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INCOME SOURCES AND ACCESS TO FINANCIAL
SERVICES
Outline
o Household earnings
o Savings
o Credit
o Mobile money services
o Summary
Source of earning
Subsistance
Farming Wage Employ
ment Non-Agric
Enterprises Remittances
Other
54
20
16
6
4
14
40
31
9
6
43
25
20
7
5
Rural Urban Uganda
Saving mechanisms
Commercial bank
SACCO
Home/secret place
VSLA
Mobile money
ROSCA /merry-go-round
Other
Not saving
Formal
Informal
5
3
36
18
8
5
6
8
17
4
26
10
15
7
7
8
8
3
33
16
10
5
6
8
Rural Urban Uganda
Borrowed money or goods
24
14
9
21
11
7
23
13
9
Borrowed/Got Money
Borrowed /got goods on credit
Borrowed both money & goods
Rural Urban Uganda
Type of credit taken
Personal loan
Other*
Goods obtained on credit
Money owed to friends (Non-family
Money owed to money lenders
Services obtained on credit
Money owed family members
Other**
Formal
Informal
32
1
26
22
8
5
3
4
35
1
23
23
6
5
5
4
Rural Urban Uganda
Knowledge and use of mobile money
Know About Mobile
Money
Knowledgeable and
registered Mobile Money
User
Currently Using Another
Person’s Mobile Money
Account
70
50
22
89
75
26
75
59
23
Rural Urban Uganda
Summary
HOUSING AND HOUSEHOLD CHARACTERISTICS
Outline
o Housing conditions
o Energy use
o Sanitation
o Water
o Summary
Occupancy status of dwelling units
2012/13 2016/17
Owner
Occupied
Rented Free
Owner
Occupied
Rented Free
Sex of Household Head
Male 78.5 16.5 5.1 72.4 21.3 6.3
Female 76.2 17.3 6.5 70.5 22.3 7.2
Residence
Rural 88.2 4.7 7.1 82.7 11.4 5.9
Urban 47.7 7.9 44.4 43.9 47.7 8.4
Uganda 77.4 17 5.5 71.8 21.4 6.6
Average number of people sleeping in
one room
Rural Urban Uganda
2.5
2.4
2.5
2.4 2.4
2.4
2012/13 2016/17
Major type of roof
24
24
31
6
24
1
1
0
2
1
Male
Female
Rural
Urban
Uganda
Sex
of
Household
Head
Residence
Iron Sheets Thatched Other
Major type of wall
66
69
61
81
67
29
26
35
10
28
6
6
4
9
6
Male
Female
Rural
Urban
Uganda
Sex
of
Household
Head
Residence
Bricks Mud & Poles Other
Main fuel used for lighting
Tadooba
Lantern
Grid
Electricity
Solar
Dry Cells/
Batteries
Candles
Others
34
6 8
21 26
1 4
11
6
57
9
10
6
1
28
6
22
18
21
3
3
Rural Urban Uganda
Type of toilet facility
Pit Latrine
VIP Latrine
Bush/No Toliet
Flush
83
5.8 9.8
1.5
82.6
7.6
7.3
2.6
2012/13 2016/17
Type of water source
68
87
68
75
92
80
32
13
32
25
8
20
Rural
Urban
Uganda
Rural
Urban
Uganda
2012/13
2016/17
Improved Unimproved
Summary
CHARACTERISTICS OF VULNERABLE GROUPS
AND SOCIAL PROTECTION
Outline
o Orphans
o Child labour
o Older persons
o Widows
o Summary
Orphanhood
Father or mother dead
Both dead
Orphan
8
6
15
10
2
12
9
2
11
9
2
11
2005/06 2009/10 2012/13 2016/17
Number of orphans per house
53
21 13 14
100
55
22 11 12
100
599
238
141 152
1,130
722
289
146 150
1,307
1 2 3 4+ All 1 2 3 4+ All
2012/13 2016/17
Percent (%) Number (‘000)
Orphans by schooling status
Never attended
Attended school in the past
Currently attending school
6
6
87
7
13
80
Non-orphan Orphan
Child labour
20
14
6
16
7
5
8
7
17
12
7
14
11-May
13-Dec
14 - 17
Total
Rural Urban Total
Older persons aged 65 and above
Urban
Rural
Uganda
2
4
3
2
4
3
Percent of total population 2012/13 Percent of total population 2016/17
Widows aged 15 and above
15-29
30-59
60+
15-29
30-59
60+
2012/13
2016/17
1.9
46
52.1
1.7
45.6
52.8
Widows 15 and above by other
characteristics
12
79
89
80
58
70
20
55
67
82
57
72
21
78
74
86
48
68
Percent living in
urban areas
Percent engaged in
agriculture
Percent
economically active
Percent heading
households
Percent never been
to School
Percent Illiterate
2009/10 2012/13 2016/17
Summary
INFORMATION AND COMMUNICATION
TECHNOLOGY
Outline
o Ownership of ICT devices
o Computer usage
o Internet usage
o ICT related services
o Summary
Ownership of ICT equipment
Mobile Phone
Radio
Television
Computer/Laptop
68
32
10
3
5
13
7
0
27
55
83
97
Individually jointly No
Use of computers
No
Yes
Desktop
Laptop
(portable)
computer
Tablet/ similar
handheld
computer
Used a computer in thw last 3
months
Type of computer device used
96
4
56
36
8
Use of internet
Other
Online gaming
Health related information
Telephoning
Business
Academic work
Social Network
Yes
No
Services
used
Use
the
internet
2
4
5
11
12
16
52
6
94
Use of postal services
24
51
7
7
11
0.3
99.7
Don’t know
More than 8
5 to <8km
3 to <5 kms
0 to <3kms
Yes
No
Distance
in
kilometers
is
the
nearest
postal
service
point
to
the
household
Has
any
member
of
this
household
used
postal
the
last
30
days
Challenges in using postal services
Nonexistence of
postal, 32%
Very far from our
household, 29%
Unreliable, 21%
Expensive, 18%
Nonexistence of postal Very far from our household
Unreliable Expensive
Summary
COMMUNITY CHARATERISTICS
Outline
o Service delivery
o Economic Activities
o Summary
Agricultural markets in the community
Selling Agricultural
inputs
Selling Agricultural
produce
Selling non-agricultural
produce
Primary market for
livestock
7
11 11
2
3
12
18 18
2012/13 2016/17
Rating of markets selling agricultural
products
53
41
6
50
41
9
Good Average Poor
2012/13 2016/17
Availability of police posts in the
community
Rural
Urban
Uganda
7
26
12
13
27
17
2012/13 2016/17
Quality of police services
40
42
17
27
49
24
35
55
10
35
40
24
39
46
15
30
47
24
Good
Average
Poor
Good
Average
Poor
2012/13
2016/17
Rural Urban Uganda
Availability of roads in the community
44.4
74.9
52.4
85.8
74.6
82.6
60.4
60.4
60.4
66.4
89.5
72.9
81.6
80.9
81.4
72.7
53.4
67.2
95.1
89.1
93.5
94
76.1
89
Rural
Urban
Uganda
Rural
Urban
Uganda
2012/13
2016/17
National Road (Paved) National Road (Unpaved)
Feeder/District Road Community Roads
Quality of district roads
22
42 37
13
48
38
19
51
30
22
48
30
21
44
35
15
48
36
Good Average Poor Good Average Poor
2012/13 2016/17
Rural Urban Uganda
Major economic activities in the
community
88
26
70
5
41
15
1
16
6
2
13
5
4
1
3
1
3
1
Rural
Urban
Uganda
Crop Farming Trading In Non-Agricultural Produce
Trading In Agricultural Produce Employees
Animal rearing/fishing Other
Summary
HOUSEHOLD ENTERPRISES
Outline
o Nature of household enterprises
o Funding of household enterprises
o Factors affecting expansion of
household enterprises
o Summary
Nature of household enterprises
64
80
76
59
70
90
56
36
20
24
41
30
10
44
Trade
Manufacturing
Agriculture, Forestry and Fishing
Hotels , Restaurant and eating Places
Transport and Storage
Mining and Quarrying
*Other Service Activities
Rural Urban
Origin of household enterprises
Started by owner
92%
Purchased
4%
Allocated by family
member
2%
Gift from household
Inherited from the
Location of household enterprises
16
15
1
12
3
9
20
26
Inside Home Residence
Outside Home Residence
Industrial Site
Traditional Market
Commercial District Shop
Roadside
Mobile
Other Fixed Place
Source of funding
77.8
13
1.9 1.1 1 0.6
4.6
Factors affecting business expansion
26
22
12
5
5
4
4
3
3
2
2
2
1
1
8
Lack of finance
Lack of demand for products/services
Lack of inputs
High tax rates
Poor quality roads
Lack of market information
Lack of time to work on the business
Legal/ regulations
The business is the desired size
Cost of hiring new employees
Economic policy and uncertainty
High crime rate
Lack of trained employees
Poor quality electricity and phone
Others

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UNHS Presentation.pptx

  • 1. INCOME SOURCES AND ACCESS TO FINANCIAL SERVICES
  • 2. Outline o Household earnings o Savings o Credit o Mobile money services o Summary
  • 3. Source of earning Subsistance Farming Wage Employ ment Non-Agric Enterprises Remittances Other 54 20 16 6 4 14 40 31 9 6 43 25 20 7 5 Rural Urban Uganda
  • 4. Saving mechanisms Commercial bank SACCO Home/secret place VSLA Mobile money ROSCA /merry-go-round Other Not saving Formal Informal 5 3 36 18 8 5 6 8 17 4 26 10 15 7 7 8 8 3 33 16 10 5 6 8 Rural Urban Uganda
  • 5. Borrowed money or goods 24 14 9 21 11 7 23 13 9 Borrowed/Got Money Borrowed /got goods on credit Borrowed both money & goods Rural Urban Uganda
  • 6. Type of credit taken Personal loan Other* Goods obtained on credit Money owed to friends (Non-family Money owed to money lenders Services obtained on credit Money owed family members Other** Formal Informal 32 1 26 22 8 5 3 4 35 1 23 23 6 5 5 4 Rural Urban Uganda
  • 7. Knowledge and use of mobile money Know About Mobile Money Knowledgeable and registered Mobile Money User Currently Using Another Person’s Mobile Money Account 70 50 22 89 75 26 75 59 23 Rural Urban Uganda
  • 9. HOUSING AND HOUSEHOLD CHARACTERISTICS
  • 10. Outline o Housing conditions o Energy use o Sanitation o Water o Summary
  • 11. Occupancy status of dwelling units 2012/13 2016/17 Owner Occupied Rented Free Owner Occupied Rented Free Sex of Household Head Male 78.5 16.5 5.1 72.4 21.3 6.3 Female 76.2 17.3 6.5 70.5 22.3 7.2 Residence Rural 88.2 4.7 7.1 82.7 11.4 5.9 Urban 47.7 7.9 44.4 43.9 47.7 8.4 Uganda 77.4 17 5.5 71.8 21.4 6.6
  • 12. Average number of people sleeping in one room Rural Urban Uganda 2.5 2.4 2.5 2.4 2.4 2.4 2012/13 2016/17
  • 13. Major type of roof 24 24 31 6 24 1 1 0 2 1 Male Female Rural Urban Uganda Sex of Household Head Residence Iron Sheets Thatched Other
  • 14. Major type of wall 66 69 61 81 67 29 26 35 10 28 6 6 4 9 6 Male Female Rural Urban Uganda Sex of Household Head Residence Bricks Mud & Poles Other
  • 15. Main fuel used for lighting Tadooba Lantern Grid Electricity Solar Dry Cells/ Batteries Candles Others 34 6 8 21 26 1 4 11 6 57 9 10 6 1 28 6 22 18 21 3 3 Rural Urban Uganda
  • 16. Type of toilet facility Pit Latrine VIP Latrine Bush/No Toliet Flush 83 5.8 9.8 1.5 82.6 7.6 7.3 2.6 2012/13 2016/17
  • 17. Type of water source 68 87 68 75 92 80 32 13 32 25 8 20 Rural Urban Uganda Rural Urban Uganda 2012/13 2016/17 Improved Unimproved
  • 19. CHARACTERISTICS OF VULNERABLE GROUPS AND SOCIAL PROTECTION
  • 20. Outline o Orphans o Child labour o Older persons o Widows o Summary
  • 21. Orphanhood Father or mother dead Both dead Orphan 8 6 15 10 2 12 9 2 11 9 2 11 2005/06 2009/10 2012/13 2016/17
  • 22. Number of orphans per house 53 21 13 14 100 55 22 11 12 100 599 238 141 152 1,130 722 289 146 150 1,307 1 2 3 4+ All 1 2 3 4+ All 2012/13 2016/17 Percent (%) Number (‘000)
  • 23. Orphans by schooling status Never attended Attended school in the past Currently attending school 6 6 87 7 13 80 Non-orphan Orphan
  • 25. Older persons aged 65 and above Urban Rural Uganda 2 4 3 2 4 3 Percent of total population 2012/13 Percent of total population 2016/17
  • 26. Widows aged 15 and above 15-29 30-59 60+ 15-29 30-59 60+ 2012/13 2016/17 1.9 46 52.1 1.7 45.6 52.8
  • 27. Widows 15 and above by other characteristics 12 79 89 80 58 70 20 55 67 82 57 72 21 78 74 86 48 68 Percent living in urban areas Percent engaged in agriculture Percent economically active Percent heading households Percent never been to School Percent Illiterate 2009/10 2012/13 2016/17
  • 30. Outline o Ownership of ICT devices o Computer usage o Internet usage o ICT related services o Summary
  • 31. Ownership of ICT equipment Mobile Phone Radio Television Computer/Laptop 68 32 10 3 5 13 7 0 27 55 83 97 Individually jointly No
  • 32. Use of computers No Yes Desktop Laptop (portable) computer Tablet/ similar handheld computer Used a computer in thw last 3 months Type of computer device used 96 4 56 36 8
  • 33. Use of internet Other Online gaming Health related information Telephoning Business Academic work Social Network Yes No Services used Use the internet 2 4 5 11 12 16 52 6 94
  • 34. Use of postal services 24 51 7 7 11 0.3 99.7 Don’t know More than 8 5 to <8km 3 to <5 kms 0 to <3kms Yes No Distance in kilometers is the nearest postal service point to the household Has any member of this household used postal the last 30 days
  • 35. Challenges in using postal services Nonexistence of postal, 32% Very far from our household, 29% Unreliable, 21% Expensive, 18% Nonexistence of postal Very far from our household Unreliable Expensive
  • 38. Outline o Service delivery o Economic Activities o Summary
  • 39. Agricultural markets in the community Selling Agricultural inputs Selling Agricultural produce Selling non-agricultural produce Primary market for livestock 7 11 11 2 3 12 18 18 2012/13 2016/17
  • 40. Rating of markets selling agricultural products 53 41 6 50 41 9 Good Average Poor 2012/13 2016/17
  • 41. Availability of police posts in the community Rural Urban Uganda 7 26 12 13 27 17 2012/13 2016/17
  • 42. Quality of police services 40 42 17 27 49 24 35 55 10 35 40 24 39 46 15 30 47 24 Good Average Poor Good Average Poor 2012/13 2016/17 Rural Urban Uganda
  • 43. Availability of roads in the community 44.4 74.9 52.4 85.8 74.6 82.6 60.4 60.4 60.4 66.4 89.5 72.9 81.6 80.9 81.4 72.7 53.4 67.2 95.1 89.1 93.5 94 76.1 89 Rural Urban Uganda Rural Urban Uganda 2012/13 2016/17 National Road (Paved) National Road (Unpaved) Feeder/District Road Community Roads
  • 44. Quality of district roads 22 42 37 13 48 38 19 51 30 22 48 30 21 44 35 15 48 36 Good Average Poor Good Average Poor 2012/13 2016/17 Rural Urban Uganda
  • 45. Major economic activities in the community 88 26 70 5 41 15 1 16 6 2 13 5 4 1 3 1 3 1 Rural Urban Uganda Crop Farming Trading In Non-Agricultural Produce Trading In Agricultural Produce Employees Animal rearing/fishing Other
  • 48. Outline o Nature of household enterprises o Funding of household enterprises o Factors affecting expansion of household enterprises o Summary
  • 49. Nature of household enterprises 64 80 76 59 70 90 56 36 20 24 41 30 10 44 Trade Manufacturing Agriculture, Forestry and Fishing Hotels , Restaurant and eating Places Transport and Storage Mining and Quarrying *Other Service Activities Rural Urban
  • 50. Origin of household enterprises Started by owner 92% Purchased 4% Allocated by family member 2% Gift from household Inherited from the
  • 51. Location of household enterprises 16 15 1 12 3 9 20 26 Inside Home Residence Outside Home Residence Industrial Site Traditional Market Commercial District Shop Roadside Mobile Other Fixed Place
  • 53. Factors affecting business expansion 26 22 12 5 5 4 4 3 3 2 2 2 1 1 8 Lack of finance Lack of demand for products/services Lack of inputs High tax rates Poor quality roads Lack of market information Lack of time to work on the business Legal/ regulations The business is the desired size Cost of hiring new employees Economic policy and uncertainty High crime rate Lack of trained employees Poor quality electricity and phone Others