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1. COLLEGE OF APPLIED SCIENCE AND PROFESSIONAL STUDIES, CHIKHLI
VEER NARMAD SOUTH GUJARAT UNIVERSITY, SURAT
BACHLOR OF COMPUTER APPLICATION(B.C.A.)
3rd YEAR
SEMINAR REPORT
ON
“SMART CARDS”
GUIDED BY: SUBMITTED BY:
ASS. PROF. PRAGNESH B. DESAI SAHRE AJAY S.

2. Introduction
In 1968 German inventors patent
combination of plastic cards with micro
chips.

3. History
 1968
German inventor Jurgen Dethloff along with Helmet Grotrupp filed a
patent for using plastic as a carrier for microchips.
 1970
Dr. Kunitaka Arimura of Japan filed the first and only patent on the
smart card concept
 1974
Roland Moreno of France files the original patent for the IC card, later
dubbed the “smart card.”
 1977
Three commercial manufacturers, Bull CP8, SGS Thomson, and
Schlumberger began developing the IC card product.

4. History
 1979
Motorola developed first single chip Microcontroller for French
Banking
 1982
World's first major IC card testing
 1992
Nationwide prepaid card project started in Denmark
 1999
Federal Government began a Federal employee smart card
identification

5. What is a Smart Card?
 Standard credit card-sized with microchip embedded on it
 Two types
 Memory-only chips
 Microprocessor chips

6. What is a Smart Card?
 Can hold up to 32,000 bytes
 Newer smart cards have math co-processors
 Perform complex encryption routines quickly

7. Construction of Smart Cards

8. Examples of Smart Cards

9. Applications
 Payment System
 Smart Networking
 National ID / Authentication
 University Identification
 Financial Applications
 Retail & Loyalty
 Communication Applications
 Transportation

10. Types of Smart Cards
 Contact Cards
 Contactless Cards
 Dual Interface / Combi cards

11. Contact Cards
 The contact cards need to be in physical contact with the
card reader in order for information to be exchanged. The
integrated circuit on the chip is connected to a contact plate
(typically a gold plate) on the surface of the card.
 Contact cards make up 91.92% of the total smart card market
as of 2002

12. Contactless Cards
 Contact-less smart cards contain an embedded antenna,
instead of contact pads attached to the chip, for reading and
writing information contained in the chip's memory. Contact-
less cards do not have to be inserted into a card acceptor
device.
 Student identification, electronic passport, vending ,parking
and tolls are common applications for contact-less cards.

13. Dual Interface cards
 In more recent developments, there are now cards with both a
contact and a contact less interface (dual interface or combi-cards).
 These may incorporate two non-communicating chips - one for each
interface - but preferably have a single, dual interface chip
providing the many advantages of a single e-purse, single operating
architecture, etc.

14. Parts of Smart Card
 Generally, it is made up of three
elements. The plastic card, a
printed circuit or contact disc and
an integrated circuit chip are
embedded on the card.

15. Advantages
 Flexibility
 Security
 Portability
 Increasing data storage capacity
 Reliability.

16. Disadvantages
• NOT tamper proof
• Can be lost/stolen
• Lack of user mobility – only possible if user has smart card
reader every he goes
• Has to use the same reader technology
• Can be expensive
• Working from PC – software based token will be better
• No benefits to using a token on multiple PCs to using a smart
card
• Still working on bugs

17. Why Smart Cards?
 Enhanced security
 Offline transactions
 Multifunctional
 Customization
 Economical
 Portable

18. Future
 Health Services
 Education
 Transportation
 Welfare
 Entitlement Documents
 Telecommunications

19. Thanks