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CHRISTY MITCHELL, MPA
8820 BENTFILED DRIVE
MANASSAS, VA 20110
CELL: 703-307-589
EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM
LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE
WASHINGTON D.C. METRO AREA
FINANCIAL SERVICES
CURRENT 1. EXIT REALTY LORTON VA
PREVIOUS ,
1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING)
EDUCATION 1. MOSLEY REAL ESTATE SCHOOL
SUMMARY
Successful in listeningand knowingexactlywhatmyclient’sneedsare and am doingeverything
necessarytoget itdone! I have a keensense of directioningivingthe bestcustomerservice tomeetmy
client’sexpectations, absolute honesty,andadherence tothe Code of Ethicsof the National Association
of REALTORS. Previously15 years independentandself-motivatedsalesprofessional consultantwith
expertknowledge in mortgage loanpoliciesandpractices.Executedfirst-timehome buyer’s purchases
fromstart to finish.
SKILLS
• Listing/buyingAgent •Desktop/Fannie-maeunderwriter•CustomerService •Effective
Communication•Creditcheck•Rate Pricing • Financial Profile • Meetloanguidelines&loan
criteria•Leadership PubicSpeakingatSeminars•PlannedandOrganizedReal Estate seminars
• PowerPoint •Excel • Microsoft Word • Lotus notes • Marketing •Communications •
Research Strategy
Experience:
Exit Realty Lorton VA
Licensed – Realtor License 0225223378
March 2016 – Present
Organizedthe implementationof a Dotloop database,including buildingadatabase flow,creationof
client’s,andcapture of informationina consolidatedmanner.InterfacedwithEXITRealtycorporate
website toaddressspecificcriterianecessarytoimprove marketingknowledge,buildflyers,enlarge
database.Setupanddrive buyerstoopenhouses,stage openhouses,create flyers,direct marketingvia
Facebook,Instagram, Snapchat,andMLS.
• Coordinate withclientstoshowhouses
• Conferwithlenders,escrows companies,lenders,home inspectors,pestcontrol operatorstoensure
that termsand conditionsof purchase agreementsare metbefore closingdate.
•Contact property owners and advertise services to solicit property sales listings.
•Interview clients to determine what kinds of properties they are seeking.
•Advise clients on market conditions, prices mortgage, legal requirements, and related matters.
2
CHRISTY MITCHELL, MPA
8820 BENTFILED DRIVE
MANASSAS, VA 20110
CELL: 703-307-589
EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM
LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE
WASHINGTON D.C. METRO AREA
FINANCIAL SERVICES
CURRENT 1. EXIT REALTY LORTON VA
PREVIOUS ,
1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING)
EDUCATION 1. MOSLEY REAL ESTATE SCHOOL
Navy Federal Credit Union
Overlay Position: Mortgage Processor, Loan Officer, & Underwriter
October 2012 – April 2015 (2 years 7 months)
Member of mortgage lending with full responsibility for strategic planning and leadership of all
financial functions including reviews and approves loan conditions ranging from simple to
complex; including but not limited to, tax returns, title reports, credit reports, and appraisal
conditions.
• Competent in all phases of loan conditions set forth by Desktop Underwriter. Ability to assess
organizational needs and implement administrative procedures.
• Demonstrated and applied sound knowledge to diverse applications that lead to paperless
process and analyzed the impact that resulted to increase customer service satisfaction.
• Analyzed matters related to underwriting requirements and identified guidelines that would
streamline the underwriting process and shared with other teams via minute notes.
InfoComm Internationl (contract through Editech Staffing)
Marketing and Communications Administrative Support
September 2011 – March 2012 (7 months)
• Administrative Support in project management, marketing and communication.
• Edit RedDOT web page content and use Base Camp web-based collaboration tools for project
management. Monitor mailing list requests, procure images for print pieces, and maintain
production schedule.
• Advanced the association’s marketing goals by managing all details of campaigns and projects
including email and print communications plus web banner ads and flipdocs.
• Ensured data integrity of CRM database by updating records and eliminating bad addresses.
Lockheed Martin (contract through Editech Staffing) May 2011 – September 2011 (5 months)
Panel/Solicitation Lead
Engaged in grant management activities for Lockheed Martin’s contract supporting federal
Office of Juvenile Justice Defense Prevention initiatives. Provided Help Desk service to peer
reviewers using web-based Grant Management System (GMS). Created policies and
procedures, produced status reports, and updated financial award information in PRSS
database.
• Developed a project schedule of budget funding cycles, proposal submissions, and reporting
3
CHRISTY MITCHELL, MPA
8820 BENTFILED DRIVE
MANASSAS, VA 20110
CELL: 703-307-589
EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM
LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE
WASHINGTON D.C. METRO AREA
FINANCIAL SERVICES
CURRENT 1. EXIT REALTY LORTON VA
PREVIOUS ,
1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING)
EDUCATION 1. MOSLEY REAL ESTATE SCHOOL
Crawford Edgewood Managers, Inc January 2008 – March 2009 (1 year 3 months)
Leasing Manager
Provided hands-on leadership for residential rental property, guided 6-member team to
administer section 8 housing programs. Directed annual quality inspections of housing units for
compliance, and established productive relationships with public housing agents and other
stakeholders. Represented landlords at tenants’ rights and grievance hearings. Prepared
property status reports for Board of Directors.
• Served as principal HUD certification program advisor on rental certificates and annual re-
certification of household eligibility.
• Delivered consistent 100% occupancy with collections capped at just 2% through rapid
response to tenants and follow-up on work orders.
• Created document portfolio comprised of memos, eviction notices, and annual recertification
• Expedited rehabilitation of a unit destroyed by fire by monitoring general and subcontractors.
First Horizon Home Loans August 2007 – January 2008 (6 months)
Relationship Manager/Loan officer
Drove efforts to assist first-time homebuyers with obtaining loans, in partnership with real
estate agents. Delivered information on fair lending processes and developed solutions to
deliver on customer needs. Originated/investigated loan applications, ensuring data Built a
strong customer and referral base through outreach efforts and relationship building. Partnered
with real estate agents to secure customers, originated/investigated loan applications, and
managed loan cycle.
• Closed 3-4 loans monthly with pipeline of $3M-$4M despite severe industry decline.
• Recognized for outstanding performance and communication abilities, resulting in promotion
to loan officer.
Wells Fargo Home Mortgage, June 2005 – July 2007 (2 years 2 months)
Home Mortgage Manager
Propelled company’s business through development activities and mortgage application
evaluations. Conducted educational seminars for real estate investors that covered basic
financing options, and assisted with appraisals, home inspections, and property valuations.
Interviewed applicants, conducted credit checks, and used Fannie Mae desktop underwriter
model to determine approvals. Provided Good Faith Estimates (GFE) and disclosures per RESPA.
Adhered to all federal regulations regarding credit opportunity, fair housing and lending, and
procurement processes.
• Generated strong results: closed 5-6 loans monthly and 10-12 loan applications for pipelines.
• Maximized company’s competitiveness by analyzing internal and competitor costs.
4
CHRISTY MITCHELL, MPA
8820 BENTFILED DRIVE
MANASSAS, VA 20110
CELL: 703-307-589
EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM
LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE
WASHINGTON D.C. METRO AREA
FINANCIAL SERVICES
CURRENT 1. EXIT REALTY LORTON VA
PREVIOUS ,
1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING)
EDUCATION 1. MOSLEY REAL ESTATE SCHOOL
• Coached first-time home buyers with little experience, providing information and assisting
with credit repair to meet guidelines for federal home loans.
Household Finance Corporation, 2004 – 2005 (1 year)
Senior Account Executive
Secured new business through development of loan opportunities from website applications;
managed borrower information to support fair and equitable processing and decision-making.
Conducted thorough investigations, and determined qualification for both government (FHA,
VHDA, VA) and conventional loan programs.
•. Exceeded sales quota by 200%, leading to top rankings - #4 of 210 districts and #27 of 2,976
national sales personnel.
•. Improved operations and efficiency by creating and managing an organized file system
(paper and electronic) for essential records.
•. Recognized for capturing $1.8M in new money in just 1 month (June 2005), which equaled
500% of quota; achieved results by utilizing strong skill-set to demonstrate the benefits of
refinancing to customers. Received reward of an all-paid 5-day vacation to Chicago
Education
 Mosley Real Estate School
60 hour course,Real Estate Principles,Pass
2015 – 2015
 Strayer University
MASTERS DEGREE, PublicAdministration
2009 – 2011
GraduatedCum Laude withGPA of 3.5

North Carolina Central University
Bachelor’sDegree,Political Science andGovernment,2.9
1994 – 1998
Certifications
 VA,Conventional,LoanOfficer,AssistedHousingManager,
5
CHRISTY MITCHELL, MPA
8820 BENTFILED DRIVE
MANASSAS, VA 20110
CELL: 703-307-589
EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM
LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE
WASHINGTON D.C. METRO AREA
FINANCIAL SERVICES
CURRENT 1. EXIT REALTY LORTON VA
PREVIOUS ,
1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING)
EDUCATION 1. MOSLEY REAL ESTATE SCHOOL
 NorthernVirginiaAssociationof Realtors
 Real Estate License 0225223378
Volunteer
• Radiotalkshow host at NCCU studentradiostation.Provide CSPAN noonnews.
CongressmanDavidPrice, Durham, NC
June 1997 – August1997 (3 months)
• Low level campaignexperience fordemocraticparty
• Performthe bulkof the low-level jobs
• Volunteeredondemocraticcampaignbyperformingthe bulkof the low-level job

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Christy Realtor Resume 8.8.16

  • 1. 1 CHRISTY MITCHELL, MPA 8820 BENTFILED DRIVE MANASSAS, VA 20110 CELL: 703-307-589 EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE WASHINGTON D.C. METRO AREA FINANCIAL SERVICES CURRENT 1. EXIT REALTY LORTON VA PREVIOUS , 1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING) EDUCATION 1. MOSLEY REAL ESTATE SCHOOL SUMMARY Successful in listeningand knowingexactlywhatmyclient’sneedsare and am doingeverything necessarytoget itdone! I have a keensense of directioningivingthe bestcustomerservice tomeetmy client’sexpectations, absolute honesty,andadherence tothe Code of Ethicsof the National Association of REALTORS. Previously15 years independentandself-motivatedsalesprofessional consultantwith expertknowledge in mortgage loanpoliciesandpractices.Executedfirst-timehome buyer’s purchases fromstart to finish. SKILLS • Listing/buyingAgent •Desktop/Fannie-maeunderwriter•CustomerService •Effective Communication•Creditcheck•Rate Pricing • Financial Profile • Meetloanguidelines&loan criteria•Leadership PubicSpeakingatSeminars•PlannedandOrganizedReal Estate seminars • PowerPoint •Excel • Microsoft Word • Lotus notes • Marketing •Communications • Research Strategy Experience: Exit Realty Lorton VA Licensed – Realtor License 0225223378 March 2016 – Present Organizedthe implementationof a Dotloop database,including buildingadatabase flow,creationof client’s,andcapture of informationina consolidatedmanner.InterfacedwithEXITRealtycorporate website toaddressspecificcriterianecessarytoimprove marketingknowledge,buildflyers,enlarge database.Setupanddrive buyerstoopenhouses,stage openhouses,create flyers,direct marketingvia Facebook,Instagram, Snapchat,andMLS. • Coordinate withclientstoshowhouses • Conferwithlenders,escrows companies,lenders,home inspectors,pestcontrol operatorstoensure that termsand conditionsof purchase agreementsare metbefore closingdate. •Contact property owners and advertise services to solicit property sales listings. •Interview clients to determine what kinds of properties they are seeking. •Advise clients on market conditions, prices mortgage, legal requirements, and related matters.
  • 2. 2 CHRISTY MITCHELL, MPA 8820 BENTFILED DRIVE MANASSAS, VA 20110 CELL: 703-307-589 EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE WASHINGTON D.C. METRO AREA FINANCIAL SERVICES CURRENT 1. EXIT REALTY LORTON VA PREVIOUS , 1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING) EDUCATION 1. MOSLEY REAL ESTATE SCHOOL Navy Federal Credit Union Overlay Position: Mortgage Processor, Loan Officer, & Underwriter October 2012 – April 2015 (2 years 7 months) Member of mortgage lending with full responsibility for strategic planning and leadership of all financial functions including reviews and approves loan conditions ranging from simple to complex; including but not limited to, tax returns, title reports, credit reports, and appraisal conditions. • Competent in all phases of loan conditions set forth by Desktop Underwriter. Ability to assess organizational needs and implement administrative procedures. • Demonstrated and applied sound knowledge to diverse applications that lead to paperless process and analyzed the impact that resulted to increase customer service satisfaction. • Analyzed matters related to underwriting requirements and identified guidelines that would streamline the underwriting process and shared with other teams via minute notes. InfoComm Internationl (contract through Editech Staffing) Marketing and Communications Administrative Support September 2011 – March 2012 (7 months) • Administrative Support in project management, marketing and communication. • Edit RedDOT web page content and use Base Camp web-based collaboration tools for project management. Monitor mailing list requests, procure images for print pieces, and maintain production schedule. • Advanced the association’s marketing goals by managing all details of campaigns and projects including email and print communications plus web banner ads and flipdocs. • Ensured data integrity of CRM database by updating records and eliminating bad addresses. Lockheed Martin (contract through Editech Staffing) May 2011 – September 2011 (5 months) Panel/Solicitation Lead Engaged in grant management activities for Lockheed Martin’s contract supporting federal Office of Juvenile Justice Defense Prevention initiatives. Provided Help Desk service to peer reviewers using web-based Grant Management System (GMS). Created policies and procedures, produced status reports, and updated financial award information in PRSS database. • Developed a project schedule of budget funding cycles, proposal submissions, and reporting
  • 3. 3 CHRISTY MITCHELL, MPA 8820 BENTFILED DRIVE MANASSAS, VA 20110 CELL: 703-307-589 EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE WASHINGTON D.C. METRO AREA FINANCIAL SERVICES CURRENT 1. EXIT REALTY LORTON VA PREVIOUS , 1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING) EDUCATION 1. MOSLEY REAL ESTATE SCHOOL Crawford Edgewood Managers, Inc January 2008 – March 2009 (1 year 3 months) Leasing Manager Provided hands-on leadership for residential rental property, guided 6-member team to administer section 8 housing programs. Directed annual quality inspections of housing units for compliance, and established productive relationships with public housing agents and other stakeholders. Represented landlords at tenants’ rights and grievance hearings. Prepared property status reports for Board of Directors. • Served as principal HUD certification program advisor on rental certificates and annual re- certification of household eligibility. • Delivered consistent 100% occupancy with collections capped at just 2% through rapid response to tenants and follow-up on work orders. • Created document portfolio comprised of memos, eviction notices, and annual recertification • Expedited rehabilitation of a unit destroyed by fire by monitoring general and subcontractors. First Horizon Home Loans August 2007 – January 2008 (6 months) Relationship Manager/Loan officer Drove efforts to assist first-time homebuyers with obtaining loans, in partnership with real estate agents. Delivered information on fair lending processes and developed solutions to deliver on customer needs. Originated/investigated loan applications, ensuring data Built a strong customer and referral base through outreach efforts and relationship building. Partnered with real estate agents to secure customers, originated/investigated loan applications, and managed loan cycle. • Closed 3-4 loans monthly with pipeline of $3M-$4M despite severe industry decline. • Recognized for outstanding performance and communication abilities, resulting in promotion to loan officer. Wells Fargo Home Mortgage, June 2005 – July 2007 (2 years 2 months) Home Mortgage Manager Propelled company’s business through development activities and mortgage application evaluations. Conducted educational seminars for real estate investors that covered basic financing options, and assisted with appraisals, home inspections, and property valuations. Interviewed applicants, conducted credit checks, and used Fannie Mae desktop underwriter model to determine approvals. Provided Good Faith Estimates (GFE) and disclosures per RESPA. Adhered to all federal regulations regarding credit opportunity, fair housing and lending, and procurement processes. • Generated strong results: closed 5-6 loans monthly and 10-12 loan applications for pipelines. • Maximized company’s competitiveness by analyzing internal and competitor costs.
  • 4. 4 CHRISTY MITCHELL, MPA 8820 BENTFILED DRIVE MANASSAS, VA 20110 CELL: 703-307-589 EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE WASHINGTON D.C. METRO AREA FINANCIAL SERVICES CURRENT 1. EXIT REALTY LORTON VA PREVIOUS , 1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING) EDUCATION 1. MOSLEY REAL ESTATE SCHOOL • Coached first-time home buyers with little experience, providing information and assisting with credit repair to meet guidelines for federal home loans. Household Finance Corporation, 2004 – 2005 (1 year) Senior Account Executive Secured new business through development of loan opportunities from website applications; managed borrower information to support fair and equitable processing and decision-making. Conducted thorough investigations, and determined qualification for both government (FHA, VHDA, VA) and conventional loan programs. •. Exceeded sales quota by 200%, leading to top rankings - #4 of 210 districts and #27 of 2,976 national sales personnel. •. Improved operations and efficiency by creating and managing an organized file system (paper and electronic) for essential records. •. Recognized for capturing $1.8M in new money in just 1 month (June 2005), which equaled 500% of quota; achieved results by utilizing strong skill-set to demonstrate the benefits of refinancing to customers. Received reward of an all-paid 5-day vacation to Chicago Education  Mosley Real Estate School 60 hour course,Real Estate Principles,Pass 2015 – 2015  Strayer University MASTERS DEGREE, PublicAdministration 2009 – 2011 GraduatedCum Laude withGPA of 3.5  North Carolina Central University Bachelor’sDegree,Political Science andGovernment,2.9 1994 – 1998 Certifications  VA,Conventional,LoanOfficer,AssistedHousingManager,
  • 5. 5 CHRISTY MITCHELL, MPA 8820 BENTFILED DRIVE MANASSAS, VA 20110 CELL: 703-307-589 EMAIL: HOUSEHUNTERCHRISTY@GMAIL.COM LICENSED AGENT EXIT REALTY ASSOCIATES 8 YEARS CONVENTIONAL MORTGAGE & 3 VA EXPERIENCE WASHINGTON D.C. METRO AREA FINANCIAL SERVICES CURRENT 1. EXIT REALTY LORTON VA PREVIOUS , 1. INFOCOMMINTERNATIONL(CONTRACTTHROUGH EDITECH STAFFING) EDUCATION 1. MOSLEY REAL ESTATE SCHOOL  NorthernVirginiaAssociationof Realtors  Real Estate License 0225223378 Volunteer • Radiotalkshow host at NCCU studentradiostation.Provide CSPAN noonnews. CongressmanDavidPrice, Durham, NC June 1997 – August1997 (3 months) • Low level campaignexperience fordemocraticparty • Performthe bulkof the low-level jobs • Volunteeredondemocraticcampaignbyperformingthe bulkof the low-level job