Experian® has released additional findings from a national survey among more than 1,000 millennials, ages 19 to 34, showing that this generation struggles with using credit as a tool to enhance their lives. This struggle can be attributed to unawareness of credit terms and conditions and a mixed attitude regarding credit cards. A majority (64 percent) of survey respondents consider them “dangerous,” while almost 30 percent have maxed out a card.
As tax time for Americans approaches, learn how the increasing popularity of electronic filing means that the security of your data is in your hands now more than ever. How are others planning to use the funds they anticipate as a return? And what's the most popular way for home filers to submit their information? For answers to these questions (and many more), review our summary of tax time learnings to keep your own practices sharp in 2015 and beyond.
Experian Millennial Credit & Finance Survey Report Part I of IIExperian_US
Experian releases the first of two reports originating from a survey of more than 1,000 millennials, ages 19-34, about a variety of personal finance topics – from their future views, to loan status, to credit knowledge, to use of technology. The survey follows a July 2015 report from Experian that analyzed credit bureau data and placed millennials last in generational credit score rankings.
Consumer awareness of identity theft and tax-related fraud is on the rise this year, and along with it increased concerns over becoming a victim. Experian recently surveyed consumers nationwide for its annual tax study, focusing on a number of tax related topics including filling habits, identity theft and what they are doing to protect themselves this tax season.
Ecs college graduate survey report finalExperian_US
College students may be about to receive their degrees but their credit education still needs some schooling. A national survey by Experian of college students graduating this year found that 69 percent of respondents will have student loan debt upon graduation. Despite the fact that most students accumulate debt, 71 percent of survey respondents said they did not learn about credit and debt management in college, giving their schools an average grade of C when it comes to preparing them to manage credit and debt after college.
Experian Summer Travel and Budgeting Survey Report, 2015Experian_US
With the busiest time of year for recreational travel already under way, learn how to protect yourself from identity theft while enjoying the sights. Compare your vacation budgeting strategy to others, see how often people can stick to the budget they've set, and much more.
The latest Experian Consumer Services reveals that half of married adults say credit played a role when choosing a life-long mate.
When asked to rank important qualities in a partner, 95% of participants put “financial responsibility” as important, with “physical attractiveness” and “career ambition” following behind at 86 percent and 77 percent, respectively.
In fact, when asked about how important it is to have similar goals, married adults rank financial compatibility high on the list, even slightly higher than sex and intimacy. This and other fascinating statistics on marriage and credit are covered in this presentation.
Experian Mobile App Use and Preference: Survey Report, 2015Experian_US
Discover how financial app users deck security against convenience in survey findings from a recent study by Experian. Learn why 90 percent of respondents indicated that immediate access to financial apps made them feel more in control of their financial welfare, and much more.
As tax time for Americans approaches, learn how the increasing popularity of electronic filing means that the security of your data is in your hands now more than ever. How are others planning to use the funds they anticipate as a return? And what's the most popular way for home filers to submit their information? For answers to these questions (and many more), review our summary of tax time learnings to keep your own practices sharp in 2015 and beyond.
Experian Millennial Credit & Finance Survey Report Part I of IIExperian_US
Experian releases the first of two reports originating from a survey of more than 1,000 millennials, ages 19-34, about a variety of personal finance topics – from their future views, to loan status, to credit knowledge, to use of technology. The survey follows a July 2015 report from Experian that analyzed credit bureau data and placed millennials last in generational credit score rankings.
Consumer awareness of identity theft and tax-related fraud is on the rise this year, and along with it increased concerns over becoming a victim. Experian recently surveyed consumers nationwide for its annual tax study, focusing on a number of tax related topics including filling habits, identity theft and what they are doing to protect themselves this tax season.
Ecs college graduate survey report finalExperian_US
College students may be about to receive their degrees but their credit education still needs some schooling. A national survey by Experian of college students graduating this year found that 69 percent of respondents will have student loan debt upon graduation. Despite the fact that most students accumulate debt, 71 percent of survey respondents said they did not learn about credit and debt management in college, giving their schools an average grade of C when it comes to preparing them to manage credit and debt after college.
Experian Summer Travel and Budgeting Survey Report, 2015Experian_US
With the busiest time of year for recreational travel already under way, learn how to protect yourself from identity theft while enjoying the sights. Compare your vacation budgeting strategy to others, see how often people can stick to the budget they've set, and much more.
The latest Experian Consumer Services reveals that half of married adults say credit played a role when choosing a life-long mate.
When asked to rank important qualities in a partner, 95% of participants put “financial responsibility” as important, with “physical attractiveness” and “career ambition” following behind at 86 percent and 77 percent, respectively.
In fact, when asked about how important it is to have similar goals, married adults rank financial compatibility high on the list, even slightly higher than sex and intimacy. This and other fascinating statistics on marriage and credit are covered in this presentation.
Experian Mobile App Use and Preference: Survey Report, 2015Experian_US
Discover how financial app users deck security against convenience in survey findings from a recent study by Experian. Learn why 90 percent of respondents indicated that immediate access to financial apps made them feel more in control of their financial welfare, and much more.
As the holidays draw near, learn the preparations that shoppers will make for their holiday purchases this year. With information that includes consumer attitudes relative to information security and privacy, you can discover how the opinions of those who have become recent victims of a data breach view shopping and retailers can differ. Learn who is more likely to have made a budget in advance, who prefers to reward themselves, and who's considering a DIY gift this year. Make your shopping merry this holiday season - and learn how others will shape their approach, too.
Consumers need more education on how to better manage their credit as they prepare to buy a home, according to findings from a national survey by Experian. The survey, among individuals who are recent home buyers or are planning to purchase a home, showed that consumers understand having a good credit profile is key to making their homebuying dream come true but it is one of the reasons they say they are denied a loan.
’Tis the season to be jolly — but it’s not so jolly for many consumers, as the holidays can cause financial stress and often put consumers into debt. According to a nationwide survey from Experian, the primary reason is that most consumers don’t create budgets and are unprepared to cover added expenses beyond gifts, such as postage costs, hostess gifts, gift-wrapping supplies and greeting cards.
Kicking off the world’s largest financial content expo, FinCon 2016, Experian — together with eight bloggers — announced the findings from a nationwide consumer survey that covers the gamut of personal finance topics. What did we learn?
• Respondents feel optimistic about their finances, but stress surrounding income expectations, debt reduction and retirement investments diminish their confidence in a strong financial future
• Lack of income and funds are considered the main reasons for financial woes, not respondents’ fiscal behavior
• Financial education is key to debt reduction and increased savings, according to respondents
Lack of passwords, use of public Wi-Fi lead consumer cyber security risks. New survey from Experian's ProtectMyID® reveals how Americans can take greater control when securing their personal information. The study, conducted by Edelman Berland, reveals areas where consumers’ identities are at the most risk, including electronic devices and online accounts. The findings show that 93 percent of respondents believe that identify theft is a growing problem, yet are not doing enough to address the issue.
Experian recently surveyed newlyweds nationwide to see what role credit and finances play in establishing a life together and achieving long-term financial goals, such as buying a home. The results suggest financial discussions should take place before saying “I do.”
Millennials, now the largest living generation, are coming of age and entering those big life moments. College graduations, first jobs, getting married and moving out. But what about home ownership? Do Millennials want to buy real estate? Can they? This presentation reveals new insights pulled from both Experian and Freddie Mac.
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Sarah Tavel of Greylock Partners analyzes the unique financial pain points that young Americans are facing and explains why fintech is ripe for disruption.
How concerned is the public about the privacy of their personal information? Has their concern changed over the past two years in light of recent privacy breaches? Previous research by J.D. Power and SSI in 2012 revealed cohort differences in personal data sharing, with older generations engaging in less online behavior and having more serious concerns about consumer privacy. Overall in the US, 68% of people agreed or strongly agreed that existing laws and organizational practices provided a reasonable level of protection for consumer privacy, however 81% of respondents also felt that consumers had lost control over their personal information and its collection/use by companies.
As privacy issues continue to be at the forefront of consumer’s minds, does this translate into higher percentages of respondents in 2014 that believe current laws are not sufficient to protect consumer information and that control over their personal information has continued to degrade? And, perhaps most importantly, how do these perceptions over privacy impact actual consumer behavior (if at all)? This presentation will focus on changes over time in privacy perceptions, differences among markets, and the relationship between consumers with higher levels of privacy concern and their attitudes and behaviors (e.g. providing false information, setting profile to private). Most importantly, the presentation addresses how this may directly impact market researchers- such as a consumer’s willingness to participate in surveys due to privacy concerns.
Understanding Gen Z: How will they shape the world of credit and consumerism?Experian
Gen Z already makes up ¼ of the U.S. population – and the oldest members are already establishing credit. So what is their purchasing power? How are they engaging with digital? What insights are we already learning about them in regards to credit? Get a quick synopsis of newest generation by accessing our latest slideshare.
The Millennial Shift: Financial Services and the Digital GenerationLinkedIn
Maya Pope-Chappell, News Editor, LinkedIn
Theresa McLaughlin, CMO Canadian Banking, Auto, and Wealth, TD Bank
Denise Karkos, CMO, TD Ameritrade
Marty Willis, Chief Marketing Officer, OppenheimerFunds
Laura Desmond, CEO, Starcom MediaVest Group
Donna Sabino, SVP, Ipsos
Bill Sullivan, Head of Global Financial Services, Market Intelligence, Capgemini
Leslie Gillin, Managing Director and Chief Marketing Officer, Citi Global Consumer Bank
With one of the largest generations in history comes tremendous buying power: Millennials spend $1.3 to $1.7 trillion annually. In fact, this group of digital natives represents a lucrative market and the next generation of financial clients. To make inroads with Millennials, firms must appeal to their demand for services and experiences on par with those delivered by retail and other industries that have learned how to capitalize on consumer interactions in the digital era.
The second annual Payments Pulse Survey: Consumer Edition delves into the payment preferences and priorities for Canadian consumers. This year, the survey was conducted in two phases. Phase 1 served as a pulse check on trends spotted in the 2017 survey and helped inform dialogue and discussion at the Payments Canada SUMMIT – Canada’s largest payment conference, held May 9-11, 2018 in Toronto. The follow-up Phase 2 survey dove deeper into specific consumer needs and issues that emerged as hot topics at The SUMMIT, including ‘invisible payments’ and social media payments.
The third annual Payments Pulse Survey: Consumer Edition explores the payment preferences of Canadians and the forces driving the movement for innovative payment methods. The study revealed significant generational insights into Millennials and Generation Z when it comes to the way Canadians pay and what they are yearning for.
The study was conducted by Leger Marketing Inc., on behalf of Payments Canada between April 12 and April 19, 2019. An online survey of 1,564 Canadians was completed using Leger’s online panel. The margin of error for this study was +/-2.8%, 19 times out of 20.
We're proud to announce our newest sponsors, GSL Promotus. They are New Zealand's largest independent agency - a recently merged agency from two successful advertising agencies: GSL Network and Promotus. The GSL Promotus team are proud supporters of SMCWgtn, and are excited about the future of Social Media Club Wellington and our relationship with them!
To welcome our new sponsor, we have invited Steve Dimakis from GSL Promotus to speak at our November event.
Steve has worked in the Wellington advertising industry since 1999. He is a digital media expert with a real passion for the art of Social Media. His strength lies in fashioning powerful customer centric integrated and digital solutions. He strives to help clients properly engage; to add value, to solve problems, and to entertain!
Este libro digital contiene tips y consejos que no pueden pasar por alto y que te ayudarán a ahorrar dinero y tiempo. Además, habrá algunos trucos para viajeros que les facilitarán la vida en cualquier aventura que deseen emprender.
As the holidays draw near, learn the preparations that shoppers will make for their holiday purchases this year. With information that includes consumer attitudes relative to information security and privacy, you can discover how the opinions of those who have become recent victims of a data breach view shopping and retailers can differ. Learn who is more likely to have made a budget in advance, who prefers to reward themselves, and who's considering a DIY gift this year. Make your shopping merry this holiday season - and learn how others will shape their approach, too.
Consumers need more education on how to better manage their credit as they prepare to buy a home, according to findings from a national survey by Experian. The survey, among individuals who are recent home buyers or are planning to purchase a home, showed that consumers understand having a good credit profile is key to making their homebuying dream come true but it is one of the reasons they say they are denied a loan.
’Tis the season to be jolly — but it’s not so jolly for many consumers, as the holidays can cause financial stress and often put consumers into debt. According to a nationwide survey from Experian, the primary reason is that most consumers don’t create budgets and are unprepared to cover added expenses beyond gifts, such as postage costs, hostess gifts, gift-wrapping supplies and greeting cards.
Kicking off the world’s largest financial content expo, FinCon 2016, Experian — together with eight bloggers — announced the findings from a nationwide consumer survey that covers the gamut of personal finance topics. What did we learn?
• Respondents feel optimistic about their finances, but stress surrounding income expectations, debt reduction and retirement investments diminish their confidence in a strong financial future
• Lack of income and funds are considered the main reasons for financial woes, not respondents’ fiscal behavior
• Financial education is key to debt reduction and increased savings, according to respondents
Lack of passwords, use of public Wi-Fi lead consumer cyber security risks. New survey from Experian's ProtectMyID® reveals how Americans can take greater control when securing their personal information. The study, conducted by Edelman Berland, reveals areas where consumers’ identities are at the most risk, including electronic devices and online accounts. The findings show that 93 percent of respondents believe that identify theft is a growing problem, yet are not doing enough to address the issue.
Experian recently surveyed newlyweds nationwide to see what role credit and finances play in establishing a life together and achieving long-term financial goals, such as buying a home. The results suggest financial discussions should take place before saying “I do.”
Millennials, now the largest living generation, are coming of age and entering those big life moments. College graduations, first jobs, getting married and moving out. But what about home ownership? Do Millennials want to buy real estate? Can they? This presentation reveals new insights pulled from both Experian and Freddie Mac.
How to Rebuild & Raise Your Credit ScoreExperian_US
Join our #CreditChat every Wednesday at 3 p.m. ET on Twitter and YouTube. Our third #CreditChat of Financial Literacy Month covered ways to rebuild and raise your credit score. This deck features highlights from our chat with tips from: @creditscoop, @LeslieHTayneEsq, @Payoff, @MoreThanWheels, @BahiyahShabazz, @GTAdmissions1, @MsMadamMoney, @TurboTax, @DebbiKing, and @RAHomes.
Sarah Tavel of Greylock Partners analyzes the unique financial pain points that young Americans are facing and explains why fintech is ripe for disruption.
How concerned is the public about the privacy of their personal information? Has their concern changed over the past two years in light of recent privacy breaches? Previous research by J.D. Power and SSI in 2012 revealed cohort differences in personal data sharing, with older generations engaging in less online behavior and having more serious concerns about consumer privacy. Overall in the US, 68% of people agreed or strongly agreed that existing laws and organizational practices provided a reasonable level of protection for consumer privacy, however 81% of respondents also felt that consumers had lost control over their personal information and its collection/use by companies.
As privacy issues continue to be at the forefront of consumer’s minds, does this translate into higher percentages of respondents in 2014 that believe current laws are not sufficient to protect consumer information and that control over their personal information has continued to degrade? And, perhaps most importantly, how do these perceptions over privacy impact actual consumer behavior (if at all)? This presentation will focus on changes over time in privacy perceptions, differences among markets, and the relationship between consumers with higher levels of privacy concern and their attitudes and behaviors (e.g. providing false information, setting profile to private). Most importantly, the presentation addresses how this may directly impact market researchers- such as a consumer’s willingness to participate in surveys due to privacy concerns.
Understanding Gen Z: How will they shape the world of credit and consumerism?Experian
Gen Z already makes up ¼ of the U.S. population – and the oldest members are already establishing credit. So what is their purchasing power? How are they engaging with digital? What insights are we already learning about them in regards to credit? Get a quick synopsis of newest generation by accessing our latest slideshare.
The Millennial Shift: Financial Services and the Digital GenerationLinkedIn
Maya Pope-Chappell, News Editor, LinkedIn
Theresa McLaughlin, CMO Canadian Banking, Auto, and Wealth, TD Bank
Denise Karkos, CMO, TD Ameritrade
Marty Willis, Chief Marketing Officer, OppenheimerFunds
Laura Desmond, CEO, Starcom MediaVest Group
Donna Sabino, SVP, Ipsos
Bill Sullivan, Head of Global Financial Services, Market Intelligence, Capgemini
Leslie Gillin, Managing Director and Chief Marketing Officer, Citi Global Consumer Bank
With one of the largest generations in history comes tremendous buying power: Millennials spend $1.3 to $1.7 trillion annually. In fact, this group of digital natives represents a lucrative market and the next generation of financial clients. To make inroads with Millennials, firms must appeal to their demand for services and experiences on par with those delivered by retail and other industries that have learned how to capitalize on consumer interactions in the digital era.
The second annual Payments Pulse Survey: Consumer Edition delves into the payment preferences and priorities for Canadian consumers. This year, the survey was conducted in two phases. Phase 1 served as a pulse check on trends spotted in the 2017 survey and helped inform dialogue and discussion at the Payments Canada SUMMIT – Canada’s largest payment conference, held May 9-11, 2018 in Toronto. The follow-up Phase 2 survey dove deeper into specific consumer needs and issues that emerged as hot topics at The SUMMIT, including ‘invisible payments’ and social media payments.
The third annual Payments Pulse Survey: Consumer Edition explores the payment preferences of Canadians and the forces driving the movement for innovative payment methods. The study revealed significant generational insights into Millennials and Generation Z when it comes to the way Canadians pay and what they are yearning for.
The study was conducted by Leger Marketing Inc., on behalf of Payments Canada between April 12 and April 19, 2019. An online survey of 1,564 Canadians was completed using Leger’s online panel. The margin of error for this study was +/-2.8%, 19 times out of 20.
We're proud to announce our newest sponsors, GSL Promotus. They are New Zealand's largest independent agency - a recently merged agency from two successful advertising agencies: GSL Network and Promotus. The GSL Promotus team are proud supporters of SMCWgtn, and are excited about the future of Social Media Club Wellington and our relationship with them!
To welcome our new sponsor, we have invited Steve Dimakis from GSL Promotus to speak at our November event.
Steve has worked in the Wellington advertising industry since 1999. He is a digital media expert with a real passion for the art of Social Media. His strength lies in fashioning powerful customer centric integrated and digital solutions. He strives to help clients properly engage; to add value, to solve problems, and to entertain!
Este libro digital contiene tips y consejos que no pueden pasar por alto y que te ayudarán a ahorrar dinero y tiempo. Además, habrá algunos trucos para viajeros que les facilitarán la vida en cualquier aventura que deseen emprender.
Working from the bottom of the backlog - 1% dayPriyanka Bhasin
This talk was given at Last Conference, Melbourne on 30/06/2016.
All teams usually work on the top items of their backlog but we decided to dedicate one day to work from the bottom of the backlog, and that day was a 1% day.
Usually, the backlog of every product team comprises of cards that can qualify as “quick wins”, yet they do not see light of the day. This mainly happens because team and product owners want to work on things that provided maximum customer value. However, it is important to remember that some of these small improvements can actually delight your customers hence making a big difference.
This talk was our experience report of how we ran this experiment at a product team by putting the entire team on fixing these long impending quick wins. Criteria of selection was simple – anything that could move from “to do” to “done” in a day. It did require some prep work in order to execute the experiment successfully. But the result was fantastic, we managed to move a sizeable amount of cards to the “done” state, the team as a whole feels motivated and we are now looking forward to more such collaboration opportunities ahead of us.
The Los Angeles Area Fashion Industry ProfileCIT Group
Fashion remains the most under‐appreciated industry in Los Angeles, although it truly has a global reach. The mere mention of apparel manufacturing, unfortunately, can conjure up very dated images – images of sweatshops, full of minority women who operate sewing machines, next to a mountain of cut fabric, and under the eye of abusive bosses. What’s the true picture?
Why You Need Twitter for your small business. This presentation covers the basics including why Twitter can be an essential marketing tool, setting up your profile, how to Retweet, Direct Message, and more. It also covers great ways to promote your Twitter page and easy tips and tools for updating it.
Find out more at: http://www.brand24.net
Social media monitoring makes it possible to see what is being said about your brand or a product.
Top 30 Most Interactive Tech Blogs Report.
More about the report: http://brand24.net/reports/top-most-interactive-tech-blogs
We analysed 2 476 124 interactions related to Top 30 Tech Blogs (according to Technorati.com list / 20th of October 2013). The primary goal of the analysis was to determine which tech blogs are most interactive both internally and on social media.
We created 14 categories to measure interactivity: average onsite comments per post, total onsite comments, total Facebook likes, total Facebook shares, total Facebook comments, average Facebook likes per post, average Facebook shares per post, average Facebook comments per post, average Facebook interactions (total) per post, total Twitter shares, average Twitter shares per post, total Twitter + Facebook interactions , average Twitter + FB interactions per post.
The blogs that appear most frequently in the top 5 for the mentioned categories are: Theverge.com (13 times), Gizmodo.com (12), Mashable.com (12) and Businessinsider.com (11). Mashable.com always takes either first or second place, whenever it shows up in one of categories.
In the analyzed period Mashable.com generated the highest number of interactions (more than blogs number 2 and 3 combined). Businessinsider.com was the most engaging blog on Facebook, where it generated nearly 120k FB comments. It would be more than all other chosen blogs altogether, if it wasn’t for Mashable.com, which generated more than 95k comments.
The Verge and Gizmodo lead the way in terms of number of regular/onsite comments with well over 20 000 total comments each.
BusinessInsider.com was the most active blog, generating almost as many posts as blogs number 2-5 combined.
Macrumors.com was the most onsite-engaging blog with an average of 149 comments per article .
Mashable and BusinessInsider generated the majority of Facebook Likes during our analysis. Both generated about 250k fb likes. It is especially impressive for Mashable which generated more Facebok likes than BusinessInsider while generating 3 times fewer posts.
When it comes to Facebook shares, Mashable.com is the victorious blog with nearly 150k shares. Mashable.com owes its victory in this category to its high number of average Facebook Shares per article (407 comments per post).
Twitter users mostly shared articles from Mashable.com and Gizmodo.com, which generated altogether over 450k shares. In comparison, all other blogs combined generated around 440k shares.
Critical Financial Literacy and Public PolicyNicole Newman
We will share info and resources about the ItAG sessions and continuing actions to build a curriculum that brings a critical approach to teaching financial literacy. We will not use comparison methods as a means of measurement. We will use language that empowers rather than destroys. We will use multiple meausrement tools for wealth.
3 Strategies to Grow Millennial MembershipExperian
Sporting $200 billion in annual buying power, Millennials are a financial force. And while many have been slow to adopt credit, segments are proving to be prime candidates for bankcards, mortgages and auto loans. But where are Millennials taking their financial business? Data reveals only a very small percentage of Gen Y has connected with credit unions, and credit unions have expressed frustration in how to grow this relationship. Dig deeper and gain insights from Scott Butterfield, founder of Your Credit Union Partner, to learn how credit unions can do a better job reaching this market through segmentation and a refined product mix.
How Generation Y millennials are driving financial industry changeHarland Clarke
Financial marketers are being put to the test as fairly predictable generations of customers give way to the less familiar and less predictable. Pre-Baby Boom generations have been in retirement for years, and their pattern of drawing down assets continues. Now, Baby Boomers themselves are busy liquidating assets to fund college educations, weddings and their own retirements. Generation Xers have well-established careers and saving/investing habits to match.
Understanding financial consumersretail banking, digital banking, omni-channe...CGI
More than 70% of consumers would consider switching banks for better reward services and 81% of consumers cite it as their top want. How can banks meet this demand? Read CGI’s recommendations in our bank consumer survey report http://bit.ly/1nvlQ6N
Co-presented with Kris Wickline at CUNA Mutual's 2008 Discovery Conference, this presentation provides an overview and business case for why credit unions NEED to focus on Gen Y as part of their overall business strategy.
Live Webinar: Winning Affluent MillennialsLinkedIn
Affluent Millennials are on the brink of a massive generational transfer of personal wealth and, as one of the largest generations in history, this powerful demographic will command major changes within the finance industry. How can you help your Financial Services clients prepare for it?
Tune into this webinar where Emily Friedman, senior research consultant at LinkedIn, will present results from a global study conducted by LinkedIn and Ipsos of about 9200 Millennial and GenX Internet users to answer this question.
Credit & Money Tips for Military FamiliesExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube Live every Wednesday at 3 p.m. ET. This week, we talked about ways military families can improve their finances and credit.
The panel included: J.J. Montanaro: USAA Financial Planner; VeteransUnited; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @StopFraudCo, @JerryBuchko, @veteransunited, @care4yourfuture, @LeslieHTayneEsq, @FinanceLacey, @jj_USAA, @StacySmith0615, @ConsolidatedUS, @Rod_Griffin, @AirForceFCU, and @Kasasa.
Pay Off Debt: How to Pay Down Debt FasterExperian_US
Join our weekly #CreditChat on Twitter, Periscope, Snapchat & YouTube every Wednesday at 3 p.m. ET. This week, we talked with Zina Kumok about how she paid off $28,000 in debt within 3 years.
The panel included: Zina Kumok: Founder of Debt Free After Three; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @FinanceLacey, @LeslieHTayneEsq, @creditscoop, @FrogskinU, @JustOnePay, @saveforgem, @KOFETIME, @FamZoo, @moneyinmy30s, @SavingFreak, @StacySmith0615, @FedChoiceFCU, @Purefy, @AirForceFCU, @care4yourfuture, @kevincswanson, @suddenlyfrugal, @Rod_Griffin, and @debtcom.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The panel included: Jeanne Kelly– Credit Coach, speaker and author; Rod Griffin– Director of Public Education at Experian and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @KOFETIME, @creditscoop, @Rod_Griffin, @Purefy, @LeslieHTayneEsq, @AirForceFCU, @SFCUNews, @FedChoiceFCU, @taynelawgroup, @JustOnePay, @CaryCarbonaro, @moneyinmy30s, @care4yourfuture, and @jennifercwhite.
Join our weekly #CreditChat on Twitter & Google Hangouts every Wednesday at 3 p.m. ET.
The video panel included: Jill Castilla: President & CEO of Citizens Bank of Edmond; Rod Griffin: Director of Public Education at Experian and Mike Delgado: Social Media Community Manager at Experian.
This deck features tips from: @care4yourfuture, @FedChoiceFCU, @KOFETIME, @benpankonin, @ICBA_Jessica, @LisaWeinberger, @ConsolidatedUS, @FlaxJessica, @navicorePR, @debtcom, @Kasasa, @CitizensEdmond, @KasasaNews, and @HighYaReviews.
Join our #CreditChat every Wednesday at 3pm ET on Twitter and Google Hangouts. This week's #CreditChat was inspired by Financial Literacy Month and featured an amazing panel: Brian Page– teacher, financial Literacy leader and advocate, Bill Dwight– CEO and Founder of FamZoo, Sam Renick– Founder of DreamBigDay.net and Mike Delgado– Social Media Community Manager at Experian.
This deck features tips from: @LeslieTayneEsq, @FamZoo, @SouthStateBank, @kevincswanson, @FinEdChat, @FedChoiceFCU, @PicaCreditUnion, @Care4YourFuture, @Catherinebyerly, @CinfedCU, @KOFETIME, @JustOnePay, @nickelapp, @dreambigclub, @creditscoop, and @FrogSkinU, @AirForceCU.
Investing 101: How to Prepare for RetirementExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Walter Updegrave: Former CNNMoney Ask the Expert columnist and Founder of RealDealRetirement.com, Kiplinger Retirement Report, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @taynelawgroup, @KOFETIME, @kevincswanson, @JustOnePay, @SFCUNews, @FedChoiceFCU, @LeslieHTayneEsq, @AirForceFCU, @care4yourfuture, @StopFraudCo, @KiplingerRetire, and @FrogskinU.
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The Twitter panel included: Sallie Mae - Helping Students and Families Pay for College; Ashley Hill - Scholarship Search Strategist; Inceptia - Non-Profit Org Focused on Higher Education Access, and CordiaGrad - Helping Grads Take Control of Student Loans. The video panel included: Carissa Uhlman - Vice President of Student Success at Inceptia; Ashley Hill - Scholarship Search Strategist; Rod Griffin - Director of Public Education at Experian, and Mike Delgado - Social Media Community Manager at Experian.
This deck features tips from: @SelfLender, @SallieMae, @KOFETIME, @GiftofCollege, @CordiaGrad, @Rod_Griffin, @TCAsolutions, @suddenlyfrugal, @taynelawgroup, @ConsolidatedUS, @Kasasa, @nerdgrad, @wisebread, @SmartWomanCan, @care4yourfuture, @GamezLawFirm, @AirForceFCU, @ACAIntl, @MrsAmandaReed, @moneyinmy30s.
Women and Money: Building Wealth and Banishing FearExperian_US
Join our weekly #CreditChat on Twitter & Blab every Wednesday at 3 p.m. ET. The panel included: Cary Carbonaro, CFP: Author & Founder of MoneyQueenGuide.com; Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @AirForceFCU, @MiriamSCross, @MrsAmandaReed, @CaryCarbonaro, @kevincswanson, @expgstockton, @kclmoneycoach, @WealthwithMina, @JoannaZarach, @SelfLender,
@FedChoiceFCU, @Pennies4Pigs, @moneyinmy30s, @navicorePR, @ubiquitysavings,
Women, the Workplace and Money: How to Take Action Today and Plan for Tomorro...Experian_US
As part of Experian’s Leadership Connections: Women Speaker Series, we were honored to host best-selling author, speaker and TV personality, Cary Carbonaro for an intimate discussion on the topic of "Women, the Workplace and Money".
Cary shared key tips for women on how we can build a financially-thoughtful and secure future from her new bestselling new book, "The Money Queen’s Guide."
‘Tis the season to give thanks and give back to the community! Join us and share how you showing love to those around you.
This week's #CreditChat included ways to give thanks to others and continue paying it forward.
The panel included: Kasasa – a national brand of free rewards checking accounts offered exclusively at community financial institutions, Amy Robles- Founder of ThinkEnriched.com, Keryl Pesce- Author of “Share This Journal,” entrepreneur, radio co-host and inspirational speaker, Jeanne Kelly- Credit Coach/Expert at Credit.com, and Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @care4yourfuture, @andrewluu1, @Kasasa, @CompareCards, @SavingFreak, @CaryCarbonaro, @MoneyCrashers, @PicaCreditUnion, @CordiaGrad, @mymoneycoach_ca, @Rod_Griffin, @PHAVZ, @suddenlyfrugal, @KOFETIME, @moneytalk1, and @wisebread.
Have you ever bought something to improve your mood? Are there any emotional triggers that make you want to spend money?
This week’s #CreditChat featured smart tips to help you control your spending this holiday season. The panel included: Ginger- Founder of Girls Just Wanna Have Funds, Paul Moyer, Founder of Saving Freak, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
The chat featured tips from @SavingFreak, @Rod_Griffin, @Credit_IQ, @care4yourfuture, @suddenlyfrugal, @Kasasa, @CordiaGrad, @FTWCCU, @WeAreMortgages, @MoneyCrashers, @DebbiKing, @jennifercwhite, @KOFETIME, @SFCUNews, @MiriamSCross, @FedChoiceFCU, and @BeverlyHarzog.
Are you trying to watch your waistline and your budget this holiday season? Then you won’t want to miss the tips from this chat about frugal and healthy holiday eats and activities.
The panel included: Ben Edwards: Founder of MoneySmartLife, John Schneider & David Auten: Founders of Debt Free Guys, Rod Griffin- Director of Public Education at Experian and Mike Delgado- Social Media Community Manager at Experian.
This deck featured tips from @SFCUNews, @CordiaGrad, @DebtFreeGuys, @gabbyknows, @myCCCU, @CompareCards, @babiexnicci, @Kasasa, @GiftofCollege, @DebbiKing, @SavingFreak, @PicaCreditUnion, @KOFETIME, @FedChoiceFCU, @UrMoneyMentor, @suddenlyfrugal, and @MiriamSCross.
Do you have to do some traveling this holiday season? Don’t let the seasonal prices get the best of you! This chat featured tips and tricks to help you save money on your travel expenses.
Our panel included: Tonya Rapley- Certified Financial Educator, Millennial Money Coach and Founder of MyFabFinance.com, Paul Moyer- Founder of SavingFreak.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck featured tips from: @suddenlyfrugal, @SavingFreak, @DebbiKing, @MyFabFinance, @robert_harrow, @KOFETIME, @care4yourfuture, @WealthwithMina, @payoff, @wisebread, and @MiriamSCross.
This deck features tips about way to grow your small business and position it for success from Brian Ward- Senior Director for Experian Business Information Services, Meredith Wood- Editor-in-Chief for Fundera, Gerri Detweiler- Head of Marketing Education for Nav, Ebong Eka- C.P.A., Business Coach, Strategist and Bestselling Author of Start Me Up, Tom Gazaway- President of LenCred.
Consumers may not feel so jolly once they head into this year’s holiday shopping season. According to a national survey by Experian, many respondents are concerned about the financial stress of gift buying and adding debt, as well as becoming an identity theft victim.
Credit in the Classroom: What Teens Should Know About Credit Experian_US
Join our #CreditChat every Wednesday at 3p.m. ET on Twitter and Blab.
October 15th was Get Smart About Credit Day, and we supported the American Bankers Association’s campaign to help teens understand the importance of using credit wisely with a #CreditChat about Teens and Credit.
The panel included: the American Bankers Association, Laura Levine of the Jump$tart Coalition, Cary Carbonaro- Personal Finance Expert, CFP®, MBA, MD United Capital CFP Board Ambassador and author of The Money Queen’s Guide, FamZoo- a virtual family bank that helps busy parents to teach their kids good money habits with minimal hassle through hands-on practice, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @ABABankers, @MsMadamMoney, @LLevine, @Rod_Griffin, @WelshKristy, @SavingFreak, @Payoff, @SuddenlyFrugal, @CompareCards, @WealthWithMina, @SavingThousands, @care4yourfuture, @Kasasa, @WeAreMortgages,
Members of the Personal Finance Community are bringing financial literacy to the masses in unconventional ways. This week, we highlighted some of the people making a difference in the way people learn about important financial topics.
The panel included: Marsha Barnes- Founder of The Finance Bar, Jason Vitug- Founder of Phroogal, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian.
This deck features tips from: @LeslieHTayneEsq, @Phroogal, @lenda, @shermanwealth, @care4yourfuture, @savingfreak, @CompareCards, @Kasasa, @WealthwithMina, @moneytalk1, @gina_constantino, @dahartattack, and @suddenlyfrugal.
This deck features top tweets from the recent "Credit for Renting" Wise Bread chat sponsored by Experian RentBureau. Flip through it to learn how you can build a credit history by paying your rent on time.
Visit www.experian.com/BuildCreditHistory for more information.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET.
This #CreditChat panel included: Douglas A. Boneparth – CFP Board Ambassador and Vice President at Life and Wealth Planning, the Debt Free Guys- John Schneider and David Auten, Rod Griffin – Director of Public Education at Experian, and Mike Delgado – Social Media Community Manager at Experian.
This deck features tips from: @BradSherman, @LeslieHTayneEsq, @Rod_Griffin, @Kasasa, @DebtFreeGuys, @dougboneparth, @SFCUNews, @CapWestMortgage, @ItPaysDividends, @CinfedCU, @vouch, @Cheapsters, @kalamarides, @CaryCarbonaro, @kevincswanson, and @comparecards.
Join our #CreditChat on Twitter and YouTube every Wednesday at 3 p.m. ET. In this #CreditChat, we discussed financial literacy and financial planning for millennials. The panel included: Douglas A. Boneparth- CFP Board Ambassador and Vice President at Life and Wealth Planning, Brad Sherman- Investment Advisory Rep, Wealth Manager – LFS Corp and President of Sherman Wealth Management, Kelby Green- Financial Services Veteran and ‘Chief Frugality Officer’ at TheFRUGALennial.com, Rod Griffin- Director of Public Education at Experian, and Mike Delgado- Social Media Community Manager at Experian. This deck features tips from @SFCUNews, @care4yourfuture, @MoreThanWheels, @TheFRUGALennial, @CompareCards, @LeslieHTayneEsq, @shermanwealth, @RAHomes, @vouch, @Goldlabl, @NextGenPF, @CinfedCU, @Cheapsters, @DebbiKing, @Rod_Griffin, @CaryCarbonaro, @Kasasa, @dougboneparth,
Digital Transformation and IT Strategy Toolkit and TemplatesAurelien Domont, MBA
This Digital Transformation and IT Strategy Toolkit was created by ex-McKinsey, Deloitte and BCG Management Consultants, after more than 5,000 hours of work. It is considered the world's best & most comprehensive Digital Transformation and IT Strategy Toolkit. It includes all the Frameworks, Best Practices & Templates required to successfully undertake the Digital Transformation of your organization and define a robust IT Strategy.
Editable Toolkit to help you reuse our content: 700 Powerpoint slides | 35 Excel sheets | 84 minutes of Video training
This PowerPoint presentation is only a small preview of our Toolkits. For more details, visit www.domontconsulting.com
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Survey Methodology
The data points referenced above come from a study commissioned by ConsumerInfo.com, Inc., an Experian company, produced by research firm Edelman Berland and conducted as an online survey nationally among a representative sample of 1,002 Millennials (adults age 19-34). Interviewing took place from August 14-19, 2015. The margin of error is plus or minus 3.1 percent.