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Eva Bosch
Olga Casacuberta
      Ivet Magem
    Clàudia Terns
1924



more than 86 million
 clients in Europe



  401 subsidiaries
Million                        CLIENTS
90
80
70
60
50
40                                                              CLIENTS

30
20
10
0
               1924   1944   1964     1984    2004   2011   Years
Million




          Years
The FingerCard will replace the credit and
              debit cards.
INITIAL BRAINSTORMING
•   A feature for a car
•   A feature for the housewives
•   A transparent toaster
•   A digital rubbish bin
• A financial product safer        FINGERCARD
MARKET RESEARCH
o Panel surveys
o Study in our bank

                       Cancellations of cards
        5.400

        5.200

        5.000

        4.800

        4.600

        4.400

        4.200

        4.000                                         Years
                1960    1970      1980      2000   2011
PRESS RELEASE
GIVEAWAYS
SOCIALIZING ACTS
• Presentation of the product: international
  financial world fair (Paris)
• Cocktail in Barcelona
• Dinner with most popular establishments
• Others fairs:
Luxembourg fair, Londinnovative, Madrid por la inovación, Berlin
F.P and Austria’s international fair.
  SPONSORS: Apple + the 10th Annual Pan-European Retail
  Banking Conference (London)
MARKETING PLAN
                     Marketing mix
    Product                          Place
                               - Europe
                               - Direct distribution
                               - Intensive distributions
                                 strategy



    Price                            Promotion
- Establishments 30€/year +      - 500 first
  commissions                      establishments: 3
- Minimum 4.000€                   years free
                                 - Direct sales
AD CAMPAIGN
Creative agency

          Media agency

                   Presentation of the ad, logo and
                   its catchy slogan
CREATIVE AGENCY
o Innovative products/useful methods
                fingercard


   showing symbols       how it is used?
MEDIA AGENCY
• CD and pen drive.
• Target market from 18 years on.

• Most attractive channels:
         Spain: telecinco (14%), tv3 (15% in Catalonia), antena 3 (13%).
         France: La cinq (13%), Paris Premerie (12%) and Planete+ (10%)
         Italy: Rai 1 (21%), Canale 5 (19%) and Rai 3 (9%).
         England: BBC (25%), ITV (10%) and Channel 4 (9%).
         Luxembourg: RTL group (15%), Pal (11%) and Secam (8%).
         Switzerland: TSR (14%) and Sat1 (13%).
         Deutch: RTL 5 (19%) and Nederland 2 (11%).
         Austria: ORF 1 (12%) and 3 sat (10%).
         Poland: Polsat (23%) and Tele 5 (12%).
         Portugal: RTP 1 (17%) and SIC (15%).
         Norway: TVNorge (18%) and NRK3 (14%).
         Finland: Nelonen Perhe (22%) and YLE (15%).
         Sweden: SVT 1 (16%) and TV4 (9%).
MEDIA AGENCY
Innobank radio ad                               Internet ad
- 8 seconds                                      - 24 seconds
- 120€/ad                                        - 0.25€/click


Fingercard radio ad                             TV ad
- 36 seconds                                - During midday news
- 400€/ad                                   - 10.000€/ad

 Press ad
- 7.000€/ad  working days
- 8.000€/ad  weekend editions
                                       Total profits: 4.500.000.000€
                            Invested in ad campaign: 900.000.000€
INNOBANK LOGO
INNOBANK LOGO
INNOBANK LOGO
INNOBANK SLOGAN




“Keep your money IN”
FINGERCARD LOGO AND SLOGAN
ADS
RADIO AD
                INNOBANK AD




FINGERCARD AD
INTERNET AD
PRESS AD
AIDA MODEL
In order to catch the public’s attention...

3 situations:
     • a pickpocket thefting somebody's wallet with money and credit
    cards
    • a girl losing the notes
    • a girl losing her credit cards while opening her wallet.

o Showing the advantages of the FingerCard
“do not let it happen to you”, “avoid it!” and “forget it!”.

o The ad causes a desire of commodity“only your finger to pay”.

o Catchy slogan + Innobank and FingerCards' logo.
  “Innobank, keep your money IN”
TV AD
Innobank

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Innobank

  • 1. Eva Bosch Olga Casacuberta Ivet Magem Clàudia Terns
  • 2. 1924 more than 86 million clients in Europe 401 subsidiaries
  • 3. Million CLIENTS 90 80 70 60 50 40 CLIENTS 30 20 10 0 1924 1944 1964 1984 2004 2011 Years
  • 4. Million Years
  • 5.
  • 6. The FingerCard will replace the credit and debit cards.
  • 7.
  • 8. INITIAL BRAINSTORMING • A feature for a car • A feature for the housewives • A transparent toaster • A digital rubbish bin • A financial product safer FINGERCARD
  • 9. MARKET RESEARCH o Panel surveys o Study in our bank Cancellations of cards 5.400 5.200 5.000 4.800 4.600 4.400 4.200 4.000 Years 1960 1970 1980 2000 2011
  • 12. SOCIALIZING ACTS • Presentation of the product: international financial world fair (Paris) • Cocktail in Barcelona • Dinner with most popular establishments • Others fairs: Luxembourg fair, Londinnovative, Madrid por la inovación, Berlin F.P and Austria’s international fair. SPONSORS: Apple + the 10th Annual Pan-European Retail Banking Conference (London)
  • 13. MARKETING PLAN Marketing mix Product Place - Europe - Direct distribution - Intensive distributions strategy Price Promotion - Establishments 30€/year + - 500 first commissions establishments: 3 - Minimum 4.000€ years free - Direct sales
  • 14. AD CAMPAIGN Creative agency Media agency Presentation of the ad, logo and its catchy slogan
  • 15. CREATIVE AGENCY o Innovative products/useful methods fingercard showing symbols how it is used?
  • 16. MEDIA AGENCY • CD and pen drive. • Target market from 18 years on. • Most attractive channels: Spain: telecinco (14%), tv3 (15% in Catalonia), antena 3 (13%). France: La cinq (13%), Paris Premerie (12%) and Planete+ (10%) Italy: Rai 1 (21%), Canale 5 (19%) and Rai 3 (9%). England: BBC (25%), ITV (10%) and Channel 4 (9%). Luxembourg: RTL group (15%), Pal (11%) and Secam (8%). Switzerland: TSR (14%) and Sat1 (13%). Deutch: RTL 5 (19%) and Nederland 2 (11%). Austria: ORF 1 (12%) and 3 sat (10%). Poland: Polsat (23%) and Tele 5 (12%). Portugal: RTP 1 (17%) and SIC (15%). Norway: TVNorge (18%) and NRK3 (14%). Finland: Nelonen Perhe (22%) and YLE (15%). Sweden: SVT 1 (16%) and TV4 (9%).
  • 17. MEDIA AGENCY Innobank radio ad Internet ad - 8 seconds - 24 seconds - 120€/ad - 0.25€/click Fingercard radio ad TV ad - 36 seconds - During midday news - 400€/ad - 10.000€/ad Press ad - 7.000€/ad  working days - 8.000€/ad  weekend editions Total profits: 4.500.000.000€ Invested in ad campaign: 900.000.000€
  • 18.
  • 24. ADS
  • 25. RADIO AD INNOBANK AD FINGERCARD AD
  • 28. AIDA MODEL In order to catch the public’s attention... 3 situations: • a pickpocket thefting somebody's wallet with money and credit cards • a girl losing the notes • a girl losing her credit cards while opening her wallet. o Showing the advantages of the FingerCard “do not let it happen to you”, “avoid it!” and “forget it!”. o The ad causes a desire of commodity“only your finger to pay”. o Catchy slogan + Innobank and FingerCards' logo. “Innobank, keep your money IN”
  • 29. TV AD