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Wealth inequality is real, it’s crippling and it’s
distributed heavily along racial and gender lines.
Our educational systems inadequately support girls
of color. Not only are they repeatedly told they are
not worth it, they are also faced with the lowest net
worth of any demographic.
If we do not elevate the net worth of girls of color
and their communities, then the wealth gap’s
crippling effects on this demographic will be
irreversible.
When we give girls of color access to wealth
education, we can solve for pressing societal
disparities that impact everyone regardless of
gender, race, and affluence.
What is the common thread?
We now expect schools to help students improve
their financial literacy from childhood.
HIGH-QUALITY
FINANCIAL EDUCATION
Then: Now:
• Completed in high school
• Forced lesson plans
• Work with the money from
your allowance or what you
earn from doing work for your
neighbors
• Bland heuristics like, “just save!”
• Early financial education
• Rooted in cultural
responsiveness and
participatory learning
• Teacher training and seamless
program implementation
• Parent involvement
• Addresses inequality
BlackFem is a nonprofit born out of the need to
improve wealth literacy at the intersection of two
severely underserved demographics:young girls and
people of color. We serve them by providing schools
with engaging and holistic wealth literacy curriculum
that encourages the financial habits and behaviors
needed to break the intergenerational cycle of
poverty– at the individual, family, and community
level.
“Money is power, and wealth
literacy can distribute that
power to our most
marginalized populations.
And the most effective way to
do that, I realized, was
through our schools.”
- Chloe McKenzie, Founder
“BlackFem’s WealthRise™ model illuminates our
diversity and inclusion strategies and prepares our
students and New Jersey for a bright future.”
- Lt. Governor of NJ, Shelia Y. Oliver
THE INTERSECTIONAL APPROACH TO FINANCE IS HERE
The way we uplift whole communities through the power of wealth literacy has changed

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The Narrative of BlackFem

  • 1. Wealth inequality is real, it’s crippling and it’s distributed heavily along racial and gender lines.
  • 2. Our educational systems inadequately support girls of color. Not only are they repeatedly told they are not worth it, they are also faced with the lowest net worth of any demographic.
  • 3. If we do not elevate the net worth of girls of color and their communities, then the wealth gap’s crippling effects on this demographic will be irreversible.
  • 4. When we give girls of color access to wealth education, we can solve for pressing societal disparities that impact everyone regardless of gender, race, and affluence.
  • 5. What is the common thread?
  • 6. We now expect schools to help students improve their financial literacy from childhood.
  • 7. HIGH-QUALITY FINANCIAL EDUCATION Then: Now: • Completed in high school • Forced lesson plans • Work with the money from your allowance or what you earn from doing work for your neighbors • Bland heuristics like, “just save!” • Early financial education • Rooted in cultural responsiveness and participatory learning • Teacher training and seamless program implementation • Parent involvement • Addresses inequality
  • 8. BlackFem is a nonprofit born out of the need to improve wealth literacy at the intersection of two severely underserved demographics:young girls and people of color. We serve them by providing schools with engaging and holistic wealth literacy curriculum that encourages the financial habits and behaviors needed to break the intergenerational cycle of poverty– at the individual, family, and community level.
  • 9. “Money is power, and wealth literacy can distribute that power to our most marginalized populations. And the most effective way to do that, I realized, was through our schools.” - Chloe McKenzie, Founder
  • 10. “BlackFem’s WealthRise™ model illuminates our diversity and inclusion strategies and prepares our students and New Jersey for a bright future.” - Lt. Governor of NJ, Shelia Y. Oliver
  • 11. THE INTERSECTIONAL APPROACH TO FINANCE IS HERE The way we uplift whole communities through the power of wealth literacy has changed