1. Jan M. Rinnooi
74 Unger Avenue RD#1
Stanhope, NJ 07874
201-400-7051
jan.rinnooi@gmail.com
Objective: To continue a career in the mortgage industry utilizing my organizational, time
management, and inter-personal skills.
Professional Experience:
February 2016 to Guaranteed Rate, Inc.
Present Mortgage Consultant
• Managing pipeline of 25 to 30 loans
• Processed mortgage applications for FHA, VA and Conventional
• Knowledge of DataVerify and Mavent
• Knowledge of program guidelines for various types of mortgages (FHA, FHA ARM,
VA)
• Provided outstanding customer service including follow up with borrowers and loan
officers, answering questions, follow-up on documents.
• Reviewed credit report and loan applications from borrowers to ensure accuracy of
information provided
• Pipeline management,-Updated pipeline once a week
• Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios
met the guidelines for the specific programs
• Reviewed property title report to ensure that the borrower and legal description
matched
April 2012 to PMAC Lending Services/Finance of America
Dec 2015 Account Manager -Wholesale Division
• Account Manager for President’s Club winner 2012-2014 (over $100 million in loans
closed)
• Awarded authority to sign off on conditions not pertaining to income or appraisals
• Reviewed 4506T tax transcripts in a timely fashion to ensure income would meet
program guidelines, report discrepancies to UW
• Reviewed initial UW Approval and worked with mortgage brokers to ensure a
smooth closing and ensure loans met rate lock dates.
• Knowledge of program guidelines for various types of mortgages (FHA, FHA ARM,
VA)
• Provided outstanding customer service including follow up with mortgage brokers,
answering questions, follow-up on documents.
• Reviewed credit report and loan applications from borrowers to ensure accuracy of
information provided
• Pipeline management,-Updated pipeline once a week

2. • Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios
met the guidelines for the specific programs
• Reviewed property title report to ensure that the borrower and legal description
matched
April 2008 to Residential Home Funding Corp
March 2012 Production Coordinator-Wholesale Division
• Production Coordinator for President’s Club winner 2009 (over $20 million in loans
closed)
• First Production Coordinator to close 10 million in one month for three consecutive
months (Dec 2008 to February 2009)
• Awarded authority to sign off on conditions not pertaining to income or appraisals
• Ordered 4506T tax transcripts in a timely fashion to ensure income would meet
program guidelines
• Reviewed initial UW Approval and worked with mortgage brokers to ensure a
smooth closing and ensure loans met rate lock dates.
• Knowledge of program guidelines for various types of mortgages (FHA, FHA 203K,
FHA ARM)
• Provided outstanding customer service including follow up with mortgage brokers,
answering questions, follow-up on documents.
• Reviewed credit report and loan applications from borrowers to ensure accuracy of
information provided
• Pipeline management,-Updated pipeline once a week
• Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios
met the guidelines for the specific programs
• Reviewed property title report to ensure that the borrower and legal description
matched
• Note from 10/2011 to 3/2012 processed loans for retail division
Nov 2006 To Homecomings Financial, LLC
December 2007 Underwriting Assistant-Wholesale Division
Responsibilities:
• Managed a loan pipeline of 80 to 100 loans per month
• Reviewed pipeline exception report on a weekly basis to ensure loans were being
processed in a timely manner.
• Reviewed initial UW Approval and worked with mortgage brokers to ensure a
smooth closing and ensure loans met rate lock dates.
• Knowledge of program guidelines for various types of mortgages (ARM, Payment
Option ARM, Interest Only)
• Provided outstanding customer service including follow up with mortgage brokers,
answering questions, follow-up on documents..
• Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios
met the guidelines for the specific programs

3. • Reviewed property title report to ensure that the borrower and legal description
matched
• Scheduled closings with brokers and closing department
March 2003 Superior Mortgage Corp.
Rutherford, NJ
To Aug 2006 Senior Mortgage Processor
Responsibilities:
• Managed a loan pipeline of 30 to 40 loans per month
• Processed mortgage applications for purchase and refinance transactions
• Knowledge of program guidelines for various types of mortgages (FHA, ARM Interest
Only)
• Reviewed initial loan application and disclosures to ensure accuracy for correct fees and
that the disclosures met state compliance requirements
• Provided outstanding customer service including introductory phone call, answering
questions, follow-up on documents, and servicing questions during the first 90 days
after closing.
• Reviewed credit report and loan applications from borrowers to ensure accuracy of
information provided
• Reviewed initial Good Faith Estimate and Truth In Lending disclosures to ensure the
loans did not exceed the maximum allowable fees in each state
• Utilized automated underwriting systems (Desktop Underwriter and Loan Prospector) to
qualify loans for approval
• Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios met
the guidelines for the specific programs
• Reviewed property title report to ensure that the borrower and legal description matched
• Obtained lien payoffs and satisfaction of mortgages when applicable
• Reviewed final loan approval with borrower and obtained any remaining conditions to
complete the application
• Reviewed income documents (Pay stubs, W2’s, and tax returns) to ensure the ratios met
the guidelines for the specific programs
• Submitted loans for approval to underwriting to ensure all loan conditions were met
Skills: Proficient in Microsoft Office package, Encompass and Data Trac paperless
Education: County College of Morris, Randolph, NJ
Business Administration (Accounting, Business Management, Statistics)
Dean’s List 1995-1996
Sussex County Vocational Technical High School, Sparta, NJ
Graduated 1988