The Moorings Community has been partnering with Indian River Habitat for Humanity since 1999, raising funds and providing volunteers to help build affordable homes for families in need. Over the past 13 years, The Moorings Community has raised over $182,000, recruited over 600 donors and volunteers, and helped sponsor the building of 50 homes through their contributions and support of Indian River Habitat for Humanity.

1. Working together to build
homes, communities and hope.
HOUSE Fa1 ily, 2001
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tt m
-Dorse
The Dixon
HOUSE #5
The Weir F 0
amily, 201
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Since 1999, The Moorings Community has built 50 homes.

2. Construction Volunteers of the Year
The building of Habitat houses
by our construction volunteers
is a vital part of our Habitat
commitment. This past year
our crew of Gavin Ruotolo,
Jim Gregg, Fred Weber, Greg
Peters, John Beatty, Francoise
Casale, Walt Nelson, Richard
Binnington, Cyndy Hazlewood,
John Morris, Anthony D’Elia
and Dick Winkler, built 3 homes! 2008 2009
Bob Walsack John Beatty
2010 2011 2012
Cyndy Hazlewood Fred Weber Gavin Ruotolo
Community Contribution Tax Credit Program
The State of Florida’s Community
Contribution Tax Credit Program
(CCTCP) not only enables a
deserving family to get a home, but
a portion of The Moorings Club
sales tax is returned to Habitat. This
is a result of many of our members
spending hours toiling under the
hot sun building affordable houses
for deserving families. Over the
years, the CCTCP tax refund check
made out to Habitat has averaged
over $100,000.

3. The Moorings Community is a
Very Special Community
Our affiliation with Indian River Habitat for Humanity (IRHFH) started in 1999 when a
small group of our members raised $30,000 to build one house. The chart below depicts
our 13 year history. A lot of time, sweat and effort has been expended by our members
to attain this achievement. This past year, 172 people donated to the Annual Appeal;
170 players participated in the Habitat Golf and Tennis events; 70 athletes walked or
ran in the 5K; 60 players participated in our inaugural bridge tournament; and, 325
people attended the Habi-Cocktail party. We also had 12 construction volunteers build
3 houses and over 50 members worked on various committees.
2001 2007 2012
$195,331
$182,943
Funds Raised $30,000
by The Moorings
Number of Donors, 166 433 609
Volunteers & Participants
Cost* to Sponsor a Habitat $30,000 $47,000 $50,000
Home (*sticks and bricks)
Number* of Homes Built 1 25 50*
by The Moorings (*cumulative)
*10 homes sponsored by Carey Estate Bequest
Affiliate of the Year for the 5th Time
The Moorings is proud to partner with Indian River
Habitat for Humanity. Once again, Andy Bowler and his
dedicated staff have been named “Affiliate of the Year”
for the 5th time in the last 6 years by Habitat International
in the medium-sized category. Indian River Habitat is by
far the most distinguished affiliate in the country.

4. Working together, making a difference.
It is impossible to recognize everyone who has contributed to the success of this program
over the past 13 years. Pictured below are some folks who have been instrumental in
The Moorings’ success. Thanks to all who have made contributions, big or small!
The Moorings Habitat Committee
Cary’s Cove: Charlie Cary passed away in 2007 and made
good on his promise, leaving $500,000 to the Moorings Fund.
The money was used to build 10 new houses. Thanks Charlie!

5. Bradford Burnham
1921 - 2011
With deep regret, we say farewell to our
friend and Habitat Hero, Brad Burnham who
passed away on December 21, 2011. Brad,
who started the Moorings Habitat Committee
back in 1999 along with Paul Field, played a
huge role in getting the Moorings Community
involved with Indian River Habitat for
Humanity (IRHFH). From the get-go, Brad
jumped right in and recruited committee
members, established an Annual Fall Appeal,
encouraged more people to volunteer and
attended every wall-raising and ribbon-
cutting ceremony he could.
On March 24, 2012, IRHFH remembered
Brad by renaming its office and training
facility “The Burnham Center.” We miss you
Brad, but you will be forever in our hearts
and those whose lives you have touched.
Brad’s wife, Joan and family stand by the new
IRHFH office and training center sign.

8. What it Takes to Be a Habitat Homeowner
Applicants must have a need, the ability to pay and the willingness to partner.
They must also:
• be a legal resident of the United States.
• be current on any non-medical debt.
• be a resident or work in Indian River County for at least one year.
• have an income between $16,150 to $43,100 for a family of four.
• be able to make payments on an interest free mortgage of approximately
$450/month.
• contribute 300-500 hours of sweat equity.
• attend numerous classes on topics such as home maintenance/construction,
budget and finances, legal issues and neighborhood relations.
In today’s economic climate, Indian River Habitat for Humanity
Homeowners beat the national and state average mortgage
default rate. With over 300 homes completed, only five IRHFH
homeowners have gone into foreclosure. That is a rate of
1.6%, which is much lower than the national and state average.
THE SCHOLARSHIP PROGRAM
Indian River Habitat for Humanity
established its Scholarship Program
in 2008 to assist homeowners and their
children in furthering their education.
The program helps subsidize after school
and summer care as well as educational
scholarships for homeowners and/or their
children.
In 2008, the Moorings Committee gave $5,000 to the Scholarship Program. Our first
scholarship recipient was Attila Gabor (pictured above, far left), a recent Georgia Tech
graduate with an aerospace engineering degree. Attila now works at Piper Aircraft. Our
Committee was so impressed with the success of the Scholarship Program, we now
allocate 10% of the money we raise each year. Also pictured above is the rest of the
Gabor Family. Angelica (to the right of Attila) just graduated from the University of
Florida, Anastasia (far right) just completed her first year of college at the University of
Florida, and in the center, Rosalinda, proud mom and Habitat homeowner, who worked
hand-out,
two jobs to make sure her children would have a better life!
Habitat is not a
it is a HAND-UP!
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Gabor family Photo taken by Benjamin Hager, Vero Beach 32963