The document summarizes how earthquakes occur due to the movement of tectonic plates on the Earth's crust. Specifically, it explains that the Earth's crust is broken into huge plates that slowly move around, sometimes rubbing against each other. When enough pressure builds up from the plates moving in opposite directions, they break loose causing an earthquake. It also briefly describes some of the effects earthquakes can have, such as buildings collapsing, cracks in the earth opening up, landslides, and tsunamis being triggered.