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1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you must sacrifice $10 of current consumption to finance A. $9 of future consumption B. $10 of future consumption C. $11 of future consumption D. $1 of future consumption . 2. One thousand dollars given to you a year from now is worth __________ to you today if the relevant discount rate is 10%. A. $1,000 B. $1,100 C. $909 D. $900 . 3.You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. What is the maximum amount you could consume in the future? A. 65,400 B. 69,000 C. 20,400 D. 65,000 . 4. You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. When you allocate consumption optimally between the two periods the marginal rate of time preference between the two periods is A. -1.02 B. -1.00 C. -1.80 D. 0.80 5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the consumer gain when the price of the apples equals 5? A. 25 B. 5 C. 20 D. 12.5 Solution 1. (c) $11 of future consumption 2. (C). $909 3.(A)65400 4.(A.) -1.02 5(.D. )12.5 .

1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you
must sacrifice $10 of current consumption to finance
A. $9 of future consumption
B. $10 of future consumption
C. $11 of future consumption
D. $1 of future consumption
.
2. One thousand dollars given to you a year from now is worth __________ to you today if the
relevant discount rate is 10%.
A. $1,000 B. $1,100 C. $909 D. $900
.
3.You have $20,000 of current income and $45,000 of future income. The interest rate between
the current and future period is 2 percent. What is the maximum amount you could consume in
the future?
A. 65,400 B. 69,000 C. 20,400 D. 65,000
.
4. You have $20,000 of current income and $45,000 of future income. The interest rate between
the current and future period is 2 percent. When you allocate consumption optimally between the
two periods the marginal rate of time preference between the two periods is
A. -1.02 B. -1.00 C. -1.80 D. 0.80
5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the
consumer gain when the price of the apples equals 5?
A. 25 B. 5 C. 20 D. 12.5

Solution
1. (c) $11 of future consumption
2. (C). $909
3.(A)65400
4.(A.) -1.02
5(.D. )12.5

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Question 1 of 10 Bank management: New policy dictates a 16% reserve ratio, have you met your minimum required reserve? A. Yes B. No Question 2 of 10 What is your bank capital amount? Choose all that apply A. -50M B. $200M C. $100M D. TA-TL E. $75M Question 3 of 10 If your bank suffers a deposit outflow of $10 million with a required reserve ratio on deposits of 16%..Can you still manage to meet required reserve? A. Yes B. No Question 4 of 10 What is the size of your shortfall? A. $54M B. $2.4M C. $2.9M D. $20M Question 5 of 10 Which option will you choose to correct the shortfall ? A. borrow from the Fed funds market at July 2017 rate B. borrow from the Fed at the most recent discount rate C. selling $2M worth in loans to another bank D. buy $2.4M worth corporate bonds with coupon of 3%. Question 6 of 10 Your Associate also wants you to look at your competitors balance sheets to compare your financial condition. Using your analysis for BofA, GS and Citigroup answer the following A. Assets B. GS C. Liabilities D. TRUE E. BofA F. FALSE G. Citigroup ___ 1. Which firm has the smallest deposits ___ 2. Which firm has largest amount of loans outstanding? ___ 3. Which firm has the smallest amount of loans outstanding ___ 4. _____ loans / deposits ratio is 66% ___ 5. Citigroup loans/deposits ratio is greater than BofA loans/deposits ratio ___ 6. Which firm has largest debt securities / deposits ? ___ 7. GS chooses to have more assets in debt securities than in loans ___ 8. For Commercial Banks deposits with the bank are ___ 9. For Commercial Banks loans and debt securities that are to be paid to the Bank Question 7 of 10 Bonds and Yields: A: 3 year US Treasury note B: Startup firm's bond Type A or B Which bond will you choose if you need cashflow every year for the next 3 years? Bond____ Which bond has a cheaper present value? Bond____ Which of these bonds is a zero coupon bond? Bond____ If you were a bank regulator which of these investment would you weight to have more risk? Bond____ Which bond has a lower chance of default? Bond____ Question 8 of 10 Compare the following Bonds Bond A: 20 year bond selling for $950 with coupon of 4% and face $1,000. Bond B: 1 year bond selling for $950 with coupon of 1% and face $1,000 A. discount B. Bond A C. TRUE D. TRUE E. FALSE F. FALSE G. FALSE H. FALSE I. Bond A J. premium K. Bond B L. TRUE ___ 1. These bonds are selling at , discount, premium or par? ___ 2. Which $1,000 face value bond has higher yield to maturity ? ___ 3. Current yield is a better approximation for the 1 yr bond YTM than for the 20 year bond YTM? ___ 4. If interest rates are expected to increase which bond has more risk ? ___ 5. If the 1 year bond price drops to $500 it's YTM > 20 yr priced at $950 YTM? ___ 6. If interest rates are expected to decrease over time which bond would you prefer ? ___ 7. If the 20 year bond price increased ...

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Assignment 1 for Unit 2. You have to SHOW your work (show how you get the answers) to get credit. The answers to these problems are given to you on a separate file. Below are the formulas for each type of loan and bonds. Use the respective formula regarding a respective question: for example, on questions regarding a simple loan use the simple loan formula, on questions regarding a fixed payment loan question use the fixed payment loan formula, and so on. You also have to know the formulas for the test. Future Value : F C rate coupon = FV= future value, PV= present value, i= interest rate, N= number of years. . Present Value: (1) N FV PV i = + FV= future value, PV= present value, i= interest rate, N= number of years. Simple loan: (1) N FVPVi =+ FV = future value, i = interest rate, n = number of years Fixed payment loan: n i FV loan ) 1 ( + = FP = fixed payment, i = interest rate, n = number of years n i FP i FP i FP loan ) 1 ( ... ) 1 ( ) 1 ( 2 1 + + + + + + =Coupon bond: P = price of bond, i = interest rate, n = number of years, c = coupon payment, and F = face value of the bond. n i F C i C i C P ) 1 ( ... ) 1 ( ) 1 ( 2 1 + + + + + + + = P = price of bond, C = coupon payment P C yield current = F = face value, C = coupon payment Discount Bond: F C rate coupon = P = price of bond, i = interest rate, n = number of years, F = face value Yield to maturity on a discount bond with less than a year of maturity: n i F P ) 1 ( + = P = price of bond, F = Face value, G = number of days to maturity. Yield on discount basis on a bond with less than a year of maturity: G P P F ytm 365 * - = P = price of bond, F = face value G F P F basis discount on yield 360 * - =Consol bond: P = price of bond, i = interest rate Bring the answers to the following questions to Class simple loan: 1. End of ten years you will pay back $20,000. If I = 6% , how much is the loan amount now. 2. If you borrowed $9900 at i = 10% to pay back at the end of 15 years, how much money do you pay back? 3. You will receive $35,000 at the end of two years. Its present value is $20,000. The yield to maturity equals what? fixed payment loan: 1. i = 9%, loan = $15,000, 5 year loan. The fixed payment =___. 2. The fixed payment = $7000, i. i= 9%, 3 years, loan =___ coupon bond: 1. coupon payment = $100, face value = $6000, i = 5%, 4 years, a) price of bond =___ b) coupon rate =___ c) current yield =____ 2. Coupon rate = 5%, face value = $12,000, i = 7% a) price of bond for a) 1 year bond=___, b) 2 year bond =____ c) 3 year bond =_____ 3. if i increases to 12% , what happens to each of the prices (in a) above. discount bond (zero coupon bond): 1. Face value = $20,000, price = $19,000, 1 year bond, ytm = _ 2. Face value = $20,000, price 19,000, 1 year bond , number of days to maturity = 90 days. a) ytm =_______ b) yield on discount basis =___ 3. Fac ...

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9. One bank will pay you 5.4% interest compounded annually. If you invest $1000 today, what simple interest rate would you need to earn at a competing bank to have the same amount of money in 5 years? A. 5.7% B. 6.0% C. 6.4% D. 6.7% E. 7.0% 10. One perpetuity pays $1000 per year and starts in 1 year. Another perpetuity pays $1000 per year and starts in 5 years. What’s the difference in the present values of the two perpetuities today if the discount rate is 10%? A. $3012 B. $3170 C. $3487 D. $3566 E. $3791 11. An account was opened with $1,000 10 years ago. Today, the account balance is $1,800. If the account paid interest compounded semiannually, how much interest on interest was earned? A. $219.20 B. $212.27 C. $203.49 D. $198.78 E. $194.60 12. If a bank offers to pay you a 3% APR compounded continuously, how much do you need to deposit today to have $10,000 in 20 years? A. $5212 B. $5384 C. $5488 D. $5520 E. $5537 13. You buy a car today for $27,000. If you finance it with a 6% APR, 4 year loan, what will your monthly payments be? Assume monthly compounding.A. $692 B. $681 C. $658 D. $634E. $603 14. You buy a car today for $27,000. If you finance it with a 6% APR, 4 year loan, what is the difference in your payments if you agree to pay at the beginning of each month rather than at the end? Assume monthly compounding.A. $3.15 B. $3.39 C. $3.77 D. $3.87E. $3.98 15. You are saving to buy a car. You can save $200 per month and would like to buy the car in 4 years. How much more car can you afford if you make your deposits at the beginning of each month rather than at the end? Use 6% APR with monthly compounding.A. $41 B. $44 C. $54 D. $57 E. $64 16. An investment will pay you $4000 each year for the next 8 years. The investment yields 6% APR, compounded quarterly. How much is the investment worth in 8 years?A. $37,723 C. $39,590 E. $40,440B. $38,600 D. $39,784Important information: In any of the “relationship” concept questions below, assume all other variables stay the same 17. From our discussion/notes/you working problems, which of these is true? I. the difference between a perpetuity and a perpetuity due is one payment II. the difference between an annuity and an annuity due is one period of interest A. I only C. I and II B. II only D. neither is true Solution 9. Answer: B: 6.00% Compounded Annually: 1000 x (1.054)^5 = $1,300 Simple Interest: 1000 + [1000 x 6.00% x 5] = $ 1,300. 10. Answer: E: $3,791. Present Value of Perpetuity starting payment from Year 1 = Annuity / Rate of Interest = 1000/10% = $ 10,000 Present Value of Perpetuity starting payment from Year 5 = Annuity / (Rate x (1+Rate) ^ Delayed Period = (1000/(0.1*(1.1)^5)) = $ 6,209. Difference = $ 3,791. 11. Answer: C : $203.49 Rate of Interest: 1000 x ((1+r/2)^20) = 1800; where by solving for \'r\' we get, r = 5.97% P.A. Compounded Semi annually. Simple Interest @ 5.97% P.A. would have been: $ 1,000 x 5.97% x 10 Years = $ 597. Hence the Interest on Interest would be $ 203.49. 12..

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Understanding the Time Value of Money Congratulations!!! You have won a cash prize! You have two payment options: A: Receive $10,000 now or B: Receive $10,000 in three years. Which option would you choose? What Is the Time Value of Money? If you're like most people, you would choose to receive the $10,000 now. After all, three years is a long time to wait. Why would any rational person defer payment into the future when he or she could have the same amount of money now? For most of us, taking the money in the present is just plain instinctive. So at the most basic level, the time value of money demonstrates that all things being equal, it seems better to have money now rather than later. But why is this? A $100 bill has the same value as a $100 bill one year from now, doesn't it? Actually, although the bill is the same, you can do much more with the money if you have it now because over time you can earn more interest on your money. Back to our example: By receiving $10,000 today, you are poised to increase the future value of your money by investing and gaining interest over a period of time. For Option B, you don't have time on your side, and the payment received in three years would be your future value. To illustrate, we have provided a timeline: If you are choosing Option A, your future value will be $10,000 plus any interest acquired over the three years. The future value for Option B, on the other hand, would only be $10,000. So how can you calculate exactly how much more Option A is worth, compared to Option B? Let's take a look. Future Value Basics If you choose Option A and invest the total amount at a simple annual rate of 4.5%, the future value of your investment at the end of the first year is $10,450. We arrive at this sum by multiplying the principal amount of $10,000 by the interest rate of 4.5% and then adding the interest gained to the principal amount: $10,000×0.045=$450\begin{aligned} &\$10,000 \times 0.045 = \$450 \\ \end{aligned}$10,000×0.045=$450 $450+$10,000=$10,450\begin{aligned} &\$450 + \$10,000 = \$10,450 \\ \end{aligned}$450+$10,000=$10,450 You can also calculate the total amount of a one-year investment with a simple manipulation of the above equation: OE=($10,000×0.045)+$10,000=$10,450where:OE=Original equation\begin{aligned} &\text{OE} = ( \$10,000 \times 0.045 ) + \$10,000 = \$10,450 \\ &\textbf{where:} \\ &\text{OE} = \text{Original equation} \\ \end{aligned}OE=($10,000×0.045)+$10,000=$10,450where:OE=Original equation Manipulation=$10,000×[(1×0.045)+1]=$10,450\begin{aligned} &\text{Manipulation} = \$10,000 \times [ ( 1 \times 0.045 ) + 1 ] = \$10,450 \\ \end{aligned}Manipulation=$10,000×[(1×0.045)+1]=$10,450 Final Equation=$10,000×(0.045+1)=$10,450\begin{aligned} &\text{Final Equation} = \$10,000 \times ( 0.045 + 1 ) = \$10,450 \\ \end{aligned}Final Equation=$10,000×(0.045+1)=$10,450 The manipulated equation above is simply a removal of the like-variable $10,000 (the principal amount) by divi ...

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Understanding the Time Value of MoneyCongratulations!!! You have.docx

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Webster’s dictionary defines synthesisas The combining of separa.docx

Webster’s dictionary defines synthesisas The combining of separa.docx

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DeVry BUSN379 - Week 2 homework es sample

DeVry BUSN379 - Week 2 homework es sample

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Time Value of Money

Time Value of Money

Time Value of Money

The Time Value Of Money

The Time Value Of Money

The Time Value Of Money

Homework 7

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

seo service

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9. One bank will pay you 5.4 interest compounded annually. If you.pdf

9. One bank will pay you 5.4 interest compounded annually. If you.pdf

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Understanding the Time Value of MoneyCongratulations!!! You have.docx

Understanding the Time Value of MoneyCongratulations!!! You have.docx

6.pdf

Time Value of Money- Apendix-G

Time Value of Money- Apendix-G

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A star is 17.2 ly (light-years) from Earth. HINT (a) At what constant speed (in m/s) must a spacecraft travel on its journey to the star so that the Earth-star distance measured by an astronaut onboard the spacecraft is 4.06 ly? X m/s (b) What is the journey\'s travel time in years as measured by a person on Earth? yr (c) What is the journey\'s travel time in years as measured by the astronaut? yr Solution a)let Lo = 17.2 ly L = 4.6 ly let v is the speed of the spacecraft L = Lo*sqrt(1 - (v/c)^2) L/Lo = sqrt(1 - (v/c)^2 (L/Lo)^2 = 1 - (v/c)^2 (v/c)^2 = 1 - (L/Lo)^2 v = c*sqrt(1 - (L/Lo)^2) = 3*10^8*sqrt(1 - (4.05/17.2)^2) = 2.92*10^8 m/s b) T = Lo/v = 17.2*3*10^8/(2.92*10^8) = 17.67 years c) To = 4.06*3*10^8/(2.92*10^8) years = 4.17 years .

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A true statement about atoms is that they can emit radiation at frequencies only within the visible spectrum. can emit radiation only at specific frequencies. all have the same number of electrons. can emit radiation at any frequency. Solution Solution) option(D) Can emit radiation at any frequency The frequencies of light that an atom depends on states that an electron can be in.when electron is excited it moves to higher energy level.when electron falls back to ground level then light is emitted. .

A true statement about atoms is that they can emit radiation at freque.docx

A true statement about atoms is that they can emit radiation at freque.docx

A true statement about atoms is that they can emit radiation at freque.docx

A TDR price of a length of 60 centimeters was installed vertically into a soil profile before seeding wheat in the spring. The growing season precipitation was 30 cm. TDR reading on May 15th was L0=2.900 meters; L1=5.114 m. On the day of harvesting (September 8th), the reading was L0=2.900 m and L1=4.331 m. Assuming there were negligible drainage and runoff during the crop growing period, what war the average evapotranspiration rate firing the growing season? If the wheat yield was 2000 kg/hectare, what was the crop water use, and crop water use efficiency? (L0 is the initial peak reading and L1 is the end of valley reading from the TDR screen). Solution total use of water = 5.114 - 4.331 + 0.3=1.083 m = 108.3 cm depth in 115 days avg evapotranspiration = 108.3/115= 0.939 cm/day crop water use = 1.083*10 4 m 3 /hectare = 1.083 *10 7 kg /hectare efficiency = 2000/( 1.083 *10 7 ) = 1.093 *10 -4 .

A TDR price of a length of 60 centimeters was installed vertically int.docx

A TDR price of a length of 60 centimeters was installed vertically int.docx

A TDR price of a length of 60 centimeters was installed vertically int.docx

1. The real interest rate is defined as: A. inflation minus the nominal interest rate. B. the nominal interest rate plus inflation. C. the nominal interest rate divided by inflation. D. the nominal interest rate minus inflation. 2. The loanable funds theory states that ________ is(are) determined by the ________ for loans. A. real interest rates; demand B. nominal interest rates; supply and demand C. real interest rates; supply and demand D. inflation; supply 3. In the loanable funds theory, ________ is the ________ of a loan. A. the nominal interest rate; price B. inflation; cost C. the price; interest rate D. the real interest rate; price 4. Which of the following are assumptions of the loanable funds theory? I. There is only one type of loan. II. The interest rate is zero. III. Banks are the intermediary between savers and investors. A. I only B. II only C. III only D. I and III 5. Which of the following are assumptions of the loanable funds theory? I. There are many types of loans. II. There is only one interest rate. III. Savers loan to investors via banks. A. I only B. II only C. III only D. I and III Solution 1) A 2) A 3) C 4) D 5) D .

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1. The intNumbers array is a one dimensional array. Write the statement to multiply the number stored in the first array element by 3. 2. The intNumbers array is a one dimensional array. Write the statement to add together the numbers stored in the first and second array elements, display the sum in the lblSum control. ( visual basic ) Solution 1. The intNumbers array is a one dimensional array. Write the statement to multiply the number stored in the first array element by 3. statement: Dim IntNumbers() As Integers={12,16,20,24,28} IntNumbers(0)=IntNumbers(0)*3 2. The intNumbers array is a one dimensional array. Write the statement to add together the numbers stored in the first and second array elements, display the sum in the lblSum control. statement: Dim IntNumbers() As Integers={12,16,20,24,28} Dim NewElement As Integer NewElement=IntNumber(0)+IntNumber(1) lblSum.Text=Cstr(NewElement) .

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The following data were reported by a corporation: Authorized shares 20,000 Issued shares 15,000 Treasury shares 3,000 ______________What is the number of outstanding shares? 2- Purchasing 500 shares of treasury stock would be A. An asset source B. An asset use C. An asset exchange D. A claims exchange Solution 1. The number of outstanding shares = 15,000 - 3,000 = 12,000 shares 2. This is an Asset use transaction since it decrease cash and decrease paid up capital. .

1- The following data were reported by a corporation- Authorized share.docx

1- The following data were reported by a corporation- Authorized share.docx

1- The following data were reported by a corporation- Authorized share.docx

1. The following change is physical or chemical. Explain why? Water boils in a kettle 2 Balance the following reaction. C3 H6+ 02 CO2+ H20 3. Distinguish between the two terms. Provide an example for each of them. Solute and solvent 4. The following solution is an acidic or basic? Why? Soap (PEH-8) 5. Write the following chemical formulas: a. sodium chloride b. calcium nitrate 6. Draw a Condensed structural diagram for the following compound. 2-pentene 7.. Calculate the molar mass for this compound Fe 203 8. 3. Sodiun Floride is added to toothpaste and tap water to belp prevent tooth decay. Calculate the mass of2.00 mol of sodium loride. Na F(s). Solution 1. Boiling of water in a kettle is physical change since there is no change in composition(H2O) and it is reversible. 2. C3H6 + 9/2 O2 - - - - - - >3 CO2 + 3 H2O 3. Solute is the one which is in minor quantity and soluble in excess of solvent while solvent is the one which dissolves the solute and is in excess. 4. Basic since pH is greater than 7 PH =7 - neutral, <7-acidic, >7- basic 5. Sodium Chloride - NaCl, Calcium Nitrate - Ca(NO3)2 6.CH3CH=CHCH2CH3 7. Fe2O3 =2x56+3x16=112+48=160 (approximately) 8. Mass = Moles x molar mass of NaF = 2x42 = 84 g .

1- The following change is physical or chemical- Explain why- Water bo.docx

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1- The following change is physical or chemical- Explain why- Water bo.docx

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1. Which of the following is NOT a function of a firewall? a. Blocks or forwards packets based on source and destination address and TCP port b. Blocks or forwards packets based on source and destination address and UDP port c. Examines packet data for worms, viruses, malware, etc. and blocks a stream if it contains malicious content d. Converts Ethernet packets to Token Ring or ARCnet packets e. Allows a computer inside the firewall to initiate a TCP connection to an outbound system, and then transmit data to and from that system, while preventing an outbound system from initiating a TCP connection to an internal host. Solution The correct option is d. Converts Ethernet packets to Token Ring or ARCnet packets Since Ethernet is one network and another is token ring then to communicate between these two work stattions is possible by using bridge or gateway. Ethernet with a speed of 100Mbps and Token ring with a speed of 10Mbps. Here firewall has done nothing to work to get it working between two different networks. The firewall is either software program or hardware like Router which monitors the incoming packets for malicious code or virus or worms to infect the computer.The firewall examines packet data for unauthorized access to get control over the computer system. .

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1. What soil characteristics influence compressibility 2. Why is consolidation a time-dependent process? Solution the following are the charecteristics of soil which influence compressibility they are 1. expulsion of pore air from void spaces which leads to reduce in its void ration and soil gets compressed 2. expulsion of pore water from the void spaces of the soil mass 3. a soil mass with honey comb structure is more compresible than soil have dense structure 4. a soil which is composed of flat grains in its structure is more compressible than one with spherical grains 5. a soil in remoulded state is more compressible than same soil in its natural state. 2)answer: consolidation is time dependent why beacuse the effective void ratio ( not void ratio ) is less so the water present in the pore spaces is unable to expulse fastly. and the water which is present around the soil grain called adsorbed water drags the pore water and slow doen the process of expulsion of water.. so consolidation leads lot of time and sustained loads .

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What type of encryption does PKI use? Symmetric Asymmetric DES AES 2- The upper layers of the OSI model are, in correct order. Session, application, presentation Session, presentation, application Session, application, presentation, physical Application, presentation, session, physical Solution 1. Public Key Infrastructure (PKI) uses asymmetric key encryption between parties. Asymmetric Encryption : It is a form of Encryption , in this pair of keys are coming. Here one key encrypts, while the other key can decrypt. Option b is correct choice. 2. The upper layers of the OSI model are, in correct order is 7. Application 6. Presentation 5. Session 4. Transport 3. Network 2. Data Link 1. Physical These are the Layers in OSI model. Option d is correct choice. .

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1. What kind of contract did Lulene and Ellen have? What kinds of issues may arise with their contract? 2. Suppose the Mississippi legislature passes a law, one day after Lulene and Ellen make their contract, that the sale of lemon pies is prohibited in the state because lemons have been found to cause cancer. How would that affect the contract? 3. Assume that when Lulene and Ellen entered into the agreement Ellen was an enterprising 16-year-old. Would the contract be enforceable? Why or why not? 4. Instead of meeting to discuss the deal, Lulene had sent Ellen a letter offering to sell her lemon pies for $5.00 per pie for as long as Ellen likes. Lulene says she must receive Ellen Solution Instead of meeting to discuss the deal, Lulene had sent Ellen a letter offering to sell her lemon pies for $5.00 per pie for as long as Ellen likes. Lulene says she must receive Ellen\'s answer by May 10. On May 8 Ellen signs a letter accepting the offer and mails it. On May 9 Lulene calls to withdraw her offer. Ellen says it\'s too late, she has accepted. Who wins? Ellen wins, because it was effective when sent. Assume that Ellen doesn\'t call the deal off when she is told the price is now $7.00, but wants to hold Lulene to the deal to supply pies at $5.00. If Lulene fails to supply the pies, and if Ellen then sues her for a breach of contract, what is Lulene most likely to argue to avoid liability? Lulene is most likely to argue with impossibility. .

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1. what is the net ionic equation for the neutralization of HBr with KOH 2. what is the net ionic equation for the neutralization of HF with KOH Solution Solution:- (1) HBr is a strong acid and KOH is a strong base. Both are like completely dissociated and also KBr is water soluble. The molecular equation is... HBr(aq) + KOH(aq) -----> KBr(aq) + H 2 O(l) Ionic equation is..... H + (aq) + Br - (aq) + K + (aq) + OH - (aq) ----> K + (aq) + Br - (aq) + H 2 O(l) Here, K + and Br - are the common ions so they are canceled out while write the net ionic equation. The net ionic equation is... H + (aq) + OH - (aq) -----> H 2 O(l) (2) HF is a weak acid and so it is not completely dissociated. For the ionic equations we don\'t show the dissociation of weak acid or base. HF(aq) + KOH(aq) -----> KF(aq) + H 2 O(l) Ionic equation is... HF(aq) + K + (aq) + OH - (aq) ----> K + (aq) + F - (aq) + H 2 O(l) K + is the common ion. The net ionic equation would be... HF(aq) + OH - (aq) ----> F - (aq) + H 2 O(l) .

1- what is the net ionic equation for the neutralization of HBr with K.docx

1- what is the net ionic equation for the neutralization of HBr with K.docx

1- what is the net ionic equation for the neutralization of HBr with K.docx

1. What is outsourcing? What are advantages and disadvantages of outsourcing? 2. Define Social Media Information System (SMIS)? List some of the individual and organizational risks associated with use of social media and how they can be prevented. 3. Describe business intelligence application and give at least two examples Solution 1. Some companies source their materials or work processes from outsider firms, this process is known as outsourcing . Competitive advantages of outsourcing are listed below: Despite of the above advantages, outsourcing involves the following risks: Thus, it can be concluded that a company should analyze the outcomes of outsourcing strategy, before its implementation. 2. Social media information system (SMIS) utilizes the social media channels to share some news and information with the network of users. Risks associated with social media information system are listed below: Organizations can prevent these risks with the help of given strategies: 3. Business intelligence application includes those applications that help an organization in collecting, analyzing and disseminating the data for effective decision making process. Examples of business intelligence application are given below: .

1- What is outsourcing- What are advantages and disadvantages of outso.docx

1- What is outsourcing- What are advantages and disadvantages of outso.docx

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1. What is the difference between OSI and TCP/IP layered models? Solution 1. OSI which stands for Open Systems Interconnection is a conceptual model which define standards on how two systems can communicate on a network. TCP/IP which stands forÂ Â Transmission Control Protocol(TCP) and the Internet Protocol (IP) is protocol suite which defines different protocols for communication between two systems on the internet. 3. OSI model has 7 layers which include Application Layer Presentation Layer Session Layer Transport Layer Network Layer Data Link Later Physical Layer 3. TCP.IP has 4 layers Application Layer Transport Layer Internet Layer Link Layer or .

1- What is the difference between OSI and TCP-IP layered models-Soluti.docx

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1. What is a database? Give some examples. 2. What is a database management system? Give some examples 3. How a database is structured? What is a primary key? 4. An application runs on specific operating system that stores and retrieves data on a database yo produce information. Explain with a diagram. 5. Explain the basic database applications in CRUD. Solution 1) Database : Its basically collection of information or say data which we want to store so that we can access or update it as and when required. Like storing data about employee in an organisation 2) Database Management System : The system which handles database. It provides user/programmers a systematic way of storing , accessing, retrieving and managing data. Eg : Oracle 3) Database is structured in form of tables which stores relevanty data like employee table wich can have colums to store employee name, address, contact details , salary etc. Primary key : its the attribute to uniquely identify a row and for eg in Employee table uniquely identify a employee. 5) CRUD : basically the four major operations in database to handle the data C: Create , the operation to create table/store data in table R : Retrieve - the operation to access the stored data U : Update : the operation to update the already stored data D : Delete : the operation to delete the stored data .

1- What is a database- Give some examples- 2- What is a database manag.docx

1- What is a database- Give some examples- 2- What is a database manag.docx

1- What is a database- Give some examples- 2- What is a database manag.docx

1. What are the functional sources of power? 2. Distinguish between personal and social power? What are the 4 power-oriented characteristics of the best managers Solution Making organizations more innovative, responsive and responsible requires focusing on a number of leadership, power and influence issues. These issues are critical in coping with the strategic environment with all its VUCA characteristics, and strategic leader performance requirements in that environment. The issues influence developing teams at the strategic level, as well as managing organizational processes linked to values and ethics, organizational culture, visioning and the management of change. Such issues include: RECENT DEVELOPMENTS Although trait, behavioral, and contingency approaches have each contributed to the understanding of leadership, none of the approaches have provided a completely satisfactory explanation of leadership and leadership effectiveness. Since the 1970s, several alternative theoretical frameworks for the study of leadership have been advanced. Among the more important of these are leader-member exchange theory, transformational leadership theory, the substitutes for leadership approach, and the philosophy of servant leadership. .

1- What are the functional sources of power- 2- Distinguish between pe.docx

1- What are the functional sources of power- 2- Distinguish between pe.docx

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1. What are phonons? What information can be obtained by studying the phonon spectrum of solids? Solution A phonon is a collective excitation in a periodic, elastic arrangement of atoms or molecules in condensed matter, like solids and some liquids. It is a quantized mode of vibration occurring in a rigid crystal lattice, such as the atomic lattice of a solid. Solids with one or more atoms exhibit two types of phonons. They are (1) acoustic phonons and (2) optical phonons. When a solid absorbs energy, the number of phonons changes. Macroscopic properties like thermal energy can be described by suitable statistical models. If a solid is viewed as a collection of distinguishable oscillating atoms, they would obey Maxwell-Boltzmann distribution. Since phonons are indistinguishable particles like photons, they follow Bose-Einstein distribution. There is no limit on the number of particles a boson state can occupy. In solid-state physics, the study of phonons is important because phonons play an important role in many of the physical properties of solids, such as the specific heat, melting point, thermal conductivity, the electrical conductivity, and superconductivity.Â Â The electrons are responsible for the majority of heat conduction in metal, while the phonons are the dominant carriers in the semiconductors and insulators, e.g. silicon, germanium and silica-based materials. In some cases, the phonon contribution to the specific heat or resistivity can be easily separated from other contributions and can provide important information about the lattice dynamical properties of a solid. There are studies made on the measurements of sound velocities using spectroscopic techniques which is quite useful since they provide the slopes of the acoustic phonon branches. .

1- What are phonons- What information can be obtained by studying the.docx

1- What are phonons- What information can be obtained by studying the.docx

1- What are phonons- What information can be obtained by studying the.docx

1. void fun(int &j) { j++; } int main() { int i = 20; fun(i); printf(\"i = %d\ \", i); return 0; } 2. void fun(int *j) { (*j)++; } int main() { int i = 20; int *p = &i; fun(p); printf(\"i = %d\ \", i); return 0; } 3. #include<stdio.h> void square(int); main() { int num = 3; square(num); printf(â€œnum: %d\ â€, num); } void square (int num) { num = num * num; } 4. #include<stdio.h> int square(int); main() { int num = 3; square(num); printf(â€œnum: %d\ â€, num); num = square(num); printf(â€œnum: %d\ â€, num); } int square (int num) { num = num * num; return num; } Solution 1))))))))))))) the address of i is passed in the fuinction in this case then in the function the address is incremented and print in the main block 2))))))))))))))) p is a pointer as a pointer it stores the address of another variable here p stores the address of variable i rather than the value of a variable 3)))))))))))))) function with arguement and no return type the fun ction here declared as void so it doesnot return the value 4)))))))))) function with arguement and return type it returns the value to the called function. .

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1. Single convex lenses can be used to make images of far away objects. Will these images be real or imaginary? Where does the image occur relative to the focus? (Specify which side of the lens) 2. Lenses in combination are used in the making of microscopes and telescopes. When observing with the human eye, should the device create real or virtual images? Why? 3. Microscopes often have very bright lights to illuminate the object. If you were to look at the light without the microscope it appears so bright it may \"hurt\" to look at it. If the microscope magnifies the object to create a larger image, why is it safe to look through microscope at the very bright object? (This is the same concept as why projector bulbs are very bright.) Please explain in detail, not just with a one sentence answer for each and I will rate. Thank you! Solution 1) The image will be real because it is formed by the actual meeting of the rays converging. The image is formed at the focal point behind the lens, i.e. on the other side of the lens. This is when the rays coming from the distant object are parallel to the principal axis. Otherwise the image is formed on a line perpendicular and passing through the focal point. 2) When observing with the human eye, the device should create virtual image. The reason is that when we view an image we want the image to be clear and upright and not inverted. An upright image is formed only when it is virtual. 3) When we look directly, we view it with its original intensity; therefore it may hurt our eyes. On the other hand when viewing through the microscope the light is reflected a few times and so its intensity decreases, thereby making it safe to view at. .

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Transport (British English) or Transportation (American English) ransportation has developed along three basic Mode (Media):- 1. Land Transportation (way)– (a) Road Transportation (b) Rail Transportation 2. Water Transportation 3. Air Transportation Tramway Inland water transport Ocean transport These may be classified as under: (a). Liners (b). Tramps Liners Vs Tramps Figure- Layout airport runway design TRAFFIC SIGNS Types of Traffic Signs: 1. Mandatory/Regulatory Signs 2. Cautionary/Warning Signs 3. Informatory/Guide Signs STOP & Give way sign properties as per IS Code IRC 067: Code of Practice for Road Signs (Third Revision) Causes of road accidents ROAD SAFETY MEASURES (1.) Engineering (2.) Enforcement (3.) Education

Basic Civil Engineering notes on Transportation Engineering, Modes of Transpo...

Basic Civil Engineering notes on Transportation Engineering, Modes of Transpo...

Basic Civil Engineering notes on Transportation Engineering, Modes of Transpo...

The Department of Emergency Medicine at Carolinas Medical Center is passionate about education! Dr. Michael Gibbs is a world-renowned clinician and educator and has helped guide numerous young clinicians on the long path of Mastery of Emergency Medical Care. With his oversight, the EMGuideWire team aim to help augment our understanding of emergent imaging. You can follow along with the EMGuideWire.com team as they post these educational, self-guided radiology slides or you can also use this section to learn more in-depth about specific conditions and diseases. This Radiology Reading Room pertains to Sternal Fractures and Dislocations and is brought to you by Carrie Bissell, MD, Aaron Fox, MD, Kendrick Lim, MD, Stephanie Jensen, MD, and Olivia Rice, MD. It is has special guest editor: Sean Dieffenbaugher, MD and Laurence Kempton, MD

Sternal Fractures & Dislocations - EMGuidewire Radiology Reading Room

Sternal Fractures & Dislocations - EMGuidewire Radiology Reading Room

Sternal Fractures & Dislocations - EMGuidewire Radiology Reading Room

This PowerPoint presentation provides an in-depth analysis of "The Ball Poem" by John Berryman. It covers the poem's themes, literary devices, and the author's background, offering a comprehensive understanding of the text. Ideal for students, teachers, and poetry enthusiasts, this presentation delves into the emotional and philosophical dimensions of the poem, highlighting its relevance to the human experience of loss and resilience. Discussion questions and personal response prompts are included to encourage further engagement and reflection.

The Ball Poem- John Berryman_20240518_001617_0000.pptx

The Ball Poem- John Berryman_20240518_001617_0000.pptx

The Ball Poem- John Berryman_20240518_001617_0000.pptx

NehaChandwani11

Poster to be presented at Stochastic Numerics and Statistical Learning: Theory and Applications Workshop 2024, Kaust, Saudi Arabia, https://cemse.kaust.edu.sa/stochnum/events/event/snsl-workshop-2024. In this work we have considered a setting that mimics the Henry problem \cite{Simpson2003,Simpson04_Henry}, modeling seawater intrusion into a 2D coastal aquifer. The pure water recharge from the ``land side'' resists the salinisation of the aquifer due to the influx of saline water through the ``sea side'', thereby achieving some equilibrium in the salt concentration. In our setting, following \cite{GRILLO2010}, we consider a fracture on the sea side that significantly increases the permeability of the porous medium. The flow and transport essentially depend on the geological parameters of the porous medium, including the fracture. We investigated the effects of various uncertainties on saltwater intrusion. We assumed uncertainties in the fracture width, the porosity of the bulk medium, its permeability and the pure water recharge from the land side. The porosity and permeability were modeled by random fields, the recharge by a random but periodic intensity and the thickness by a random variable. We calculated the mean and variance of the salt mass fraction, which is also uncertain. The main question we investigated in this work was how well the MLMC method can be used to compute statistics of different QoIs. We found that the answer depends on the choice of the QoI. First, not every QoI requires a hierarchy of meshes and MLMC. Second, MLMC requires stable convergence rates for $\EXP{g_{\ell} - g_{\ell-1}}$ and $\Var{g_{\ell} - g_{\ell-1}}$. These rates should be independent of $\ell$. If these convergence rates vary for different $\ell$, then it will be hard to estimate $L$ and $m_{\ell}$, and MLMC will either not work or be suboptimal. We were not able to get stable convergence rates for all levels $\ell=1,\ldots,5$ when the QoI was an integral as in \eqref{eq:integral_box}. We found that for $\ell=1,\ldots 4$ and $\ell=5$ the rate $\alpha$ was different. Further investigation is needed to find the reason for this. Another difficulty is the dependence on time, i.e. the number of levels $L$ and the number of sums $m_{\ell}$ depend on $t$. At the beginning the variability is small, then it increases, and after the process of mixing salt and fresh water has stopped, the variance decreases again. The number of random samples required at each level was estimated by calculating the decay of the variances and the computational cost for each level. These estimates depend on the minimisation function in the MLMC algorithm. To achieve the efficiency of the MLMC approach presented in this work, it is essential that the complexity of the numerical solution of each random realisation is proportional to the number of grid vertices on the grid levels.

$Poster_density_driven_with_fracture_MLMC.pdf$ $Poster_density_driven_with_fracture_MLMC.pdf$

Poster_density_driven_with_fracture_MLMC.pdf

Alexander Litvinenko

Andreas Schleicher presents at the launch of What does child empowerment mean...

Andreas Schleicher presents at the launch of What does child empowerment mean...

Andreas Schleicher presents at the launch of What does child empowerment mean...

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UChicago CMSC 23320 - The Best Commit Messages of 2024

UChicago CMSC 23320 - The Best Commit Messages of 2024

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Nguyen Thanh Tu Collection

Mastering JNKVV Entrance Exam: Previous Year Question Paper Analysis for MSc Ag Genetics and Plant Breeding Welcome to our comprehensive guide to cracking the JNKVV Entrance Examination for MSc in Agricultural Genetics and Plant Breeding. we'll dive deep into the analysis of previous year question papers, providing you with valuable insights, tips, and strategies to excel in this competitive exam. The Jawaharlal Nehru Krishi Vishwa Vidyalaya (JNKVV) is one of India's premier agricultural universities, and gaining admission to its MSc program in Genetics and Plant Breeding is a significant achievement. This video aims to help you prepare effectively by analyzing past question papers, highlighting important topics, and suggesting the best study strategies. Understanding the Exam Pattern Before we delve into the questions, it's crucial to understand the structure of the JNKVV entrance exam. The exam typically comprises multiple-choice questions (MCQs) that test your knowledge across various domains of genetics and plant breeding. The key areas usually covered include: Fundamentals of Genetics: - Mendelian inheritance - Chromosome structure and function - Genetic variation and mutation Plant Breeding Techniques - Hybridization methods - Selection techniques - Breeding for disease resistance Molecular Genetics - DNA replication, transcription, and translation - Molecular markers in plant breeding - Genomics and genetic engineering 4. Quantitative Genetics: - Heritability and genetic advance - Statistical methods in plant breeding - QTL mapping #### Detailed Question Paper Analysis Now, let's analyze a previous year’s question paper to understand the types of questions asked and the best ways to approach them. Section 1: Fundamentals of Genetics Example Question: Which of the following is NOT a part of Mendel's Laws? - A) Law of Segregation - B) Law of Independent Assortment - C) Law of Dominance - D) Law of Uniformity Analysis: This question tests your basic understanding of Mendelian genetics. To tackle such questions, ensure you are well-versed with the core principles of genetics. Revising basic concepts from standard textbooks like "Principles of Genetics" by Gardner et al. can be highly beneficial. Section 2: Plant Breeding Techniques Example Question: In plant breeding, the method where two plants with desirable traits are crossed is known as: - A) Backcrossing - B) Hybridization - C) Mutation breeding - D) Polyploidy Analysis: Questions in this section often require applied knowledge of breeding techniques. Focus on understanding the different methods of plant breeding, their applications, and examples. Books like "Plant Breeding: Principles and Methods" by B.D. Singh can provide comprehensive coverage of these topics.

MSc Ag Genetics & Plant Breeding: Insights from Previous Year JNKVV Entrance ...

MSc Ag Genetics & Plant Breeding: Insights from Previous Year JNKVV Entrance ...

MSc Ag Genetics & Plant Breeding: Insights from Previous Year JNKVV Entrance ...

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Graduate Outcomes Presentation Slides - English (v3).pptx

Graduate Outcomes Presentation Slides - English (v3).pptx

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會考英文會考英文會考英文會考英文會考英文會考英文會考英文會考英文會考英文會考英文會考英文

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1- Suppose a bank will pay you a 10- interest rate on your deposits fo (1).docx

1. 1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you must sacrifice $10 of current consumption to finance A. $9 of future consumption B. $10 of future consumption C. $11 of future consumption D. $1 of future consumption . 2. One thousand dollars given to you a year from now is worth __________ to you today if the relevant discount rate is 10%. A. $1,000 B. $1,100 C. $909 D. $900 . 3.You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. What is the maximum amount you could consume in the future? A. 65,400 B. 69,000 C. 20,400 D. 65,000 . 4. You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. When you allocate consumption optimally between the two periods the marginal rate of time preference between the two periods is A. -1.02 B. -1.00 C. -1.80 D. 0.80 5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the consumer gain when the price of the apples equals 5? A. 25 B. 5 C. 20 D. 12.5

2. Solution 1. (c) $11 of future consumption 2. (C). $909 3.(A)65400 4.(A.) -1.02 5(.D. )12.5