1907 Bankers Panic

1907 Bankers Panic
In 1907, the United States went through a financial crisis known as the 1907 Bankers Panic. Out of necessity, President Roosevelt and Congress
devised a system that would aid the economic position. A small group of nationally known financial moguls and politicians gathered at Jekyll Island
and created the outline that became the Aldrich Plan for the growth of the Federal Reserve System. Attending the Jekyll Island meeting with Aldrich
were:
Prominent European banker and Kuhn, Loeb, & Co. partner Paul Warburg, who would later serve on the Federal Reserve's first Board of Governors
and whose knowledge of European central banking was crucial to the meeting's success.
J.P. Morgan & Co. senior partner Henry Davison.
National City Bank of New York president Frank Vanderlip.
Banker's Trust of New York vice president Benjamin Strong, who would later head the Federal Reserve Bank of New York.
Piatt ... Show more content on Helpwriting.net ...
The group worked around the clock, grappling with questions such as who would own the central bank, how many institutions it would contain, and
how open market operations would be conducted (Diaz–Unzalu and Maze). In December 1913, the Federal Reserve Act established the Federal
Reserve System to remedy the conditions underlying the money crisis that had overwhelmed the countries financial crisis for many years. Congress
has amended the act several times since to develop the Fed's ability to foster a sound financial system and a healthy economy. Today, many
economists are critical of the Fed's decisions in the early 1930s because they believe the decisions made by the FED's, declining to make loans to
banks based on poor business decisions of the banks, increased the severity of the Great Depression (Hubbard, R. G., and O'Brien,
... Get more on HelpWriting.net ...

Progressivism Dbq
Progressivism began as a series of local movements and included many different efforts to improve the working society. It was a movement by the
people to curb the power of special interest. More specifically it was a protest by an aroused citizenry against the excessive power of urban bosses,
corporate moguls, and corrupt elected officials. Slowly these efforts became national efforts. Progressives were hopeful that society was capable of
improvement and that continued growth and advancement were the nation's destiny. Progressives also believed that growth and progress could not
continue to occur recklessly as they had not continue to occur recklessly, as they had in the late nineteenth century. Another progressive impulse was a
belief in the... Show more content on Helpwriting.net ...
It supported economic concentration and using government to regulate and control it. The New Freedom, worried individuals and states' rights. In
speeches and writings he argued that government must play a larger role in the national life in order to preserve the economic and political freedoms
that Americans had historically enjoyed. As President, Wilson focused on three types of reform: Tariff Reform, Business Reform, and Banking Reform.
Wilson's first triumph as president was the fulfillment of an old Democratic goal, which was to lower the protective tariff. The Underwood–Simmons
Tariff provided cuts significant enough to introduce real competition into American markets and thus to help break the power of trust. To make up for
the loss of revenue under the new tariff, Congress approved a graduated income tax, which the Sixteenth Amendment permitted. The first income tax
imposed a 1% tax on individuals earning more than $4,000 a year, with rates ranging up to 6% on incomes over $500,000. Wilson also worked with
Congress on a major reform of the American banking system, the Federal Reserve Act. It created twelve regional banks, each to be owned by the
individual banks of its district. The regional Federal Reserve banks would hold a certain percentage of the assets of their member banks in reserve.
They would use those reserves to support loans to private banks with an interest rate

Panic Of 1907 Research Paper
Maribel vicente
History 1302
Mon/ Wed @ 8
The panic of 1907
In the year 1907, trust companies including Knickerbocker Trust, Trust company of America and many other banks started to failed, many people
withdrew their money but many of them had lost everything. Historians Jon R. Moen, Ellis W. Tallman and Tyler E. Bagwell had analyzed the
importance of the panic of 1907, which had led the birth of the federal serve.
In 1907 where, F. Augustus Heinze and Charles W. Morse try to manage the stocks for a copper company. There planned was on cornering them by
buying large amounts of stock and selling them in high prices. The two brothers miscalculated and suffered major losses, this lead for many investor
to withdrawn their money and move to other banks. Historians Jon R. Moen & Ellis W. Tallman stated "suffered huge losses in a failed attempt to
corner the stock of United Copper....... depositors, who moved their deposits from dubious Heinze banks toward more reliable banks." News spread
throughout the city, when they had found out that ... Show more content on Helpwriting.net ...
In order to have a stable banking system, congress had called a meeting where "the National Monetary Commission" (Bagwell), was formed a year
after the panic had passed. The meeting include bankers like J.P Morgan, the National city bank, and many others. They all have gather to discuss the
crisis that happened and to add new regulations on how to protect the money from people investing. This action was led for the creation on The
Federal Reserve act of 1913. Historians had agree that the creation of the federal reserved was due to The National Monetary Commission, where
banking laws where review. According to historians the text shows "Congress formed the National Monetary Commission to review banking policies in
the United States" including "the monetary reform movement that led to the establishment of the Federal Reserve

History Of Centralized Banking System
History of Centralized Banking
The start of the Federal Reserve and the current issue related to it
The history of central banking in America is a very interesting topic that carries a direct impact on today's banking. The paper focuses on how the
centralized banking system started with special emphasis on the First and the Second banks of America and the inception of the Federal banking
system. Highlighted also are the circumstances that led to the established of the financial organs alongside the relevance of the Federal Reserve
today (Fischer, 2015). The topic directly impacts on how financial crisis and all the economic challenges are being handled today. The Federal
Reserve is still the one which regulates all the fiscal activities of America. The Federal Reserve refers to the centralized banking organization of
America. The banking system was established early in the 20th century through the adoption of the Federal Reserve legislation. The inception of the
central system was majorly triggered by a sequence of fiscal worries specifically the famous 1907 fright. The Federal Reserve Act had notably passed
through several hearings, debates alongside changes and was upheld by the majority in the congress. The Federal Reserve System came as the third
central banking system of America, after the first and the second banks of America (Bordo, 2015).
Initially the country's bank currency had been viewed as inflexible since it was anchored on the depreciating worth of the

Young Thug Research Paper
Atlanta–based rapper Young Thug (real name Jeffrey Williams) was arrested earlier today in Sandy Springs, Georgia for making terrorist remarks.
The arrest took place around 6 a.m. and was made by U.S. Marshals who were carrying an outstanding warrant for his arrest. TMZ reports that the
charges stem from an incident one week ago where Williams threatened to kill a mall cop working at Atlanta's Perimeter mall. He avoided the police
for eight days, but then US marshalls arrested him helping the Dunwoody Police, and he was taking in without incident. He is currently being held in
DeKalb County Jail. The 22–year old rapper has been making notable impression on hip–hop this year. His latest mixtape, Barter 6, was released this
past April to strong

The 1907 Financial Panic and the 2008 Financial Crisis
Introduction
The United States economy along with most developed countries experience cycles of booming years, which are also subject to periods of economic
contractions. The cycles in an economy are dependent on many factors and recognizing historical trends can provide forecasts to where an economy is
heading and reduce recurring mistakes. Mark Twain once said, "History does not repeat itself, but it occasionally rhymes." (Carr) The Great Recession
of 2008 precisely emphasizes Twain's historical understanding with respect to the Panic of 1907. Almost exactly 100 years after the financial crisis of
1907, the poem known as The United States economy, holds a stanza rhyming it with the 2008 financial crisis. The tail of these two events is
compared to better understand the elements in an effort to rhyme the next line of the poem with a new set of syllables. Before understanding these
elements, a financial crisis is defined as "A situation in which the value of financial institutions or assets drops rapidly. A financial crisis is often
associated with a panic or a run on the banks, in which investors sell off assets or withdraw money from savings accounts with the expectation that the
value of those assets will drop if they remain at a financial institution. (Investopedia)
1907 Financial Panic
During the early 20th century, the expansion of industry and finance throughout the United States had grown so large that it required some form of
centralized monetary control. The daily

The House of Morgan: an American Banking Dynasty and the...
The House of Morgan: An American Banking Dynasty and the Rise of Modern Finance by Ron Chernov is a history of the modern banking system
in the US from 1838 to 1989 told through the history of the J.P Morgan bank. The book chronicles the bank beginning in the baronial age which
ended with the death of J. Pierpont Morgan in 1913, the diplomatic age from 1913 to 1948, and the post war casino age from 1948 to 1989, when the
book was written. There were three significant events that shaped the future of the bank and the banking industry in the United States. In the baronial
age it was the Panic of 1907. In the diplomatic age it was the passage of the Glass–Steagall act of 1933. In the casino age it was the development of
merchant banking ... Show more content on Helpwriting.net ...
However due to the government regulations enacted as a result of past crashes, the Federal Reserve was able to act as a source of liquidity and
credit, and was able to drop interest rates which was able to support the economic and financial system. These actions were able to avert the severe
recessions that had followed the previous crashes. The Panic of 1907, the Glass–Steagall act of 1933, and the development of merchant banking in the
1980's were significant events in the history of banking in the Unites States, and the Morgan banks were intricately involved in all three. The J.P.
Morgan bailout of the Panic of 1907 could not have been possible in 1987 because of the magnitude of the crisis, just as the government was not
prepared to deal with the Panic of 1907 at the time it occurred. The lessons learned from the Great Depression and the contributions that J.P Morgan had
made to the formation of government regulation and policy averted another depression in the 1990's. J.P. Morgan remains one of the largest banks in
the United States to this day, and although its influence is not the same as it was in its heyday, it has been intimately involved in the formation of the
modern banking system in place in the world

Discussion of the Article The Influence of Economists on...
Discussing the Federal Reserve After reading the article, The Influence of Economists on the Federal Reserve Act, it is apparent the author is trying to
suggest that the economists played a major role in the banking reform which led to the development of the Federal Reserve Act. During the late 1800's
and early 1900's, issues regarding the framework for which the bank operates on was inconsistent and did not perform as projected in foreseeable
emergency situations. For this reason, economists developed strategies and offered a plan that would deter the U.S. from the current sub tier banking
system currently in place into a more reliable centralized banking system. The author gives evidence to this by including an array of economists ... Show
more content on Helpwriting.net ...
With copious amounts of supporting details, the author's point of view may be one that focuses on economists in relation to the Federal Reserve
Act and less on political agendas. The economists were the ones responsible for providing research and acknowledging different solutions to the
crisis of 1907. The author depicts economists in the article as "direct advisors" and "policy makers" which gives the reader a better understanding of
their roles in which they were perceived by the Senate and Congress (Caporal, 2003). These were individuals that strived for excellence and would go
to great means to make an impact in the economy that would alter the banking system forever. Whether a reader agrees or disagrees with how the
centralized banking system was created, the foundation for which it was built off of has continued to grow over a century with key fundamentals still
in place today. The author's implications demonstrate that an economists, the intellectuals, were responsible for the banking reform that led to a
structured banking system. Could this all have been possible without the influence of the economists? In my opinion, the author has provided enough
evidence that would allow the reader to properly analyze and have confidence in the integrity of the article. The conclusion of the article signifies the
influence the economist's had on the Federal Reserve Act and the

The Playboy Of The Western World Critique
The Playboy of the Western World Critique I was overall extremely impressed with the University of Houston's production of The Playboy of The
Western World. The play and the intention of comedy were both carried out very well by the actors. I felt that I was engaged in the play, seeming
like I was actually a part of the performance. The theatre department's attempt on this play was very worthwhile, providing both a good laugh and a
superb form of entertainment. The predominant theme of this play was the chaotic father/son relationship. The message the play is trying to give is
that children can go against their fathers, rioting against them and disobeying their orders and expectations, and how a stereotypical message of
disobedience is sent. In the worst of cases, the father becomes nearly powerless, unable to act or alter the situation in anyway. I do agree with the
message that sometimes children can have control over their parents, and how sometimes there is nothing that can be done about it. In the play, it was
exactly like that when Christy tried to kill his father three times without ever obeying a single one of his commands and even getting in a face to face
fight with him. I have also witnessed this situation in other TV shows and novels. I found that message to be extremely disturbing for me in The
Playboy of the Western World
. The idea of a son killing his father was a terrible idea for my brain to comprehend during the course of the play.
However, I must say

The Assessment Of The United States
The two periods of recession the focus for the analysis are July 1990 – March 1991 (recession one), March 2001 – November 2001 (recession two) and
the recoveries for those recessions that will be the focus for the analysis are March 1991 – March 2001 (recovery one) and November 2001 –
December 2007 (recovery two). Through the analysis of the periods above by the five economic variables, the real Gross Domestic Product (GDPC1),
the output gap, the civilian employment–population ratio (EMRATIO), the civilian unemployment rate (UNRATE), and all employees: total nonfarm
payrolls (PAYEMS), the conclusion is that recession one was more severe and recovery one was more robust. For the GDPC1 analysis, the data are in
billions of chained 2009... Show more content on Helpwriting.net ...
To consider a recovery to be more robust when looking solely at the GDPC1, the increase would need to be greater or there would need to be less
of a decrease. For both of the recession/recovery periods, the GDPC1 starting value was greater than the ending value, meaning the market value
of production decreased from the start to the end. The first recession had a greater decrease in the GDPC1 (1.96 decrease) than the second
recession (1.02 decrease). The second recovery had less decrease in the GDPC1 (2.3 decrease) than the first recovery (4.27 decrease). Overall, the
first recession/recovery period had a greater decrease in the GDPC1 (1.23 decrease) than the second recession/recovery period (.71 decrease).
According to the GDPC1 data, the conclusion is that the first recession was more severe and the second recovery more robust. Overall, the first
recession/recovery period had a greater decrease in the GDPC1. For the output gap analysis, the data are in billions of chained 2009 dollars. At the
start of recession one, quarter three of 1990, the output gap was –30, which was the highest point the output gap reached in this recession. At the end of
recession one, quarter one of 1991, the output gap was –277, which was the lowest point the output gap dropped in this recession. At the start of
recession two, quarter two of 2001, the output gap was 21, which was the highest point the

Flexible Staffing Essay
Flexible Staffing Arrangements
Options for flexible work schedules––once nonexistent––have become a reality, with benefits for workers and employees alike. Job sharing,
compressed work weeks, reduced hours, work at home, and flextime have provided employees with the means to realize a better balance between
work and family and an opportunity to engage simultaneously in more than one endeavor, e.g., school and work, two careers, and work and leisure.
They can also lead to economic and emotional stress and to limited opportunities for professional growth. This Digest examines flexible work options,
including the characteristics of workers who select them, the organizations that offer them, and the influence they have on worker ... Show more content
on Helpwriting.net ...
Temporary workers, those hired for a specific, usually short–term, assignment, are also increasing in numbers.Businesses that have cyclical staffing
needs, e.g., retailers, construction companies, and those that have unpredictable demands, e.g., high tech companies, are frequent users of temporary
workers. About 10–12 percent of Hewlett Packards workers, for example, are temps (Galvin 1998). Some companies have such extensive needs for
temporary workers that they employ temporary agencies to hire, train, and manage these workers. One such company, American Precision Plastics in
Colorado, reports that "90 percent of their 180 plant workers are temporary" (Lief 1997, p. 86). The results of a survey conducted by the W. E.
Upjohn Institute showed the following configuration of temporary workers used by the 550 establishments surveyed for the study (Houseman 1997, p.
6): 46% use workers from temporary help agencies; 38% use short–term hires; 72% use regular part–time workers; 27% use on–call workers; and 44%
use independent contract workers. Typically, these workers receive lower wages and few, if any, benefits, thereby lowering employers costs.
These employer–initiated flexible staffing arrangements, although appealing to many workers, are designed to satisfy the needs of the employer.
Flexible scheduling arrangements, increasing in the workplace, are

Euan Macleod Analysis
Euan Macleod was born in 1956 in the New Zealander city of Christchurch. After have completed his Diploma of Fine Arts at Canterbury University
(1979), moved to Sydney in 1981, where still remains and works on his paintings. Macleod has regularly shown his creations in exhibitions in
Australia and around the world since 1980. His collections are embodied in several private and public expositions, enclosing such as the Te Papa
Museum (New Zealand), the National Gallery of Australia or the Metropolitan Museum in New York. In addition, he has obtained numerous prizes,
among others, the Archibald in 1999, the 2000 Tattersall's Landscape Prize, the Sulman Prize in 2001 and the Tattersall's Landscape Prize in 2009.
(Fiumano Fine Art, 2015).The three

Personal Self-Effectiveity And Academic Beliefs
Students' performance in college can be significantly impacted by internalized beliefs and motivational drive. The impact of personal self–confidence
and optimism have been identified as significant predictors of academic performance and adjustment (Chemers, Hu, & Garcia, 2001). Personal
self–confidence, or self–efficacy, has been acknowledged as important for the development of academic goal commitment, because the student
develops their own level of academic efficacy (Tinto, 1993; Bean, 1990; Chemers, Hu, & Garcia, 2001). Self–efficacy is explained by Bandura as the
personal beliefs or views that an individual has regarding their ability to achieve specific tasks or responsibilities to accomplish and attain clear
distinctive goals. Bandura initially termed the concept as self–beliefs (Bandura, 1977a); however, he later altered the term to self–efficacy. Personal
self–efficacy views impact how an individual will be driven to attain individual achievement and personal satisfaction (Bandura, 1986). The
construction of fear of failure has long been associated with beliefs regarding self–efficacy or self–belief (Martin, 2002), self–esteem, (Sherman, 1988;
Elliot & Sheldon, 1997), and self–doubt (Fox, 1994). Feelings of low self–confidence, poor feelings of self–esteem, and low risk–taking is also directly
correlated to fear of failing (Sherman, 1988; Elliot & Sheldon, 1997; Martin, 1998). Imposter phenomenon has been identified as, individuals who are
considered

The Deadly Famine And The 1907 Chinese Famine Essay
In the dawn of humanity, the first human beings started to gather food from plants and hunted down animals for food. They continue to do this by
following the animals migrating to areas and picking plants to survive from starvation. However, human beings are growing tired of risking their lives
hunting and gathering as well as migrating various areas, so they start to discover that instead of hunting animals and gathering plants for food, humans
can grow their own food and raise as well as domesticate animals as livestock for food. Humans then used fertile land to start their own farms and
develop. Later, the human being population were increasing rapidly which then came large empires to govern them. To make sure everyone would not
suffer from famine, kings commanded their citizens that everyone must have their own farms and share their livestock and crops to the community.
Unfortunately, there were problems such as pests eating the crops and numerous diseases infecting livestock. These problems caused widespread
famine at any nation, such the Irish Potato Famine and the 1907 Chinese Famine. Decades later, humans have dominated the planet but national leaders
are concerned of how to feed the human population. Scientists discover DNA on plants and animals and found out that inside of a DNA, there are
certain characteristics and blueprints for whatever creature or plant it has. Scientists wonder if they can somehow manage to manipulate and hijack the
DNA of a lifeform to

The Special Years ( 1907 And 1908 )
The Special Years (1907 and 1908)
Between having won a financially lucrative lawsuit against the owners of the Mineral Springs Hotel and Bathhouse, plus getting paid for still
working there, and now collecting a monthly pension, Charles is able to purchase a lot and a half for $150 ($4,000 in 2017). He is undeniably
enthusiastic as he hires men to build the first house that he and Elizabeth have ever owned. And what a location. Near the end of a dead–end street, it
is only a one block walk to church and a three block walk to work. As August of 1907 arrives, the Okawville newspaper announces that "Charles
Lorne's new residence was nearing completion." In September he and his family move into his new residence at 804–06 North Nashville ... Show more
content on Helpwriting.net ...
What a feeling of relief and of satisfaction when he receives word on December 5 that he has won again. His pension is to be increased to $8.00 ($210
in 2017) a month. Earning a pension that brings in $96 ($2,500) a year is a significant increase in the income of Charles when the average worker
only makes $.22 an hour. (L141)
Charles and Elizabeth now have two more members in their family. Their first grandchild, Charlie Koehler, is born in East St. Louis back in 1903
and their second and third grandchildren, Grace and Irene Hall, are born in 1906 and 1907. Now, in 1908, they add two more grandchildren with the
births of Orval Koehler and Charlie Hall. Unfortunately, they all live in East St. Louis and therefore Charles and Elizabeth are unable to see them on
a regular basis. They are helped by the recent addition of a $1.25 ($34 in 2017) round trip train ticket that can be purchased on Sundays.
Charles is a member of the Okawville Post 582 in the Grand Army of the Republic. This is a fraternal organization of veterans who served in the Union
Army during the Civil War. This entails sometimes wearing military–style uniforms at various functions. In 1908, he is proud to learn that he is being
promoted to the rank of Aide–de–Camp to the Commander of the Post. The certificate that he is presented with comes from the organization's
headquarters in Chicago. He has it

Economic View Point Of Strategy
Discussion Board Week 2– Economic View Point of Strategy
In order to answer the following questions, you need to have read and studied the assigned articles. You will be asked to link the different findings, so
you need to think your answers through before you begin. Remember, I am not asking your opinion, but rather asking you to discuss what these 4
articles conclude. When I read academic articles I highlight findings, research questions, theories used, etc. Then I write on the side what is important
and summarize key information. Cite all literature.
1. What are each authors ' findings and explain what the findings mean. Also, what are some reasons for the variation in results? Be specific. The
articles discuss this answer at length. This answer should be no less than 400 words.
In the article Do Markets Differ Much? by Schmalensee (1985), the author set out to answer that question through a cross–sectional study focusing
mainly in the manufacturing industry. Profitability was influenced by various factors and views such as the classical, revisionist, and managerial were
discussed from the 1950's, 1970's, and 1980's, respectively. There are different results from various studies, but cross–sectional examinations still run
into problems because of measurement problems (Schmalensee, 1985). Possible links are negatively affected by factors such as inflation, risk, and
being put out of balance.
The study by Schmalensee (1985) supported the idea that just because

Research Program : A Little Bit Of Trait Centered Archaeology
Research Programs Fekri Hassan's research program involves a little bit of trait–centered archaeology. According to Gibbon (2014) this type of research
program pertains to identifying traits of an archaeological culture or past culture. In addition, this type of research program involves "associating
components in newly excavated sites with a named archaeological culture...and refining the chronological context of the culture" (Gibbon 2014). This
is evident throughout Hassan's (1986; 2007a; 1988; 1997; 1995) publications as he associates certain areas with specific Egyptian societies such as the
Faiyum. In addition, Hassan (1988) uses iconography and hieroglyphics to indicate the life of the past Egyptian society. Additionally, this research
program is concerned with the chronological ordering of archaeological cultures and their traits (Gibbon 2014). Although, Hassan (1986; 1995; 1997;
2007b) does not focus on dating each specific culture/trait, but he focuses on providing a chronological ordering of the lake level fluctuation patterns.
On the other hand, the research program Hassan's research emphases is systems–centered archaeology. According to Gibbon (2014) this research
program is concerned with culture as being adaptive, it focuses on cultural change and cultural evolution from changes that result form the adaptive
relationship between culture and environment. From this perspective Hassan's (1988; 1997; 1995) publications discusses the cultural change that came
from

Assignment 2: The Gentlemen's Agreement Of 1907
The Gentlemen's Agreement of 1907 is a deal conducted between President Theodore Roosevelt and Japan in an attempt to soothe rising tensions,
through the limit of immigration by both countries, and the United States additionally repealing the allowance of segregated school for Asian children.
The Gentlemen's Agreement of should not be kept in effect due to three reasons; 1.) that keeping it in effect will have a negative impact on Western
Expansion and the economy, 2.) it has a dangerous lack of legal binding and definition, and 3.) the fact that it does not address the issue of violence and
discrimination with anti–immigrant (specifically Asian) sentiment and organizations. Western expansion was greatly influenced by the labor of Japanese

Bridgeton Industries: Automotive Component & Fabrication Plan
Bridgeton Industries:
Automotive Component & Fabrication Plant
The Automotive Component and Fabrication Plant (ACF) was the original plant site for Bridgeton Industries, a major supplier of components for the
domestic automotive industry. It manufactured fuel tanks, manifolds, doors, muffler/exhausts and oil pans. All its products were sold to Big Three
domestic automobile manufactures. Competition was from local suppliers and other Bridgeton plants. The plant well grew and developed as far as the
market dominated by U.S automobile manufactures. It became less effective when foreign competition and scarce, expensive gasoline caused domestic
loss of market share. Throughout the 1980s, the ACF experienced serious cutbacks due to this ... Show more content on Helpwriting.net ...
Second, they would drop one product of manifold.
When the product of manifold was not dropped, assume that the selling prices, volumes and material costs for the year 1991 model would not change
for fuel tanks and doors. Therefore, the budget year of 1991was the report of 1990 and it was not changed for 1991 (see table 4).
When manifold line was dropped, the situation of 1991 in comparation to 1990 was similar to the situation of 1988 in comparation to 1989.
Assume that the change of the overhead per the change of labor cost of 1988 and 1989 was the situation of 1990 and 1991 and was not changed equal
to 2.7 (see table 5). Assume that the direct labor cost of 1991 for the product dropped manifolds was the direct labor cost of that product in 1990 (see
table 5). The total direct material of 1991 was $33,821 (see table 6), the direct labor was $7,562; the total overhead was $61,741 and the rate of
overhead per direct labor was 816% (see table 5).
(Question 6) It is clear that if they drop manifold the overhead per direct labor increases too many to 816% (see table 5) but the most important
thing was that total gross income decrease too many from $63,501 in 1990 to $30,298 in 1991 (see table 6). The recommendation based on the model
year budget of 1991 (see table 6) was that they should not outsource manifolds from the ACF in 1991 because it make the total gross income of the
company dramatically decrease. A lot of other information should take

Cryptosporidium Hominis Essay
Background Information on Cryptosporidium hominis
1.Classification
Cryptosporidium hominis is classified as a eukaryotic single–celled protozoa. It is part of the Apicomplexa phylum. Organisms in the phylum
Apicomplexa carry out their entire life cycles in the gastrointestinal tract of host organisms.
2.Associated Disease
C. hominis is associated with acute gastroenteritis and diarrhea in humans. Many species from the same genus also cause these diseases and those
infected are said to have cryptosporidiosis.
3.Relationships with Other Organisms
C. hominis maintains a parasitic relationship with humans. It uses humans as a host for infection, as well as reproduction and release of new spores. C.
hominis has also been known to share this ... Show more content on Helpwriting.net ...
These can be things like swimming in a contaminated pool, drinking contaminated water, performing sexual acts involving the anus, and caring for
infected cattle, among others.
According to the CDC, there are several ways to prevent the spread of C. hominis. Practicing good hygiene is of utmost importance. Washing hands
with soap and warm water frequently is one of the best ways to prevent infection. Infected children should be kept home from daycare and school to
prevent infection from spreading to their peers. Persons using pools and other public water sources should shower before entering the water and ensure
children are clean before entering the water. Minimizing contact with animal feces by wearing protective gloves during clean up and disposal and
washing hands after contact.
Avoiding potentially contaminated water sources is also important. C. hominis has a tough outer coating that allows it to be chlorine–resistant. Avoid
swallowing pool water or water from lakes, ponds, and oceans. Refrain from drinking untreated water, inadequately treated water, or water in countries
where water purity is dubious. Drink bottled water or boil potentially contaminated water to disinfect

Mentoring Essay
Mentoring Like most institutions in a world of change, the age–old practice of mentoring is being influenced by new forms of work, technology, and
learning. Mentoring is typically defined as a relationship between an experienced and a less experienced person in which the mentor provides
guidance, advice, support, and feedback to the protГ©gГ© (Haney 1997). Mentoring is a way to help new employees learn about organizational culture
(Bierema 1996), to facilitate personal and career growth and development, and to expand opportunities for those traditionally hampered by
organizational barriers, such as women and minorities (Gunn 1995). The benefits of mentoring are not only work related; it can provide individuals
with opportunities to ... Show more content on Helpwriting.net ...
The Mentoring Institute (1997) maintains that, in the past, mentoring typically just "happened" as experienced people recognized and developed new
talent or as beginners sought the counsel of knowledgeable elders. Now, the institute describes a "new mentoring paradigm": todays protГ©gГ©s are
better educated but still need a mentors practical know–how and wisdom ("craft knowledge") that can be acquired only experientially. Therefore, many
organizations are instituting formal mentoring programs as a cost–effective way to upgrade skills, enhance recruitment and retention, and increase job
satisfaction (Jossi 1997).
Many mentoring programs have been geared specifically to women and minorities as a way of helping them break into the "Old Boy Network" and
through the "Glass Ceiling." However, the value of opening these opportunities to all is being recognized. Gunn (1995) suggests that a more
democratic approach to mentoring is emerging, open to more employees at more levels. For example, a high–level new employee hired because of
specific expertise may still need the coaching in organizational culture that mentors can provide, a form of partnership that is a "two–way transfer of
skills and experience" (p. 65). This more inclusive mentoring strategy is seen as an alternative to the career ladders and security that organizations are
no longer providing (ibid.). Another democratic approach is a trend toward group mentoring in which the mentor is

John P Morgan Essay
After the American Civil War, the industry of American began to grow and new technologies and ideas were developed. John Pierpont Morgan, an
American financier and banker, helped with the financing of many industries such as the railroad, steel, and electric industries. However, he used
his wealth and power to control and buy out businesses. Morgan was a robber baron who is a person who profits off of an industry or people by
means of ruthless and unfair business practices for their own personal gain. John P. Morgan, who was born in a wealthy family, started his career as a
banker. He later became a financier and helped invest in multiple industries such as Carnegie Steel, General Electric, and various railroad companies.
He became influential... Show more content on Helpwriting.net ...
Morgan posed on America was his influence in the government. Morgan's wealth and power in the US economy by his monopolies were a source
of concern for the people. In 1893, a financial crisis in America that threatened the U.S. Government Treasury's gold reserve was relieved by Morgan.
Morgan formed an organization to help resupply the government's gold reserve (The Editors, В¶ 4). However, his purpose to help resupply the
government's gold reserve was not only to protect the economy, but his monopolies as well. If the gold reserve was to be depleted, it would have
caused a detrimental problem for Morgan's profits from his monopolies. Even though Morgan attempted to maintain his monopoly in corporate America,
he came face to face with Roosevelt's decision to bring down the monopolies that threatened

Pathways Through Financial Crisis
Global Governance 12 (2006), 413– 429
Pathways Through Financial Crisis: India
Arunabha Ghosh
India survived near–crisis situations twice in the 1990s. How did internal and external constraints shape that country's ability to respond to the crises?
This article argues that India's success can be attributed to four sets of decisions taken during the period 1991–1997: devaluation, involvement of the
IMF, partial liberalization of the domestic financial sector, and gradual opening up of the external sector. The article analyzes the options, political
opposition, and eventual outcomes for each set of decisions. India's ownership of its reform program helped set the pace of reform, while close
interaction between technocrats and the IMF added ... Show more content on Helpwriting.net ...
Petroleum import costs in 1990–1991 increased by half to US$5.7 billion.10 The government had to bear the additional burden of airlifting and
rehabilitating 112,000 Indian workers from the Middle East as remittances from the region declined.11 The second shock was global recession: world
growth had declined from 4.5 percent in 1988 to 2.25 percent in 1991.12 Export growth in the United States–India's largest market–turned negative in
1991. Conditions in the Soviet Union, another major export destination, had also worsened. In 1990–1991 India's exports grew only 4 percent. India
was also suffering from internal political instability. The fragile National Front coalition faced a nationwide crisis in the summer of 1990 over its
affirmative action policies. By autumn, a campaign by the BJP (an upper caste–dominated coalition partner) to build a Hindu temple at the site of a
sixteenth–century mosque in Ayodhya resulted in widespread communal violence. The government collapsed when the BJP pulled out. A new minority
government failed to pass the scheduled budget in February 1991 when it lost the Congress Party's external support. In May 1991, while
Arunabha Ghosh
415
campaigning for the general elections, former prime minister Rajiv Gandhi was assassinated. In reaction, and in parallel to these developments, the
economic situation worsened. By September 1990, net inflows of Non–Resident Indian deposits had turned negative. Access to commercial

Beyonce Research Paper
Singer/Actress Beyonce` Giselle Knowles–Carter, also known as Beyonce` was born, also raised in Houston, Texas. Daughter of Celestine Knowles
who was a hairdresser and her father Mathew Knowles who was a sales manager. Beyonce also has a younger sister by the name of Solange that
also is a singer/actress. As a child Beyonce was in dance class at her middle school, St. Mary's Montessori in Houston. Beyonce's dance instructor
Darlette Johnson would sometimes sing to them, one day Beyonce` decided to finish her instructors song with an amazing high note. During dance
class is when they discovered Beyonce's amazing voice and they soon knew she would become a star wasting no time into believing that was her
calling. Entering in many different singing and dancing competitions, taking the win home over girls that were twice her age. From elementary to
high school Beyonce` attended schools that were only for the talented which also lead her to world fame in 1990.When Beyonce's career finally took
off, she became known for being one of the greatest recording artist. With Beyonce as the lead singer, her and three other girls in 1995 signed to
Elecktra Records, later moving to Atlanta Records. In October of 1995 the girls... Show more content on Helpwriting.net ...
Beyonce's first solo single was "03 Bonnie and Clyde" featuring rapper Jay–Z. In 2003 Beyonce put out her first solo album, Dangerously In Love,
Destiny's Child supported her even though they were no longer a group. They girls more like sisters rather than work partners. The album won
Beyonce five record–tying awards at the 46th Annual Grammy Awards; Best Contemporary R&B Album, Best Female R&B Vocal Performance for
"Dangerously in Love 2", Best R&B Song and Best Rap/Sung Collaboration for "Crazy in Love", and Best R&B Performance by a Duo or Group with
Vocals for "The Closer I Get to You" with Luther

4 Little Girls
4 Little Girls, a historical documentary produced by Spike Lee, discusses the deadly bombing of Addie Collins, Dennis McNair, Carole Robertson,
and Cynthia Wesley in the 16th Street Baptist Church on September 15, 1963, in Birmingham, Alabama. In the documentary, the bombing of the four
little girls was placed in the larger context of the Civil Rights Movement, where blacks were fighting to end the legalized racial segregation and
discrimination laws. High levels of white violence, especially from the Ku Klux Klan, and a corrupted legal system in which whites controlled sought
to dismantle black progression towards integration. Unfortunately, four little girls, who have not experienced much life were the victims of the deadly
bombing at 16th... Show more content on Helpwriting.net ...
For example, one connection that can be drawn is the rhetoric of the white south during the redemption era in1877 to the 19th century. The white
ideologies of the redemption era were for the white south to rise again and redeem what was rightfully theirs. Therefore, our history saw a reemergence
of white supremacists groups such as the KKK, manipulations in the political atmosphere to eliminate the black vote, and a widespread number of
national lynching. This connects to the four little girl's situation because the same white rhetoric of redeeming what was so–called theirs and
maintaining white supremacy was carried out with the bombing of the 16th street Baptist church which killed the four little girls. Bob Chambliss,
planted the dynamite in the church representing the same attitude during the redemption era, and similarly, the same types of violence such as lynching
and KKK terror were imposed on blacks. This clearly shows that the same white ideologies that were enforced during the redemption period, were still
very prevalent and existed in the Civil Rights

The Legacy of JP Morgan Essay example
In 1871, the banking house of Drexel, Morgan & Co. was established by John Pierpont Morgan. "Twenty four years later it was renamed J.P. Morgan
& Co., which it was to remain until the firm's purchase by Chase Manhattan in 2000. (Hughes 23) At this point, Chase Manhattan was the largest
banking company in the United States. This was a far cry from the 1980's when Morgan "boasted the largest market capitalization of any Americanbank
and was more expensive to buy than Citicorp. (Hughes 11)" While J.P. Morgan could not imagine the path banking would take in the U.S. with his
passing in 1913; his banking house would have a strong hold on American banking for much of the 20th century. The introduction of bank holding
companies and certain laws ... Show more content on Helpwriting.net ...
Thus, from an early age, Pierpont's life was scripted for a promising future in banking and business. Although Pierpont did follow the path laid before
him, this was not the case for the majority of those born into the same circumstances. Pierpont's generation of wealthy heirs often chose the easy life by
simply living off the amassed fortunes of earlier generations. Others, such as the "robber barons," accumulated wealth not through inheritance, but by
working from the bottom to the top during the "Gilded Age" (Strouse, 129). Two men fitting a category of rags to riches, and of whom were also
connected to Pierpont through business, were Andrew Carnegie and Thomas Alva Edison.
In 1869, Junius Morgan became acquainted with Carnegie under the construction and financing of a steel railroad bridge across the Mississippi
River. The bridge finally opened in 1874 as the St. Louis Bridge, but due to an ongoing mild depression in the economy, sparse rail traffic used the
"continental highway." The Morgan's did not waiver in their support for Carnegie, but instead financed future bridges and rail systems as well. With a
solid business relationship in tact, Pierpont and Carnegie collaborated again in 1901 to form the world's largest corporation, U.S. Steel (Chambers, 44).
Originally called the Carnegie Company, Pierpont

The Financial Crisis Of 1907
Prior to the crisis in 1907, banks were considered full service financial institutions. In the year 1913, the Federal Reserve System was created by
congress to help stabilize the financial market by acting as the lender of last resort to the banking institutions. Nonetheless the great depression still hit
the economy between 1929 and 1933 which led to the stock market crash and market share value decrease by 80%. By the 1980s, the economy had
stabilized again and there was increase in computer analysis, electronic information transfer, increased importance of global markets and deregulation
of financial institutions.
The financial crisis of 2007 and 2009 was the worst since the great depression. It was not a single event but a series of crises whose seeds had been
planted in yet another recession of 2001 and the era of the internet bubble years earlier (Bodie, Kane, & Marcus, 2011). One of the reasons for the
crisis was the rise in subprime lending. Subprime loans were offered to individuals who did not qualify for prime rate loans and carried a higher rate
of interest than prime loans (Gilbert, 2011). Another reason behind the subprime mortgage crisis is argued to have been due to the lack of ethics and
poor policies such as the Goldman rule which encouraged pursuit of profitable opportunities irrespective of the effects on others (Watkins, 2011). In
this paper, I will briefly define financial markets, outline types of financial markets and orders and trading mechanisms in

Federal Bank Of Commerce : The Knickerbocker Trust Company
In the year of 1907, New York City had three types of banks which were; national banks, state banks, and trusts. Trust companies were making more
money, successfully seizing large portions of stock from major industries. The Knickerbocker Trust company was ranked the 3rd largest Trust
company in New York City. This was a major concern for the National bank, and they perceived the success of the Knickerbocker Trust company as a
threat. While riding the waves of success, the Knickerbocker Trust company continued pursuing financial endeavors to obtain additional control of the
market. With dollar signs in their eyes the Knickerbocker Trust Company placed a bid to purchase stock in the United Copper Company. Unfortunately
the offer proved to... Show more content on Helpwriting.net ...
Morgan leading the forefront, each of the banks consolidated their funds to provide the Knickerbocker Trust company with liquidity. After thePanic of
1907, many years later Congress established that there indeed was a need for a central government to assist in regulating the money supply. They
analyzed the components of the Federal Reserve. They determined that a central government would combat bank crises from arising and enable
stability in the interest rates. When the Federal Reserve Act was finally passed in the year of 1913, Congress relinquished all powers relating to
controlling the money supply and regulating the banking system to the Federal Reserve. The only issue Congress had with forming this central
government was that they didn't want it to become more powerful than them. In efforts to prevent a tug of war involving issues concerning
authoritative power, Congress granted and divided power amongst each of the Federal Reserve banks that were present within the country. Once
Congress reached an agreement that established the exact number of Federal Reserve banks, again another issue was encountered. The issue
Congress now faced was deciding on where each of the Federal Reserve Banks would be located. Thus, can be concluded that the location of each
Federal Reserve Bank, denotes an example of the political influences and the distribution of power among senators and representatives dating as far
back as 1913.
The Federal Reserve banking

Dodd Frank Wall Street Reform
'Dodd–Frank Wall Street Reform and Consumer Protection Act ' Abstract The Dodd
–Frank Wall Street Reform and Consumer Protection Act is a
massive piece of financial reform legislation passed by the Obama administration in July 2010 as a response to the financial crisis of 2008. Named
after sponsors U.S. Senator Christopher J. Dodd and U.S. Representative Barney Frank, the act's numerous provisions, spelled out over roughly
2,300 pages, are being implemented over a period of several years and are intended to decrease various risks in the U.S. financial system. The law
was initially proposed by the Obama administration in June 2009, when the White House sent a series of proposed bills to Congress. A version of the
legislation was introduced... Show more content on Helpwriting.net ...
To help make them more transparent, a clearinghouse of sorts– similar to the stock exchange–must be set up so these derivative trades can be
transacted in public. But Dodd–Frank left it up to the regulators to determine exactly the best way to put this clearinghouse into place. And not all
derivatives will be subject to the law. The Securities and Exchange Commission and the Commodity Futures Trading Commission approved a rule that
would exempt some energy companies, hedge funds and banks from derivative oversight. Insurance companies affected by Dodd–Frank The law
created a new Federal Insurance Office (FIO) under the Treasury Department, which would identify insurance companies, like AIG, that create risk to
the entire system. AIG was caught in in a major liquidity crisis when its credit ratings were downgraded in September 2008. The U.S. Federal Reserve
Bank had to step in and create an $85 billion emergency fund–taxpayer money–to help AIG meet increased financial payouts. The new FIO will also
gather information about the insurance industry and make sure affordable insurance is available to

Managerial Accounting Essay examples
1. The overhead allocation rate used in the 1987 model year strategy study at the Automotive Component & Fabrication Plant (ACF) was
435% of direct labor dollar cost. Calculated the overhead allocation rate using the 1987 model year budget. Calculate the overhead allocation rate
for each of the model years 1988 through 1990. Are the changes since 1987 in overhead allocation rates significant? Why have these changes occurred?
Solution: Based on the given info we calculate Overhead Allocation Rate =Overhead for PeriodAllocation Base for Period for each allocation bases
vis. Sales, Direct Material and Direct Labor Year| 1987| 1988| 1989| 1990| Sales| $330,154 | $351,071 | $216,338 | $226,542 | Direct Material|... Show
more content on Helpwriting.net ...
sum of Direct Material costs, Direct Labor costs and Overhead costs. Year| 1988| 1990| Product| Product 1| Product 2| Product 1| Product 2|
Expected Selling Price| $62 | $54 | $62 | $54 | Standard Material Cost| $16 | $27 | $16 | $27 | Standard Labor Cost| $6 | $3 | $6 | $3 | Overhead
Allocation Rate (Labor)| 434.45| 434.45| 562.99| 562.99| Overhead Cost| 26.07| 13.03| 33.78| 16.89| Gross Margin| $13.93 | $10.97 | $6.22 | $7.11
| Gross Margin / Selling Price (%)| 22.47| 20.31| 10.03| 13.17| 3. Assume that the selling prices, volumes, and material costs for the 1991 model year
will not change for fuel tanks and doors produced by the ACF of Bridgeton Industries. Assume also that if manifolds are produced, their selling
prices, volume, and material costs will not change either. Prepare an estimated model year budget for the ACF in 1991 (1) If no additional products
are dropped; and (2) If the manifold product line is dropped. Explain any additional assumptions you make in preparing your estimated model year
budgets. What will be the overhead allocation rate under the two scenarios? Solution: Case (1) – If no additional products are dropped This should be
similar to the change from 1987 to 1988 as even then no additional products were dropped. Assuming the change would be minor

Essay on Bridgeton Industries
The automotive component & Fabrication Plant, ACF, was the original plant site for Bridgeton Industries, a major supplier of components for the
domestic automotive industry. All of the ACF's production was sold to the Big–Three domestic automobile manufactures. Its main competitors were
local suppliers and other Bridgeton plants. This company did very well but recently it became less effective when foreign competition and scarce,
expensive gasoline caused domestic loss of market share. For boost its selling, it made four criteria, quality, customer service, technical capability, and
competitive cost position to evaluate three classifications of products. Question 1 According to Exhibit 2, Model Year Budgets for the ACF, we can
know the... Show more content on Helpwriting.net ...
Therefore, we can guess why direct labor costs and material costs went down faster than overhead. Question 3 | Production 1| Production 2| | 1988|
1989| 1988| 1989| Expected selling price| 62| 62| 54| 54| Standard material cost| 16| 16| 27| 27| Standard labor cost| 6| 6| 3| 3| Overhead allocation
rate(OAR)| 434%| 577%| 434%| 577%| Overhead(OAR*DLC)| 26.04| 34.62| 13.02| 17.31| Gross margin per unit| 13.96| 5.38| 10.98| 6.69| Gross
margin/Sales| 22.5%| 8.7%| 20.3%| 12.4%| Question 4 In my opinion, the four criteria, quality, customer service, technical capability, and
competitive cost position, are very appropriate to classify its products because this company considered most all of aspect of products to catalog
and classify and this way can help this company to find out which type product should use which method to reduce its costs. Question 5 Model 1:
the criterion is no additional products are dropped. So, we can assume no additional products will be dropped in 1991 from 1990. The change in
overhead allocation rate from 1990 to 1991 will be similar to the change from 1987 to 1988. The differences in 1987 to 1988 are fairly not
important. If we assume that change in overhead from 1990 to 1991 will also be omitted because the product line has not changed; therefore, the 1991
overhead allocation rate will be the same as the 1990 overhead allocation rate of 563%. Model 2: the

Jp Morgan In The 20th Century
In the 20th Century there was many important people who changed the way the America is today. John Pierpont Morgan once said, "If you have
to ask how much it costs, you can't afford it." It is assumed amongst most people that John never had to ask the price of anything because he had
so much money. J.P. Morgan was a significant figure in America's 20th Century because of his role in saving the economy, funding huge companies
and creating a wealthy bank that is still around today. In this world it is hard to make yourself somebody important if you don't come from the right
background. Well the Morgan family was always wealthy. J.P. was born into the home of Junius and Juliet Morgan in Connecticut. He grew up with
three siblings, two sisters and one brother (J.P. Morgan). J.P. attended high school in Boston and after graduation went to Europe. He knew one day
he wanted to take his father's business over, so he went abroad to learn German and French to be able to expand his future business to the global
scale. John married a woman abroad who was bound to die of tuberculosis 4 months later, and then married Frances Tracy after her... Show more
content on Helpwriting.net ...
Morgan has even impacted acts that saved the government many times all because Morgan gave them the idea. Congress knew that Morgan and his
money wouldn't be around forever so they had to make an act that would make sure they had their own money to secure the Stock Market in the future
if similar situations were to arise. Morgan also bought unsafe rifles from the government, reconditioned them and sold them back to the government for
a huge profit. These rifles were then used in the Civil War. If Morgan hadn't given the Government safe and technological rifles then the outcome of the
Civil War could've been different. They might not have been able to defeat the South with unconditioned and unsafe rifles (Cross, Mary). J.P. Morgan
played a major role in saving 20th century America from many catastrophic

Taking a Look at Impulse Buying
The American Marketing Association defines impulse buying as 'a purchase made without planning.' Frequently, the purchase is an emotional
reaction to a marketing stimulus the latter Centre. "Impulse buying has been considered a pervasive and distinctive phenomenon in the American
lifestyle and has been receiving increasing attention from consumer researchers and theorists (Youn & Faber, 2000, p.179)". Despite the negative
aspects ofthe impulse buying behavior from past research, defining impulsive behavior as anirrational behavior (Ainslie, 1975; Levy, 1976; Rook &
Fisher, 1995; Solnick,Kannenberg, Eckerman, & Waller, 1980), resulting from a lack of behavioral control (Levy, 1976; Solnick et al., 1980),
resulting from a lack of behavioral control(Levy, 1976; Solnick et al., 1980), impulse purchases account for substantial sales acrossa broad range of
product categories (Bellenger at al, 1978; Cobb & Hoyer, 1986; Han,Morgan, Kotsiopulos, & Kang–Park, 1991; Kollat & Willet, 1967; Rook & Fisher,
1995;Weinberg & Gottwald, 1982). A study found that impulse purchases represented between 27% and 62% of all department store purchases
(Bellenger et al., 1978). Rook and Hoch (1985) assert that most people have experienced an impulse purchase. Other research findings support this
assertion revealing almost 90% of respondents have made grocery purchases on impulse occasionally (Welles, 1986), and between 30% and 50% of
all purchases can be classified by the buyers themselves as

How Does Andy Warhol Show Signs Of A Death Effect
The main body of this paper compares Andy Warhol's auction data from 1985 to 1996 to Richard Agnello's avant garde and general art market
indexes for signs of a Death Effect. Compared against both the avant garde and general art market, Warhol shows signs of a slight Death Effect.
This appendix examines Roy Lichtenstein's market for signs of a Death Effect as well. Lichtenstein was older than Warhol and the usual artist whom the
literature suggests can demonstrate a Death Effect. Heinrich Ursprung and Christian Wiermann (2008) find that the ideal age to exhibit a death effect
is between 60 and 70 because younger artists are not well enough established and the market already anticipates the death of older artists. To analyze
Lichtenstein's ... Show more content on Helpwriting.net ...
The general art market, as captured in Mei and Moses's index, began to fall in 1995 and continued to fall until 1997 (Figure 9). The art market began
to rise in 1998, but Lichtenstein's continued to fall. The year after Lichtenstein's death was the only year Lichtenstein and the general market diverged.
By 1999 Lichtenstein's market rose to rejoin the general market. This appears to be the opposite of a death effect since total sale prices fell below the
general art market.
Lichtenstein's market generally followed the Dow Jones Industrial Averagearound Lichtenstein's death, but reacted much more significantly. From
1993 to 1995 Lichtenstein rose with the Dow, but began falling a year before the Dow started to drop (Figure 19). The Dow peaked in 1996 and
started to decline until 1998. During this decline, Lichtenstein's individual market fell much faster changing over 150% while the Dow fell 15%. The
year of Lichtenstein's death briefly departed from the trend and only fell 1% between 1996 to 1997, though the Dow continued to fall at the same rate of

User Satisfaction and Evaluating Information Systems' Success
User Satisfaction is considered the most extensively used variable among other variables used in evaluating information Systems success. Despite the
extensive literature on user satisfaction, controversy over this method of measuring still exist..
User Satisfaction can be ddefined as the "sum of one's feeling's or attitudes toward a variety of factors affecting that situation in a given situation"
(Bailey and Pearson 1983), and is considered the most thoroughly used domain in measuring system success (e.g. Delone and McLean, 1992; Doll and
Torkzadeh, 1988; Etezadi–Amili and Farhoomand, 1996; Igbaria and Nachman, 1990; Igbaria and Tan, 1997; Gatian, 1994), and is widely cited as an a
standard instruments that measure end user satisfaction (e.g. Bailey and Pearson, 1983; Baroudi and Orlikowski, 1988; Doll and Torkzadeh, 1988).
DeLone and McLean (1992). Even some author feel that satisfaction is an important domain for information system success, previous researchers as
early as 1983 concluded that satisfaction constructs (e.g. User Information Satisfaction – Bailey and Pearson 1983) does not just measure satisfaction
but also multiple dimension of system quality which are blend together as system quality and information quality rather than just measuring user
satisfaction.
Systematic review of literatures done by Tan (2005) manage to detect sixteen User Satisfaction studies that are used as an evaluation tool right from
1974 to 2004 and almost all are reported from

Gatti Scandal
Source: UCONN Mac and Cheese Kid Gets Probation, No Jail Time; http://www.courant.com/news/connecticut
/hc–mac–cheese–kid–1222–20151221–story.html Synopsis: On October 4, 2015 Luke Gatti went on a rampage in UCONN's Student Union over
wanting bacon jalapeno macaroni and cheese. This incident was caught on video and went viral on YouTube and Facebook. On December 21, 2015
Gatti appeared in court regarding sentencing. The prosecutor and defense attorney argued back and forth about how severe the actions were in the
incident. The prosecutor kept bringing up Gatti's past arrests from the previous year. These previous arrests were for similar conduct when Gatti was a
school in Massachusetts, where he was expelled. However, for those offenses he was

Essay JP Morgan
JP Morgan John Pierpont Morgan is considered one of the founding fathers of the modern United States economy. He was an industrial genius that is
accredited with the founding of many companies including General Electric and AT&T. However, Pierpont is looked upon as a saint and demon the
same. He received a honorary degree from Harvard university that read: "Public citizen, patron of literature and art, prince among merchants, who by
his skill, wisdom and courage, has twice in times of stress repelled a national danger of financial panic." But Robert LaFollette, the Wisconsin
progressive, saw him as "a beefy, red–faced thick–necked financial bully, drunk with wealth and power." Despite conflicting opinion on his persona, his
... Show more content on Helpwriting.net ...
The firm of Duncan, Sherman & Co. was the American representation of the George Peabody Company. He wrote to the company asking for a
position for his son and advertising the fact that his son had "many admirable qualities for a worker" To the company, J.P brought an energetic and
enterprising spirit, mathematical wisdom, great confidence and a useful tie with the English banking world. In less than three years Morgan went from
clerk to cashier in the company. Although, he was denied a promotion when his father requested one, he did receive a promotion in the firm later in his
career. In 1860 Morgan left Duncan, Sherman and founded J. P. Morgan and Company to act as an agent for his father's business. Young Morgan had
his hands full at time putting through sales of American securities on behalf of his fathers anxious English clients, who doubted if the Union would
survive and wanted to unload their American holdings in. In 1864 Morgan joined up with another former businessman of Duncan, Sherman & Company.
Charles Dabney and Morgan started their own company named Dabney, Morgan & Co. Morgan's business continued to grow as he intensively
involves his company in more trade and commerce transactions. In 1871 Dabney retired and Anthony J. Drexel became Morgan's new senior partner.
Drexel was already the head of the Philadelphia investment bank Drexel & and Company. The new company Drexel Morgan & Co. became one of the
largest and most

Bailouts Effect on Economy
Almost 1.2 trillion dollars were spent on bailing out the various banks in the 2008 financial crisis. First, what bailouts are is explained. Then, the
history of bailouts in the US is told. Finally, the effects of the recent bailouts are analyzed. Because billions of dollars are spent on bailouts, they
need to be understood by the public by knowing their history and their effects on the economy to ensure informed decisions in the future on
whether or not banks should be allowed to fail. A bailout is the process of offering money to a failing business, often in the form of a loan, in order
to prevent the consequences of that business going bankrupt. The most well known type of bailout is when the government bails out a company but
that is not the only kind of bailout. It can be an individual bailing out a company, a company bailing out another company or even a government
bailing out another government as has been happening in Greece for a few years. The reason that a company is bailed out is because of the "Too
big to fail" theory which states that some banks or other companies are so large and interconnected with the rest of the economy that if it failed there
would be disastrous effects in the rest of the economy, enough to cause another recession or even another great depression. For example in 2008, the
global financial services firm Lehman Brothers filed for bankruptcy, which was the largest bankruptcy in U.S history with over six hundred billion
dollars in assets. The

The Playboy Of The Western World
The Playboy of the Western World by John Millington is a play that conveys the theme of social conventions in a village in Ireland around the
1900s. I had the pleasure of seeing the play The Playboy of the Western World in the Alley Theatre on October the 9th. The theme of The Playboy of
the Western World was social conventions, all of the character had a certain criteria on who was accepted by their community. The play sends a
message of the things people will do to be accepted in their society. Christy Mahon lied to Pegen and the other villagers about murdering his father,
Old Mahon, so they would accept him and give him refuge. Christy wanted Pegen to like him and the lie he told not only made her interested but also
the other women... Show more content on Helpwriting.net ...
Her father had been planning to marry her to Shawn Keogh but she disapproved of him because of his feared everything. Her main motive is to
get married to someone who will protect her from any type of danger. She does not accept Shawn because he is not seen as courageous while
Christy does because of his act of killing his father. The social conventions are imposed by her way of thinking as well as the whole village who
see courageous act of core to be admired instead of being punished.The antagonist of the play was Christy Mahon, he came into the village to seek
somewhere to hide because he had killed his father or so he led the villagers to believe. His main motive was to have the approval of Pegen so they
could get married. Pegen wanted someone who would protect her, she saw any type of rebellion as praiseworthy. Christy's motives are connected
to the theme because he was pretending to be a killer so that Pegeen would be in awe of him and see his act of courage. Primary conflict between
the protagonists and antagonist is Christy wants to be admired by Pegeen because she sees his act as a quality she wants in a man. He lies to
everyone by stating he killed his own father which resulted in Pegeen's interest towards him. Christy however, has not done this murdering act he has
led Pegeen and the other villagers to believe. He does not want Pegeen to be

1907 Bankers Panic

Recommended

Recommended

More Related Content

More from Suzanne Horn

More from Suzanne Horn (20)

Recently uploaded

Recently uploaded (20)

1907 Bankers Panic