1. Meet Zenefits:
The First Modern, National Broker
10,000+ companies in 30+ industries across 47 states
use Zenefits to manage the benefits of 100,000+ employees.
Dina
Zenefits Insurance Advisor
7 years of insurance
experience as an Aetna
account executive.
Mike
Zenefits Insurance Advisor
10 years of insurance
experience at the nation’s
largest employee benefits
general agency.
Myesha
Zenefits Insurance Advisor
14 years of insurance
experience managing PEO
clients between 2 and 3,000
employees.

2. Table of Contents
Why choose a national broker?
Why choose Zenefits?
Incredible Support
Streamlined Renewal and Open Enrollment
Free Benefits Administration Software
Impeccable compliance—at no cost.
Get more from your broker than just great service.
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3. 3
Why choose a national broker?
You like saving money, dealing with experts and having choices.
When we talk about “national presence,” what do we mean? Well, Zenefits is everywhere you are, but
we’re (probably) not physically in the same room. So while we can’t reach out and shake your hand,
we can reach out and get you the best possible insurance rates. National presence means bargaining
power, and we pass the savings onto you in the form of unbeatable group rates.
Our brokers have experience in every state and access to nearly every plan.
Our experienced brokers know the ins and outs of insurance—for nearly every state, market, and
carrier. It’s our job to understand the local rules and the national nuances. Ready to hire employees in
another state? Zenefits has you covered wherever you go and however you grow.
Medical
Dental
Vision
COBRA 401(k) Commuter FSA HSA Life Disability Workers
Comp
Big Business
51-1,000+ Employees
• Self-Funded Insurance
• Stop-Loss Coverage
• Trend Analysis
• Claim Audits
• Forecasting
• Regulatory Compliance
• Strategic Planning
Small Business
20-50 Employees
• Group Life & Disability
• Federal COBRA Administration
• Flexible Spending Accounts
• Total Compensation Statements
• 401(k) Plans
• Benchmarking
• Alternate Funding Solution
s
Startup
2-19 Employees
• Fully Insured Medical, Dental, & Vision Plans
• Health Savings Accounts
• Workers’ Comp
• POP Section 125 Plans
• Personalized HR Support
• Affordable Care Act Compliance
• Next Stage Guidance

4. 4
Why choose Zenefits?
Strategic Planning
Quoting and Rate Negotiation
Renewal and Open Enrollment
FSA, HSA, and HRA Plans
Employer & Employee Self-Service Portals
Nationwide Coverage
Instant Insurance Quotes
Free COBRA Administration
Digital Document Storage & E-signatures
Payroll Integration and Automated Payroll Deductions
Easy, Online Contribution Management
•
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Services Traditional
Broker
(for 2-49 employees)
The user interface is really intuitive and it walks new
hires through the entire health insurance enrollment
and onboarding process in just a couple of minutes.”
Controller @ Twitch Interactive (130 employees)
Online, No-Employer-Fee COBRA Administration

5. 5
We’re not just high-tech, we’re high-touch too.
Get the customer service you deserve from our incredible support team.
We’re here for you and your employees--from claims to enrollment help.
Tim
Seriously impressed with the level of
#customerservice with @Zenefits. #Friday
afternoon and I’m still getting prompt answers.
Ben
@Zenefits I always assume my new benefits will be
complicated based on my previous jobs. thanks for
making annoying stuff easy.
John
Thank you @Zenefits for helping to explain a
mess with my @hsabank account. Your customer
service really is top notch <3
Kyle
Incredibly impressed by the speed and efficiency
of @Zenefits’s service. Stoked my company is
using them.

6. 6
Your broker experience will never feel distant.
Who walks us through our renewal?
We do. Granted, we won’t be walking you through it in person, but when you’re done, you’ll definitely
feel like you’re a step ahead. Our experienced team of brokers is there with you every step of the
way. We offer pre- and post-renewal meetings, competitive rate negotiations and a seamless, 100%
paperless process.
Who guides us through open enrollment?
We do. Once we’ve walked you and your employees through everything, Zenefits’ intuitive open
enrollment process typically takes an employee 5 minutes (and an entire company just 24 hours),
all without touching a single piece of paper. Can you say the same for your current open enrollment
process?
Who goes to bat for our employees?
We do. If your employees ever have questions or concerns, we’re just a call or email away. No
problem is too big, no question is too small. We’re here to help--from going to bat for your employees
when they have a claims issue, to helping explain how benefits work for those new to enrollment.
The best part? Employees can view / enroll in their plans 100% online and paperless!
Matt
I just completed my open enrollment in about 3
minutes using @Zenefits. So awesome!
Katie
I always hate open enrollment. So many big
decisions I know nothing about. @Zenefits,
seriously just took me 3min. You da best.

7. 7
Modernize the way your company manages benefits.
Manage your benefits and enroll new employees with just a couple of clicks.
Employees get their own portals, too. Rather than waiting to talk to brokers or searching for the right
forms, your employees can enroll in benefits, find resources, and update their information online.
From your employer portal, you can:
• Get instant quotes and compare plans.
• Review coverage status for all employees.
• Make updates to your benefits.
• Hire new employees and enroll them in benefits.
• Monitor employee enrollment status and deadlines.
• Estimate benefit costs for future employees.
• Automatically sync HR updates with payroll.
From their portal, your employees can:
• Enroll in benefits during onboarding.
• Review benefits and plan details.
• Update personal information across HR and benefits.
• Find ID numbers and print insurance cards.
• Compare plans during open enrollment.
• Update contributions to benefits.
• Sign and store all benefits paperwork online.
Benefits at Acme Co.
Medical Insurance
Acme will deposit $250 into your
HSA account on a quarterly basis
Employee Contributions
Employee Only $0 $0
+ Spouse $75 $75
+ Children $100 $100
$0
$75
Deductible
Single $750
Out of NetworkIn Network Out of NetworkIn Network Out of NetworkIn Network
Family $2,000
$500
$1,500
$750
$2,000
$500
$1,500
$750
$2,000
$500
$1,500
Out-of-Pocket Max
Single $2,000
Family $6,000
$1,000
$3,000
$2,000
$6,000
$1,000
$3,000
$2,000
$6,000
$1,000
$3,000
Benefits
Lifetime Max Medical 100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Inpatient Surgery
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Outpatient Surgery
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Emergency Room
Office Visit 100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Chiropractic
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Rx
100% (Deductible waived) 100% (Deductible waived) 100% (Deductible waived)Mail-Order Rx
$100
+ Family
Inking HAS Contributions
$150
N/A N/A
$150 $150
3 plan options Anthem Blue Cross PPO
Classic 250/20/10
Anthem Blue Cross HAS
Lumenos 1500/3000 10/30
Anthem Blue Cross PPO
Classic 250/20/10
Open Enrollment, Renewal, and Onboarding
Blue Cross of California
Temporary ID Card (Information Purposes Only)
Group Name: Company, Inc.
Group No: R24543
Effective Date: 06/01/2013
Member Name: John Smith
Member ID: 111-244-3332-2
Plan: PPO 25RX Generic
Member Services: 1-888-442-3253
Claims: PO BOX, 272540 San Francisco, CA 94110
Health Insurance
PRINT CARD
Blue Cross of California
Temporary ID Card (Information Purposes Only)
Group Name: Company, Inc.
Group No: R24543
Effective Date: 06/01/2013
Member Name: John Smith
Member ID: 111-244-3332-2
Plan: PPO 25RX Generic
Member Services: 1-888-442-3253
Claims: PO BOX, 272540 San Francisco, CA 94110
Vision Insurance
PRINT CARD

8. 8
Plus: impeccable compliance—at no cost.
Benefits are complicated, but that’s our problem—not yours.
Our compliance experts ensure your benefits are in full compliance with state and federal laws,
and our system is constantly updated as rules and regulations change. Zenefits dots your i’s and
crosses your t’s. No pen or (paper) required:
Sections 125 POP Plans
We make sure your payroll process is set up correctly, your paperwork is filed, and
you’re always in compliance.
ERISA
We provide your employees with access to detailed plan documents and summaries
of benefits and coverage.
Affordable Care Act
We update our system as ACA regulations evolve in real-time, so that you never have
to worry.
Payroll
When your employees make changes to their benefits, we automatically update all of
your pre-tax deductions and employer contributions.
Employee Eligibility
Our system is pre-configured with all of the eligibility rules for medical benefits, HSAs,
FSAs and Commuter Benefits.

9. 9
Get more from your broker than just great service.
Get a single platform to manage all of your HR, benefits and compliance needs.
We believe that your employee benefits should be affordable, transparent and easy to use. That’s why
we built a new kind of brokerage—pairing experienced brokers with innovative technology that you and
your employees will love. We work with companies of different sizes, in every industry and at every
stage of maturity.
And we’d love to work with you.
A.
zenefits.comzenefits.com
ZenefitsZenefits

10. www.zenefits.com
All insurance products are sold by Zenefits FTW Insurance Services.
For insurance license and legal information, please visit www.zenefits.com/licenses.
Save time. Save money. Save paper.
For a free consulation and demo:
Call 1 (888) 249-3263
or email advisor@zenefits.com