1. OLOHUNLANA AMINAT OLAYINKA
16, Azeez Ajana Street, Lagos, Nigeria.
08052063692, eniayewuyinka@yahoo.com
CAREER OBJECTIVE:
I am an enthusiastic, diligent and resourceful individual with excellent communication, negotiation and analytical
skills which makes me an ideal candidate for a service role. I am able to build and sustain good working
relationship with internal and external clients to achieve business objectives. I would like to join a company that
offers good training and career progression.
ACHIEVEMENTS:
• Worked closely with the other management team to deliver the policy guide on Credit, Human
Resource and Operations.
• Pioneered the execution of the bank’s ATM Project for NNEW Women micro finance bank limited
• Maintained quality portfolio with very minimal P.A.R that is far below the regulatory benchmark.
BIO-DATA:
Date of Birth: 1st
April 1983
State of Origin: Ogun State
Local Govt. Area: Odogbolu
Marital Status: Married
ACADEMIC QUALIFICATIONS:
[2010-2012] University of Lagos, Akoka, Lagos State
(M.sc Economics)
[2001-2007] Lagos State University, Ojo, Lagos
(B.sc Economics second class upper division)
[1993-1999] Abesan High School, Ipaja Lagos
(Senior secondary school certificate)
PROFESSIONAL QUALIFICATIONS:
[2014] CHARTERED INSTITUTE OF BANKERS IN NIGERIA (CIBN)
(Certified MCPCIBN)
[2013] CHARTERED INSTITUTE OF PERSONNEL MANAGEMENT (CIPM)
(Student Member)
[2013] ORGANISATION OF ECONOMISTS AND BUSINESS ANALYST OF
NIGERIA (OEBAN)
(Associate member)
[2008] INSTITUTE OF CHARTERED ECONOMIST OF NIGERIA (ICEN)
(Associate member)
[2008] NIGERIAN INSTITUTE OF MANAGEMENT (NIM)
(Graduate member)
[2006] COMMUNITY/YOUTH EMPOWERMENT PROGRAMME
(Certificate course in desktop publishing)
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2. WORK EXPERIENCE:
[Feb 2016- Date] CROSSOVER MICRO FINANCE BANK LIMITED
63, Raymond Njoku Street, Ikoyi, Lagos State
Position: Head, Credit,Risk and Client Relations Management
Duties performed:
• Analyze and appraise credit requests from group and individuals in
accordance with the approved policies and procedures to ensure
minimal credit exposures.
• Ensure strict adherence to credit related regulations(Single obligor
limits, aggregates large exposures e.t.c)
• Value addition to credit requests i.e identifying critical risk factors in
the credit request and providing alternative routes to make it viable.
• Timely review and approval/ rejection of credit requests.
• Preparation and rendition all credit risk reports according to the
regulatory provisions.
• Provide information requested by regulatory and rating agencies.
• Perform review for renewal and assessment of existing facilities
performance.
• Conduct training sessions on credit administration and appraisal
techniques for subordinates to achieve business continuity.
• Monitor the attainment of approved standards on credit portfolio
management.
• Prepare management credit committee minute and circulate to the
committee members.
• Create more market awareness of the business to the public for
increased productivity and revenue.
• Develop creative solutions for existing clients based by establishing
their needs
• Maintain a high quality customer relations and retention strategies.
•
[Jan 2015- Feb 2016] NNEW WOMEN MICRO FINANCE BANK LIMITED
70, Ogunnusi road, Akiode, Ojodu Berger, Lagos State
Position: Head, Credit, Risk Management and Control
Duties performed:
• Analyze and appraise credit requests from group and individuals in
accordance with the approved policies and procedures to ensure
minimal credit exposures.
• Ensure strict adherence to credit related regulations(Single obligor
limits, aggregates large exposures e.t.c)
• Value addition to credit requests i.e identifying critical risk factors in
the credit request and providing alternative routes to make it viable.
• Timely review and approval/ rejection of credit requests.
• Preparation and rendition all credit risk reports according to the
regulatory provisions.
• Provide information requested by regulatory and rating agencies.
• Perform review for renewal and assessment of existing facilities
performance.
• Conduct training sessions on credit administration and appraisal
techniques for subordinates to achieve business continuity.
• Monitor the attainment of approved standards on credit portfolio
management.
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3. • Prepare management credit committee minute and circulate to the
committee members.
• Verify field situation as presented by the field officers
[Feb 2014- Date] MUTUAL BENEFITS MICRO FINANCE BANK
10, Apapa road, Oyingbo, Lagos State
Position: Assistant Head, Credit and Risk Management
Duties performed: Appraise credit/ loan forms
Book and credit qualified applicants account
Disburse loans to qualified applicants
Monitor and follow up on delinquent loans
Prepare report on the income analysis on loan disbursed
Prepare credit management committee minute
Close monitoring of the bank’s P.A.R
Prepare reports on the written off loans recovered.
Reconcile customer’s accounts with dispute
[Jan 2010- Feb 2014] MUTUAL BENEFITS MICRO FINANCE BANK
10, Apapa road, Oyingbo
Position: Credit Control Officer
Duties performed: Appraise credit/ loan forms
Book and credit qualified applicants account
Disburse loans to qualified applicants
Monitor and follow up on delinquent loans
Prepare report on the income analysis on loan disbursed
Prepare credit management committee minute
Reconcile customer’s accounts with dispute
[Oct 2009-Dec 2009] MUTUAL BENEFITS MICRO FINANCE BANK
10, Apapa road, Oyingbo
Position: Fund Transfer/ Internal Control Officer
Duties performed: Intra- transfer of funds from general ledgers
Reconcile internal ledgers and customers account
[July 2009-Oct 2009] MUTUAL BENEFITS MICRO FINANCE BANK
10, Apapa road, Oyingbo
Position: Financial Planner
Duties performed: Advertise the banks product
Give advisory services to the customers
Process loans for banks clients
Grant loans to customers based on their capacity
[Mar 2009 - June 2008] Cornerstone Insurance
10, Adeniyi Jones, Ikeja
Position: Financial Planner
Duties performed: Advertise insurance products in line with the client’s needs
Proffer advisory services to prospective and existing clients
Render activity reports on weekly and monthly basis
Timely update of possible policy changes and maturity.
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4. [Oct 2008-Dec 2008] ALIF GROUP
18, Zarumai road, Bosso, Niger State
Position: Finance Executive
Duties performed: Prepare daily sales and expenditure
Prepare the income statement (profit and loss) for the period
Prepare of monthly report to the board of directors
Prepare Salary Schedule
[Oct 2007- Sept 2008] MINISTRY OF FINANCE, MINNA, NIGER STATE
(NYSC primary assignment)
Position: Account Officer
Duties performed: Prepare of pay roll
Prepare of budget
Reconcile imprest account.
TRAININGS ATTENDED WITH DATES:
June 2012: A two day Risk Management Workshop organized by Resort Consult
October 2013: CIBN Micro Finance Certification Programme
December 2014: A two day training on Operational Audit and Compliance by
Enterprise and Franchise International.
September 2015: NDIC Training on Enterprise Risk Management
SKILLS AND PERSONAL ATTRIBUTES:
• Highly proficient with Microsoft Office (Excel, PowerPoint & Word )
• Ability to pick up & digest new ideas quickly, skilled in numeric and analytic ability.
• Supportive, flexible team player, enthusiastic and resilient “can do” attitude.
• Ability to work to strict deadlines, well organised and efficient.
• Strong influencing and negotiating skills.
• Excellent written, oral communication, presentation skills and Fluency in one native language
• Strong people Management Skills
AWARD/MERITS:
[2008] NATIONAL YOUTH SERVICE CORPS
(Certificate of merit, editorial board, Niger State)
[2005] NIGERIAN ECONOMICS STUDENTS ASSOCIATION
(Certificate of merit, NESA LASU chapter)
UNPUBLISHED THESIS:
[2013] The Impact of Micro Finance Bank in Poverty Alleviation in Nigeria
[2006] The Role of Organized Private Sector in Economic Development in Nigeria
REFREES:
• Dr. Mrs J.O Yakub
Senior Lecturer, Dept. of Economics,
Lagos State University, Ojo
jyaqub@yahoo.com
08033856096
• Mr. O.P Amasha
Managing Director
Crossover Micro finance bank limited
63, Raymond Njoku Street, Ikoyi, Lagos
olabisipaul@yahoo.com
08034763037, 08094157178
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5. • Mr. J.O Komolafe
Managing Director
NNEW Women Microfinance Bank Limited
63, Ogunnusi road, Akiode bus stop, Berger, Lagos State
gbengakomolafemetro@yahoo.co.uk
08020734685, 08037233309
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6. • Mr. J.O Komolafe
Managing Director
NNEW Women Microfinance Bank Limited
63, Ogunnusi road, Akiode bus stop, Berger, Lagos State
gbengakomolafemetro@yahoo.co.uk
08020734685, 08037233309
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