock is held by Visa Europe. However, an investment in their class A common stock involves a high degree of risk. You should carefully consider each of the following risk factors and all other information set forth in this prospectus before investing in their class A common stock. Any of the following risks, if realized, could materially and adversely affect their revenues, operating results, profitability, financial condition, prospects for future growth and overall business. In that case, the trading price of their class A common stock could decline and you could lose all or part of their investment. Giving pro forma effect to the transactions described above and the October 2008 redemption and subsequent conversion as if each occurred promptly following the closing of this offering, the number of shares outstanding and the number of shares of class A common ... Get more on HelpWriting.net ...
  • 14. New Immigration Case Study Get the Best Immigration Advice From Expert NYC Lawyer, Alice Antonovsky (H1) Give Your Immigration Case the Best Chance for a Successful Outcome As members of the American Immigration Lawyers Association and NYC based firm, we take pride in helping our clients achieve their immigration goals. Here is What You Need to Know About NYCImmigration (H2) New York has consistently ranked as the second state with the largest number of immigrants. According to PewResearchCenter reports, immigrants were 15.9% of the state's population in 1990. In order to legally live and work in NYC, you need a valid visa issued by immigration authorities. Some of the available options include temporary and permanent residences. However, there are several visa ... Show more content on Helpwriting.net ... In fact, all instructions and forms are available on USCIS website. However, individuals often get overwhelmed or make mistakes during along the process. Following the expert advice of an Immigration Lawyer is a way to ensure your application will be completed correctly and lodged with no hassles. Please feel free to visit our blog post to learn when to hire an immigration lawyer. How do I choose a competent Immigration Lawyer? The first thing you need to check is whether the lawyer you are about to hire is dedicated to immigration or not. Working on different legal areas does not mean they are not qualified. But a specialized immigration lawyer would be up–to–date with the procedures and have gained experienced with previous cases. It is also a good idea to check for association memberships like AILA. They check legal professional's credentials before accepting them as members. How much will an Immigration Attorney charge for legal ... Get more on HelpWriting.net ...
  • 15. My Life Experience It was a dark and perspiring night as the wind was breezing on my face. My parents and I went to the entrance of the airport in Ethiopia. The date was September 15, 2017 and that day was the day that we were leaving Ethiopia. We had stayed there for one month for a vacation and to meet our other family members. We went at 7:30 pm and the flight was at 10:30. We went a bit early because it is better than being late. Also, if a problem insists, we would have time to fix it but that wouldn't happen,...right? Honestly, I didn't think we would've gotten on the airplane that night because of that horrible incident. It was the most meaningful experience of my life because it made me surprised when I heard that our visa was expired. All this time we did not check that the visa stamp said that September 14 is the day were leaving in the month that we stayed there. We told the people who worked at the Immigration that we were leaving on September 15 but their mistake caused us to be a problem when we were about to leave Ethiopia. We had to be in a rush so we didn't miss the airplane flight. For that reason, the life lesson that I learned is that managing your time is crucial when it comes for many reasons. We came a little early so would get the process before the flight done and if something happens, then we would have plenty of time to do something about it. If we didn't manage our time and we came later, we would probably miss our flight or we would've gotten really ... Get more on HelpWriting.net ...
  • 16. The Affects Of H1B VISA On The US Economy THE EFFECTS OF H1B VISA ON THE US ECONOMY The H–1B visa program governs most admissions of temporary immigrants into the United States for employment in science and engineering (SE). This program has become a point of significant controversy in the public debate over immigration, with proponents and detractors at odds over how important H–1B admission levels are for U.S. technology advancement and whether native U.S. workers are being displaced by immigrants. In the first article, "The H1B Visa Controversy" by Norman Matloff, he points out that these policies aren't in the best interest of the USA. Although many firms recognize the benefits of work visas and employ foreign professionals, use of such work visas raises questions about the likely impact of high–skill ... Show more content on Helpwriting.net ... He very clearly assess and presents an overview such issues including the EB visas. The main targets of the H1B, the highly skilled immigrants (HSIs) innovate and engage in entrepreneurial activities at the levels which are disproportionate to their presence in the population. The researchers found a direct correlation between increase in the number of H1B visas and increase in the patent applications, to a point where Indian and Chinese researchers contribute to roughly forty percent of all the patents filed in the US in the last 10–15 years. But with the change in H1B caps in 2001 and as early as 2017 (the proposed bill), these HSIs are finding other countries like Canada and Australia attractive and better destination that have much more to offer. This is not only creating a shortage of such skilled talents in the US but also creating a chain effect where they are in turn proving to be a competitor to the domestic US firms on a global level. This calls for an improvement in the current programs like modification of allocation H1B, and acceleration in processing the implementation of these
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  • 18. Visa Card Casinos Visa card casino Visa is a credit card that allows you to make payments at millions of retail outlets and online shops worldwide. Both offline and online casinos accept Visa Card as this is the one payment method that you can be sure about. You can go anywhere in the world for business or holiday, and your Visa card will serve you everywhere every time. Visa Casinos It's no wonder that all 99,9% of online casinos accept Visa Card payments for both deposits and withdrawals. When you deposit with Visa Card, the money will be available on your casino account immediately so you can start playing and winning with no delays. The transactions at all decent and trustworthy casinos are secure and protected by most advanced encryption technology that maintains the safety of ... Show more content on Helpwriting.net ... You can most of the time withdraw your winnings back to the Visa account, however, that depends on a particular casino. Disadvantages of using a Visa card The main disadvantage of using a Visa card is that the casinos charge an extra fee anywhere between 2–3%, most often 2,5% on top of your deposit. In some of the casinos after exceeding the amount of the fee is not charged. Most online casinos have set the minimum limit and the maximum amount of deposit with the Visa Card Visa. This is usually a minimum of ВЈ10 and a maximum of ВЈ5,000. Another drawback of using a credit card is that some players can easily lose control over how much money you spend, so be sure to exercise self–control and keep you playing habits in check. Saying that, it is still one of the best payment methods out there, so if you wish to use your Visa Card, just head over to one of the recommended casino below, deposit, receive your welcomed bonus and enjoy the games. Good
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  • 20. Lupe Garz An Ethical Dilemmas An ethical dilemma is defined as a moral issue, where a situation has two equivalent undesirable alternatives and neither choice will resolve the ethical predicament. Lupe Garza, mother of two children, is a temporary employee at a plant. Garza is an excellent and talented worker, and supervisors have taken notice in her skills. A human resource specialist named Sara Jones, mislead Garza in thinking she would unquestionably obtain a permanent job position at the plant, causing Garza to turn down another job opportunity. During the interview, Garza is truthful and informs Mark Solomon, a human resource specialist, that she is currently using someone else's identity in order to work legally and her real name is Carmen Mendoza. Mark tell... Show more content on Helpwriting.net ... Mark Solomon's conflict is whether he should hire or let go of the illegal worker, turn Garza into the authorities, or just ignore the situation. After the interview, Mark is faced with an additional ethical dilemma, the knowledge of other workers working in the plant under different names. Now, the human resource specialist must face, whether the plant should stop hiring temporary illegal workers and run into staffing problems, or continue hiring these workers and face legal allegations by breaking the law. The plant is breaking the Immigration Reform and Control Act (IRCA). The law was passed to control or prevent illegal immigration in the United States. Furthermore, the law prohibits employers to knowingly hire unauthorized workers. The plant is breaking the law because they are responsible for reviewing, confirming, and verifying employee's eligibility. The plant needs to use the I–9, Employment Eligibility Verification, which assist employers in identifying if workers are citizen or non–citizens of the United States. Another law the plant may be violating is the Equal Employment Opportunity (EEO), Title VII of the Civil Rights Act. This law "forbids discrimination based on race, color, religion, sex, or national origin" (Noe, Hollenback, Gerhart & Wright, 2011). According to the case, the plant employs approximately 1,500 workers and one third of the workforce is Hispanic (Fransson, Gareett & Noll, 2005). The plant mostly hires Hispanic to ... Get more on HelpWriting.net ...
  • 21. The Department of Homeland Security for Immigration Essay According to the Department of Homeland Security Immigration Website (USCIS), undocumented Mexican individuals come to our country by illegally crossing the border or by initially having a visa and staying after the visa has expired. In most cases if an undocumented individual would like to apply for a green card, they must do so while residing in Mexico which is what keeps many undocumented people from applying. There are approximately 12 million undocumented immigrants in the U.S. It's interesting that immigration law takes place within the U.S. Department of Justice instead of the U.S. judicial system because deportation is seen as an administrative correction and not a criminal punishment. Because of this, undocumented immigrants ... Show more content on Helpwriting.net ... You are also responsible to pay taxes, obey all laws, and if you are a male between the ages of 18 and 25 you must register with the Selective Service. Your wait time for a visa can be anywhere from three to twenty years or longer depending on the circumstances and the number of visas available each year (USCIS). There are 226,000 family sponsored visas, 140,000 employment based visas available each year. There is no limit for immediate family members such as spouses and children younger than 21. Due to the Immigration and Nationality Act of 1965, the number of Mexican immigrant visas can only equal 7 percent of the total permanent residents or green cards issued each year. The backlog for permanent resident applications in pending status is approximately 1.4 million (Smith). Mexican immigrants are excluded from the Diversity Lottery which grants immigrant visas to 50,000 winners each year. The lottery was designed to help increase the number of immigrations from underrepresented countries like Nigeria, Iran, and Ukraine. The countries qualified to apply for the lottery change each year (USCIS). After having a green card or immigrant visa for 3–5 years, depending on circumstance, one can apply for citizenship. The main reasons to apply for citizenship would be the right to vote in elections, bringing family members to the U.S., eligibility for Federal jobs, and becoming an elected official (USCIS). California in an effort to help undocumented immigrants has ... Get more on HelpWriting.net ...
  • 22. Personal Narrative Essay : Moving To Russia Who would have thought that five years ago I lived another life in Russia. It was a typical Russian lifestyle, but for me it was not enough. I spent countless nights wondering how I could change my life. In 2006 I had to decide between leaving my native country of Russia where my family and friends lived and moving to America where I could learn English and meet a man whom would appreciate my ambitions, and I chose to move to America, where all my dreams came true; I even now have a wonderful daughter which made the decision even more worth it[A1] . Looking back, I can recall several reasons why I considered leaving Russia. First, I always wanted to speak English like the actors in my favorite English movies and understand them without subtitles. I wanted to understand the English songs from my favorite radio stations. At the time, it just sounded like a stream of unfamiliar words. I tried to learn English in elementary school and even at my Russian University, but I felt my progression became stagnant. Because I had no one to practice with, I was not making the kind of progress I was hoping for. Therefore, moving to America would give me the opportunity to dive into an English–speaking environment and receive first–hand knowledge of English. Furthermore[A2] , many of the people from my hometown looked at me differently because I was a woman with lofty ambitions. I realized I simply outgrew the place I was born. Because I was an ambitious girl in Russia, it was very ... Get more on HelpWriting.net ...
  • 23. Case Study On Visa Trixia Tan 113900 Visa Inc. Visa is a company with high market share and as the first card network in the United States, they are already experienced in this industry. Internally, the company has already created a system that sticks or rather an operating system that makes them the top player in this industry. However, externally, there is inevitable change and opportunities that the company should address. Based on the given article, the problem with visa is that externally there are opportunities and threats that makes them more viable to losses in the long run. Using SWOT analysis, the strengths of the company would be its existing market share and its experience in the industry. The weaknesses of the company is that they can't penetrate the chinese community market and based on their competitors, they are more expensive to use. This is due to their double conversion method and high rates. As for the opportunities, given the statistics that there would be higher purchasing power for Chinese travelers in the United States and that there would be an increase in ... Show more content on Helpwriting.net ... In the global perspective, China UnionPay is a new entrant, however, CUP already has high competitive advantage due to their hold in China. (2) The Chinese policies that prevents the foreign banks or foreign corporation, like Visa and Mastercard to penetrate their market. (3) competitor's lower rates also pose a threat to the company due to consumer's preference to this. (4) there is also the complaints regarding the high rates of Visa and Mastercard which gives a bad image to the company. (5) There is also an increase in the competitors' market share, especially in CUP's case. (6) Product can also easily be substitutable from its competitors and (7) competitor has greater customer loyalty than Visa Inc. Lastly, (8) the competitor's much more flexible and cheaper conversion process than that of Visa ... Get more on HelpWriting.net ...
  • 24. Visa Portfolio Analysis I was asked to review data on our visa portfolio to determine what the impact would be if we were to change members rates to match their most current credit score. I have done this by reviewing three separate snapshots of our Visa Portfolio. For each set I eliminated all cards and balances that would not see a rate change. I also eliminated all that had a current credit score of 0 or in the 9000's. Due to the small amount of cards and balances this impacts I don't think this will alter the results significantly. Further, it was requested that I change all who are now have a credit score of 730 and above to 9.9%. This is a significant change as probably our largest block of card holders are A+ borrowers with a rewards visa at a rate of 11.9%. Before I present the data it is also worth noting that this data does not necessarily show what we will see, rather it shows what we would have seen had we been changing the rates to changes in score. This is because, at least as I understand, if the rates change it would apply to new, not existing balances. This seems significant as this data is only a snapshot of current balances. To more accurately apply this data would require accurate ... Show more content on Helpwriting.net ... While doing this assignment I also spent a great amount of time thinking about other, non–monetary impacts this could have. The largest benefit that I see from updating the rates to match current scores is that it will bring the rates in line with the risk involved with the loan. Further, if we were to do this automatically it could save our lenders time as they would no longer have applications dealing with members re–applying for visa's to lower their rates and the like. To assess the full financial impacts of updating rates ought to include these ... Get more on HelpWriting.net ...
  • 25. Persuasive Essay About Undocumented Immigrants My Uncle risked his life crossing the border, his family, and his future. But he was determined to be with the love of his life, my aunt, no matter how risky it was. He was terrified, no other emotion was coursing through his mind. He just wanted to make it there, and he did. He got lucky, unlike many other undocumented immigrants who cross the border. and they are labeled dangerous and should be evacuated as if they are investing our country. But like my uncle, they are coming here for a better opportunity, because they believe in America. They believe in us, so why should we not believe in them? Undocumented immigrants should be able to stay in America, any age, and have a chance to get legal without complications. Because Immigrants are an improvement to our country, we are all immigrants, immigrants are as much of a person as born–Americans are. Letting undocumented Immigrants stay in our country, isn't just a plus for them, it's a plus for us. They are rising our population, and they help our economy, a lot! Many people, including the president, think that immigrant workers increase labor market competition, and bring down wages for everyone. Lucky, this is misguided, and driven into false information. Immigrants do not take up space in employment. So they are not taking away anything from native workers, If anything, they are providing more business for us to purchase from. People also think that terrorist are why immigrants are judge, and they are right for one part. ... Get more on HelpWriting.net ...
  • 26. Marketing Plan For An Organization Marketing Plan Marketing play vital role in success of every type of business. The objective of Marketing Plan to skeleton the strategies, tactics and plans to achieve the targeted sales goals. My company will provide consultancy regarding Skilled Worker Visa, Business Visa, Student Visa, Temporary Visitor Visa, Work Visa, Family Sponsored Visa, Refugee Cases and Citizenship. My company is committed to provide quality immigration services to those who are willing to settle down temporary or permanently in Canada. My field of specialization would be Skilled Worker Program Category. Being my source country is India, so my first targeted market will be India. I am fully aware of culture and language India is country having second largest population in the World. There are huge number of individuals who are skilled in different area of fields and are eagerly interested to migrate in developed Countries like Canada. Moreover there are vast number of students are fascinated to pursue their higher in Canada. There are also large number of experienced business people who are willing to set up business in Canada. I have huge personal relations in my home country India from where I can grab the intended customers. Moreover I can get number of clients through my agents who are much influenced persons having massive connections in community. Customer satisfaction is most important activity in every business. My ideal customers will be Skilled Worker Category for which I have full ... Get more on HelpWriting.net ...
  • 27. Visa Is The Most Promising Stocks Of The Credit Card... Visa has become one the most promising stocks in the credit card industry. Its stock symbol is V, and it trades in the financial sector of the The New York Stock Exchange (NYSE). As an investor, Visa has remained one of my most lucrative investments. In 2008, I purchased Visa as an initial public offer at $59.00 per share. Since that time, the stock has climbed as high as $248.00 and split 4 to 1 on March 18, 2015 with a split share price of $62.00. Although the reason for splitting remains undeclared, the value of the stock has remained consistent with steady growth toward a more promising future. Visa, as an Investor Business Daily Leaderboard stock, is recognized as one of a select number of companies screened for having the most potential for big gains. (Alva, 2015) The Visa conducts over 65% (over two billion credit cards, debit cards, and many other financial services) of the United States and some foreign countries' credit card transactions, which is more than its competitors MasterCard and Citigroup. For fiscal year 2013, investors saw a 34.5% return (5–year annualized), and Visa reported $11,778,000 in assets, marking a 13% increase in revenue. (Fortune 500 2014, n.d.) Many analysts, such as Bill Carcache of Nomura, have applauded Visa as a company with a most promising future. According to Carache, "[Visa] is expected to rise further as the card processing network rides the coattails of strong bank partners and benefits from higher pricing and other tailwinds, ... Get more on HelpWriting.net ...
  • 28. Border Wall And Illegal Immigration One of the oldest justifications for a government is as a protector. Governments provide security, economic stability and social welfare for its citizens (Slaughter 2017). Without border control, there would be mass immigration, which would lead to major job losses and economic instability (Mcguire 2017). This research paper intends to explore the question: how does a border wall influence illegal immigration? I argue that countries that allocate resources for the construction of border walls will tend to have less illegal immigration. This is important because every country has the right to control and protect its borders. In other words, each country has the right to know who enters and who leaves in order to protect its borders. In this regard, it is important to acknowledge that the implementation of a border wall has significant consequences to economic, social, and political stability within a country. This paper will begin by defining the concepts used in our research proposal and provide several differing perspectives on the concepts being discussed. Moreover, we will relate our research question with a contemporary scenario, and demonstrate the relationships of our key variables through a causal mechanism. The causal mechanism will link the dependent variable that is illegal immigration to border wall, our independent variable. Finally, we will finish by presenting testable hypotheses and the methodologies that will determine our empirical research. If ... Get more on HelpWriting.net ...
  • 29. The Letter Of The Visa Card I did something crazy this weekend and traveled two states away to see my brothers and their families. I have a BP visa card from Chase. I was filling our van up with gas in Pennsylvania and it got declined. Ironic Occurrence Number 1: My BP Visa Card was declined when I was filling up with gas at a BP station! Actually, I didn 't know it was declined at the time. The readout at the pump said "see cashier". So, I tried again and it failed again and told me to "see cashier" again. So, ya know what I did? I went and saw the cashier. He was a nice guy with a Indian accent. Who 'd a thunk it? A guy from India at a gas station? Yep. He was very helpful and told me "I vas sviping it too vast". So, he came out with me and showed me how to "svipe" it slower. And after he did...the result was still "see cashier". Ironic Occurrence Number 2: The gas pump told the cashier he should see himself. So, I used my other credit card and it worked fine. I immediately called the phone number on the back of the card and I spoke to another person from India. This time I think the person was actually located in India! She told me my credit card was placed "on hold" for security reasons. She then asked me all sorts of verifying questions; mother 's maiden name, last four digits of my social security number, whether I was circumcised or not and then told me everything was okay and my purchases should go through from now on. And, that 's not what happened. Ironic Occurrence Number 3: That
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  • 31. Is Undocumented Alien Illegal Immigration Really A... When it comes to anything about conflict in immigration there is always a huge debate. There are two sides to every story and both make very good supportive arguments. Some with very compelling statistical reports. But which are true? That's for you to decide. Is undocumented alien illegal immigration really a national problem? Honestly, I don't believe either side. There is no definite completely correct reports out there. Both sides exaggerate the data to make it more compelling. But regardless they both sides have very good arguments. One argument is "Immigration helps to determine the bargaining leverage of the American workers... If you use a form of labor recruitment that bids down the cost of labor, that leaves you to a society where a small number are very, very rich, nobody in the middle, and everyone is left scrambling for crumbs at the bottom." P.132 Basically that means, with all the undocumented workers it takes away the labor rights to legal citizens. Driving they're bargaining rights for a higher wage increase to nothing because everyone is replaceable. Which then in turn makes the rich richer, and makes the middle class slip into poverty. Leaving more and more people fighting for livable wages, housing, and a decent life. The other argument is "They never take into account the contributions that undocumented immigrants make.... It would be an economic and social disaster for 11 million people to pick up and leave.... Without immigration labor, it would almost ... Get more on HelpWriting.net ...
  • 32. Benefits Of Temporary Visa Programs Over the past few decades, the American workforce has been on the decline. As many of the previous generations start to retire and leave the workforce so does their skills, something American companies are having problems replacing. Up till the 1970's the American workforce saw the number of unskilled workers decline with the number of skilled workers increasing. In the 1970's however, this trend stagnated and has held constant. With individuals aged 55–59 years getting ready to retire the American workforce is about to lose a large portion of its skilled workers. This puts American companies in a very precarious position, how do these companies replace these workers? Some companies are moving their operations to places where the number of skilled workers is steadily increasing. Most companies, however, take advantage of temporary visa programs like H–1B. This visa program allows these companies to bring in skilled workers as non–immigrants to work in the United States for three years, up to six with a renewal. Currently, the H–1B program allows for 65,000 foreign workers with an additional 20,000 visas set aside for individuals pursuing doctorate degrees. Additionally, universities are allowed an unlimited number of visas for individuals pursuing bachelor's degrees. In order to apply for this visa, a foreign worker must have already been offered a position and actually it is their employer who applies for the visa. Due to the number of applicants in recent years the State ... Get more on HelpWriting.net ...
  • 33. Illegal Immigration Is The United States Illegal immigration is the migration of people across national borders in a way that violates the immigration laws of the destination country. Some countries have millions of illegal immigrants. Immigration, including illegal immigration, is overwhelmingly upward, from a poorer to a richer country. The easy definition of an undocumented immigrant is someone who was not born in the United States and therefore has no legal right to be or remain in the United States. Not all undocumented immigrants snuck across the border illegally. Although it is hard to get an accurate number on the amount that did, some undocumented immigrants originally came here legally as tourists or some came on a temporary visa and just did not leave. The reasons on why they decided to stay and not go back to their countries are numerous. Some immigrants come to the United States to work and escape the poor economy in their country, while others come to be with their family. Whatever the reason may be, at the end of the day they all come here to achieve the american dream. The American Dream is a national ethos of the United States, the set of ideals (Democracy, Rights, Liberty, Opportunity, and Equality) in which freedom includes the opportunity for prosperity and success, and an upward social mobility for the family and children, achieved through hard work in a society with few barriers. In the definition of the American Dream by James Truslow Adams in 1931, "life should be better and richer and ... Get more on HelpWriting.net ...
  • 34. My Life Experience It was a dark and warm night as the wind was breezing on my face. My parents and I went to the entrance of the airport in Ethiopia. The date was September 15, 2017 and that day was the day that we were leaving Ethiopia. We had stayed there for one month for a vacation and to meet our other family members. We went at 7:30 pm and the flight was at 10:30. We went a bit early because it is better than being late. Also, if a problem insists, we would have time to fix it but that wouldn't happen,...right? Honestly, I didn't think we would've gotten on the airplane that night because of that horrible incident. It was the most meaningful experience of my life because it made me surprised when I heard that our visa was expired. All this time we did not check that the visa stamp said that September 14 is the day were leaving in the month that we stayed there. We told the people who worked at the Immigration that we were leaving on September 15 but their mistake caused us to be a problem when we were about to leave Ethiopia. We had to be in a rush so we didn't miss the airplane flight. For that reason, the life lesson that I learned is that managing your time is crucial when it comes for many reasons. We came a little early so would get the process before the flight done and if something happens, then we would have plenty of time to do something about it. If we didn't manage our time and we came later, we would probably miss our flight or we would've gotten really ... Get more on HelpWriting.net ...
  • 35. Choice Privileges Visa Credit Card Understanding the Choice Privileges Visa Credit Card With many hourly wages and salaries at a standstill, millions of households are relying on credit cards to make ends meet. Research shows that although wages have increased by 28%, the cost of living continues to outpace wages at 30%. Fortunately, by using credit cards, many households can get the essentials they need until they get a raise or add additional income to their household's budget. One of the many credit cards Americans continue to choose is the Choice Privileges Visacredit card. The Choice Privileges Visa credit card is offered by Choice Hotels, making it a great option for individuals who travel a lot. Choice Hotels is a Maryland–based company that owns a suite of properties, ... Show more content on Helpwriting.net ... As a card that caters to travelers, the ability to use the points they've earned matters a great deal. Unfortunately, it takes Choice up to six weeks to credit cardholders points. A six–week delay can negatively affect your travel plans. Of course, in some instances, the drawbacks of owning the card may not affect you. With that in mind, you should choose a credit card that complements your financial and travel objectives. Managing the Credit Card Online You can easily manage your Choice Visa online by visiting choiceprivilegesvisa.com. Once you are there, you enter your Choice Privileges Visa login to access your account. Your Choice Visa Privileges Visa login gives you access to routine management tasks like reviewing your transactions, paying your bill, and updating your personal information. You can also access choiceprivilegesvisa.com from your mobile device when you're on the go. The Choice Privileges Visa credit card is one of the many travel credit cards that offers rewards for traveling. Using this card, many cardholders are able to get free stays at Choice hotels. If you want to learn more about the Choice Privileges Visa card, you can do so online or by calling customer service at 866–263–2058. Customer service representatives are available 24 hours a day, 7 days a ... Get more on HelpWriting.net ...
  • 36. My Experience At The Usa My experience of moving to the USA included a couple of steps such as preparing, arriving, and adopting. Moving to America was one of the most thrilling and exciting experiences I have ever had in my life. It all started after I graduated from high school. I had always dreamed of going to abroad to study in a better school to be successful in life. My dad was leaving me hints here and there that he was going to send me America for school, but I was sure that it wasn't going to happen because getting a student visa was tough back then. However, that summer when I saw that letter in my mail from the immigration department of USA for an interview, I was speechless. In order to come to America for school, I either had to have a student visa or a permanent residency, for which someone had to sponsor me. I was actually starting to give up on coming to the USA for School. But one day I saw a mail from the USA embassy, and in the mail it said that my aunt sponsored me to come to the USA, and they asked me along with my family for an interview. It was so unexpected that I didn't know how to react. I took the letter to my dad, and he told me all about how he was processing the whole time while I was busy taking my finals. That was exciting because I was actually going to get a chance to study abroad which was all depending on the interview. I had to prepare for the interview with my best effort because that could take my life up to a whole new level. The interview was in the capital ... Get more on HelpWriting.net ...
  • 37. Essay On Change In Life She held out her hand out in front of me; her hand contained four different coins. One was copper colored, the rest were silver. They all differed in size. These foreign objects were placed in my hand one by one, each followed by a description. "Bi, this one is a quarter. It's worth twenty–five cents; it's the biggest one," she told me. She continued until she reached the last coin, the penny. "This is a penny. It's only worth one cent but you mustn't forget that every cent counts." She placed the copper coin in my palm and curled my fingers close. "Now, you're going with your parents. Bringing you was a last minute decision for them so behave. They are doing this for your future so listen, be good and study hard." She smiled me then... Show more content on Helpwriting.net ... There's no fear of leaving the house and being robbed. Or getting on a public transportation and be put at a gunpoint. The salary people have, even if they are paid at minimum wage, can provide meals and housing. There are no random squatters when you walk outside. There is opportunity for education. There exists a higher chance for success. And most importantly, a thing called the American Dream can be freely pursued. Like many others that have come in the United States, we came here for a better life and future. Their decisions are not only for themselves but also for their posterity. Despite the struggles, prejudice and judgment immigrants face, they still persevere to stay. There are two categories of immigrants in the US: legally and illegally. Despite the difference, sometimes both are treated the same. There's still judgment. There's still fear. No one is entirely "safe" until they receive permanent residency or citizenship. Staying legal in the country can be both costly and challenging. Some might marry; others might try to get work sponsorship, or come as international students to study and find sponsorship. And those that are financially able to, they invest in businesses. These options can be complicated due to the amount of paperwork that is involved. Miss one vital document and your status immediately becomes illegal. Illegal immigrants can be of different ... Get more on HelpWriting.net ...
  • 38. 457 Visa Research Paper Name: Toqeer Sabir
Student ID: 981853
Workplace Rights of Visa Holders
All the workers who are working in Australia they have rights and protections at their workplace and this is including the foreigner workers whether they are working lawfully or they are in breach of their visa conditions.
There are many types of visas allow the foreigners to work in Australia. 457 visa is one of those visas. This Visa was introduced in 1996 soon after the John Howard became the Prime Minister. The full title of the visa was Temporary Business (Long Stay) and was changed on 24 November 2012 to Temporary Work (Skilled) Subclass 457. This visa was the most common and popular in the Australian Business Employers to sponsor the foreigner skilled workers to come and work for them. But there are conditions and regulations, ... Show more content on Helpwriting.net ... In April 2017, Prime Minister Malcolm Turnbull announced that the 457 visa will be abolished and two new visa categories will be introduced. Whatever the changes made to the visas, workplace rights and protections will remain the same. No any visa changes can effect the workplace rights and protection. It is very important for the workers to know their rights and protections at the workplace. As a worker/employee, you need to know what is your position and where do you stand. As an employee, you are covered by a key set of conditions. Full time workers have the following rights
– Guaranteed minimum wage
– Max working hours
– Paid annual leave of four weeks
– Personal leave of two weeks
– unpaid maternity/paternity leave of one year
Part time employees get the same entitlements based on the hours they work. Casual employees get the casual ... Get more on HelpWriting.net ...
  • 39. The Pros And Cons Of Visa Interchange Filed in 2005, Visa Interchange primarily challenged the legality of three credit card practices: mandatory default interchange fees that merchants must pay for every transaction; the Honor all Cards/Issuers rules that require merchants that accept and Visa– or MasterCard–branded credit cards to accept all cards of that brand; and, anti–steering restraints that prohibit merchants from using price signals at the point of sale to steer customers to less costly forms of payment (e.g., discounting and surcharging). . Default interchange. . Pursuant to the networks' respective default interchange rules, competing banks must agree to fix interchange fees and not compete on that basis. . These mandatory fees have generated $450 billion and counting over the class period. . More than any other single issue, Visa Interchange's financial, legal, and emotional heart remains controlling an inflated default interchange fee. . Honor all Cards/Issuers. This is the most significant of the so–called anti–discrimination or anti–steering rules. . Any merchant that accepts any one bank's credit/debit cards must accept all other bank cards issued on the network. . Competing banks agree to not compete, thereby restraining them from providing preferential treatment to merchants at the point of sale that would entice the merchants to accept one branded product over another (e.g., Chase vs. Capital One mileage cards). . Plaintiffs argue that discriminatory treatment, such as discounts ... Get more on HelpWriting.net ...
  • 40. Cougar Visa Case Cougar Visa: Developing a Means–End Chain for a Credit Card A) Using the data provided, perform a means–ends analysis. During this case study, we can see that the current state the following: there are an increasing number of competitors in the credit industry. More and more companies enter this industry, making even more difficult for thebank to compete and gain more customers shares. So, we've perform a means–end analysis of the situation in order to get the maximum information for them improve their services and be more efficient. The goal of this means–end analysis was to find a way to differentiate from the others by any means. But the first step of it was to find out what's important for the customers when we're talking a ... Show more content on Helpwriting.net ... We could conclude from that analysis that this means–end chain helped us to define a bit more what a credit card customer is expecting when making the decision to go for a company more than another. If we have that in mind, then it's much more easier to differentiate the company from the competition and as a results try to gain market shares. B) What segments have been neglected? After having a look at the whole document, and after having analyzed the means–end chain, we could say that some segments have been neglected. Indeed, we talk about all the added value option that we could actually encounter in a credit card but there isn't any research or data on that. Like what kind of option are the most wanted (insurance? travellers checks ? no international fees ? etc...). Furthermore, we could see that we lack some information about the link between the attributes and the benefices. Indeed, we have then both but we don't really know the relation between them, which makes it more difficult to do the means–end chain. C) What changes, if any, in the product positioning might be recommended based on the attribute desired? Do you need additional information? When you see table 2, you could retrieve the information about what's most important for the customers when we are talking about a credit card. Then, we have the
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  • 42. What Are The Best Policies The United States Should Implement What are the best policies the United States should implement to solve the illegal immigration problem? Immigration is an important implication throughout the United States as a whole. This topic drafts many opinions, both positive and negative. The media uses propaganda to put blame on the immigrants for taking American jobs, or not being allowed to live in our country legally. Others give a more welcoming view to them, that they're welcome to come to our country and they have a chance to restart their life. "An estimated 12 million–plus undocumented (illegal) immigrants currently reside in this country." Those who desire hardline approach, want higher security and vetting off possible immigrants. The lot of immigrants that are legally ... Show more content on Helpwriting.net ... "There are approximately 3.7 million unlawful immigrant households in the U.S. These households impose a net fiscal burden of around $54.5 billion per year." The final disagreement exclaimed by many Americans, is the free education that illegal immigrants are getting for coming to theUnited States . Most schools will give millions of dollars of loans to illegal immigrants. The Supreme Court case Plyler vs Doe was held in June of 1982. This Court case was about public education for immigrant students. The Supreme Court ruled 5–4 that the Board could not deny the immigrants an education. Plylers "Equal access to education for children regardless of status." Immigrants will take our jobs and lower our wages, and create less jobs for the working Americans. Immigrants are usually brought closer to regions that have a big supply and demand such as farms and factories in big agriculture countries. The south has a lot of farms for immigrants to get jobs on and supply for their families. These are jobs Americans in our society don't like to do. On top of this, undocumented immigrants will accept a job for lower wages than the Americans and can be paid "under the table". They will do the dirty jobs for less than minimum wage to support their families. Another argument is how immigrants overuse welfare in this country. All unauthorized immigrants don't have legal access to the welfare reforms. But immigrants make a large contribution to Medicare and Social Security when ... Get more on HelpWriting.net ...
  • 43. The Pros And Cons Of H-1B Visas In recent years, much has changed in the science, technology, engineering, and mathematics (STEM) fields. Three reports, Rising above the Gathering Storm, Innovative America, and Tapping America's Potential, argue that if Americans do not improve in the STEM field our economy will suffer, our exports will be affected and taking away H–1B visas will heavily impact America. The three reports write about using more innovation and technology, if we do this then our economy will be stable. The proponents argue that we need to close achievement gaps, improve the quality of teachers, increase labor supply, improve our international ranking, and issue more H–1B visas. The proponents say that America should issue more H–1B visas because it is helping our economy but, critics say we shouldn't issue more. Workers in the STEM field think that their employers are replacing them because the H–1B foreign workers are cheaper. Although, critics argue that the H–1B visas are taking American jobs and giving them out to foreigners so, America can be ahead. But, for the US to be ahead in innovation and STEM education, we need to issue more H–1B visas. Right now, students here on visas are graduating with degrees in STEM and because of this our economy is stable. The critics argue that these H–1B visas are popular because companies want to obtain workers at a lower cost than American workers. Ron Hira, the writer of The H–1B and L–1 Visa Programs: Out of Control," writes about how H–1B workers ... Get more on HelpWriting.net ...