1. jazminesence@gmail.com
561-324-4408
PATRICIA MEDINA
ACCOMPLISHMENTS Detail orientedandhighlymethodical loan processor with 5 + years solid
experience managingmortgage andloanprocessing. Consistent growth and
increasedof pipeline due to completed loans, strongwork ethics.
SKILLS & ABILITIES  Bilingual.
 Demonstrated highdegree of confidentiality.
 Detailedorientedwithgoodproblemsolving skills.
 Excellent communicationskills.
 MS Office Proficient.
 Knowledge of Conventional andFHA guidelines.
 ACT, Mortgagebot, Fraudguard, SharePoint, Equifax – E-Mortgage, RealServicing,
PROFESSIONAL
EXPERIENCE
Homeward Residential
Senior Mortgage Processor/Jr. Underwriter
08/2016 - Present
Ensure that the loanapplicationis complete and accurate. Contact applicants in a varietyof ways,
includingbytelephone, e-mail. Skilled in receiving, analyzing and evaluating incoming documents
to ascertain loaneligibility. Adept at verifying credit reports, income andassets. Wellversed in
filing andsubmitting loanthrough automated underwriting programs like DU/LP. Profound
experience in verifyingandvalidating loan informationandsubmissionto underwriters
Highlyskilled in followingprocesses andprocedures whenmaintaining liaisonwithloan originators
Experiencedin tracking a loanapplication fromits inceptionpoint to its maturity. Substantial
knowledge of realestate terminologyand departmentalprocedures, loanrelateddocumentation
requirements andrelevant state issuedregulations.
Ocwen Loan Servicing
Home Retention Consultant
09/2012- 07/2016
Analyze loss mitigation options with customers to determine the most effective means to cure
delinquencies.
Assist customers to applyfor loss mitigationprograms as modifications, short sale, DeedInLieuof
Foreclosure, Repayment plans and full reinstatement.
Stayabreast of anychanges inloanunderwritingprovisions to maintain compliance.
Comprehensive knowledge andexperience in Conventional, FHA and VA Mortgage underwriting.
Experiencedin reviewing income andasset verification, propertyappraisal andtitle insurance,
compliance withFannie Mae andFreddie Mac andgovernment loans.
Regular followup with borrowers, third party, attorneys, and underwriting to complete resolution

2. in a timelymanner to avoidforeclosure.
Maintainaccurate records on borrower’s request andconcerns in Company’s internal software
application.
HOMES, LOFTS AND OFFICES
OfficeManager
07/2008-10/2011
Mentor andtrainednew team members
Interviewed and hirednewteammembers
Maintainedanddistributed a myriadof financialreports, invoices, purchase orders, vendor andjob
files.
Monitor achievements ofsales objectives andkeyperformance indicators.
Controlledaccounts payable and receivable.
EVOLUTION FUNDING
Junior Underwriter
08-2005-10-2007
Examined andevaluated documents suchas applicationforms, inspection reports, appraisals,
credit reports andother data to determine degree ofriskunderwriting andmarket selection.
Communicatedorally, bycorrespondence or in personwithaccount executives, clients and
underwriters to obtain further informationfor completionof originating loan.
EDUCATION NATIONAL ASSOCIATION MORTGAGE UNDERWRITERS (NAMU)
Florida 2016- Present
Certifications for Conventional and Government Loans.
ASSOCIATE OF BACHELORS IN BUSINESS MANAGEMENT
LIMA,PERU 1986-1990