1. KIMBERLY LEWIS
293 Kimberwicke Dr N |Charles Town WV 25414 | 304.886.2000 | kimber4413@aol.com
Motivated mortgageprofessional with extensivesales, credit, customer service,finance, processingand u
nderwritingexperience; Committed to accuracy and delivering “first class” service.
PROFESSIONAL EXPERIENCE
Shared Services Solutions Linthicum, MD
Underwriter March 2015 to Present
 Underwritemortgageloans to determinethe acceptability ofapplications for approval in accordance
with investor and bankguidelines.
 Underwriteaccordingto DU and LP feedback as well as company and investor overlays
 Underwritehigh balance, Jumbo, portfolio as well as conventional loans.
 Maintain daily interaction with staffmembers toexchange specific information on content and status
of submissions.
 Work with originators,processors/closers toassist them in qualifying loans and keep them informed
of underwritingpractice.
 Maintain expert knowledge of Corporate,investor,Fannie Mae and Freddie Mac guidelines
NVR Mortgage Finance Frederick, MD
Underwriter June 2013 to Jan 2015
 Underwrotemortgage loans to determine the acceptability ofapplications for approval in accordance
with investor guidelines.
 Underwrote accordingto DU and LP feedback as well as company and investor overlays
 Underwrotehigh balance,Jumbo as well as conventional loans.
 Maintained daily interaction with staffmembers toexchange specific information on content and
status of submissions.
 Worked with originators,processors/closers toassist them in qualifying loans and keep them
informed of underwritingpractice.
 Maintained expert knowledge of Corporate, investor,Fannie Mae and Freddie Mac guidelines.
.
Urban Lending Solutions/Suntrust Pittsburgh, PA
Underwriter April 2012 to May 2013
 Underwrotemortgage loans to determine the acceptability ofapplications for approval in accordance
with investor guidelines.
 Maintained daily interaction with staffmembers toexchange specific information on content and

2. status of submissions.
 Worked with originators,processors/closers toassist them in qualifying loans and keep them
informed of underwritingpractice.
 Maintained expert knowledge of Fannie Mae, Freddie Mac, Corporate,investor and regulatory
guidelines.
 Kept records of daily activities for management to trackservicelevels and corporatestandards.
Freddie Mac McLean, VA
Underwriting Support March 2010 to April 2012
 Assisted customers with underwritingquestions via telephone and email in an inbound call center
environment;
 Assisted underwriters,brokers and account reps with inputtingloan information in Loan Prospector.
 Researched, analyzed and applied appropriateguidelines, policies and procedures;
 Provided technical support for Freddie Mac proprietary origination system (Loan Prospector)and
various third party loan origination systems toincludedata entry and error correction;
 Assisted customers with password resets for Freddie Mac proprietary external applications;
 Maintained customer record in corporatecustomer relationship manager.
 Handled an average of 65 calls per day.
PNC Mortgage Pittsburgh, PA
Underwriter October 2009 to March 2010
 Underwrotemortgage loans to determine the acceptability ofapplications for approval in accordance
with investor guidelines.
 Underwroteaccordingto DU and LP findings as well as company overlays
 Maintained daily interaction with staffmembers to exchange specific information on content and
status of submissions.
 Worked with originators,processors/closers,and CSR’s to assist them in qualifying loans and keep
them informed of underwritingpractice.
 Maintained expert knowledge of Corporate, investor and regulatory guidelines.
 Kept records of daily activities for management to trackservicelevels and corporatestandards of
1300 loans per year.
ICF (Todays Staffing) Fairfax, VA
Pre-Closing Grant Reviewer July 2008 to March 2009
 Performed document review for grant applications for HurricaneKatrina and Hurricane Rita victims;
 Reviewed appraisals and maintained contact with customers toadviseof status and missing
documents.
 Handled an excess of 50 calls per day in an inbound / outbound call center.
Fannie Mae (DISYS) Reston, VA
Underwriting Support August 2007 to March 2008
 Provided customer support to customers.Performed filing, faxing, copying, and word processing.
Created and maintained spreadsheets.

3.  Assisted underwriter,brokers and account reps with inputtingof information in DU
 Responded to, and resolved, customer issues and inquiries.
 Responsible for troubleshootingcustomer inquiries with Desktop Underwriter and Desktop
Originator
Navy Federal (Aerotek) Herndon, VA
HUD Prep Specialist April 2007 to August 2007
 Assisted customers with completing settlement statements includingcalculatingtaxes,reviewingtitle
work, confirming closings, and accuracy of information.
The American Mortgage Group Winchester, VA
Branch Manager/Underwriter December 2005 to January 2007
Senior Loan Officer November 2004 to December 2005
 Underwritemortgageloans to determinethe acceptability ofapplications for approval in accordance
with investor guidelines.
 Underwroteaccordingto DU and LP findings as well as company overlays
 Maintained daily interaction with staffmembers toexchange specific information on content and
status of submissions.
 Worked with originators,processors/closers,and CSR’s to assist them in qualifying loans and keep
them informed of underwritingpractice.
 Maintained expert knowledge of Fannie Mae, Freddie Mac, Corporate,investor and regulatory
guidelines.
 Originated mortgage loans for new purchases,new construction and refinance
 Maintained relationships with local realtors,contractors financial advisors and builders;
 Prepared and reviewed transaction packages for approval in accordancewith bankcompliance
guidelines
 Trained, coached and developed team of branch employees.
AEGIS Mortgage Frederick, MD
Underwriter January 2003 to August 2004
 Used Desktop Underwriter,Loan Prospector,Assetwise,Clout, EMITS, and EMAGIC to underwrite
FHA and conventional mortgage applications.
 Managed Broker Direct team;Responsibilities included completing condo / PUD reviews, training
Brokers on AEGIS product offerings, approvingsingle loan exceptions, and packaging loans to send
to various investors.
 Underwritemortgageloans to determinethe acceptability ofapplications for approval in accordance
with investor guidelines.
 Maintained daily interaction with staffmembers toexchange specific information on content and
status of submissions.
 Worked with originators,processors/closers,and CSR’s to assist them in qualifying loans and keeps
them informed of underwritingpractice.
 Maintained expert knowledge of Corporate, investor and regulatory guidelines.
 Kept records of daily activities for management to trackservicelevels and corporatestandards of

4. 1300 loans per year.
Washington Home Mortgage Bethesda, MD
Loan Processor June 2002 to January 2003
 Processed mortgage loans using Desktop Underwriter,Loan Prospector,EMITS and EMAGIC.
First Nationwide Mortgage Frederick, MD
Underwriter December 2000 to June 2002
 Underwritemortgageloans to determinethe acceptability ofapplications for approval in accordance
with investor guidelines.
 Maintained daily interaction with staffmembers toexchange specific information on content and
status of submissions.
 Worked with originators,processors/closers,and CSR’s to assist them in qualifying loans and keeps
them informed of underwritingpractice.
 Maintained expert knowledge of Corporate, investor and regulatory guidelines.
 Kept records of daily activities for management to trackservicelevels and corporatestandards of
1300 loans per year.
EDUCATION
Ramer Center
General Education Diploma 1990
American Public University 2014-Present
Bachelors in Business Management