One of the goals of the Affordable Care Act – or national health reform – is to make the purchase of health insurance simpler and more transparent for consumers. Launched on October 1, 2013, the Health Insurance Marketplace is a user-friendly web portal that will help consumers select the health plan that is right for them and their families. However, in advance of signing up on the Marketplace, many people will need additional information about their health insurance options, as well as guidance in thinking through these important and complex decisions. The In-Person Counselor (IPC) project will educate people about the new system, help them understand their health plan choices, and facilitate their selection of the plan that is right for them. The ILAACP will conduct public education activities in town hall meetings to be scheduled in Auburn Gresham, Chatham, and Greater Grand Crossing between October 1, 2013 and March 31, 2014

1. Illinois African
American Coalition for
Prevention

2. Current State of Health Insurance in the U.S.
Pre-Existing Conditions
Asthma, cancer, diabetes, heart
disease, etc. can cause people
to be excluded from coverage or
to be charged higher rates.
Life Time Limits
Limits on coverage per year or over a
lifetime on the dollar amount
insurance companies would cover
for health care benefits.
Underinsured
Spend more than 10% of income
on health insurance
25 million people in the U.S.
Uninsured
•
50.2 million Americans in this country,
not including illegal immigrants.
•
1 out 7 Americans in this country are
uninsured
•
44% of adults age 19-64 are either
underinsured or unisured in the U.S.
Fact:
Health Care Bills are the number 1 cause of
bankruptcies in the U.S.

8. Please see representatives at the tables to schedule times to come in and sign up.

9. If you are not covered and think you qualify go to:
Abe.Illinois.Gov

11. Common Questions Continued…

12. Misconceptions
Misconception # 1
This will be the end of
employer provided insurance.
Reality:
It will only fall by 2%
It has fallen on its own at a
10% rate over the last 10 years
Misconception # 2
Misconception # 3
The government is taking over
health insurance.
Insurance premiums will
skyrocket.
Reality:
Reality:
32 million people will be insured.
This will be a growth of private
insurance.
Premiums will stay the same
or fall anywhere between
14-20%.
.
Source:

13. January 1, 2014.

14. Questions?

15. To Get Started:
GetCoveredIllinois.gov
Marketplace:
Healthcare.gov
Medicaid:
Abe.Illinois.gov

16. Thank You!