Are you Covered? There is a raft of choices these days for getting more information and costs, from your employer to cost comparison sites and your bank. Ask friends and family too as recommendations are often the best route to take. Find out more at www.planneddeparture.com or blog.planneddeparture.com

1. Are You Covered?

2. Life is a contract between an individual and
insurance company leaving detailed instructions
on how the company should pay the policy’s
holders when they pass away.

3. Who Needs It
•You are married
•You have children
•You are a single parent
•You are a small-business owner

4. Types of Insurance
•Term Insurance
The pay-out would be the same no matter
when the policyholder died during the term.
•Whole-of-life Insurance
The proceeds of the policy will usually go to
the policyholder’s family or beneficiaries of
their estate.

5. What Influences Your Policy Price
•Your Lifestyle
•Your age
•Your medical history and current
•Your habits
•Your Job

6. Four out of ten UK mortgage holders have no life
insurance protection for their mortgage, research
reveals.

7. 3 Things You Should Know About Life
Insurance
•Determine whether or not you need life
insurance
•Determine how much life insurance you
need
• Determine the type of insurance you need

8. Sales
According to
Scottish Widows,
97% of people
understand the
potential
importance of life
insurance, but only
44% have life
cover in place.

9. When the insured dies, the policy will terminate. This
termination will result in the policy's death benefit
being paid out to the beneficiary or beneficiaries
named in the policy.

10. Life Insurance Covers protect you and your family
Secure your future and that of your family
Find life insurance suitable for you