The document discusses a weekly #creditchat focused on setting and planning financial goals, featuring insights from Joe Saul-Sehy and other participants. It emphasizes the importance of having financial goals for direction, provides tips on creating realistic goals, monitoring progress, and managing setbacks. Additionally, it encourages discussing goals with accountability partners and starting small to improve financial discipline.

1. #CreditChat
Wednesday | 3 p.m. ET
How to Plan & Set Financial Goals

2. Join our #CreditChat every Wednesday at 3 p.m. ET. This week,
“we talked with Joe Saul-Sehy @AverageJoeMoney! Check Out All the Tweets and Resources:
bit.ly/financial-goals

3. Featuring: Joe Saul-Sehy @AverageJoeMoney
StackingBenjamins.com

4. #CreditChat
Wednesdays | 3 p.m. ET
Why is it important to set financial goals?
What might hold us back?

5. “A man without a goal is like a ship without a rudder.”
Tweet by @FamZoo
#CreditChat
- Thomas Carlyle

6. Without a financial goal, you lack direction.
My money wants to know where it’s going.
Tweet by @Krissylynn
#CreditChat

7. #CreditChat
Savers with a plan are 2X more likely to have emergency
savings, retirement savings, and can stick to budget.
Tweet by @AmericaSaves

8. #CreditChat
If you start with the goal and work backward (what do I need
to achieve it), you’ll quit chasing hot investments.
Tweet by @AverageJoeMoney

9. People think goal setting is “fluffy” but your goal drives all
the hard investing and insurance decisions you’ll make.
Tweet by @AverageJoeMoney
#CreditChat

10. WHY CREATE FINANCIAL GOALS?
If you don’t have a map, you might end up lost
and/or miss the right destination entirely.
Tweet by @DLFreedman

11. #CreditChat
Wednesdays | 3 p.m. ET
What types of financial goals should
we create for ourselves?

12. #CreditChat
TYPES OF FINANCIAL GOALS
Goals for an emergency fund, retirement, paying down debt,
perhaps a home or another major purchase.
Tweet by @magnify_money

13. Set mini goals along the way to keep yourself on track!
Tweet by @Qualtrust
#CreditChat

14. Goal: teach your kids about emergency funds and have
each fund from a % of allowance/chore/job money.
Tweet by @FamZoo
#CreditChat

15. #CreditChat
Wednesdays | 3 p.m. ET
What are some steps you should
take when creating realistic goals?

16. Consider both your current life situation and
where it is you want to be while setting goals.
Tweet by @LeslieHTayneEsq
#CreditChat

17. Assess where you are with your finances.
#CreditChat
Many people have no real idea how they’re doing.
Tweet by @Quizzle

18. Get as detailed as possible and get buy-in
from anyone who’s planning with you.
Tweet by @AverageJoeMoney
#CreditChat

19. Provide real numbers and not just estimates
Tweet by @SenseOfCents
#CreditChat
or “dream” numbers for your goals.

20. Make goals that are manageable and measurable.
Tweet by @ErinMcHanaburgh
#CreditChat

21. #CreditChat
Wednesdays | 3 p.m. ET
How often should we track our progress?
Any favorite tools to help do this?

22. Check in on short-term goals monthly,
medium goals quarterly, and long-term yearly.
Tweet by @ReadyForZero
#CreditChat

23. Kick it old school and crunch your budget
with pen and paper every week or two.
Tweet by @magnify_money
#CreditChat

24. Be mindful of your goals every day will help you stick to them.
Tweet by @MoneyMattersMan
#CreditChat

25. Everyday! Each morning helps to set the pace
for the day. I like ZigZiglar’s goal planner.
Tweet by @YoungFinances
#CreditChat

26. #CreditChat
Wednesdays | 3 p.m. ET
How should we handle setbacks in our
finances? Should we reconfigure our goals?

27. A setback is a sign of progress. Learn from it
#CreditChat
and modify goals as needed. Keep moving forward.
Tweet by @MsMadamMoney

28. You should always be re-evaluating your goals.
#CreditChat
Make sure they’re helping not hurting. And priorities change.
Tweet by @MarioBonifacio

29. #CreditChat
You should embrace the setbacks. They’re going to
happen. You’re fooling yourself if you think it will go perfectly.
Tweet by @AverageJoeMoney

30. Setbacks happen. They are good moments to assess
your budget and your goal’s plan. Adjust as necessary.
Tweet by @AmericaSaves
#CreditChat

31. Accomplishing goals is easy. If you define
easy as staying disciplined and modifying behavior.
Tweet by @csmithraleigh
#CreditChat

32. Welcome failure and learn from it.
#CreditChat
Set new goals - and eventually success will come.
Tweet by @GraceKvantas

33. #CreditChat
Wednesdays | 3 p.m. ET
Any final tips for those looking to make
smart financial goals?

34. Talk about your goals with your accountability partners.
They will help you stay motivated and on track.
#CreditChat
Tweet by @YoungFinances

35. Tips for making financial goals? Start today
and start small if you need. Any savings is better than none.
Tweet by @moneytalk1
#CreditChat

36. #CreditChat
Like with any goal, set a date for your financial goals.
Tweet by @mybanktracker

37. #CreditChat
Wednesdays | 3 p.m. ET
Check out all the resources and tips shared:
bit.ly/financial-goals

38. #CreditChat
Wednesdays | 3 p.m. ET
Join Us Every Wednesday at 3 p.m. ET.
bit.ly/join-creditchat

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