1. OTUYEMI ADEBOWALE VICTOR
Seedvest Microfinance Bank Limited. 15, Obafemi Awolowo Way, Oke Bola,
Ibadan.
Phone: +234-7031938028, 8156256238|Email: victoradebowale82@gmail.com
Summary
Victor is a Microfinance expert with over four years experience on the job,
employed as an internal control officer in Seap Microfinance Institution in May
2011 and later joined Seedvest Microfinance Bank Limited, in February 2013. He
has broad experience in the running of Microfinance business and lending to the
very active poor from the grassroots and entrepreneurs that are financially
unbanked by the conventional commercial banks. Vast in the business strategies
of micro financing and service operations to execute organizational components
by aligning business opportunities and control measures both internally and
externally to achieve strategic goals in line with best industry practices.
Experienced as an internal control officer, member chartered institute of bankers
of Nigeria and certified professional member of microfinance certified
professional, [M C P], he is vast in collaborating with stakeholders in the business
to implement change and improve the customer’s experience. Result oriented
administrator with managerial ability and skill that will enhance the
accomplishment of my employer’s goals and develop my skills for maximum
input.
KEY OBJECTIVE
To review all internal control processes, systems and policies and make
recommendations to ensure the risk to the business is minimized with a view to
delivering improvement by advising, coaching and facilitating in order to not
undermine the responsibility of management.
Professional dynamism and agility turned me a Business Development Manager
for the same Bank I work as the Head of Internal control unit. A new business

2. environment and opportunity came up and the Bank deemed it fit base on my
wealth of practical experience in Microfinancing that I assume the position. I now
manage a branch for the Bank in a town located in Oyo state
Key Roles & Responsibilities;
Based on the structure of the Bank, I am primarily responsible for driving
profitability of both new and existing customers to the bank by proactively
engaging the customers, understanding and meeting their needs with the full
knowledge of microfinance banking.
Professional competence & responsibilities
 Ascertain the reliability and integrity of financial operational information
and the means used to identify, measure, classify and report such
information;
 Ascertain the extent to which the bank assets aresafeguarded and properly
accounted for;
 Review and evaluate the soundness, adequacy and application of
accounting, financial and other operating controls and promote the
effective control at reasonable cost;
 Ascertain the extent of compliance and review the systems established to
ensure compliance with government policies, plans and procedures, laws
and regulations which have impact on operations;
 Review operations or programs to ascertain whether or not results are
consistent with the established objectives and goals and whether or not
such programs are being carried out as planned;
 Evaluate the quality of performanceof departments, products, services and
individuals in carrying out their assigned responsibilities;
 Submission of report reports with corresponding recommendation;
 Attendance to meetings, training facilitation within the bank.

3. Certification
Microfinance Certificate Professional [M C P]
Education
 The Polytechnic Ibadan, Oyo State. HND Banking and Finance
[upper credit]
 The Polytechnic Ibadan, Oyo State. ND Banking and Finance
[lower credit]
 Saint Josephs’ College, Ondo. Senior Secondary school
Certificate
 Satob Training School, Ibadan. Certificate in MicrosoftOffice
 School of African Microfinance, Kenya (2015). Certificate in (talent
management, business process improvement, management for new
managers and internal control and fraud)
Working Experience
 Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Business Development Manager July, 2015 till date
Job Description
 Identify new businesses in the region and penetrate extensively into them
 Acquire and manage customer relationships through pro-active and
consultative approach
 Acquire profitable new customers through the creation, development and
maintenance of high quality advisory relationships that includes effective
consultative selling and creative restructuring of financial solutions.
 Achieve budgeted growth within agreed and approved business risk
parameters.

4.  Deepen and secure existing and new business relationships through the
analysis of needs and provision of products and services.
 Creatively tailor products to meet individual and customer needs.
 Analyses and reviews quality of potentials and existing business to ensure
maximum profitability.
 Manages credit quality standards through effective management of risk
according to the Bank’s credit policies.
 Maintain accurate and up-to-date records of all actual and attempted
customer interactions.
 Conduct customer meetings and work in close partnership with credit
officers to ensure that credit applications for new and existing facilities are
correctly prepared.
 Liaise and provide leadership in areas of expertise, particularly in the
provision of products and services to customers.
 Provide feedback to senior management, marketing and product
management on customer’s needs and the efficiency of marketing strategies
and tactics.
 Deliver services to customers that match the Bank’s vision and operating
strategy.
 Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Head, Internal Control Department. January, 2014 – July,
2015
 To plan, organize and carry out the internal controls function including the
preparation of an audit manual and audit plan
 Conduct risk assessment of all departments

5.  Report risk management issues and internal control deficiencies identified
directly to the management team / Board of Directors and provides
recommendations for improving the Bank’s operations
 Evaluate compliance with existing policies and procedures, identifying and
proposing modifications as needed
 Safeguard assets of the Bank
 Ensure accuracy and timeliness of records
 Promote operational effectiveness and efficiency
 Encourage adherence to policies, rules, regulations and laws
 Help reduce fraud, theft and / or waste
 Help instill reasonable confidence in the Bank
 Monitor and review daily report of collections & deposits of designated
officers & cashiers
 All other duties as reasonably requested
 Seedvest Microfinance Bank Nigeria Limited, Ibadan.
Position: Internal Control Officer February, 2013 to January, 2014
 Review all loan files request before approval for disbursement
 Ensure all precedents to loan disbursement are adhered to at all times
 Checking of vault register and system balance, ensuring insured vault limit
and cash management
 Ensuring vault key movement is well documented and access to it is
restricted to authorized officers as well as ensuring that branches adhered
to vault limit.
 SEAP Microfinance Institution May, 2011 to January, 2013
- 30, Western Reservoirs, Olorunsogo, Ilorin, Kwara State.
Position: Internal Control Officer
 Checks and balances of the operational transactions
 Monitor and review accounting and related system reports for accuracy,
completeness and correctness
 Reconcile bank statement with daily transactions

6.  Ensuring that staff strictly comply company’s policies, well coordinated and
self composed
 Written and presentation of monthly reports on operational duties
performed.
 SATOB Communications, Ibadan. 2006 – 2010
Position: Account / Administrative Officer
Responsibilities
 Record keeping and inventory management
 Develop and implement ideas for business success and continuity
 Identify and follow up on prospective clients
 Enforce compliance on company administrative policies.
Personal Abilities
 Thinking outside the box
 Effective communication skills
 Broad technical acumen and problem solving ability
 Delivering result in line with set standards
 Ability to maintain a courteous and professional demeanor in all
dealings.
Referees: Available on request.