Smart Cards Benefits of Smart Cards What’s in a Smart Card? History of Smart Cards Types of Smart Cards Applications of Smart Cards Uses of Smart Cards Advantages and Disadvantages of Smart Cards
A small electronic device about size of a credit card that contains electronic memory and possibly an embedded Integrated Circuit (IC).
Two types of Smart Cards are there: 1. Memory Only Chips. 2. Microprocessor Chips.
Invented by Helmut Grottrup Jurgen Dethloff In 1968 Helmut Jurgen Grottrup Dethloff
1968- German inventors patent combination of plastic cards with micro chips. 1970- Japan patent different version. 1974- Roland Moreno invents integrated chip card and patents it in France. 1977- Motorola produces first smart card microchip. 1979- Motorola develops first single chip microcontroller for bank in France. 1982- ATM cards with smart chips tested and smart chips placed on telephone cards. 1991- AT&T declared its contact less smart card. 1992- Germany uses smart card for health care. 1996- First university campus deployment of chip cards.
Identification Authentication Data Storage Portability Easy to use
Improve the convenience and security of any transaction. Provide tamper proof storage of user and account identity. Provide vital components of system security. Protect against a full range of security threat.
Typical Configuration: - 256 byte to 4kb RAM 8kb to 32 kb ROM 1kb to 32kb EEPROM Crypto-coprocessors (implementing 3DES,RSA etc; in Hardware) are optional 8-bit to 16-bit CPU. 8051 based designs are common.
Contact Smart Card Contact area of 1 square centimeter. It is inserted into a reader then chips makes contact with electrical connectors. Contact Smart card Readers
Contactless Smart Card Contactless Smart Card is any pocket sized card with embedded IC’s Benefits Contactless Smart Card Reader
Dual-interface Cards• In this, it is possible to access the same chip using either contact or contactless interface. Hybrid Cards• A hybrid cards having two chips.
Cash Card “An embossed plastic card bearing the name and account details of a bank ,used with a personal identification number to obtain money.”
Debit Card“An electronic card issued by a bank which allows bank clients access to their account to withdraw cash or pay for goods and services.”
Control Access CardIt is a plastic card used to gain control access.
Applications Of Smart Cards1.Banking & Retail:- Smart banking cards can be used as credit, direct debit cards. The microchip on the card and the card readers use mutual authentication procedures .2. Mobile Communications:- Smart Cards are used as identification device.
3. Electronic Purse:- Card readers retrieve the amount currently stored, and subtract the amount for the goods or services being purchased.4. Payphones:- The first card technology was used in 1983 in payphones in France. Its advanced features are like phone banking, on-line services.
5. Health Care Smart cards allow the information for a patients history to be safely stored .6. ID Verification A smart card is a device to store such information as a users picture or fingerprints
2. Mobile Telecommunicationsa) SIM Cards used on cell phonesb) Over 300,000,000 GSM Phones with Smart Cardsc) Mobile security, Billing Information etc
3. Information Technologya) Secure logon and authentification of users to PCs & Networksb) Encryption of Sensitive Data
Some Facts of Smart Cards The first card was issued in India by Visa in 1981. The countrys first Gold Card was also issued from Visa in 1986. The first international credit card was issued to a restricted number of customers by Andhra Bank in 1987.
Advantages: -1. Flexibility2. Cost & Availability3. Security4. Data Integrity5. Safety6. Easy to Use
Disadvantages: -1. Fees applied with the use of a card2. It gives liability issues if stolen or lost3. The accuracy of information is small4. Lack of technology to support users5. It is potential for too much data on one card if lost or stolen