Bihar Student Credit Card Scheme The Bihar government is making attention for its “Bihar Student Credit Card Scheme” clever plan to encourage more students to enrol in graduate-level or equivalent courses around the state. In order to accomplish this, the Nitish Kumar-led administration has developed a new plan Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana (MNSSBY) Student Credit Card scheme that will assist students in receiving the crucial education. A lending program called the Bihar Student Credit Card Yojana was launched in 2 October 2016 with the primary objective of assisting students in paying their college fees. Students who have completed their 12th grade can apply for an interest-free loan of up to Rs. 4 lakh. Loans are an option for students who want to pay for studies like engineering education, medical education, business education and many more courses like, M.Tech, B.Tech, BCA, MCA, MBBS., BAMS, BHMS, B.Sc. Nursing, Pharmacy and B.A., M.A. MBA etc. Goals and Objectives of the Bihar Student Credit Card Scheme The primary goal of this scheme is to increase the state’s Gross Enrollment Ratio. Last time, the Gross Enrollment Ration (GER) was 14.3%, while the National GER was 24%. As a result, this scheme was launched in order to increase the state’s GER by 30% and make Bihar one of the most developed states. The government will provide financial assistance to deserving students who want to further their education but are unable to do so due to financial constraints. It will also aid in the employment of young people. Eligibility Criteria for MNSSBY Bihar Student Credit Card The following is a list of the eligibility criteria for the Bihar Student Credit Card 2023: • You must reside in Bihar. • You must be older than 25, at least and maximum age of the candidates should be 30 years. • You must have completed the Intermediate standard. Class 12 graduates (polytechnic after tenth grade) and Bihar applicants who have completed the same in states like Jharkhand and West Bengal are also eligible for this scheme. • You must enrol in a course at a recognised institution. • The entire courses must be finished. • Only the regular courses will be eligible for the loan. The MNSSBY Bihar Student Credit Card Yojana’s advantages and features. • The MNSSBY Bihar Student Credit Card Yojana’s primary advantages and characteristics are listed below: • You can get maximum loan amount of Rs. 4 lakh under the Bihar credit card. • For technical, polytechnic, and general education courses, you may apply for a loan. • You can get financial assistance if you need it to pay for fees, laptops, or books. • Only when you have finished the course and found a job will you be required to begin making payments on the loan. • Through the Bihar Student Education Finance Corporation, the Bihar Student Credit Card charges 4% simple interest (1% simple interest for women, people with disabilities, and transgender people). • Since the loan is owned by the government

1. Bihar Student Credit Card Scheme 2023: Registration,
Colleges and Courses
Bihar Student Credit Card Scheme
The Bihar government is making attention for its “Bihar Student Credit Card Scheme”
clever plan to encourage more students to enrol in graduate-level or equivalent courses
around the state. In order to accomplish this, the Nitish Kumar-led administration has
developed a new plan Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana
(MNSSBY) Student Credit Card scheme that will assist students in receiving the crucial
education.
A lending program called the Bihar Student Credit Card Yojana was launched in 2
October 2016 with the primary objective of assisting students in paying their college
fees. Students who have completed their 12th grade can apply for an interest-free loan
of up to Rs. 4 lakh. Loans are an option for students who want to pay for studies like
engineering education, medical education, business education and many more courses
like, M.Tech, B.Tech, BCA, MCA, MBBS., BAMS, BHMS, B.Sc. Nursing, Pharmacy
and B.A., M.A. MBA etc.
Goals and Objectives of the Bihar Student Credit Card
Scheme
The primary goal of this scheme is to increase the state’s Gross Enrollment Ratio. Last
time, the Gross Enrollment Ration (GER) was 14.3%, while the National GER was 24%.

2. As a result, this scheme was launched in order to increase the state’s GER by 30% and
make Bihar one of the most developed states. The government will provide financial
assistance to deserving students who want to further their education but are unable to
do so due to financial constraints. It will also aid in the employment of young people.
Eligibility Criteria for MNSSBY Bihar Student Credit Card
The following is a list of the eligibility criteria for the Bihar Student Credit Card
2023:
 You must reside in Bihar.
 You must be older than 25, at least and maximum age of the candidates should
be 30 years.
 You must have completed the Intermediate standard. Class 12 graduates
(polytechnic after tenth grade) and Bihar applicants who have completed the
same in states like Jharkhand and West Bengal are also eligible for this scheme.
 You must enrol in a course at a recognised institution.
 The entire courses must be finished.
 Only the regular courses will be eligible for the loan.
The MNSSBY Bihar Student Credit Card Yojana’s advantages
and features.
 The MNSSBY Bihar Student Credit Card Yojana’s primary advantages and
characteristics are listed below:
 You can get maximum loan amount of Rs. 4 lakh under the Bihar credit card.
 For technical, polytechnic, and general education courses, you may apply for a
loan.
 You can get financial assistance if you need it to pay for fees, laptops, or books.
 Only when you have finished the course and found a job will you be required to
begin making payments on the loan.
 Through the Bihar Student Education Finance Corporation, the Bihar Student
Credit Card charges 4% simple interest (1% simple interest for women, people
with disabilities, and transgender people).
 Since the loan is owned by the government, the recovery procedures are not
particularly severe. The government may in some circumstances abrogate the
balance.
Necessary Documents for Bihar Student Credit Card 2023

3. List of the documents that must be provided to apply for the Bihar Student Credit
Card:
 Completed Common Application Form PAN Cards for the Applicant and Co-
Applicant Copies of Scholarship Award Letters
 approved course concept
 fee structure
 Income tax return from the past year/Form 16
 the most recent six-month bank statement
 Tax invoice
 Aadhaar cards for the applicant and co-applicant, as well as transcripts from
grades 10 and 12
 admission evidence
 two years’ worth of income tax returns, together with pictures of the student,
parents, and guarantor
 Proof of address
How to Apply Online for a Bihar Student Credit Card 2023
There are step-by-step process for applying for the MNSSBY Student Credit Card
online:
Step 1: Visit the MNSSBY’s official website For official websites Click Here
Step 2: Locate the “New Applicant Registration” option and select it on the home page.
Step 3: Next, you must input your email address, Aadhaar number, mobile number, first
name, middle name, and last name.
Step 4: Select “Send OTP.”
Step 5: Input the OTP that was sent to your email address and mobile number. Select
“Submit”
Step 6: After the previous step has been finished, the registration process is finished.
The login information will be sent to you through email and SMS.
Step 7: Visit MNSSBY’s official website.
Step 8: Enter the captcha information, username, and password. Click “Login.”
Step 9: You’ll have to change your password and log in again using the new password.
Step 10: Fill in your personal information on the following page.

4. Step 11: Tap no “Submit.” button.
Step 12: Select the “Bihar Student Credit Card” option from the “Select Scheme” menu.
Step 13: Next, enter the personal information for both the applicant and the co-
applicant.
Step 14: After completing the financial and general information, click “Submit.”
Step 15: You will receive an email acknowledgment; keep a record of it.
When compared to other traditional credit cards offered by banks and non-banking
financial institutions, the Bihar Student Credit Card is significantly different (NBFCs).
The credit card’s primary function is to support school; as a result, it cannot be used for
other things like a regular credit card.
When will You receive Your Bihar student credit card?
Government personnel will review the supplied documents after they have all been
successfully submitted. After obtaining the student’s documentation, the verification
process can take up to 15 days.
List Of The Courses Under Bihar Student Credit Card
It is known that students in the state have received loans for studies in 42 courses so
far. If these 87 new courses are approved, there will be a total of 129 courses available
for study.
There are many more courses, where you can apply Bihar student credit card.
Some are given below.
 B.A./ B.Sc./B.Com. (All subject)
 Bachelor of Physical Education (B. P. Ed.)
 M.A./M.Sc./M.Com (All subject)
 Hotel Management and Catering Technology
 Bachelor of Unani Medicine & Surgery (B.U.M.S)
 M.Sc/M.Tech Integrated course
 Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.)
 Hospital and Hotel Management
 Aalim
 Diploma in Food Processing/ Food Production
 Bachelor of Dental Surgery (B.D.S.)
 Diploma in Hotel Management (Three Year) (I.H.M. Course)

5.  Shashtri
 Diploma in Food & Beverage Services
 General Nursing Midwifery (G.N.M)
 Bachelor in Yoga (Entry Level+2Pass)
 B.C.A.
 B.A./B.Sc.-B.Ed. (Integrated Courses)
 Bachelor of Physiotherapy
 B.Tech/B.E./B.Sc. (Engineering-all branches)
 M.C.A.
 Bachelor of Business Administration (B.B.A.)
 Bachelor of Occupational Therapy
 Master of Business Administration (M.B.A.)
 B.Sc. (Information Technology/Computer Application/Computer Science)
 M.B.B.S.
 Diploma in Food, Nutrition/ Dietetics
 B.Sc. (Nursing)
 B.Sc. (Agriculture)
 Bachelor of Fine Arts (B.F.A.)
 B.Sc. (Library Science)
 Bachelor of Pharmacy
 Bachelor of Mass Communication/Mass Media/Journalism
 BL/LLB (5 Year integrated Course)
 B.Sc. in Fashion Technology/Designing/Apparel Designing/Footwear Designing
 Bachelor of Veterinary medicine and Surgery (B.V.M.S.)
 Bachelor of Hotel Management & Catering Technology (B.H.M.C.T.)
 Degree/Diploma in Aeronautical, Pilot Training, Shipping
 Bachelor of Architecture
 Bachelor of Ayurveda, medicine and surgery (B.A.M.S)
 B.Tech/B.E. for laterally admitted candidates having degree of three years
diploma courses approved by the State Technical Education Council
 Polytechnic
For more details and to get the list of courses covered by the Bihar Student
Credit Card, Visit the official MNSSBY website.
List of Colleges Under Bihar Student Credit Card Scheme
The Bihar Student Credit Card colleges list are available throughout India and in every
state. As a result, Bihar students from all over India can benefit from this facility. Which
is a very good thing from the viewpoint of education; it has created a new revolution in

6. the field of education, students who were unable to pay college fees or pursue further
studies due to financial constraints.
The list of colleges under the Bihar Student Credit Card is very long. The list and
information for some colleges are provided below. which will be very useful for you. For
more details of colleges under Bihar Student Credit Card Scheme you can visit on
official website of MNSSBY.
Amritsar Group Of Institutions, Amritsar, Punjab
Amritsar Group Of Institutions
Engineering and technology, law, and pharmacy are all disciplines. Admission to
various UG and PG courses is done through the institute’s AGC NEST. AGC has placed
over 4567 students on campus. The highest package is INR 40 LPA, and the average
package is between INR 10 and 12 LPA. Some potential AGC employers include
Amazon, TCS, Cognizant, Accenture, Infosys, HCL, iGate, Tech Mahindra, AON,
Luminous, IBM, Ericsson, LG Soft, Indus Tower, ITC, GVK, Daikin Air Conditioning,
Michigan, Polaris, Appirio, Sopra Steria, NagarroEscorts, Eicher, Tyres, and others.
The AGC campus encompasses more than 16 acres of land and is home to numerous
colleges that offer a diverse range of courses.
Boys and girls who want to study in Punjab can stay in luxury hostels thanks to AGC.
The boys only Sardar Vallabhbhai Patel Hostel is. The campus accommodations are
provided with constant caretakers’ assistance. It has around 108 rooms, with 54 rooms
in the hostel for females, Kalpana Chawla. The hostels, which are located on campus,
offer cutting-edge accommodations with all the conveniences. The accommodations
include Wi-Fi access. If necessary, air-conditioned rooms are also offered. Both hostels
have attached bathrooms for the rooms. They are fully equipped with water heaters, air
conditioners, and other amenities that make campus life for students studying at the
Best Engineering College of Punjab straightforward, pleasant, and comfortable. The
gyms and social interaction rooms at our hostels are wonderful facilities for
entertainment and relaxation. Hostel travel with AGC is both healthy and revitalising.
Global Group Of Institutions, Amritsar, Punjab
Global Group Of Institutions, Amritsar
Global Group of Institutes is one of the best Engineering, Management, and Pharmacy
Colleges in Punjab, North India, located in Amritsar, because it provides its students
with a plethora of opportunities on their path to success. The Institute has maintained its
reputation for excellence in many disciplines, with the primary reason being the quality
of education, with added excellence over a well-planned curriculum and the eminence

7. of teachers. Global Institutes is also a land of opportunities because of its extensive
resources, advanced infrastructure, and fully-equipped labs.
Increasing the students’ career options and aspirations. Global Institute gives its
students a competitive advantage in the job market by providing a dynamic combination
of theoretical study and practical experience. The institute lays out excellent placement
profiles and is brimming with success stories of alumni, offering a promising career
ahead.
Without a doubt, the best colleges in Amritsar, Punjab Global Group of Institutes is
affiliated with IKG-Punjab Technical University Jalandhar/PSBTE & IT Chandigarh and
is approved by the All India Council for Pharmacy and Technical Education Council of
India. It has NAAC Grade A+ accreditation. The institutes offer a diverse range of
Undergraduate, Postgraduate, and Doctoral programmes in Engineering, Management,
Pharmacy, and Computer Applications.
Uttaranchal University, Uttarakhand
Uttaranchal University, Uttarakhand
Uttaranchal University was founded in 2013 and is comprised of several institutes,
including Law College Dehradun (2002).University Polytechnic, School of Agriculture,
Uttaranchal Institute of Management, Uttaranchal Institute of Technology (2006),
Uttaranchal Institute of Pharmaceutical Science, and School of Applied and Life Science
(2016).School of Liberal Arts (2019), School of Hospitality Management, and School of
Media and Communication Studies (2018).
Law, technology, management, pharmacy, agriculture, polytechnic, hospitality
management, media & communication, and the arts are among the UG and PG
programmes offered by Uttaranchal University. Admission proccess in Utranchal
University are made based on the entrance exam, the interview, and course merit.
Suresh Gyan Vihar University, Jaipur, Rajasthan
Suresh Gyan Vihar University, Jaipur, Rajasthan
In Jaipur, Rajasthan, India, there is a private, autonomous institution called Suresh
Gyan Vihar University (SGVU). The National Assessment and Accreditation Council
gave the institution a “A” grade in 2017, making it the first private university in Rajasthan
to receive this distinction. The Suresh Gyan Vihar Institution, Jaipur Act (Act number. 16

8. of 2008) of the Rajasthani government founded the university. Gyan Vihar College,
Jaipur, which was its predecessor, has been around since 1999. Sahitya Sadawart
Samiti, its main organisation, was established in 1938.
In the past few years, the university has developed partnerships with numerous sectors
in an effort to bring project-based learning. These include the Bombay Stock Exchange,
IBM, Harvard Business Publishing, Amazon, and Google. In order to launch
programmes in B.Tech, artificial intelligence, cloud computing, data analytics, and
internet of things, IBM and Gyan Vihar have teamed up.
The NBA has accredited Gyan Vihar, the first private university in Jaipur. On the
Transparent Ranking research ranking platform, which is based on Google Citation
Index and is published annually by the Spanish National Research Council (CSIC),
Suresh Gyan Vihar University has good rankings. Gyan Vihar received 71734 points for
citations, good for first place in the state and ranking 25th nationally, advancing in front
of several IITs, NITs, and IIMs. The Financial Express of the Indian Express Group’s
“Comprehensive Study of Universities Established after 2000” placed the university third
overall in India. To know more about this university Click Here
Satya Sai University Of Technology And Medical Science, Sehore,
Madhya Pradesh
Satya Sai University Of Technology And Medical Science
The Sri Satya Sai University of Technology and Medical Sciences was founded in 1999
and is situated in Sehore, Madhya Pradesh. Due to the entrepreneurs’ vision, the
Sehore Campus was running twelve colleges in 2012, offering 3054 students a total of
20 undergraduate courses, 20 postgraduate courses, one post-graduate diploma
programme, and one diploma course. Due to the high level of instruction offered at
reasonable prices and without any additional fees, the Sri Satya Sai Group of
Institutions draws many students from distant regions and States. In its fourteen-year
history, the numerous institutions that make up the Sri Satya Sai Group of Institutions
were the only ones in Sehore and the six adjacent districts that offered technical
education at reasonable costs to deserving and needy students.
Sri Satya Sai University provides programmes in BBA, BCA, B.Com, BE, B.Pharm,
BHMCT, B.Ed, B.Sc., BA, BPES, LLB, BPT, BOT, BST, and BMLT courses at UG level.
At the PG level, the institution offers programmes in M.Tech, M.Pharma, MBA, M.Sc.,
MCA, MA, MTM, DCA, PGDCA, MAM, and M.Com. The university additionally provides
doctoral-level Ph.D. courses.

9. Candidates can apply offline for all courses by requesting an application form from the
university.
Candidates can apply for the applicable UG courses if they have finished their
intermediate education in a relevant field.
Candidates for the B.P.Ed and B.Ed degrees must have received their diplomas in
graduation from any discipline to be able to apply.
Candidates may apply for the required PG courses if they are graduates of a relevant
field.
Following counselling, admission to all courses at SSSUTMS will be based on
performance on a university-conducted entrance exam.
According to performance on the qualifying exam, students are admitted to the BPES,
LL.B, BPT, BOT, BMLT, and BST programmes.
On October 2, 2016, Nitish Kumar, the chief minister of Bihar, launched the Bihar
Student Credit Card Yojana. This program’s goal is to lend money to Bihar State
students so they can pursue higher education.
Click Here to download in PDF the list of colleges covered by the Bihar Student
Credit Card.