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The Federal Government
What is it and Why does it matter?
What does “government” mean to you?
What is government?

―Government is not reason, it is not
 eloquence – it is force‖ ~ George
 Washington

Only institution that has the power to…
• Take Property
• Imprison People
• Execute People
Our Government: A History Lesson
• Was this guy the first
  president of the United
  States of America?
• On April 30, 1789,
  George Washington,
  standing on the balcony
  of Federal Hall on Wall
  Street in New York,
  took his oath of office
  as the first President of
  the United States.
Then who the heck was this guy?

• Peyton Randolph
• First President of
  the Continental
  Congress’ United
  Colonies of America
• 9/08/1774-
  10/22/1774
• The First Continental Congress
  convened in Philadelphia on September
  5, 1774. The idea of such a meeting
  was advanced a year earlier by Ben
  Franklin, but failed to gain much
  support until after the Port of Boston
  was closed in response to the Boston
  Tea Party.
• Twelve of the 13 colonies sent
  delegates. Which one did not?
First Continental Congress
• Some of the most prominent figures of
  the era were among the 55 delegates
  in attendance, including George
  Washington, Samuel Adams, John
  Adams (2nd president & cousin to
  Samuel), Patrick Henry, Richard Henry
  Lee, John Jay and John Dickinson.
John Adams

             • Admitted to
               Massachusetts Bar,
               1761; Elected to
               Massachusetts
               Assembly, 1770;
               Attended First
               Continental
               Congress, 1774-'76;
               Signed Declaration
               of Independence,
Samuel Adams
• If ye love wealth greater
  than liberty, the
  tranquility of servitude
  greater than the
  animating contest for
  freedom, go home from
  us in peace. We seek not
  your counsel, nor your
  arms. Crouch down
  and lick the hand that
  feeds you; May your
  chains set lightly upon
  you, and may posterity
  forget that ye were our
  countrymen.
•
    —Samuel Adams
Patrick Henry

• ―Is life so dear, or
  peace so sweet, as
  to be purchased at
  the price of chains
  and slavery? Forbid
  it, Almighty God! I
  know not what
  course others may
  take; but as for me,
  give me liberty or
  give me death!
• March 23, 1775.
Richard Henry Lee

• His resolution "that
  these United Colonies
  are, and of right ought
  to be, free and
  independent States,"
  approved by the
  Continental Congress
  July 2, 1776, was the
  first official act of the
  United Colonies that set
  them irrevocably on the
  road to independence.
John Jay

• First Chief Justice of
  the Supreme Court
  of the United States,
Who is this?
John Dickinson

                 • Dickinson was a
                   delegate to both
                   Continental
                   Congresses and
                   created a minor
                   furor by refusing to
                   sign the Declaration
                   of Independence.
• The United States’ Declaration of
  Independence was an act of the
  Second Continental Congress, adopted
  on July 4, 1776, which declared that
  the 13 Colonies in North America were
  "Free and Independent States" and
  that "all political connection between
  them and the State of Great Britain, is
  and ought to be totally dissolved."
Second Continental Congress
• On May 10, 1775, the members of the
  Second Continental Congress met at
  the State House in Philadelphia. There
  were several new delegates including:
  John Hancock from Massachusetts,
  Thomas Jefferson of Virginia, and
  Benjamin Franklin from Pennsylvania.
John Hancock
• In 1768 his sloop
  Liberty was impounded
  by customs officials at
  Boston Harbor, on a
  charge of running
  contraband goods. A
  large group of private
  citizens stormed the
  customs post, burned
  the government boat,
  and beat the officers,
  causing them to seek
  refuge on a ship off
  shore. Soon afterward,
  Hancock abetted the
  Boston Tea Party.
• The signature of John Hancock on the
  Declaration of Independence is the most
  flamboyant and easily recognizable of all.
Thomas Jefferson

• Secretary of state
  under George
  Washington,
• Vice-president in the
  administration of
  John Adams
• President of the
  United States from
  1801 to 1809.
Benjamin Franklin

• Statesman, scientist,
  inventor, publisher of
  the Pennsylvania
  Gazette, author of Poor
  Richard's Almanac,
  member of the
  Continental Congress
  and the Constitutional
  Convention, signer of
  the Declaration of
  Independence, first
  U.S. Postmaster
  General, American
  commissioner to Paris.
• The Declaration of Independence
  4/4/1776
• The U.S. Constitution 9/17/1787
• Eleven years between the two.
• And still 2 more years before we
  actually elect George Washington as
  president!!
• The United States Constitution was
  adopted on September 17, 1787, by
  the Constitutional Convention and later
  by conventions in each state; it has
  since been amended twenty-seven
  times,
• the first ten amendments being known
  as the Bill of Rights.
• The U.S. Constitution is the world's
  oldest federal constitution.
• The handwritten, or "engrossed",
  original document is on display at the
  National Archives and Records
  Administration in Washington, D.C.
Three Branches of Government

• The Executive Branch
  • The President
  • Cabinet
  • Executive Office of the President
• The Legislative Branch
  • House of Representatives
  • Senate
• The Judicial Branch
  • Supreme Court
The Executive Branch
PRESIDENTIAL QUIZ
44th President: Barack Obama
The Basics of the Presidency

• Can be elected for up to two terms of
  four years each
• Must be a Natural Born Citizen
• 35 Years Old
• Have lived in the U.S. for 14 years
• Can this guy be
  president?
• If we do what?
The Vice President

• President of the Senate
  • Tie-Breaker
• Second in line for the
  Presidency
• Previously the VP was
  distanced because if a
  disagreement came up
  then the President cannot
  fire the VP.
Vice President Joe Biden
Types of Presidential Power

• Power to Inform
  -- State of the Union, Bully Pulpit
• Veto Power
• Appointment Power
• Power to Recommend
• Commander-in-Chief
The Effect of Appointment Power
on the Consumer

• President names the heads of
  Regulatory Agencies.
• Then must be confirmed by the
  Senate.
• Gives the President the ability to
  influence regulatory policy.
Inherent Executive Power

 “The executive power shall be vested in
     a President” ~ U.S. Constitution
• Executive Orders
  • Is a presidential directive that has the
    force of law, though it is not enacted by
    Congress.
  • Armed Services EO by Truman
  • Desegregation of schools EO by
    Eisenhower
Inherent Executive Power

            Executive Orders
• Carter and concern for Consumers
  • 12160 - Enhancement and coordination of
    federal consumer programs
  • 12265 - Providing for enhancement and
    coordination of Federal consumer
    programs
Executive Privilege

• EXECUTIVE PRIVILEGE refers to the
  assertion made by the President or
  other executive branch officials when
  they refuse to give Congress, the
  courts, or private parties information
  or records which have been requested
  or subpoenaed, or when they order
  government witnesses not to testify
  before Congress.
The President’s Cabinet

• Appointed by the President
• The Secretary of 15 major Departments
Agriculture                 Interior
Commerce                    Justice
Defense                     Labor
Education                   State
Energy                      Transportation
Health and Human Services   Treasury
Homeland Security           Veterans Affairs
Housing and Urban
Development
                            White House Webpage
The President’s Staff

 The Executive Office of the President
 • Council of Economic Advisers
 • Council on Environmental Quality
 • Office of Administration
 • Office of Management and Budget
 • Office of National Drug Control Policy
 • Office of Science & Technology Policy
 • President's Foreign Intelligence Advisory
   Board
 • United States Trade Representative
 • White House Office
1,800 Employees
The President’s Staff

White House Offices
•   Domestic Policy Council
•   Homeland Security Council
•   National Economic Council
•   Office of Faith-Based and Community Initiatives
•   Office of the First Lady
•   Office of National AIDS Policy
•   Privacy and Civil Liberties Oversight Board
•   USA Freedom Corps
•   White House Fellows Office
•   White House Military Office
White House Consumer Advisor

• 1964 – Esther Peterson
• Personnel in the White House worked
  to sustain the consumer interest
  through the U.S. Office of Consumer
  Affairs
• Closed in the 1990’s
The Bureaucracy

• What does it mean?
  • Organization designed to perform a
    particular set of tasks
• Red Tape
• Professional Civil Servants
• Two million employees
The Legislative Branch
The Legislative Branch: Congress

Bi-Cameral Legislature (Two-Branches)
  1. House of Representatives: Lower
     Chamber
  2. Senate: Upper Chamber
The House of Representatives

• 435 Voting Members
         256 Democrats
         178 Republicans
         1   Vacancy
• Requirements 25 years old, lived in
  U.S. for 7 years and a resident of the
  area that they represent
• Two-Year Term
Congressional Leaders:
House of Representatives


Speaker of the House • Nancy Pelosi (CA)
Majority Leader      • Steny Hoyer (MD)
Majority Whip        • James Clyburn (SC)

Minority Leader            • John Boehner (OH)
Minority Whip              • Eric Cantor (VA)
Your Representative

• Each District has
  about 650,000
  people based on the
  census
• Districts are
  redrawn every 10
  years
What Does YOUR Representative
do for YOU?
• The interests of your district
• Serves on committees
• Speaks on the floor of the House
• Tries to get money back to the district
• Raises money to get re-elected
• Assist constituents with Gov’t agencies
  • District Offices
The Senate

• Two Senators per State, Currently:
  •   57 Democrats
  •   2 Independents
  •   40 Republicans
  •   One race not yet called (minnesota)
The Senate

• Serve Six-Year Term
• One-third of the Senate up for re-election
  every two years
• Must be 30 Years Old, Citizen for 9 years,
  inhabitant of the state they represent
• Sixteen Standing Committees
Congressional Leaders:
Senate

President of the    • Joe Biden
  Senate
President Pro Tem   • Robert Byrd(WV)
Majority Leader     • Harry Reid (NV)
Majority Whip       • Richard Durbin (IL)

Minority Leader     • Mitch McConnell (KY)
Minority Whip       • John Kyl (AZ)
Congressional Power:
From the Constitution


• Declare War
• Raise and support armies
• Lay and Collect Taxes
• Ratify Treaties
• Borrow Money
• Regulate Interstate Commerce
• Coin Money
• Establish Post Offices
• Issue Patents and Copyrights
Let’s look at that “borrow money” a little closer…


• http://www.cbc.ca/world/story/2008/1
  0/03/us-bail.html
Congressional Investigation

• Agency Oversight
• Confirmation Hearings
• Investigative Hearings
  • Transportation Recall Enhancement,
    Accountability and Documentation Act
    2000 (TREAD)
The Judicial Branch
The Supreme Court

• Nine Justices: Associates and 1 Chief
• Appointed for Life
• Appointed by the President and
  Confirmed by the Senate
The Justices

•   John Roberts, Chief   •   Clarence Thomas
•   John Paul Stevens     •   Ruth Bader Ginsberg
•   Antonin Scalia        •   Steven Breyer
•   Anthony Kennedy       •   Samuel Alito
•   David Souter
The Appointment Process

• President nominates someone
• Lots of Media Scrutiny
• Senate holds confirmation hearings
  • Trying to understand what this person will
    be like as a justice
• Senate votes: Need majority approval
Who is this woman?
The Power of the Supreme Court

• Judicial Review: The power of the
  court to declare laws made by
  Congress and State Legislatures null
  and void if they are in violation of the
  Constitution
• Base their decisions on
  • The Constitution
  • Precedence: Decisions in Previous Cases
Way of Interpreting the Constitution

• Original Intent
   What the founding fathers meant when
   they wrote the constitution
• Living Constitution Theory
   Consider the Constitution in light of the
   total history of the U.S.
• Plain Meaning of the Text
   Examines laws in light of what the words
   of the Constitution say
Other Thoughts on the Supreme Court…

• Justices appointed for life or until they
  choose to retire – good or bad thing?
• In class……What makes a good Justice?
More thoughts on
the Federal Government
Separation of Powers

• Definition: A system of government in
  which different institutions exercise
  different components of governmental
  power
• Checks and Balances: system put in
  place by the founders that gives each
  branch the power to block the actions
  of others
Congressional Checks on
Presidential Power
Presidential Power   Congressional Check
Make Treaties        Ratify by 2/3 Senate
Appoint Judges       Senate must confirm
Commander-in-Chief   Congress declares war
Veto Legislation     2/3 vote to override
Execute Laws         Enacted by Congress
Who checks Congress and the
Supreme Court?
CONGRESS
• Judicial Review!
• The Public

SUPREME COURT
• Senate when they vote on Justices
Federalism and Dual Sovereignty

• Big words that mean both the state and
  federal government have power within their
  own sphere

 Federal Legislature     State Legislature
Tax                    Tax
Regulate Interstate    Regulate Intrastate
Commerce               Commerce
Declare War            Education
Coin Money             Maintain Parks, Prisons
                       Manage programs (Medicaid)
So… Why does all this matter to me?
Your Day and How the Federal
Government affects it….
•   Your alarm clock
•   The lights in your room
•   How you know what to wear
•   What you eat
•   Roads you drive on
•   Worker protections
•   What you can download on your iPod
•   Mailing letters and bills
•   How many telemarketers call your house
•   The pillow and mattress you sleep on
The Uhl Model




Adopted from: Uhl, J. (1971). Consumer Education and protection:
A synergistic relationship.
Public Policy/Regulation


• Why do we need regulations?
  • To prevent undesirable actions
  • Markets may not workless than perfect
    competition
    • Monopolies
    • Externalities
  • Consumers lack information on important
    matters
    • Adverse consequences on health/safety
    • Adverse consequences on financial well-being
Why is this study tour important?

• It puts us in the mix of the Uhl Model.
• We are learning about consumer
  welfare by going to the place where
  public policy occurs!

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Structure of the Federal Government

  • 1. The Federal Government What is it and Why does it matter?
  • 3. What is government? ―Government is not reason, it is not eloquence – it is force‖ ~ George Washington Only institution that has the power to… • Take Property • Imprison People • Execute People
  • 4. Our Government: A History Lesson
  • 5. • Was this guy the first president of the United States of America? • On April 30, 1789, George Washington, standing on the balcony of Federal Hall on Wall Street in New York, took his oath of office as the first President of the United States.
  • 6. Then who the heck was this guy? • Peyton Randolph • First President of the Continental Congress’ United Colonies of America • 9/08/1774- 10/22/1774
  • 7. • The First Continental Congress convened in Philadelphia on September 5, 1774. The idea of such a meeting was advanced a year earlier by Ben Franklin, but failed to gain much support until after the Port of Boston was closed in response to the Boston Tea Party. • Twelve of the 13 colonies sent delegates. Which one did not?
  • 9.
  • 10. • Some of the most prominent figures of the era were among the 55 delegates in attendance, including George Washington, Samuel Adams, John Adams (2nd president & cousin to Samuel), Patrick Henry, Richard Henry Lee, John Jay and John Dickinson.
  • 11. John Adams • Admitted to Massachusetts Bar, 1761; Elected to Massachusetts Assembly, 1770; Attended First Continental Congress, 1774-'76; Signed Declaration of Independence,
  • 12. Samuel Adams • If ye love wealth greater than liberty, the tranquility of servitude greater than the animating contest for freedom, go home from us in peace. We seek not your counsel, nor your arms. Crouch down and lick the hand that feeds you; May your chains set lightly upon you, and may posterity forget that ye were our countrymen. • —Samuel Adams
  • 13. Patrick Henry • ―Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery? Forbid it, Almighty God! I know not what course others may take; but as for me, give me liberty or give me death! • March 23, 1775.
  • 14. Richard Henry Lee • His resolution "that these United Colonies are, and of right ought to be, free and independent States," approved by the Continental Congress July 2, 1776, was the first official act of the United Colonies that set them irrevocably on the road to independence.
  • 15. John Jay • First Chief Justice of the Supreme Court of the United States,
  • 17. John Dickinson • Dickinson was a delegate to both Continental Congresses and created a minor furor by refusing to sign the Declaration of Independence.
  • 18. • The United States’ Declaration of Independence was an act of the Second Continental Congress, adopted on July 4, 1776, which declared that the 13 Colonies in North America were "Free and Independent States" and that "all political connection between them and the State of Great Britain, is and ought to be totally dissolved."
  • 20. • On May 10, 1775, the members of the Second Continental Congress met at the State House in Philadelphia. There were several new delegates including: John Hancock from Massachusetts, Thomas Jefferson of Virginia, and Benjamin Franklin from Pennsylvania.
  • 21. John Hancock • In 1768 his sloop Liberty was impounded by customs officials at Boston Harbor, on a charge of running contraband goods. A large group of private citizens stormed the customs post, burned the government boat, and beat the officers, causing them to seek refuge on a ship off shore. Soon afterward, Hancock abetted the Boston Tea Party.
  • 22. • The signature of John Hancock on the Declaration of Independence is the most flamboyant and easily recognizable of all.
  • 23.
  • 24. Thomas Jefferson • Secretary of state under George Washington, • Vice-president in the administration of John Adams • President of the United States from 1801 to 1809.
  • 25. Benjamin Franklin • Statesman, scientist, inventor, publisher of the Pennsylvania Gazette, author of Poor Richard's Almanac, member of the Continental Congress and the Constitutional Convention, signer of the Declaration of Independence, first U.S. Postmaster General, American commissioner to Paris.
  • 26. • The Declaration of Independence 4/4/1776 • The U.S. Constitution 9/17/1787 • Eleven years between the two. • And still 2 more years before we actually elect George Washington as president!!
  • 27. • The United States Constitution was adopted on September 17, 1787, by the Constitutional Convention and later by conventions in each state; it has since been amended twenty-seven times, • the first ten amendments being known as the Bill of Rights.
  • 28. • The U.S. Constitution is the world's oldest federal constitution. • The handwritten, or "engrossed", original document is on display at the National Archives and Records Administration in Washington, D.C.
  • 29.
  • 30. Three Branches of Government • The Executive Branch • The President • Cabinet • Executive Office of the President • The Legislative Branch • House of Representatives • Senate • The Judicial Branch • Supreme Court
  • 34. The Basics of the Presidency • Can be elected for up to two terms of four years each • Must be a Natural Born Citizen • 35 Years Old • Have lived in the U.S. for 14 years
  • 35. • Can this guy be president? • If we do what?
  • 36. The Vice President • President of the Senate • Tie-Breaker • Second in line for the Presidency • Previously the VP was distanced because if a disagreement came up then the President cannot fire the VP.
  • 38. Types of Presidential Power • Power to Inform -- State of the Union, Bully Pulpit • Veto Power • Appointment Power • Power to Recommend • Commander-in-Chief
  • 39. The Effect of Appointment Power on the Consumer • President names the heads of Regulatory Agencies. • Then must be confirmed by the Senate. • Gives the President the ability to influence regulatory policy.
  • 40. Inherent Executive Power “The executive power shall be vested in a President” ~ U.S. Constitution • Executive Orders • Is a presidential directive that has the force of law, though it is not enacted by Congress. • Armed Services EO by Truman • Desegregation of schools EO by Eisenhower
  • 41. Inherent Executive Power Executive Orders • Carter and concern for Consumers • 12160 - Enhancement and coordination of federal consumer programs • 12265 - Providing for enhancement and coordination of Federal consumer programs
  • 42. Executive Privilege • EXECUTIVE PRIVILEGE refers to the assertion made by the President or other executive branch officials when they refuse to give Congress, the courts, or private parties information or records which have been requested or subpoenaed, or when they order government witnesses not to testify before Congress.
  • 43. The President’s Cabinet • Appointed by the President • The Secretary of 15 major Departments Agriculture Interior Commerce Justice Defense Labor Education State Energy Transportation Health and Human Services Treasury Homeland Security Veterans Affairs Housing and Urban Development White House Webpage
  • 44. The President’s Staff The Executive Office of the President • Council of Economic Advisers • Council on Environmental Quality • Office of Administration • Office of Management and Budget • Office of National Drug Control Policy • Office of Science & Technology Policy • President's Foreign Intelligence Advisory Board • United States Trade Representative • White House Office 1,800 Employees
  • 45. The President’s Staff White House Offices • Domestic Policy Council • Homeland Security Council • National Economic Council • Office of Faith-Based and Community Initiatives • Office of the First Lady • Office of National AIDS Policy • Privacy and Civil Liberties Oversight Board • USA Freedom Corps • White House Fellows Office • White House Military Office
  • 46. White House Consumer Advisor • 1964 – Esther Peterson • Personnel in the White House worked to sustain the consumer interest through the U.S. Office of Consumer Affairs • Closed in the 1990’s
  • 47. The Bureaucracy • What does it mean? • Organization designed to perform a particular set of tasks • Red Tape • Professional Civil Servants • Two million employees
  • 49. The Legislative Branch: Congress Bi-Cameral Legislature (Two-Branches) 1. House of Representatives: Lower Chamber 2. Senate: Upper Chamber
  • 50. The House of Representatives • 435 Voting Members 256 Democrats 178 Republicans 1 Vacancy • Requirements 25 years old, lived in U.S. for 7 years and a resident of the area that they represent • Two-Year Term
  • 51. Congressional Leaders: House of Representatives Speaker of the House • Nancy Pelosi (CA) Majority Leader • Steny Hoyer (MD) Majority Whip • James Clyburn (SC) Minority Leader • John Boehner (OH) Minority Whip • Eric Cantor (VA)
  • 52. Your Representative • Each District has about 650,000 people based on the census • Districts are redrawn every 10 years
  • 53. What Does YOUR Representative do for YOU? • The interests of your district • Serves on committees • Speaks on the floor of the House • Tries to get money back to the district • Raises money to get re-elected • Assist constituents with Gov’t agencies • District Offices
  • 54. The Senate • Two Senators per State, Currently: • 57 Democrats • 2 Independents • 40 Republicans • One race not yet called (minnesota)
  • 55. The Senate • Serve Six-Year Term • One-third of the Senate up for re-election every two years • Must be 30 Years Old, Citizen for 9 years, inhabitant of the state they represent • Sixteen Standing Committees
  • 56. Congressional Leaders: Senate President of the • Joe Biden Senate President Pro Tem • Robert Byrd(WV) Majority Leader • Harry Reid (NV) Majority Whip • Richard Durbin (IL) Minority Leader • Mitch McConnell (KY) Minority Whip • John Kyl (AZ)
  • 57. Congressional Power: From the Constitution • Declare War • Raise and support armies • Lay and Collect Taxes • Ratify Treaties • Borrow Money • Regulate Interstate Commerce • Coin Money • Establish Post Offices • Issue Patents and Copyrights
  • 58. Let’s look at that “borrow money” a little closer… • http://www.cbc.ca/world/story/2008/1 0/03/us-bail.html
  • 59. Congressional Investigation • Agency Oversight • Confirmation Hearings • Investigative Hearings • Transportation Recall Enhancement, Accountability and Documentation Act 2000 (TREAD)
  • 61. The Supreme Court • Nine Justices: Associates and 1 Chief • Appointed for Life • Appointed by the President and Confirmed by the Senate
  • 62. The Justices • John Roberts, Chief • Clarence Thomas • John Paul Stevens • Ruth Bader Ginsberg • Antonin Scalia • Steven Breyer • Anthony Kennedy • Samuel Alito • David Souter
  • 63. The Appointment Process • President nominates someone • Lots of Media Scrutiny • Senate holds confirmation hearings • Trying to understand what this person will be like as a justice • Senate votes: Need majority approval
  • 64. Who is this woman?
  • 65. The Power of the Supreme Court • Judicial Review: The power of the court to declare laws made by Congress and State Legislatures null and void if they are in violation of the Constitution • Base their decisions on • The Constitution • Precedence: Decisions in Previous Cases
  • 66. Way of Interpreting the Constitution • Original Intent What the founding fathers meant when they wrote the constitution • Living Constitution Theory Consider the Constitution in light of the total history of the U.S. • Plain Meaning of the Text Examines laws in light of what the words of the Constitution say
  • 67. Other Thoughts on the Supreme Court… • Justices appointed for life or until they choose to retire – good or bad thing? • In class……What makes a good Justice?
  • 68. More thoughts on the Federal Government
  • 69. Separation of Powers • Definition: A system of government in which different institutions exercise different components of governmental power • Checks and Balances: system put in place by the founders that gives each branch the power to block the actions of others
  • 70. Congressional Checks on Presidential Power Presidential Power Congressional Check Make Treaties Ratify by 2/3 Senate Appoint Judges Senate must confirm Commander-in-Chief Congress declares war Veto Legislation 2/3 vote to override Execute Laws Enacted by Congress
  • 71. Who checks Congress and the Supreme Court? CONGRESS • Judicial Review! • The Public SUPREME COURT • Senate when they vote on Justices
  • 72. Federalism and Dual Sovereignty • Big words that mean both the state and federal government have power within their own sphere Federal Legislature State Legislature Tax Tax Regulate Interstate Regulate Intrastate Commerce Commerce Declare War Education Coin Money Maintain Parks, Prisons Manage programs (Medicaid)
  • 73. So… Why does all this matter to me?
  • 74. Your Day and How the Federal Government affects it…. • Your alarm clock • The lights in your room • How you know what to wear • What you eat • Roads you drive on • Worker protections • What you can download on your iPod • Mailing letters and bills • How many telemarketers call your house • The pillow and mattress you sleep on
  • 75. The Uhl Model Adopted from: Uhl, J. (1971). Consumer Education and protection: A synergistic relationship.
  • 76. Public Policy/Regulation • Why do we need regulations? • To prevent undesirable actions • Markets may not workless than perfect competition • Monopolies • Externalities • Consumers lack information on important matters • Adverse consequences on health/safety • Adverse consequences on financial well-being
  • 77. Why is this study tour important? • It puts us in the mix of the Uhl Model. • We are learning about consumer welfare by going to the place where public policy occurs!

Editor's Notes

  1. georgia
  2. Chief justice john roberts.
  3. Sonia sotomayor supreme court nominee