1. Adam Barber
Cell: 805-210-1396
Email: adam.barber6284@gmail.com
Functional Profile
Motivated and dedicated professional with over three years of practical experience in the
understanding of real estate transactions; seeking a position that utilizes experiences and fosters both
personal and professional growth. Proven ability to multi task, be a team player and maintain the
integrity of Documents and Contracts. Adept at determining requirements, scheduling, and
organizational planning. Talent at adapting and quickly learning new processes and procedures and
implementing them effectively.
Professional Experience
Prospect Mortgage (June 2015-Present)
Investor Deficiency Associate (Post closing)
• Ensure loan conditions are cleared within investor &
company designated time frames.
• Determine validity of suspense conditions by reviewing
closed loan file.
• Attention to detail during review of closed loan file for
leads. Find resolution or explanation to issue with data
found in file.
• Contact vendor and outside sources as needed to obtain
a concrete solution or explanation. Request and obtain
hard copy documentation, which can appropriately
resolve suspense issues.
• Obtain, forward and confirm receipt of conditions to
each investor as specified.
• Assign error to each department as specified by means
of outlined Error Codes in Post Closing system.
• Update each loan data/ comment log prior to sale every
3 business days from date shipped to investor.
• Diligent record keeping of investor progress/ turn time
for review and purchase of all loans in pipeline.
• Review loans with manager to ensure all issues are
addressed properly and on time.
• Monitor and request lock extensions as needed on
suspended loans.
• Print and review designated reports.
• Forward trailing documents to imaging.
• Communicate and maintain working company
relationships to protect the line of credit. Promptly
respond and fill request of:
• Investors/ Banks: entity that purchase company loans
daily.
• Maintain professional work standards with Operations,

2. Compliance and Capital Markets in successfully
addressing each and every deficiency.
• Interface with Vendors as conditions are required
• Escrow: Obtain copies or corrections of HUD, escrow
agreement, escrow holdback data, miscellaneous
documents that may have not been returned from escrow
when loan documents were signed.
• Real Estate Agent: Obtain copies or corrections to
purchase contract and addendums, upfront disclosures
from realtor.
• Title Officer: Obtain prelim/ final title report, property
tax status, recorded documents.
• Appraisers: Obtain copies or corrections of property
appraisals, addendums, completion certificates.
Prospect Mortgage (August 2012-May 2015)
Data Integrity Specialist (Post closing)
• Perform post-funding audit of loan files (including credit and closing packages) to ensure
compliance with policies and procedures as well as investor and regulatory agency
guidelines.
• Ensure data integrity within Post Closing systems.
• Escalate loans within allotted timeframe that may not be investor compliant.
• Validate compliance with RESPA and TILA guidelines by performing a detailed audit on
HUD-1 Closing statements to ensure that all fees have been properly disclosed and paid to
the appropriate parties in the transaction.
• Perform complex calculations to identify under-disclosures and non-allowable fees.
Document resolution of under-disclosures and facilitate reimbursements to borrowers via
check or wire request when applicable.
• Document/grade errors and missing items in the system, send out notification to Operations
Staff and Mangers to address any FAILED items on checklist and follow through to ensure
timely receipt.
• Validate HMDA and California per diem guidelines by performing a detailed audit on final
1003 forms and closing loan documents to ensure that we are complying with all state,
federal and government guidelines.
• Research and resolve loan errors related to Master File Adjustments (MFA), Mortgage
Insurance (MI) and Automated Underwriting System (AUS) certificate (DU Compare) errors
received from both internal and external clients
• Determine and acquire correct documentation
• Answer phone calls and emails in a timely manner
• Coordinate with other departments to facilitate timely resolution within established Service
Level Agreements
• Communicate with third parties as needed via email and telephone
• Meet established department standards for number of issues processed
• Actively utilized Knowledge of Pronet, QiuckBase, Data Trac, Blitz, Xdocs
• Ability to resolve basic issues within a standard timeframe
• Responding to internal and external requests in a timely fashion
• Analytical and deductive skills; ability to think logically
Skills Summary

3. • Microsoft Office (Word, Outlook, Excel)
• MVP award from Prospect Mortgage in 2014
References: Will Provide upon Request