#CreditChat Wednesday | 3 p.m.
ET How to Plan & Set Financial Goals

Join our #CreditChat every Wednesday
at 3 p.m. ET. This week, “we talked with Joe Saul-Sehy @AverageJoeMoney! Check Out All the Tweets and Resources: bit.ly/financial-goals

Featuring: Joe Saul-Sehy @AverageJoeMoney
StackingBenjamins.com

#CreditChat Wednesdays | 3 p.m.
ET Why is it important to set financial goals? What might hold us back?

“A man without a goal
is like a ship without a rudder.” Tweet by @FamZoo #CreditChat - Thomas Carlyle

Without a financial goal, you
lack direction. My money wants to know where it’s going. Tweet by @Krissylynn #CreditChat

#CreditChat Savers with a plan
are 2X more likely to have emergency savings, retirement savings, and can stick to budget. Tweet by @AmericaSaves

#CreditChat If you start with
the goal and work backward (what do I need to achieve it), you’ll quit chasing hot investments. Tweet by @AverageJoeMoney

People think goal setting is
“fluffy” but your goal drives all the hard investing and insurance decisions you’ll make. Tweet by @AverageJoeMoney #CreditChat

WHY CREATE FINANCIAL GOALS? If
you don’t have a map, you might end up lost and/or miss the right destination entirely. Tweet by @DLFreedman

#CreditChat Wednesdays | 3 p.m.
ET What types of financial goals should we create for ourselves?

#CreditChat TYPES OF FINANCIAL GOALS
Goals for an emergency fund, retirement, paying down debt, perhaps a home or another major purchase. Tweet by @magnify_money

Set mini goals along the
way to keep yourself on track! Tweet by @Qualtrust #CreditChat

Goal: teach your kids about
emergency funds and have each fund from a % of allowance/chore/job money. Tweet by @FamZoo #CreditChat

#CreditChat Wednesdays | 3 p.m.
ET What are some steps you should take when creating realistic goals?

Consider both your current life
situation and where it is you want to be while setting goals. Tweet by @LeslieHTayneEsq #CreditChat

Assess where you are with
your finances. #CreditChat Many people have no real idea how they’re doing. Tweet by @Quizzle

Get as detailed as possible
and get buy-in from anyone who’s planning with you. Tweet by @AverageJoeMoney #CreditChat

Provide real numbers and not
just estimates Tweet by @SenseOfCents #CreditChat or “dream” numbers for your goals.

Make goals that are manageable
and measurable. Tweet by @ErinMcHanaburgh #CreditChat

#CreditChat Wednesdays | 3 p.m.
ET How often should we track our progress? Any favorite tools to help do this?

Check in on short-term goals
monthly, medium goals quarterly, and long-term yearly. Tweet by @ReadyForZero #CreditChat

Kick it old school and
crunch your budget with pen and paper every week or two. Tweet by @magnify_money #CreditChat

Be mindful of your goals
every day will help you stick to them. Tweet by @MoneyMattersMan #CreditChat

Everyday! Each morning helps to
set the pace for the day. I like ZigZiglar’s goal planner. Tweet by @YoungFinances #CreditChat

#CreditChat Wednesdays | 3 p.m.
ET How should we handle setbacks in our finances? Should we reconfigure our goals?

A setback is a sign
of progress. Learn from it #CreditChat and modify goals as needed. Keep moving forward. Tweet by @MsMadamMoney

You should always be re-evaluating
your goals. #CreditChat Make sure they’re helping not hurting. And priorities change. Tweet by @MarioBonifacio

#CreditChat You should embrace the
setbacks. They’re going to happen. You’re fooling yourself if you think it will go perfectly. Tweet by @AverageJoeMoney

Setbacks happen. They are good
moments to assess your budget and your goal’s plan. Adjust as necessary. Tweet by @AmericaSaves #CreditChat

Accomplishing goals is easy. If
you define easy as staying disciplined and modifying behavior. Tweet by @csmithraleigh #CreditChat

Welcome failure and learn from
it. #CreditChat Set new goals - and eventually success will come. Tweet by @GraceKvantas

#CreditChat Wednesdays | 3 p.m.
ET Any final tips for those looking to make smart financial goals?

Talk about your goals with
your accountability partners. They will help you stay motivated and on track. #CreditChat Tweet by @YoungFinances

Tips for making financial goals?
Start today and start small if you need. Any savings is better than none. Tweet by @moneytalk1 #CreditChat

#CreditChat Like with any goal,
set a date for your financial goals. Tweet by @mybanktracker

#CreditChat Wednesdays | 3 p.m.
ET Check out all the resources and tips shared: bit.ly/financial-goals

#CreditChat Wednesdays | 3 p.m.
ET Join Us Every Wednesday at 3 p.m. ET. bit.ly/join-creditchat

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