How our WebMortgages Service integrates with QT Mutual Bank's Loan Origination System (LOS) ◦ Automated and digitised process including  Decisioning  Bureau Services  Documents for personal, overdraft and secured loans without “touchpoints!”

2.  Loan Origination System (LOS)
◦ Automated and digitised process including
 Decisioning
 Bureau Services
 Documents for personal, overdraft and secured loans
without “touchpoints!”

3.  No LOS that could also produce required
documents
 No separate solution that could produce
required documents without “touchpoints”
 LeadPoint DMS WebMortgages Service
 Required documents without “touchpoints”

23.  How can all parties deliver the required
solution to QTMB?

24.  Tools
◦ Inteflow by
◦ WebMortgages Service by
◦ LIXI 2 by
Documents and Settlements Schema (DAS)
Technology and innovation simplifies collaboration.

26. 1. Enhance Inteflow to also facilitate document generation by
WebMortgages; i.e. additional data fields and data mapping.
2. Reformat and program QTMB Loan Contracts, forms,
business rules and processes into WebMortgages platform;
i.e. ready to receive and process XML from Inteflow
3. LeadPoint / LIXI Guidebook – data elements structure and
mapping to generate required XML out of Inteflow
4. Validation and testing

27.  Required “Doc Packs” for ALL lending returned by
LeadPoints’ WebMortgages Service into Inteflow 24/7
 Change to lending paradigm; i.e. Loan approval and
final documents in one step.
 Greatly enhanced customer experience; high quality
documentation instantly.
 Significant lender benefits;
◦ Speed
◦ Unit cost
◦ Quality
◦ Accuracy
◦ Reduced ongoing expenses including human and
physical resources for both production and ongoing
management of loan products and contracts.

28. QTMB “digitally ready” to take advantage
of the Digital Paperless Mortgage
Transaction in 2016 -17?

29.  Increased speed to market for new Loan
Products, Campaigns, Packages etc.
 Digital settlement process; all data into
Inteflow via backchannel messaging; i.e.
status updates, certification details, post
settlement data etc.

30.  Single Master template. Easy to maintain and
make changes to (new products / product
changes…)
 Efficiency: One stop shop – no more dual
handling
 Operations Team concentrate on ensuring data
quality.
 Enhanced customer experience
 Opens up opportunities