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CareerObjective
Accountant/Financial Analyst with more than 10 years of Kuwait experience in
financial planning and reporting. Can handle multiple tasks at a time and most
importantly deliver them before the required time/deadline.
Experience
1. Working as Senior Accountant in HMG Real Estate company-
From 07th Sep 2015 to till date.
2. Worked as Chief Accountant in Honest Center ,Kuwait (One of the
reputed Supermarkets in Kuwait) , Shuwaikh & Fahaheel Branches –
from 25th
Aug 2009 to 06th
Sept 2015- 6 Years
3. Worked as Accounts Manager in Al KateefiTrading Co.,kuwait
From Feb 2006 to 24thAug 2009 – 3 Years
4. Accountant, Muthoot Bankers, Thiruvalla, Kerala, India.
Highlights of Various activities done especially in the last job
1. Submit financial statements along with its schedules on a regular Monthly
basis(before 07
th
of following Month.) (i) P & L A/c, Balance Sheet along with Cash
flow statement was submitted. (ii) It was not restricted up to simple or mere
submission of these statement but all types of vertical and horizontal comparisons
(abnormal figures were highlighted in yellow) along with comments were presented.
(iii) All ratios that were apt to the retail market were all systematically and
continuously provided with.
2. Submitting MIS reports–(i) All type of reports were initially analyzed and only the
Reports which showed any abnormalities (the company moving in the wrong
direction)was identified and submitted forward. These were then discussed for
remedies in the monthly meeting conducted. (ii) Possess the programmatically skills
where all type of reports like the trend of business, Sales, purchases, COGS,
profitability , category wise, vendor wise, financial profitability wise etc.
3. Regular review, investigate and correct errors and inconsistencies found in the
various financial entries, documents and records.
4. Coordinate Monthly Closing Process and taking into consideration all revenue and
income on accrual basis.– Was able to finish and follow up all expenses, income
entries to be booked and finish & submit the financials by 07th
of each month.
5. Preparation of Break-even Analysis, Budgets and follow up every month with
Email: nairjg2003@yahoo.com; Mobile: 99109528, 55946775

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regard to discrepancies–(i)Helped in preparing the Break even analysis (for the first
time in the history of honest company (ii) by providing all the expenses and income
bifurcated in to each month and (ii) Then, based on this BEP , helped to prepare the
Category wise Sales Targets and individual staff targets (iii) The Targets/Budgets
were followed up monthly and variance analyzed.(iv) This was a very good positive
step & the Sales showed a good Positive reflection during this period compared to
previous period.
6. Found out the glitches in the software reports – Analyzed & reported on the
various wrong reports shown in the company software —which till that period were
taken as correct reports and blindly accepted. Like the closing stock valuation report,
COGS in the Sales report, vendor wise sales report & many other reports of
purchase, returns etc.
7. A full control on the Local Purchases – (i) Was Successful in keeping a full
control on all purchase activities. (ii) Supplier pricing, Last Purchase price, FOC
receipts and its accounting was made uniform and defined, On-going discounts,
LPO failing to take the Special occasion discounts (software glitch) were all
checked.(iii) Bulk Purchases were also kept on check. (iv)Items not on shelf and
not ordered on time were also mentioned. (v) Items in stock and ordered again were
questioned.
8. Product ageing (manually prepared) was regularly checked and payments were
not released where non-moving stock existed (immediately in formed the Operations
to take action). Products not available on shelf, Profitability of flyer items, Sales of
flyer items and their various comparable reports, Sales Uploading error
reconciliation, and regular internal checks were things introduced and conducted
regularly; checks were also kept on any vendor exceeding the credit limit.
9. Annual Inventory, Discrepancy sorting and subsequent reporting–The whole
physical inventory process was handled effectively. Inventory stock discrepancy
solving, reasons behind discrepancy, recounting process, preparation of detailed &
summary of stock shortage report and the comments from operation team, on
approval adjusting them in the software.
10. Around 250 No’s of Vendor Accounts were kept smooth, up to date and
reconciled–(i) Handling all correspondence and interactions (ii) Started regular
efforts to keep the vendor accounts matching our account at all time. (iii)Instructions
were given to make reconciliation soon upon receipt of statement of account (iv)
Whether the payments were prepared by deducting the amounts as mentioned in the
contract with the vendor.
11. Defining & Managing the Work flow and laying down duties & responsibility
of staff
(i) Managing & defining the work flow in depth (ii) laying down the duties and
responsibilities of each staff (iii) Calling each staff and explaining the duties and
responsibilities along with GM (iv) internal control measure etc.(v)recruit, train,
evaluate, promote and have fired employees.
12. Controlling all activities of Cash collection, Petty cash re-imbursement
&reconciliation, Bank reconciliation, inter-branch reconciliations, Knet credit card
reconciliations, Petty cash Reconciliation ,Cash account GL reconciliation
13. Preparation of Payroll of the staff– Preparing the payroll for all staff from both
Shuwaikh and Fahaheel location, overtime, absence & leave salary and ticket etc.
14. Preparation of Cash flow statement – (i) The main source and application of
funds were taken and reported for each month.(ii)Also the estimated cash required

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for the current month was also prepared and handed over. (iii) Vendor Ageing
Reports (manual excel) were also prepared and the priority suppliers which needs to
be released during the month were segregated and reported each month.
15. Working with External Audit during financial audit and fulfilling all their
requirement. And Also liaison with Software guys and do the necessary entries and
giving the closing confirmations required for closing the year in the software.
16. Keeping all accounts up- to date and doing reconciliation for all sister
concerns (15 No’s) and Bank Accounts on a regular basis – Can finish
complicated reconciliations very easily and detect all possible errors and bring the
accounts up to date and regularly maintain it on a daily basis.
17. Preparing Costing Calculations sheets & supervising all import purchases (Kateefi)
are invoiced in accordance with the standard procedure. The landing cost was
calculated and the import purchases were entered in to the software.
18. Continuous innovations, study and control of all activities– New innovative
things were continuously & always introduced, like (i) Initiated steps and suggested
ways to correct the COGS in the system, which till that date was wrong in the
system. Correcting the COGS was great step as the software reports started the
correct profitability made for each item, vendor, category etc. (ii) LPO was made
compulsory for all DSD Items (iii) successfully conducted inventory of Electronics
dep’t and reached on the actual shortage / excess and explanation was asked for. (iv)
Sales posting was made possible to finish on a daily basis (v) Purchase returns data
entry was changed to take the last purchase cost instead of average cost. (vi)
‘Shrinkage’ entry was introduced (vii) All Vendor related things were smoothened
and kept always up to date like payments , income booking , correspondence related
to reconciliation , receiving statement etc. (viii) Successfully introduced many
forms/documents for regular working of day to day business (ix) Introduced the
correct way of accounting the FOC goods in a more uniform & effective way…
Skills
1. Knowledge of Many Computerized Accounting system–Smart Suite, Total, Tally,
Peachtree, EX etc.
2. Good knowledge of MS-Access, Excel (Vlookup, Macros), Word & PowerPoint,
Crystal Reports.
3. Capable of preparing complicated MIS Reports – Biggest advantage is can prepare and
summarize data in to simple understandable reports with meaning.
Education:
Master of Commerce– (M.Com) from Kanpur University ---Double Graduate degree (Five
year course in accountancy and business commerce 3 Years Graduation + 2 years
Master (advance studies) Original Certificate attested by Indian Embassy.
Visa: No. 18 (Transferable) & can join immediately
All details, reference/s and certificates shall be provided at the time of interview.