Usama Rashad has over 9 years of experience in corporate and Islamic banking. He currently works as a Senior Manager of Corporate Banking at Burj Bank Ltd, where he is responsible for marketing Islamic banking products, maintaining customer relationships, and ensuring timely credit approvals and documentation. Previously, he worked at Bank Alfalah Ltd for over 8 years in various roles in their corporate and Islamic banking divisions, handling a portfolio of Rs. 10 billion and major client relationships. He holds an MBA in Marketing and a bachelor's degree in computer science. His skills include marketing, relationship management, credit analysis, and compliance with sharia and regulatory requirements.

1. Usama Rashad
S/O Rashad Hameed
CNIC # 35202-2781703-5|D.O.B: 27.01.1979
Address: 49/6 – Z, Phase – III, D.H.A. Lahore, Pakistan
Contact # 0321-7772739; 042-35893743 | Email: usama.rashad@hotmail.com
Career Objective:
Work in a dynamic servicerelated organization in which I can prove my skillsto their best.
Total Professional Experience: 9 Years
PROFESSIONAL EXPERIENCE
Burj Bank Ltd – Corporate Banking Group June 2015 till date
Senior Manager Corporate Banking
Current Responsibilities:
 Marketing of Islamic Bankingproducts for Fresh & Existingcustomer’s to fulfill their requirements.
 Business Visits to existing customers in order to monitor relationship and to maintain Proper follow-up
with customers for maximum utilization of creditlimits.
 Ensure timely submission of Fresh Proposals, Renewal/Enhancement of limits, Complete Credit
Documentation, Financial Analysis,SBP PR and shariah CompliantProduct& services,Security Perfection.
 Execution of import and export business and generatinghealthy income.
 Keeping close liaison with other segments of the bank, like Risk Management, Trade Finance, Treasury,
Credit Administration,Legal and Shariah ComplianceDepartment for carryingoutroutine transactions.
Bank Alfalah Ltd – Islamic Banking Group - Corporate Banking 2007 till May 2015
Relationship Manager Corporate Banking
Responsibilities:
 Handled portfolio of Rs. 10.00 billion of both funded and non-funded facilities.
 Marketing of Islamic Bankingproducts for Fresh & Existingcustomer’s to fulfill their requirements.
 Pledge Visits, Business Visits to existing customers in order to monitor relationship and to maintain Proper
followup with customers for maximum utilization of creditlimits.
 CLP Processing, New Proposals, Renewal / Enhancement of limits, Complete Credit Documentation,
Financial Analysis,SBP PR and shariah CompliantProduct& services,Security Perfection etc.
 Execution of import and export business. Handling trade volume of more than PKR 10.00 B; generating
healthy income
 Acting as a primary point of contact between Bank and the customers, ensuring superior service by quick
delivery of disbursements whilestrictly adheringto Shariah and regulatory requirements.
 Keeping close liaison with other segments of the bank, like Risk Management, Trade Finance, Treasury,
Credit Administration,Legal and Shariah ComplianceDepartment for carryingoutroutine transactions.
 Additionally contributing towards deposit base while actively cross selling consumer products with a view
of generating supplementary income for the Bank.
Bank Alfalah Ltd – Islamic Banking Group - New Garden Town Branch, Lahore. 2006 - 2007
Officer Trade Finance & Foreign Remittance
Responsibilities:
 L/C Opening / Retirement  Import and Export Documentation  Advance Payment
 L/C Advising  Inward and Outward Remittances  Export Bills

2. Major RelationshipsHandled
 Master Group [Molty Foam]
 US Apparel & Textile Pvt Ltd
 Indus Sugar Mills Ltd
 NishatPower Ltd
 US Denim Mills PvtLtd
 Noon Sugar Mills Ltd
 NishatChunian Power Ltd
 JDW Sugar Mills Ltd
 Ashraf Sugar MillsLtd
 Ittefaq Sugar Mills Ltd
 FirstNational Bank Modaraba
 Diamond Group
 Shahzad Textile Mills Ltd
 Siddiq Shafi Group
 Ihsan Cotton Products Ltd
 Siddiq Leather Works (Pvt) Ltd
 Sufi & City Steel Industries
 Brighto Paints & Kansai Paints
 Pak-Arab Fertilizers Ltd
 Sargodha Jute Mills Ltd
 Nimir Chemicals
ACHIEVEMENTS
 Appraised by CEO of Bank Alfalah Ltd on recovering classified portfolio in year 2015.
 Awarded Best Relationship Manager Corporate Bank Alfalah Ltd for year 2013.
 Promoted twice for achievingexceptional businessresults atBank Alfalah Ltd.
 Appraised as Exceptional / Excellent employee for consecutive 7 Years at Bank Alfsalah Ltd.
 Successfully achieved satisfactory ratingfor Shariah /Internal Audits for consecutive6 years at Bank Alfalah
BANKING COURSES / WORKSHOPS
 Credit Evaluation and CLP Preparation  Principles of Credit
 Workshop on I.B Products – Salam& Istisna  Prudential Regulations –Corporate & Commercial
 Home Finance  Orientation of IslamicBankingProducts -- Ijarah
 Oft – Repeated Audit Observations  Swift Message Creation
SKILLS
 Extremely competitive and self-driven individual;who is highly organized,disciplined and goal oriented.
 Strong leadership skillsfor managingteam of professionals.
 Exceptional marketing and PR abilities, used competently for selling financial products and establishing
fresh business relationships.
 Well-honed research and analytical skills, used effectively for writing reports and conducting in-depth
financial/risk analysis.
 Persuasiveinterpersonal skillsalongwith high quality verbal and written proficiency in English and Urdu.
ACADEMIC QUALIFICATIONS
Master in BusinessAdministration – Marketing
Institute of Management Science, Lahore 2006
Bachelors in ComputerScience – Software Engineering
Institute of Management Science, Lahore 2003
FSC – Pre-Engineering
Crescent Model Higher Secondary School,Lahore 1997
Matriculation – Science
Crescent Model Higher Secondary School,Lahore 1995
INTERESTS & HOBBIES
 Meeting People  Computers & New Technology  Develop PR