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IMPORTANT GK FOR IB ACIO EXAM 2015 BY DAS SIR,KOLKATA (09874581055) 
List of Books Released in 2014 1.50 years of man in space: authoured by Garik Israelien, Brian May and David J Eicher 2. The book tittled Grandmaster Repertoire - 1.e4 vs The French, Caro-Kann and Philidor written by Parimarjan Negi 3. Delhi-based 13 year old school boy Yashwardhan Shukla authored a novel, Gods of Antarctica. 4. Former CAG Vinod Rai has authored a book titled Not Just an Accountant. 5. A book titled Assassination of Rajiv Gandhi: An Inside Job? authored by Faraz Ahmad 6. Gujarat’s success story in Water Management authored by Sriram Vedire. 7. Munger through the Ages authored by late DP Yadav 8. A book Strictly Personal, Manmohan and Gursharan written by Daman Singh 9. Natwar Singh’s autobiography entitled One Life is Not Enough 10. The Lives of Others authored by Neel Mukherjee was shortlisted for Man Booker Prize 2014 in the fourth week of July 2014 11. The Vijay Mallya Story written by K Giriprakash was published by Penguin Books 12. A book Blood Feud: The Clintons vs. the Obamas written by Edward Klein. 13. Pranab Mukherjee received first copy of a coffee-table book titled First Citizen: Pranab Mukherjee in Rashtrapati Bhavan that was released 14. Novel A Bad Character was authored by Deepti Kapoor. 15. The book titled Warrior State: Pakistan in the Contemporary World written by T V Paul 16. Biography of Dilip Kumar, entitled The Substance and the Shadow by Uday Tara Nayar. 17. Getting India Back on track-an action agenda for reform edited by Bibek Debroy, Ashley Tellis & Reece Trevor. 18. Shekhar Gupta’s book entitled Anticipating India - The best of national interest 19. Book entitled ‘India Junction – A Window to the Nation’ was released by Arunendra Kumar, the Chairman of Railway Board. 20. A book Post Haste: Quintessential India written by B.G. Verghese 21. A book My Years with Rajiv and Sonia written by R.D.Pradhan 22. A Stamp is Born authored by C. R. Pakrashi. 23. Arctic Summer written by Novelist Damon Galgut 24. The candidate was written by Indian Journalist Anirudh Bhattacharya. 25. Author Rakhshanda Jalil released a book titled A Rebel And Her Cause: Life and Work. 26. Hard Choices authored by Hillary Rodham Clinton 27. PC Parakh book entitled, Crusader or Conspirator? Coalgate and other Truths 28. A book entitled The Accidental Prime Minister: the making and unmaking of Manmohan Singh written by Sanjaya Baru 29. The book Lal Bahadur Shastri: Lessons in Leadership written by the Pavan Choudary. 30. The book Rationalised Roman for Kashmiri written by Dr R L Bhat
31. The book titled Narendra Modi: A Political Biography was recently published. The biography was written by Andy Marino.. 32. The Sahara Testaments was written by Nigerian poet, Tade Ipadeola. 33. aswant Singh released a book entitled India at Risk – Mistakes, Misconceptions and Misadventures of security policy. 34. Vice President released book entitled Akbar – The Aesthete authored by Dr. Indu Anand. 35. The Vice President of India M. Hamid Ansari released a book Ambedkar Awakening India’s Social Conscience 36. Vice President of India M. Hamid Ansari released a book titled Water, Peace and War – Confronting the Global Water Crisis 37. ModiNomics-The book has been authored by Sameer Kochhar. 38. India’s Political and Foreign Relations with the Gulf Region edited by Prof AK Pasha. 39. Sangharsh ke safar ka nayak Mulayam written by Omveer Tomar 40. 'Playing It My Way'- Sachin Tendulkar 
GOVERNMENT SCHEMES 
1. BHARAT NIRMAN: 
Componets-1. Road 2. Irrigation 3. Drinking Water 4. Electricity 5. Houses 6. Communicaton 
• It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014) • It is centrally sponsored scheme for the rural development of India started in September 2005. • There are 6 objectives in this scheme 
Objectives: a) To provide all weather road connectivity to the village which have more than 1000 population in plain areas and 500 population in hilly areas. 
b) To bring 10 million hectares of land under irrigation facility and to make 1.4 million hectares of additional land for arable land (for the use of agriculture). c) To provide clean drinking water to all villages by the end of 2012 under Rajiv Gandhi payjal yojana. d) To electrify 1, 76,000 villages by the end of 2012 under Rajiv Gandhi Vidyutikaran yojna. e) To construct Pakka houses for BPL house- holds under Indira Awas Yojana (Now from April 1st 2013 cash assistance Rs. 70000 for plain areas and Rs. 75000 for hilly areas) previously it was Rs. 40000 for plain areas and Rs. 45000 for hilly areas. f) To provide telephone connectivity to all villages and all BPL holders by 2012. g) Note: All these objectives are extended till 2014. 
2. JNNURM: Jawaharlal Nehru National Urban Renewal Mission
• It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014) 
• Started in the year 2005 to make million plus cities squatter (Slam area) free. • There are 2 components a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana. b) To make transportation system faster and greener. 
3. NRHM: National Rural Health Mission • It was started on 12th April 2005 to enhance the health facilities in rural areas. • The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide basic information on health and hygiene conditions as well as to guide people regarding conservation of water. 
4. MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act 
• It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously its is 100 days) of employment to BPL house hold. • This scheme is both for Urban and Rural areas. • The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009. • The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural Labourers) which is calculated by the state government on the basis of their Per capita Income. 
5. UIDAI: Unique Identification Authority of India. 
• It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every 
citizen aged above 5 years. • Its name has been changed to Aadhar. • Its model state was Karnataka (started) • The retinal identification is taken from the age group of 14 and above. • Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit number. • Chairman: Nandan Nilkani 
6. NFSM: National Food Security Mission 
• This scheme is to reduce the poverty in India under national social assistance programme. • Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to the BPL households. 
7. Indira Awaas Yojana Indira Awaas Yojana is a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India. The differentiation is made between rural poor and urban poor for a separate set of schemes operate for the urban poor(like the Basic Services for Urban Poor). It is one of the major flagship programs of the Rural Development Ministry to construct houses for BPL population in the villages. Under the scheme, financial assistance worth Rs.70,000/- in plain areas and Rs.75,000/- in difficult areas (high land area) is provided for construction of houses. The houses are allotted in the name of the woman or jointly between
husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited. Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from Total Sanitation Campaign and Rajiv Gandhi Grameen Vidyutikaran Yojana respectively. This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves. Started in 1985 as part of the Rural Landless Employment Guarantee Programme (RLEGP), Indira Awaas Yojana (IAY) was subsumed in Jawahar rojgar Yojana (JRY) in 1989 and has been operating as an independent scheme since 1996 
8. Swabhimaan Swabhimaan is a campaign of the Government of India which aims to bring banking services to large rural areas without banking services in the country. It was launched by Smt. Sonia Gandhi, the Chairperson of the United Progressive Alliance party in the presence of Shri Pranab Mukherjee, the Union Finance Minister and Shri Namo Narain Meena, the Union Minister of State for Finance on February 10, 2011. This campaign is to be operated by the Ministry of Finance, Government of India and the Indian Banks' Association (IBA) to bring banking within the reach of the masses of the Indian population. 
Services Offered- 1. Promises to bring basic banking services to unbanked villages with a population of 2000 and above. 2. The movement facilitates opening of banks accounts, provide need-based credit and remittance facilities besides helping in promoting financial literacy in rural India. 3. The programme is aimed at increasing the demand for credit among the millions of small and marginal farmers and rural artisans who will benefit by having access to banking facilities. 4. This financial inclusion campaign aims at providing branchless banking services through the use of technology. 
9. Swavalamban Yojana 
Swavalamban Yojana seeks to provide pension scheme to the unorganised sector in India. It will be applicable to all citizens in the unorganised sector who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) Act 2013. Under the scheme, Government will contribute Rs. 1000 per year to each NPS account opened in the year 2010-11 and for the next three years, that is, 2011-12, 2012-13 and 2013-14. The benefit will be available only to persons who join the NPS with a minimum contribution of Rs. 1,000 and maximum contribution of Rs. 12,000 per annum. The scheme was announced by the Finance Minister in Budget 2010-11. It will be funded by grants from the Government of India. 
10. ANNAPURNA: 
• Under this scheme 10 kg of food grains are provided to BPL households free of cost every month. • But for this scheme the particular beneficiary shouldn’t be registered with IGNOAPS.
IMPORTANT SCHEMES ::== 
1. Rajiv Awas Yojana (RAY) is an Indian government program that attempts to help slum dwellers gain appropriate housing and address the processes by which slums are created and reproduced. It was introduced by the Indian government's Ministry of Housing and Alleviation. The programme is a Centrally Sponsored Scheme, and will run from 2013 to 2022. This scheme aims to make India slum-free by 2022 by providing people with shelter or housing, free of cost. It began with a pilot project, before launching in mission mode. The government earmarked Rs. 32,230 crore for implementation during India's 12th Five Year Plan. One million beneficiaries are proposed to be covered under Rajiv Awas Yojana. 
Objectives To improve and provide housing, basic civic infrastructure, and social amenities in intervened slums To enable reforms by addressing some of the causes leading to the creation of slums To facilitate a supportive environment for the expansion of institutional credit linkages for the urban poor To institutionalize mechanisms for the prevention of slums, including the creation of affordable housing stock To strengthen institutional and human resource capacities at the municipal, city, and state levels through comprehensive capacity building and the strengthening of resource networks Provisions 
Site selection was to be made by the states in consultation with the Centre giving priority to district headquarters, cities of religious heritage and tourist importance, with due consideration to the criterion of the pace of growth of the city, of slums within the city and predominance of Scheduled Caste, Scheduled Tribe and minority population and other weaker and vulnerable section of the society. 
2. IGNOAPS: Indira Gandhi National Old age Pension Scheme · This Scheme is for the people who aged above 65 years. · The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central government and State government who aged between 65 – 80 years. · Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80 years. 
3. IGNWPS: Indira Gandhi National Widow Pension Scheme · The beneficiary is in between age group of 40-64 years in this scheme.
· Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular person. 
4. Self-help group (SHG) is a village-based financial intermediary committee usually composed of 10–20 local women or men. A mixed group is generally not preferred. Most self-help groups are located in India, though SHGs can also be found in other countries, especially in South Asia and Southeast Asia. Members make small regular savings contributions over a few months until there is enough capital in the group to begin lending. Funds may then be lent back to the members or to others in the village for any purpose. In India, many SHG's are 'linked' to banks for the delivery of micro- credit. self-help group may be registered or unregistered. It typically comprises a group of micro entrepreneurs having homogeneous social and economic backgrounds, all voluntarily coming together to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs on the basis of mutual help 
5. Pradhan Mantri Jan Dhan Yojana The government rolled out its ambitious financial inclusion programme, the Pradhan Mantri Jan Dhan Yojana (PMJDY) The programme is Prime Minister Narendra Modi's first blockbuster social upliftment scheme and is aimed at improving the lives of millions of India's poor by bringing them into the financial mainstream and freeing them from the clutches of usurious moneylenders, while giving them a modicum of insurance cover. Modi shortened the time for achieving the 7.5 crore new accounts to five months from six, urging the finance ministry to complete the task by January 26. Each account with life insurance cover of Rs 30,000, adding to the Rs 1 lakh accidental insurance benefit already available under the account that will come bundled with a Ru-Pay- enabled debit card. fter six months of satisfactory operations, the account would be eligible forRs 5,000 overdraft facility, designed to take the poor out of the clutches of moneylenders. Subsequently, these accounts will be also used for providing micro pensions. 
Key facts The slogan for the Pradhanmantri Jan Dhan mission is expected to be ” Mera Khata – Bhagya Vidhaata” which when translated into English means ” My Bank Account – The Creator of the Good Fortune”: The primary aim of the Jan Dhan Yojana is to bring poor financially excluded people into the banking system by providing them bank accounts and debit cards. The scheme will cover both urban and rural areas of India and all bank accounts opened will be linked to a debit card which would be issued under the Ru-Pay scheme. ( Rupay is India’s own unique domestic card network owned by National Payments Corporation of India and has been created as an alternative to Visa and Mastercard.) Every individual who opens a bank account becomes eligible to receive an accident insurance cover of up-to Rs 1 Lakh for his entire family. The Pradhan Mantri Jan Dhan Yojana has set an ambitious target of bringing in more than 7.5 crore un-banked families into India’s banking system by opening more than 15 Crore bank accounts at the rate of two bank accounts per household. Once the bank account has been active for 6 months and has been linked to account holders
Aadhar identity , they would become eligible for an overdraft of up to Rs 2,500 , which would further be enhanced by the bank to Rs 5000 over time. 
Council Of Ministers As On 11/11/2014 
1. Shri Rajnath Singh: Home Affairs 2. Smt. Sushma Swaraj: External Affairs, Overseas Indian Affairs 3. Shri Arun Jaitley: Finance, Corporate Affairs, Information & Broadcasting 4. Shri M. Venkaiah Naidu: Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs 5. Shri Nitin Jairam Gadkari: Road Transport and Highways, Shipping 6. Shri Manohar Parrikar: Defence 7. Shri Suresh Prabhu: Railways 8. Shri D.V. Sadananda Gowda: Law & Justice 9. Sushri Uma Bharati: Water Resources, River Development and Ganga Rejuvenation 10. Dr. Najma A. Heptulla: Minority Affairs 11. Shri Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 12. Shri Kalraj Mishra: Micro, Small and Medium Enterprises 13. Smt. Maneka Sanjay Gandhi: Women and Child Development 14. Shri Ananthkumar: Chemicals and Fertilizers 15. Shri Ravi Shankar Prasad: Communications and Information Technology 16. Shri Jagat Prakash Nadda: Health & Family Welfare 17. Shri Ashok Gajapathi Raju Pusapati: Civil Aviation 18. Shri Anant Geete: Heavy Industries and Public Enterprises 19. Smt. Harsimrat Kaur Badal: Food Processing Industries 20. Shri Narendra Singh Tomar: Mines, Steel 21. Shri Chaudhary Birender Singh: Rural Development, Panchayati Raj, Drinking Water and Sanitation 22. Shri Jual Oram: Tribal Affairs 23. Shri Radha Mohan Singh: Agriculture 24. Shri Thaawar Chand Gehlot: Social Justice and Empowerment 25. Smt. Smriti Zubin Irani: Human Resource Development 26. Dr. Harsh Vardhan: Science and Technology, Earth Sciences MINISTERS OF STATE 27. General V.K. Singh: Statistics and Programme Implementation (Independent Charge), External Affairs, Overseas Indian Affairs 28. Shri Inderjit Singh Rao: Planning (Independent Charge), Defence
29. Shri Santosh Kumar Gangwar: Textiles (Independent Charge) 30. Shri Bandaru Dattatreya: Labour and Employment (Independent Charge) 31. Shri Rajiv Pratap Rudy: Skill Development & Entrepreneurship (Independent Charge), Parliamentary Affairs 32. Shri Shripad Yesso Naik: AAYUSH (Independent Charge), Health & Family Welfare 33. Shri Dharmendra Pradhan: Petroleum and Natural Gas (Independent Charge) 34. Shri Sarbananda Sonowal: Youth Affairs and Sports (Independent Charge) 35. Shri Prakash Javadekar: Environment, Forest and Climate Change (Independent Charge) 36. Shri Piyush Goyal: Power (Independent Charge), Coal (Independent Charge), New and Renewable Energy (Independent Charge) 37. Dr. Jitendra Singh: Development of North Eastern Region (Independent Charge), Prime Minister's Office, Personnel, Public Grievances & Pensions, Department of Atomic Energy, Department of Space 38. Smt. Nirmala Sitharaman: Commerce and Industry (Independent Charge) 39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism (Independent Charge), Civil Aviation 40. Shri Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs 41. Shri Ram Kripal Yadav: Drinking Water & Sanitation 42. Shri Haribhai Parthibhai Chaudhary: Home Affairs 43. Shri Sanwar Lal Jat: Water Resources, River Development & Ganga Rejuvenation 44. Shri Mohanbhai Kalyanjibhai Kundariya: Agriculture 45. Shri Giriraj Singh: Micro, Small & Medium Enterprises 46. Shri Hansraj Gangaram Ahir: Chemicals & Fertilizers 47. Shri G.M. Siddeshwara: Heavy Industries & Public Enterprises 48. Shri Manoj Sinha: Railways 49. Shri Nihalchand: Panchayati Raj 50. Shri Upendra Kushwaha: Human Resource Development 51. Shri Radhakrishnan P.: Road Transport & Highways, Shipping 52. Shri Kiren Rijiju: Home Affairs 53. Shri Krishan Pal: Social Justice & Empowerment 54. Dr. Sanjeev Kumar Balyan: Agriculture 55. Shri Manuskhbhai Dhanjibhai Vasava: Tribal Affairs 56. Shri Raosaheb Dadarao Danve: Consumer Affairs, Food and Public Distribution 57. Shri Vishnu Deo Sai: Mines, Steel 58. Shri Sudarshan Bhagat: Rural Development 59. Prof. (Dr.) Ram Shankar Katheria: Human Resource Development 60. Shri Y.S. Chowdary: Science and Technology, Earth Science 61. Shri Jayant Sinha: Finance 62. Col. Rajyavardhan Singh Rathore: Information & Broadcasting 63. Shri Babul Supria (Babul Supriyo) Baral: Urban Development, Housing and Urban Poverty Alleviation 64. Sadhvi Niranjan Jyoti: Food Processing Industries 65. Shri Vijay Sampla: Social Justice & Empowerment.
Important General Awareness Questions: 
 National Housing Bank is a subsidiary of which Institution – RBI 
 How many Asian games Gold won by India – 11 
 MOM (Mars Orbit Mission) – Space Craft Orbiting Mars reached on which day -24th September 2014 
 Syndicate Bank Tagline - Your Faithful And Friendly Financial Partner 
 Bank to starts card-less cash withdrawal – Bank of India 
 Question related to Interest on Loan – Weather it is a flat rate or on reducing balance 
 Question on share of Indian Gov. in BMB (Bhartiya Mahila Bank)? 
 Question on the name of power project in UP? 
 Hewlett Packard is related with – IT 
 Question on Minimum Sex Ratio – Daman & Diu (UT) and Haryana (State) 
 Country which doesn’t follow euro Currency is? 
 Swachta Udyami Yojna launched by which ministry - Minister of State for Social Justice and Empowerment 
 Cairo is Capital of – Egypt 
 GDR full form – Global Depository Receipts 
 What is the mean of O in NRO – Ordinary 
 What is the mean of C in CAMELS – Capital Adequacy 
 Reason for crossing of cheque in the corner is? 
 KUUCHIPUDI dance of which state – Andhra Pradesh 
 Banking ombudsman launched by – RBI 
 Question on Reverse repo rate & Repo rate 
 Minister of Tribal Affairs – Jual Oram 
 IRDA Full form –Insurance Regulatory Development Authority 
 One question related with Basel III 
 Runner in KABADDI game in Asian Games– Iran 
 Capital of South Korea - Seoul 
 Old name of Axis Bank – UTI Bank 
 Which country DON'T have dollar currency - One of the option was SWEDEN 
 What is "Hundi" - Financial instrument that developed on the Indian sub-continent for use in trade and credit transactions. Hundis are used as a form of remittance instrument to transfer money from place to place, as a form of credit instrument or IOU to borrow money and as a bill of exchange in trade transactions.
 Means of M in OMO – Market 
 Umbrella Movement- 2014 - Hongkong Protest 
 NPA is declared Time limit- 90 Days Overdue 
 Which year was the first nuclear explosion in India's named Smiling Buddha- 1974 
 Minimum amount in PPF- Rs 500 
 SBI launched multicurrency card in association with – Mastercard 
 Kathakali Dance belongs to which state- Kerala 
 Most Valuable player in Asian Games 2014 India's Campaign - Mary Kom (otherwise Kosuke Hagino) 
 Committee to examine the current monetary policy- Urijit Patel Committee 
 Currency of Algeria- Dinar 
 What is universal Banking - A banking system in which banks provide a wide variety of financial services, including both commercial and investment services. 
 Two lives book written by -Vikram Seth 
 Invention of Alfred Nobel- Dynamite 
 What ‘E’ denotes in NRE?- External (Non Resident External) 
 Which State launched Nutrition Mission recently- Uttar Pradesh 
 Who is the founder of the famous Red Cross Foundation - Henry Dunant, Gustave Moynier 
 Which insurance company has the tagline ‘Aapke Sachche Advisor’- Max Life Insurance 
 Who headed the panel that recommended diluting govt. share in public sector banks to below 50% - P J Naik 
 On a certain angle, the security thread on a rupee note changes to – Blue 
 Who is popularly known as Lok Nayak - Jayaprakash Narayan 
 HDFC Standard Life is a – Life Insurance Company 
 MICR – Magnetic Ink Character Recognition 
 In which option no photo to be asked for bank account from? 
 Shanti Swaroop Bhatnagar Award in the field of – Science & Technology 
 Saving & Current Account for banks helps in maximising what? 
 Least Female Literacy Rate – Rajasthan (52.6%) 
 One Question on SARFAESI Act 
 Scheme related to empowerment of Adoloscent Boys – Saksham 
 Ram Naik governor of which state - Uttar Pradesh 
 C in CRR - Cash reserve ratio 
 CM of Tamilnadu - O. Panneerselvam 
 Egypt Currency - Egyptian pound 
 SBI multi currency card for currency name 
 Who is HL dattu – Chief Justice of India 
 IFSC full form- Indian Financial System Code
 Bank give load to another bank on which rate- MSF (Marginal Standing Facility) 
 What is credit card- a small plastic card issued by a bank, building society, etc., allowing the holder to purchase goods or services on credit 
 Who is Messi - Football Player 
 One question related to Pradhan Mantri Gram Sadak Yojna 
 SEBI, IRDA, PFRDA and FMC to be merged into a Unified Financial Agency (UFA) 
 Original name of Canara Bank? 
 "Unbreakable" is the biography of Mary Kom 
 President of Belgium? 
 One question about Bermuda region 
 Axis Bank tagline - Badhti ka naam Zindagi 
 SBI tie with BNP Paribas. 
 Payment bank related question 
 CTRL + Z in word ? Undo 
 Windows Explorer is a Browser 
 UN declare Ebola as Universal Calamity. 
 Wrestling gold in 65 kg category - Yogeshwar Dutt 
 What is the full form of PIO ? -PERSON OF INDIAN ORIGIN 
 The border between India and China is called as - Macmohan Line 
 Who is the founder of Wipro - Ajim Premji 
 Modi addressed which session of UN general assembly ? - 69th 
 How many golds India won in Asian Games 2014 ? – 11 
 hum hain na is the tagline of which bank ? -ICICI bank 
 how many country participated in fifa world cup 2014 ? – 32 
 Peso is the currency of which country(among the given options) ? - Argentina. 
 What is the currency of Germany ? – Euro 
 What is the full form of RIDF-RURAL INFRASTRUCTURE DEVELOPMENT FUND 
 What is the full form of NRLM ? -NATIONAL RURAL LIVELYHOOD MISSION 
 What is the full form of NPS ? -NATIONAL PENSION SCHEME 
 Who is the women and child development minister ? -MENAKA GANDHI 
 HDFC erdo is which type of company ?-General Insurance Company 
 What does K stands for in KCC- -Kisan 
 SBI MINOR ACC for children above 10 years is ? - Pehli Udan 
 WHO IS SANJAY LEELE BHANSALI ? - Bollywood Director 
 Who is the author of the book My years with Rajiv and Sonia ? - R D Pradhan 
 Which bank has largest number of mobile application user ? – SBI 
 Penicillin was discoverd by ? - Alexender Fleming 
 Where is the headquarters of FAO situated ? – Rome
 What is the full form of dos-disk operating system 
 What is the full form of gui-graphical user interface 
 A question based on clean note policy and Rbi star series 
 Where is the headquarter of Prathma Bank ? – Moradabad 
 The Tagline of HDFC is - We understand your world 
 Which bank opened smart card account – ICICI bank 
 In Varistha pension Bima scheme will be administrated by – LIC 
 The director of Singham Returns movie – Rohit Shetty 
 Tashkent is the capital of – Uzbekistan 
 Sati Pratha was abolished by – Raja Ram Mohan Rai 
 The current Railway minister in Modi govt. is: Sadanand Gowda 
 Basic saving bank deposit account maximum credit amount in a year is – 1 lakh 
 The Full form of PKI is – Public Key Infrastructure 
 The president of Iran is : Hassan Rouhani 
 Author of Revolution 2020: Chetan Bhagat 
 Which country is part of European Union but do not use euro currency–Denmark 
 3 ATM transaction usage from different bank in a month is applied to which city: 
 CBS Full form- Core Banking Solution 
 Cyrus Mistry is the CEO of – TATA group 
 Kakrapar atomic power plant is located in – Gujarat 
 DNA full form: Deoxy ribonucleic acid 
 Who was the home rule league moment leader - Annie Besant/ Bal Ganga Dhar Tilak 
 What is the name of the committee on Banking Ombudsman – Suman Verma Committee 
 What does “S” stands in CDSL – Securities [Central depository Securities depository ltd.] 
 RBI given Banking license to IDFC and - Bandhan 
 IFSC Code contain how many digits- 11 alphanumeric code 
 On tap licensing means? 
 EBW full form - Export Bills Permitted to be Written off 
 BSE is given trade facility – online 
 Which country got gold medal in 25mr air rifle in Asian games? 
 Full form of PMJDY – Pradhan Mantri Jan Dhan Yojana 
 According to WHO, Highest rate of Child marriage – Bangladesh (India ranked 2nd) 
 Agaria Tribe belongs to which state – Madhya Pradesh 
 Capital of Tanzania – Dodoma 
 DIGC insurance cover is headed by – Central Govt. 
 The initial minimum paid-up capital for a private bank shall be Rs.200 crore 
 MTSS is used for - personal remittance 
 Currency of Cambodia – Riel
 What is A in ATM – Automated 
 Capital of Afghanistan – Kabul 
 Hard Choice author - Hillary Clinton 
 Who invented Dynamite – Alfred Nobel 
 Capital of Argentina: Buenos Aires 
 Which actor's father is a famous badminton player - Deepika Padukone 
 Word C stand for what in CP- commercial paper 
 A scheme related to person named Deen Dayal Upadhya? 
 Bank used to what method to read code on cheque - MICR. 
 Purpose of starting Minor account for 10 years children - Financial inclusion 
 Kundankulam nuclear plant is an agreement between India and __ - Russia 
 CVV full form – Card Verification Value 
 Who won first gold medal in squash in Asian games? 
 According to census what percent of pop. Was below 35 yrs of age? 
 Minority affair minister – Najma Heptulla 
 Yogakshemam Vahamyaham is the slogan of – LIC 
 Bank of International Settlement headquarter – Switzerland 
 Currency of Spain – Euro 
 Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account 
 Foreign Institutional Investor – FII 
 Writer of The Mother I Never Knew - Sudha Murthy 
 L stands in SLR- liquidity 
 Money laundering is done to- Avoid tax 
 Abhinav Bindra wins Two Bronze & Retired 
 When did Manalapan reach Mars - 24 September 2014 
 In how days KYC custom fill identity proof – 5 working days 
 Nuku’alofa is the capital of – Tonga 
 Nitin Gadkari related to which ministry – Transport 
 Which Indian movie selected for Oscar Award 2015 - Liar's Dice 
 PPF limit change from 1 lakh to 1.5 lakh 
 Largest hydroelectric power plant in India – Koyna 
 Fusion points agreement 118 countries related to – 
 What is 'M' in MIFF- Mumbai (MIFF- Mumbai International Film festival) 
 Heidelberg Cement India': - Ashish Guha 
 Mogadishu is the capital of – Somalia 
 Basic saving bank deposit account maximum credit amount in a year – 1 lkh 
 NIM full form- Net Interest Margin 
 MTSS- Money Transfer Service Scheme 
 Kisan vikas patra was closed by govt. earlier why - to avoid Money laundering activities 
 Vishal Sikka is CMD of which company – Infosys
 One question on Negotiable Instruments Act, 1881 
 RBI issued the permission to Muthoot finance to set up - white label ATM 
 SBI life insurance partnered with – BNP Paribas Cardif 
 Merchant payments in India is controlled by – SEBI 
 According to census 2011 every ____ in the world population is Indian. 
 Who gave the principle of objects submerged partially or fully in water – Archimedes 
 According to census 2011 Lowest density state - Arunachal Pradesh 
 Which country does not belong in European Union but use Euro as a currency - Vatican city 
 Who won bronze medal in swimming: Sandeep Sejwal 
 Jai hind slogan given by – Subhash Chandra Bose 
 Capital of Turkey: Ankara 
 Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs. 50,000 
 In NSDL ,word ”S” stands for - National Securities Depository Limited 
 SBI tag line: Pure Banking Nothing Else 
 Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma 
 Bank celebrate 150 years with Sri Lanka: SBI 
 Cheque amount written is called exchange of notes done by customer 
 Overnight money needed by bank from RBI on which rate bases: MSF 
 Poverty elevation minster – Ramvilas Paswan 
 CPI full form: Consumer Price Index 
 Urban Development and Parliament minister: Venkaiah Naidu 
 Why is RTGS used? 
 In NECS ,S stands for-Service(National electronic Clearing Service) 
 Introductory loan rate is also Known as –Teaser Loan rate 
 Ravi Shankar Associated with which instrument-Sitar 
 RBI allowed the age of MD of all PSU till -70 yr 
 Gas caused Most Global Warming-CO2 
 Maximum Population Density –Bihar 
 Governor of Maharashtra-Chennamaneni Vidyasagar Rao 
 Question on D-SIB Domestic Systematically important bank 
 Capital of UAE-Abu Dhabi 
 Which is Credit Information Bureau-CIBIL 
 PM David Cameroon went to Scotland to appeal-To remain part of UK 
 According to CAG report 46% poor in 3 states-Bihar,Maharashtra,UP 
 Interest on saving account of schedule banks is calculated on-Daily basis 
 US open Tennis winner-Marin Cilic 
 CTS save time and cost by eliminating-Physical movement of Cheques
 Plastic notes of Rs 10 as a trial by RBI in which city-Simla, Kochi, Jaipur, Bhubaneswar and Mysore. 
 Multicurrency card by SBI in tie up with-Master Card 
 ICICI Bank launches card less cash withdrawal services- To avail this facility, a sender has to register the recipient's name, mobile number and address. On receiving a six-digit reference code, the recipient can withdraw cash from the bank's ATMs within two days of the transaction. 
 FMP with respect to Mutual Fund stands for-Fixed maturity Plan 
 DMRC and Master card to launch a uniform card-with ICICI bank 
 Reverse Mortage Scheme is Facility for-Senior Citizens 
 Book The Lives of Others. Neel Mukherjee. 
 Ebola Cause Maximum harm in Which Country 
 Nikkei is index of-Tokyo Stock exchange 
 Lisbon is capital of which country? Portugal 
 question regarding "Pahla kadam , pahli udan"-SBI for minor 10 years and above 
 Current pm of UK- David Cameroon 
 Brics bank name - New Development Bank 
 Currency of Saudi Arabia? Riyal 
 Shivasundram hypro power project, state name. 
 Asiad 2014 games were organised in which city – Icheon 
 Priyanka chopra in movie mary kom playing role of – Boxer 
 REPO RATE- 8% 
 SEBI extended guide line to appoint at least one women in board of director- 31march 2015 
 Upallu srinivas –Madolin 
 Cantolania referendum from which country- Spain 
 RBI limited ATM facility on 5 cities, who are not come under this term- BSBDA account holder 
 Govt going to sell stake in 3 PSU, one of them – ONGC 
 One question on solar project 
 C stands for in "KYC" Customer 
 Rupay set up for which banks?? Selected few banks 
 which motor company ceo visited india recently - General Motors 
 One question on ozone layer 
 Northern railway started -Go india smart card 
 Pension scheme for uorganised sector – Swavalamban 
 One question on real state infrastructure fund 
 One question on senior citizen account 
 Minimum capital required for foreign bank to open branch 
 Woman Card related question 
 Reit full form - Real Estate Investment Trust
TO PURCHASE ONLINE STUDY MATERIAL OF IB ACIO EXAM CALL 09874581055 OR EMAIL AT tamal253@yahoo.com

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Important gk's for ib acio exam 2015

  • 1. IMPORTANT GK FOR IB ACIO EXAM 2015 BY DAS SIR,KOLKATA (09874581055) List of Books Released in 2014 1.50 years of man in space: authoured by Garik Israelien, Brian May and David J Eicher 2. The book tittled Grandmaster Repertoire - 1.e4 vs The French, Caro-Kann and Philidor written by Parimarjan Negi 3. Delhi-based 13 year old school boy Yashwardhan Shukla authored a novel, Gods of Antarctica. 4. Former CAG Vinod Rai has authored a book titled Not Just an Accountant. 5. A book titled Assassination of Rajiv Gandhi: An Inside Job? authored by Faraz Ahmad 6. Gujarat’s success story in Water Management authored by Sriram Vedire. 7. Munger through the Ages authored by late DP Yadav 8. A book Strictly Personal, Manmohan and Gursharan written by Daman Singh 9. Natwar Singh’s autobiography entitled One Life is Not Enough 10. The Lives of Others authored by Neel Mukherjee was shortlisted for Man Booker Prize 2014 in the fourth week of July 2014 11. The Vijay Mallya Story written by K Giriprakash was published by Penguin Books 12. A book Blood Feud: The Clintons vs. the Obamas written by Edward Klein. 13. Pranab Mukherjee received first copy of a coffee-table book titled First Citizen: Pranab Mukherjee in Rashtrapati Bhavan that was released 14. Novel A Bad Character was authored by Deepti Kapoor. 15. The book titled Warrior State: Pakistan in the Contemporary World written by T V Paul 16. Biography of Dilip Kumar, entitled The Substance and the Shadow by Uday Tara Nayar. 17. Getting India Back on track-an action agenda for reform edited by Bibek Debroy, Ashley Tellis & Reece Trevor. 18. Shekhar Gupta’s book entitled Anticipating India - The best of national interest 19. Book entitled ‘India Junction – A Window to the Nation’ was released by Arunendra Kumar, the Chairman of Railway Board. 20. A book Post Haste: Quintessential India written by B.G. Verghese 21. A book My Years with Rajiv and Sonia written by R.D.Pradhan 22. A Stamp is Born authored by C. R. Pakrashi. 23. Arctic Summer written by Novelist Damon Galgut 24. The candidate was written by Indian Journalist Anirudh Bhattacharya. 25. Author Rakhshanda Jalil released a book titled A Rebel And Her Cause: Life and Work. 26. Hard Choices authored by Hillary Rodham Clinton 27. PC Parakh book entitled, Crusader or Conspirator? Coalgate and other Truths 28. A book entitled The Accidental Prime Minister: the making and unmaking of Manmohan Singh written by Sanjaya Baru 29. The book Lal Bahadur Shastri: Lessons in Leadership written by the Pavan Choudary. 30. The book Rationalised Roman for Kashmiri written by Dr R L Bhat
  • 2. 31. The book titled Narendra Modi: A Political Biography was recently published. The biography was written by Andy Marino.. 32. The Sahara Testaments was written by Nigerian poet, Tade Ipadeola. 33. aswant Singh released a book entitled India at Risk – Mistakes, Misconceptions and Misadventures of security policy. 34. Vice President released book entitled Akbar – The Aesthete authored by Dr. Indu Anand. 35. The Vice President of India M. Hamid Ansari released a book Ambedkar Awakening India’s Social Conscience 36. Vice President of India M. Hamid Ansari released a book titled Water, Peace and War – Confronting the Global Water Crisis 37. ModiNomics-The book has been authored by Sameer Kochhar. 38. India’s Political and Foreign Relations with the Gulf Region edited by Prof AK Pasha. 39. Sangharsh ke safar ka nayak Mulayam written by Omveer Tomar 40. 'Playing It My Way'- Sachin Tendulkar GOVERNMENT SCHEMES 1. BHARAT NIRMAN: Componets-1. Road 2. Irrigation 3. Drinking Water 4. Electricity 5. Houses 6. Communicaton • It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014) • It is centrally sponsored scheme for the rural development of India started in September 2005. • There are 6 objectives in this scheme Objectives: a) To provide all weather road connectivity to the village which have more than 1000 population in plain areas and 500 population in hilly areas. b) To bring 10 million hectares of land under irrigation facility and to make 1.4 million hectares of additional land for arable land (for the use of agriculture). c) To provide clean drinking water to all villages by the end of 2012 under Rajiv Gandhi payjal yojana. d) To electrify 1, 76,000 villages by the end of 2012 under Rajiv Gandhi Vidyutikaran yojna. e) To construct Pakka houses for BPL house- holds under Indira Awas Yojana (Now from April 1st 2013 cash assistance Rs. 70000 for plain areas and Rs. 75000 for hilly areas) previously it was Rs. 40000 for plain areas and Rs. 45000 for hilly areas. f) To provide telephone connectivity to all villages and all BPL holders by 2012. g) Note: All these objectives are extended till 2014. 2. JNNURM: Jawaharlal Nehru National Urban Renewal Mission
  • 3. • It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014) • Started in the year 2005 to make million plus cities squatter (Slam area) free. • There are 2 components a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana. b) To make transportation system faster and greener. 3. NRHM: National Rural Health Mission • It was started on 12th April 2005 to enhance the health facilities in rural areas. • The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide basic information on health and hygiene conditions as well as to guide people regarding conservation of water. 4. MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act • It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously its is 100 days) of employment to BPL house hold. • This scheme is both for Urban and Rural areas. • The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009. • The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural Labourers) which is calculated by the state government on the basis of their Per capita Income. 5. UIDAI: Unique Identification Authority of India. • It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every citizen aged above 5 years. • Its name has been changed to Aadhar. • Its model state was Karnataka (started) • The retinal identification is taken from the age group of 14 and above. • Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit number. • Chairman: Nandan Nilkani 6. NFSM: National Food Security Mission • This scheme is to reduce the poverty in India under national social assistance programme. • Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to the BPL households. 7. Indira Awaas Yojana Indira Awaas Yojana is a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India. The differentiation is made between rural poor and urban poor for a separate set of schemes operate for the urban poor(like the Basic Services for Urban Poor). It is one of the major flagship programs of the Rural Development Ministry to construct houses for BPL population in the villages. Under the scheme, financial assistance worth Rs.70,000/- in plain areas and Rs.75,000/- in difficult areas (high land area) is provided for construction of houses. The houses are allotted in the name of the woman or jointly between
  • 4. husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited. Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from Total Sanitation Campaign and Rajiv Gandhi Grameen Vidyutikaran Yojana respectively. This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves. Started in 1985 as part of the Rural Landless Employment Guarantee Programme (RLEGP), Indira Awaas Yojana (IAY) was subsumed in Jawahar rojgar Yojana (JRY) in 1989 and has been operating as an independent scheme since 1996 8. Swabhimaan Swabhimaan is a campaign of the Government of India which aims to bring banking services to large rural areas without banking services in the country. It was launched by Smt. Sonia Gandhi, the Chairperson of the United Progressive Alliance party in the presence of Shri Pranab Mukherjee, the Union Finance Minister and Shri Namo Narain Meena, the Union Minister of State for Finance on February 10, 2011. This campaign is to be operated by the Ministry of Finance, Government of India and the Indian Banks' Association (IBA) to bring banking within the reach of the masses of the Indian population. Services Offered- 1. Promises to bring basic banking services to unbanked villages with a population of 2000 and above. 2. The movement facilitates opening of banks accounts, provide need-based credit and remittance facilities besides helping in promoting financial literacy in rural India. 3. The programme is aimed at increasing the demand for credit among the millions of small and marginal farmers and rural artisans who will benefit by having access to banking facilities. 4. This financial inclusion campaign aims at providing branchless banking services through the use of technology. 9. Swavalamban Yojana Swavalamban Yojana seeks to provide pension scheme to the unorganised sector in India. It will be applicable to all citizens in the unorganised sector who join the National Pension System (NPS) administered by the Pension Fund Regulatory and Development Authority (PFRDA) Act 2013. Under the scheme, Government will contribute Rs. 1000 per year to each NPS account opened in the year 2010-11 and for the next three years, that is, 2011-12, 2012-13 and 2013-14. The benefit will be available only to persons who join the NPS with a minimum contribution of Rs. 1,000 and maximum contribution of Rs. 12,000 per annum. The scheme was announced by the Finance Minister in Budget 2010-11. It will be funded by grants from the Government of India. 10. ANNAPURNA: • Under this scheme 10 kg of food grains are provided to BPL households free of cost every month. • But for this scheme the particular beneficiary shouldn’t be registered with IGNOAPS.
  • 5. IMPORTANT SCHEMES ::== 1. Rajiv Awas Yojana (RAY) is an Indian government program that attempts to help slum dwellers gain appropriate housing and address the processes by which slums are created and reproduced. It was introduced by the Indian government's Ministry of Housing and Alleviation. The programme is a Centrally Sponsored Scheme, and will run from 2013 to 2022. This scheme aims to make India slum-free by 2022 by providing people with shelter or housing, free of cost. It began with a pilot project, before launching in mission mode. The government earmarked Rs. 32,230 crore for implementation during India's 12th Five Year Plan. One million beneficiaries are proposed to be covered under Rajiv Awas Yojana. Objectives To improve and provide housing, basic civic infrastructure, and social amenities in intervened slums To enable reforms by addressing some of the causes leading to the creation of slums To facilitate a supportive environment for the expansion of institutional credit linkages for the urban poor To institutionalize mechanisms for the prevention of slums, including the creation of affordable housing stock To strengthen institutional and human resource capacities at the municipal, city, and state levels through comprehensive capacity building and the strengthening of resource networks Provisions Site selection was to be made by the states in consultation with the Centre giving priority to district headquarters, cities of religious heritage and tourist importance, with due consideration to the criterion of the pace of growth of the city, of slums within the city and predominance of Scheduled Caste, Scheduled Tribe and minority population and other weaker and vulnerable section of the society. 2. IGNOAPS: Indira Gandhi National Old age Pension Scheme · This Scheme is for the people who aged above 65 years. · The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central government and State government who aged between 65 – 80 years. · Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80 years. 3. IGNWPS: Indira Gandhi National Widow Pension Scheme · The beneficiary is in between age group of 40-64 years in this scheme.
  • 6. · Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular person. 4. Self-help group (SHG) is a village-based financial intermediary committee usually composed of 10–20 local women or men. A mixed group is generally not preferred. Most self-help groups are located in India, though SHGs can also be found in other countries, especially in South Asia and Southeast Asia. Members make small regular savings contributions over a few months until there is enough capital in the group to begin lending. Funds may then be lent back to the members or to others in the village for any purpose. In India, many SHG's are 'linked' to banks for the delivery of micro- credit. self-help group may be registered or unregistered. It typically comprises a group of micro entrepreneurs having homogeneous social and economic backgrounds, all voluntarily coming together to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs on the basis of mutual help 5. Pradhan Mantri Jan Dhan Yojana The government rolled out its ambitious financial inclusion programme, the Pradhan Mantri Jan Dhan Yojana (PMJDY) The programme is Prime Minister Narendra Modi's first blockbuster social upliftment scheme and is aimed at improving the lives of millions of India's poor by bringing them into the financial mainstream and freeing them from the clutches of usurious moneylenders, while giving them a modicum of insurance cover. Modi shortened the time for achieving the 7.5 crore new accounts to five months from six, urging the finance ministry to complete the task by January 26. Each account with life insurance cover of Rs 30,000, adding to the Rs 1 lakh accidental insurance benefit already available under the account that will come bundled with a Ru-Pay- enabled debit card. fter six months of satisfactory operations, the account would be eligible forRs 5,000 overdraft facility, designed to take the poor out of the clutches of moneylenders. Subsequently, these accounts will be also used for providing micro pensions. Key facts The slogan for the Pradhanmantri Jan Dhan mission is expected to be ” Mera Khata – Bhagya Vidhaata” which when translated into English means ” My Bank Account – The Creator of the Good Fortune”: The primary aim of the Jan Dhan Yojana is to bring poor financially excluded people into the banking system by providing them bank accounts and debit cards. The scheme will cover both urban and rural areas of India and all bank accounts opened will be linked to a debit card which would be issued under the Ru-Pay scheme. ( Rupay is India’s own unique domestic card network owned by National Payments Corporation of India and has been created as an alternative to Visa and Mastercard.) Every individual who opens a bank account becomes eligible to receive an accident insurance cover of up-to Rs 1 Lakh for his entire family. The Pradhan Mantri Jan Dhan Yojana has set an ambitious target of bringing in more than 7.5 crore un-banked families into India’s banking system by opening more than 15 Crore bank accounts at the rate of two bank accounts per household. Once the bank account has been active for 6 months and has been linked to account holders
  • 7. Aadhar identity , they would become eligible for an overdraft of up to Rs 2,500 , which would further be enhanced by the bank to Rs 5000 over time. Council Of Ministers As On 11/11/2014 1. Shri Rajnath Singh: Home Affairs 2. Smt. Sushma Swaraj: External Affairs, Overseas Indian Affairs 3. Shri Arun Jaitley: Finance, Corporate Affairs, Information & Broadcasting 4. Shri M. Venkaiah Naidu: Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs 5. Shri Nitin Jairam Gadkari: Road Transport and Highways, Shipping 6. Shri Manohar Parrikar: Defence 7. Shri Suresh Prabhu: Railways 8. Shri D.V. Sadananda Gowda: Law & Justice 9. Sushri Uma Bharati: Water Resources, River Development and Ganga Rejuvenation 10. Dr. Najma A. Heptulla: Minority Affairs 11. Shri Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 12. Shri Kalraj Mishra: Micro, Small and Medium Enterprises 13. Smt. Maneka Sanjay Gandhi: Women and Child Development 14. Shri Ananthkumar: Chemicals and Fertilizers 15. Shri Ravi Shankar Prasad: Communications and Information Technology 16. Shri Jagat Prakash Nadda: Health & Family Welfare 17. Shri Ashok Gajapathi Raju Pusapati: Civil Aviation 18. Shri Anant Geete: Heavy Industries and Public Enterprises 19. Smt. Harsimrat Kaur Badal: Food Processing Industries 20. Shri Narendra Singh Tomar: Mines, Steel 21. Shri Chaudhary Birender Singh: Rural Development, Panchayati Raj, Drinking Water and Sanitation 22. Shri Jual Oram: Tribal Affairs 23. Shri Radha Mohan Singh: Agriculture 24. Shri Thaawar Chand Gehlot: Social Justice and Empowerment 25. Smt. Smriti Zubin Irani: Human Resource Development 26. Dr. Harsh Vardhan: Science and Technology, Earth Sciences MINISTERS OF STATE 27. General V.K. Singh: Statistics and Programme Implementation (Independent Charge), External Affairs, Overseas Indian Affairs 28. Shri Inderjit Singh Rao: Planning (Independent Charge), Defence
  • 8. 29. Shri Santosh Kumar Gangwar: Textiles (Independent Charge) 30. Shri Bandaru Dattatreya: Labour and Employment (Independent Charge) 31. Shri Rajiv Pratap Rudy: Skill Development & Entrepreneurship (Independent Charge), Parliamentary Affairs 32. Shri Shripad Yesso Naik: AAYUSH (Independent Charge), Health & Family Welfare 33. Shri Dharmendra Pradhan: Petroleum and Natural Gas (Independent Charge) 34. Shri Sarbananda Sonowal: Youth Affairs and Sports (Independent Charge) 35. Shri Prakash Javadekar: Environment, Forest and Climate Change (Independent Charge) 36. Shri Piyush Goyal: Power (Independent Charge), Coal (Independent Charge), New and Renewable Energy (Independent Charge) 37. Dr. Jitendra Singh: Development of North Eastern Region (Independent Charge), Prime Minister's Office, Personnel, Public Grievances & Pensions, Department of Atomic Energy, Department of Space 38. Smt. Nirmala Sitharaman: Commerce and Industry (Independent Charge) 39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism (Independent Charge), Civil Aviation 40. Shri Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs 41. Shri Ram Kripal Yadav: Drinking Water & Sanitation 42. Shri Haribhai Parthibhai Chaudhary: Home Affairs 43. Shri Sanwar Lal Jat: Water Resources, River Development & Ganga Rejuvenation 44. Shri Mohanbhai Kalyanjibhai Kundariya: Agriculture 45. Shri Giriraj Singh: Micro, Small & Medium Enterprises 46. Shri Hansraj Gangaram Ahir: Chemicals & Fertilizers 47. Shri G.M. Siddeshwara: Heavy Industries & Public Enterprises 48. Shri Manoj Sinha: Railways 49. Shri Nihalchand: Panchayati Raj 50. Shri Upendra Kushwaha: Human Resource Development 51. Shri Radhakrishnan P.: Road Transport & Highways, Shipping 52. Shri Kiren Rijiju: Home Affairs 53. Shri Krishan Pal: Social Justice & Empowerment 54. Dr. Sanjeev Kumar Balyan: Agriculture 55. Shri Manuskhbhai Dhanjibhai Vasava: Tribal Affairs 56. Shri Raosaheb Dadarao Danve: Consumer Affairs, Food and Public Distribution 57. Shri Vishnu Deo Sai: Mines, Steel 58. Shri Sudarshan Bhagat: Rural Development 59. Prof. (Dr.) Ram Shankar Katheria: Human Resource Development 60. Shri Y.S. Chowdary: Science and Technology, Earth Science 61. Shri Jayant Sinha: Finance 62. Col. Rajyavardhan Singh Rathore: Information & Broadcasting 63. Shri Babul Supria (Babul Supriyo) Baral: Urban Development, Housing and Urban Poverty Alleviation 64. Sadhvi Niranjan Jyoti: Food Processing Industries 65. Shri Vijay Sampla: Social Justice & Empowerment.
  • 9. Important General Awareness Questions:  National Housing Bank is a subsidiary of which Institution – RBI  How many Asian games Gold won by India – 11  MOM (Mars Orbit Mission) – Space Craft Orbiting Mars reached on which day -24th September 2014  Syndicate Bank Tagline - Your Faithful And Friendly Financial Partner  Bank to starts card-less cash withdrawal – Bank of India  Question related to Interest on Loan – Weather it is a flat rate or on reducing balance  Question on share of Indian Gov. in BMB (Bhartiya Mahila Bank)?  Question on the name of power project in UP?  Hewlett Packard is related with – IT  Question on Minimum Sex Ratio – Daman & Diu (UT) and Haryana (State)  Country which doesn’t follow euro Currency is?  Swachta Udyami Yojna launched by which ministry - Minister of State for Social Justice and Empowerment  Cairo is Capital of – Egypt  GDR full form – Global Depository Receipts  What is the mean of O in NRO – Ordinary  What is the mean of C in CAMELS – Capital Adequacy  Reason for crossing of cheque in the corner is?  KUUCHIPUDI dance of which state – Andhra Pradesh  Banking ombudsman launched by – RBI  Question on Reverse repo rate & Repo rate  Minister of Tribal Affairs – Jual Oram  IRDA Full form –Insurance Regulatory Development Authority  One question related with Basel III  Runner in KABADDI game in Asian Games– Iran  Capital of South Korea - Seoul  Old name of Axis Bank – UTI Bank  Which country DON'T have dollar currency - One of the option was SWEDEN  What is "Hundi" - Financial instrument that developed on the Indian sub-continent for use in trade and credit transactions. Hundis are used as a form of remittance instrument to transfer money from place to place, as a form of credit instrument or IOU to borrow money and as a bill of exchange in trade transactions.
  • 10.  Means of M in OMO – Market  Umbrella Movement- 2014 - Hongkong Protest  NPA is declared Time limit- 90 Days Overdue  Which year was the first nuclear explosion in India's named Smiling Buddha- 1974  Minimum amount in PPF- Rs 500  SBI launched multicurrency card in association with – Mastercard  Kathakali Dance belongs to which state- Kerala  Most Valuable player in Asian Games 2014 India's Campaign - Mary Kom (otherwise Kosuke Hagino)  Committee to examine the current monetary policy- Urijit Patel Committee  Currency of Algeria- Dinar  What is universal Banking - A banking system in which banks provide a wide variety of financial services, including both commercial and investment services.  Two lives book written by -Vikram Seth  Invention of Alfred Nobel- Dynamite  What ‘E’ denotes in NRE?- External (Non Resident External)  Which State launched Nutrition Mission recently- Uttar Pradesh  Who is the founder of the famous Red Cross Foundation - Henry Dunant, Gustave Moynier  Which insurance company has the tagline ‘Aapke Sachche Advisor’- Max Life Insurance  Who headed the panel that recommended diluting govt. share in public sector banks to below 50% - P J Naik  On a certain angle, the security thread on a rupee note changes to – Blue  Who is popularly known as Lok Nayak - Jayaprakash Narayan  HDFC Standard Life is a – Life Insurance Company  MICR – Magnetic Ink Character Recognition  In which option no photo to be asked for bank account from?  Shanti Swaroop Bhatnagar Award in the field of – Science & Technology  Saving & Current Account for banks helps in maximising what?  Least Female Literacy Rate – Rajasthan (52.6%)  One Question on SARFAESI Act  Scheme related to empowerment of Adoloscent Boys – Saksham  Ram Naik governor of which state - Uttar Pradesh  C in CRR - Cash reserve ratio  CM of Tamilnadu - O. Panneerselvam  Egypt Currency - Egyptian pound  SBI multi currency card for currency name  Who is HL dattu – Chief Justice of India  IFSC full form- Indian Financial System Code
  • 11.  Bank give load to another bank on which rate- MSF (Marginal Standing Facility)  What is credit card- a small plastic card issued by a bank, building society, etc., allowing the holder to purchase goods or services on credit  Who is Messi - Football Player  One question related to Pradhan Mantri Gram Sadak Yojna  SEBI, IRDA, PFRDA and FMC to be merged into a Unified Financial Agency (UFA)  Original name of Canara Bank?  "Unbreakable" is the biography of Mary Kom  President of Belgium?  One question about Bermuda region  Axis Bank tagline - Badhti ka naam Zindagi  SBI tie with BNP Paribas.  Payment bank related question  CTRL + Z in word ? Undo  Windows Explorer is a Browser  UN declare Ebola as Universal Calamity.  Wrestling gold in 65 kg category - Yogeshwar Dutt  What is the full form of PIO ? -PERSON OF INDIAN ORIGIN  The border between India and China is called as - Macmohan Line  Who is the founder of Wipro - Ajim Premji  Modi addressed which session of UN general assembly ? - 69th  How many golds India won in Asian Games 2014 ? – 11  hum hain na is the tagline of which bank ? -ICICI bank  how many country participated in fifa world cup 2014 ? – 32  Peso is the currency of which country(among the given options) ? - Argentina.  What is the currency of Germany ? – Euro  What is the full form of RIDF-RURAL INFRASTRUCTURE DEVELOPMENT FUND  What is the full form of NRLM ? -NATIONAL RURAL LIVELYHOOD MISSION  What is the full form of NPS ? -NATIONAL PENSION SCHEME  Who is the women and child development minister ? -MENAKA GANDHI  HDFC erdo is which type of company ?-General Insurance Company  What does K stands for in KCC- -Kisan  SBI MINOR ACC for children above 10 years is ? - Pehli Udan  WHO IS SANJAY LEELE BHANSALI ? - Bollywood Director  Who is the author of the book My years with Rajiv and Sonia ? - R D Pradhan  Which bank has largest number of mobile application user ? – SBI  Penicillin was discoverd by ? - Alexender Fleming  Where is the headquarters of FAO situated ? – Rome
  • 12.  What is the full form of dos-disk operating system  What is the full form of gui-graphical user interface  A question based on clean note policy and Rbi star series  Where is the headquarter of Prathma Bank ? – Moradabad  The Tagline of HDFC is - We understand your world  Which bank opened smart card account – ICICI bank  In Varistha pension Bima scheme will be administrated by – LIC  The director of Singham Returns movie – Rohit Shetty  Tashkent is the capital of – Uzbekistan  Sati Pratha was abolished by – Raja Ram Mohan Rai  The current Railway minister in Modi govt. is: Sadanand Gowda  Basic saving bank deposit account maximum credit amount in a year is – 1 lakh  The Full form of PKI is – Public Key Infrastructure  The president of Iran is : Hassan Rouhani  Author of Revolution 2020: Chetan Bhagat  Which country is part of European Union but do not use euro currency–Denmark  3 ATM transaction usage from different bank in a month is applied to which city:  CBS Full form- Core Banking Solution  Cyrus Mistry is the CEO of – TATA group  Kakrapar atomic power plant is located in – Gujarat  DNA full form: Deoxy ribonucleic acid  Who was the home rule league moment leader - Annie Besant/ Bal Ganga Dhar Tilak  What is the name of the committee on Banking Ombudsman – Suman Verma Committee  What does “S” stands in CDSL – Securities [Central depository Securities depository ltd.]  RBI given Banking license to IDFC and - Bandhan  IFSC Code contain how many digits- 11 alphanumeric code  On tap licensing means?  EBW full form - Export Bills Permitted to be Written off  BSE is given trade facility – online  Which country got gold medal in 25mr air rifle in Asian games?  Full form of PMJDY – Pradhan Mantri Jan Dhan Yojana  According to WHO, Highest rate of Child marriage – Bangladesh (India ranked 2nd)  Agaria Tribe belongs to which state – Madhya Pradesh  Capital of Tanzania – Dodoma  DIGC insurance cover is headed by – Central Govt.  The initial minimum paid-up capital for a private bank shall be Rs.200 crore  MTSS is used for - personal remittance  Currency of Cambodia – Riel
  • 13.  What is A in ATM – Automated  Capital of Afghanistan – Kabul  Hard Choice author - Hillary Clinton  Who invented Dynamite – Alfred Nobel  Capital of Argentina: Buenos Aires  Which actor's father is a famous badminton player - Deepika Padukone  Word C stand for what in CP- commercial paper  A scheme related to person named Deen Dayal Upadhya?  Bank used to what method to read code on cheque - MICR.  Purpose of starting Minor account for 10 years children - Financial inclusion  Kundankulam nuclear plant is an agreement between India and __ - Russia  CVV full form – Card Verification Value  Who won first gold medal in squash in Asian games?  According to census what percent of pop. Was below 35 yrs of age?  Minority affair minister – Najma Heptulla  Yogakshemam Vahamyaham is the slogan of – LIC  Bank of International Settlement headquarter – Switzerland  Currency of Spain – Euro  Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account  Foreign Institutional Investor – FII  Writer of The Mother I Never Knew - Sudha Murthy  L stands in SLR- liquidity  Money laundering is done to- Avoid tax  Abhinav Bindra wins Two Bronze & Retired  When did Manalapan reach Mars - 24 September 2014  In how days KYC custom fill identity proof – 5 working days  Nuku’alofa is the capital of – Tonga  Nitin Gadkari related to which ministry – Transport  Which Indian movie selected for Oscar Award 2015 - Liar's Dice  PPF limit change from 1 lakh to 1.5 lakh  Largest hydroelectric power plant in India – Koyna  Fusion points agreement 118 countries related to –  What is 'M' in MIFF- Mumbai (MIFF- Mumbai International Film festival)  Heidelberg Cement India': - Ashish Guha  Mogadishu is the capital of – Somalia  Basic saving bank deposit account maximum credit amount in a year – 1 lkh  NIM full form- Net Interest Margin  MTSS- Money Transfer Service Scheme  Kisan vikas patra was closed by govt. earlier why - to avoid Money laundering activities  Vishal Sikka is CMD of which company – Infosys
  • 14.  One question on Negotiable Instruments Act, 1881  RBI issued the permission to Muthoot finance to set up - white label ATM  SBI life insurance partnered with – BNP Paribas Cardif  Merchant payments in India is controlled by – SEBI  According to census 2011 every ____ in the world population is Indian.  Who gave the principle of objects submerged partially or fully in water – Archimedes  According to census 2011 Lowest density state - Arunachal Pradesh  Which country does not belong in European Union but use Euro as a currency - Vatican city  Who won bronze medal in swimming: Sandeep Sejwal  Jai hind slogan given by – Subhash Chandra Bose  Capital of Turkey: Ankara  Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs. 50,000  In NSDL ,word ”S” stands for - National Securities Depository Limited  SBI tag line: Pure Banking Nothing Else  Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma  Bank celebrate 150 years with Sri Lanka: SBI  Cheque amount written is called exchange of notes done by customer  Overnight money needed by bank from RBI on which rate bases: MSF  Poverty elevation minster – Ramvilas Paswan  CPI full form: Consumer Price Index  Urban Development and Parliament minister: Venkaiah Naidu  Why is RTGS used?  In NECS ,S stands for-Service(National electronic Clearing Service)  Introductory loan rate is also Known as –Teaser Loan rate  Ravi Shankar Associated with which instrument-Sitar  RBI allowed the age of MD of all PSU till -70 yr  Gas caused Most Global Warming-CO2  Maximum Population Density –Bihar  Governor of Maharashtra-Chennamaneni Vidyasagar Rao  Question on D-SIB Domestic Systematically important bank  Capital of UAE-Abu Dhabi  Which is Credit Information Bureau-CIBIL  PM David Cameroon went to Scotland to appeal-To remain part of UK  According to CAG report 46% poor in 3 states-Bihar,Maharashtra,UP  Interest on saving account of schedule banks is calculated on-Daily basis  US open Tennis winner-Marin Cilic  CTS save time and cost by eliminating-Physical movement of Cheques
  • 15.  Plastic notes of Rs 10 as a trial by RBI in which city-Simla, Kochi, Jaipur, Bhubaneswar and Mysore.  Multicurrency card by SBI in tie up with-Master Card  ICICI Bank launches card less cash withdrawal services- To avail this facility, a sender has to register the recipient's name, mobile number and address. On receiving a six-digit reference code, the recipient can withdraw cash from the bank's ATMs within two days of the transaction.  FMP with respect to Mutual Fund stands for-Fixed maturity Plan  DMRC and Master card to launch a uniform card-with ICICI bank  Reverse Mortage Scheme is Facility for-Senior Citizens  Book The Lives of Others. Neel Mukherjee.  Ebola Cause Maximum harm in Which Country  Nikkei is index of-Tokyo Stock exchange  Lisbon is capital of which country? Portugal  question regarding "Pahla kadam , pahli udan"-SBI for minor 10 years and above  Current pm of UK- David Cameroon  Brics bank name - New Development Bank  Currency of Saudi Arabia? Riyal  Shivasundram hypro power project, state name.  Asiad 2014 games were organised in which city – Icheon  Priyanka chopra in movie mary kom playing role of – Boxer  REPO RATE- 8%  SEBI extended guide line to appoint at least one women in board of director- 31march 2015  Upallu srinivas –Madolin  Cantolania referendum from which country- Spain  RBI limited ATM facility on 5 cities, who are not come under this term- BSBDA account holder  Govt going to sell stake in 3 PSU, one of them – ONGC  One question on solar project  C stands for in "KYC" Customer  Rupay set up for which banks?? Selected few banks  which motor company ceo visited india recently - General Motors  One question on ozone layer  Northern railway started -Go india smart card  Pension scheme for uorganised sector – Swavalamban  One question on real state infrastructure fund  One question on senior citizen account  Minimum capital required for foreign bank to open branch  Woman Card related question  Reit full form - Real Estate Investment Trust
  • 16. TO PURCHASE ONLINE STUDY MATERIAL OF IB ACIO EXAM CALL 09874581055 OR EMAIL AT tamal253@yahoo.com