Yapily aims to become the central nervous system of the global economy by enabling people around the world to share financial data and access payment infrastructure. They connect banks through secure and scalable APIs, providing developer tools and enterprise solutions. As open banking regulations spread globally, Yapily is uniquely positioned to capture this opportunity due to their coverage of over 98% of UK bank accounts and expansion into other regions like Europe and Asia.
Hoof is an innovative financial services company now seeking investment for a highly scalable application and API platform aimed at growing SMEs. Every small merchant wants to grow. We exist to make that path easier.
Monzo: £19.3M VC investment turned into $2B. Monzo's Series C pitch deckAA BB
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
—
Note, this is likely either the Series C or the Series D funding round, given the content of the deck.
In February 2017, Monzo raised £19.5M from Thrive Capital (likely this round).
In November 2017, they raised £71M from Goodwater capital.
MEDICI’s new ‘Open Banking’ report is a detailed analysis of the Open Banking landscape. Read about the evolution of Open Banking, the regulatory landscape, critical factors affecting the implementation of Open Banking, partnerships, market dynamics, and more!
Hoof is an innovative financial services company now seeking investment for a highly scalable application and API platform aimed at growing SMEs. Every small merchant wants to grow. We exist to make that path easier.
Monzo: £19.3M VC investment turned into $2B. Monzo's Series C pitch deckAA BB
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
—
Note, this is likely either the Series C or the Series D funding round, given the content of the deck.
In February 2017, Monzo raised £19.5M from Thrive Capital (likely this round).
In November 2017, they raised £71M from Goodwater capital.
MEDICI’s new ‘Open Banking’ report is a detailed analysis of the Open Banking landscape. Read about the evolution of Open Banking, the regulatory landscape, critical factors affecting the implementation of Open Banking, partnerships, market dynamics, and more!
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Fintech, Online Brokerage & Online Betting - Presentation by Valentin Stalf, Co-Founder & CEO of N26 at the NOAH Conference London 2016, Old Billingsgate on the 11th of November 2016.
If you’re an investor who’d like to find out more about Hive, get in touch with the founder directly via john.ryder@hive.hr, or alternatively drop me an email at alex@mountsideventures.com
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Embedded Finance - the $7 Trillion market opportunitySimon Torrance
Embedded Finance is a new way for companies across all sectors to create and capture more value. It allows any brand to create and sell attractive financial services (payments, credit, insurance, investments, savings) either as invisible native components of, or add-ons to, their customer experiences. This helps them to increase loyalty and/or generate new high margin revenue in new ways. For the (software) companies who enable Embedded Finance, this offers a very exciting new market.
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Fintech, Online Brokerage & Online Betting - Presentation by Valentin Stalf, Co-Founder & CEO of N26 at the NOAH Conference London 2016, Old Billingsgate on the 11th of November 2016.
If you’re an investor who’d like to find out more about Hive, get in touch with the founder directly via john.ryder@hive.hr, or alternatively drop me an email at alex@mountsideventures.com
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Embedded Finance - the $7 Trillion market opportunitySimon Torrance
Embedded Finance is a new way for companies across all sectors to create and capture more value. It allows any brand to create and sell attractive financial services (payments, credit, insurance, investments, savings) either as invisible native components of, or add-ons to, their customer experiences. This helps them to increase loyalty and/or generate new high margin revenue in new ways. For the (software) companies who enable Embedded Finance, this offers a very exciting new market.
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
This document brings together a set of latest data points and publicly available information relevant for Financial Services Industry. We are very excited to share this content and believe that readers will benefit from this periodic publication immensely.
Open Banking and Payment Service DirectiveLac Vuong
This is a summary of a wonderful EU directive that will extensively yield benefits to players and customers of various industries, beyond fintech, banking, payment and security. Enjoy! I hope you like it as much as I do.
FintechOS help banks and insurance companies to adapt to rapidly changing customer expectations and launch data-driven, hyper-personalised digital products and services with unprecedented speed – in weeks rather than months or years. Our intelligent out-the-box automation systems have helped us deliver rollouts x10 faster and make operating models x5 more cost-effective than traditional IT approaches.
Startup Stage - Fintech - Presentation by Benedetta Lucini, Co-Founder of Oval Money at the NOAH Conference Berlin 2017, Tempodrom on the 22nd of June 2017.
Our rm offers a social network for investors,
financial professionals and businesses to share
informa on about market trends, market sen -
ment and to seek professional advice. Thereby
democra zing financial knowledge to allow for
social learning and the empowerment of individuals
and professionals. The purpose of our social
network is to help everyone with a passion or
interest in financial markets make be er decisions.
We plan to do so by being the first company
to provide various integrated solu ons in a
single specialized loc n; the first for both investors
and advisors. Currently no other rm
allows for a deeper level of understanding and
discussion of financial markets and investment
topics. Our robust feature set will be the first in
the industry.
We have proposed to the EU a virtual incubation program aimed at helping Micro and small social enterprises (spread across 9 Countries) that are highly affected by the Covid 19 crisis. The ambition is to help these companies increase their business + financial + sustainability literacy while working side by side with stakeholders to review strategy and increase their business model resilience. Several organizations started reaching out to propose the same program locally: we are currently planning cohorts in Greece and Uganda. For more info: manu@babele.co
Present european sdg summit template sdg roundtables_sitra_fibsSitra / Hyvinvointi
Sitra & Fibs Webinar at The European SDG Summit 26 October 2020: The New Dimension for CSR - Data as part of Corporate Social Responsibility
Heli Parikka, Sitra
Tiina Härkönen, Sitra
Mikko Merisaari, Funtos Oy
This document lays the foundation for the aforementioned campaign and its objectives to map the startup ecosystem in Jordan as well as build an active communication channel between Jordanian entrepreneurs and people & organizations that can help.
INTERFACE, by apidays - The UK Open Banking Storyapidays
INTERFACE, by apidays - APIs: the next 10 years
June 8, 9 & 10 2022
The story of API In Open Banking UK
Chris Michael, Co-founder & CEO at OzoneAPI
------------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Lens on 1st Half 2020 Post-Covid19 Investment With New Insight up to Sep 2020Alchemy Crew
This presentation shares insight on the investment patterns within the InsurTech practice area between January 2020 and September 2020.
I delivered these sides virtually for Exec InsurTech team in Cologne and Digital Africa Conference on InsurTech.
The presentation also highlights startups that have received the most investment during the period and the type of business model or solutions they are putting to market. Investors are certainly funding more mature businesses today.
We believe seed investment will start again once potential consolidation has occurred within the marketplace.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
2. We live in an
interconnected society
Feb 2020 - Private and Confidential
3. Yet financial services remains disconnected
2 billion
people globally lack
access to financial
products and
services
43 days
on average to close
a home mortgage
1 billion
current accounts in
Europe are
inaccessible and
could be unlocked
Feb 2020 - Private and Confidential
$4.4 trillion
banking and
payments
well-protected
yearly revenues
4. Our Vision
To become the central nervous system of the
global economy
Enable people around the world to share
financial data and access payment
infrastructure
Our Mission
Building the future of
Open Finance
Feb 2020 - Private and Confidential
5. Why now?
• A shift in the payment and banking landscape – The
Payment Service Directive 2 (PSD2) is forcing banks to give
non-bank rivals access to customer payment accounts via API
• The walls are coming down - Banks have been using
customer financial data to sell their own products. Now
they are forced to provide access to customer accounts, and
competition will increase
• Thousands affected, millions of opportunities - 6,000
European Banks are already affected and 28,000 global banks
in the coming years - having a knock-on effect to thousands of
businesses and billions of people worldwide
• Europe is paving the way for Open Banking - the rest of the
world will soon follow
• Banking is just the beginning - Pension, Insurance, Utilities
will embrace the same open philosophy
Bank friction
Regulatory
fragmentation
Technical
barriers
With new regulation
brings new
challenges
Feb 2020 - Private and Confidential
6. Secure and Scalable API Connectivity
Connect and manage the integration with all
financial institutions offering Open API
Developer-ready
All the tools a developer could need in one console.
From managing, building and monitoring API’s, a
developer can be set up within minutes
Enterprise Solutions
Enabling customers to build solutions and
overcome common digital challenges
Designed for Open Finance
Core API
Developer
Tools
Solutions
Feb 2020 - Private and Confidential
7. How is our offering different?
Yapily powers
business applications
behind the scenes
and is invisible to the
consumer
Invisible
enabler
Yapily is Open API-
only. No scraping. No
private API reverse
engineering. This
allows us to focus on
superior quality and
execution. We are
more secure,
performant and
scalable than anyone
else. We offer unique
tools and technical
possibilities
Designed for
Open API
We create and evolve
the standards
together with
regulators and banks.
Yapily is part of OBIE’s
Technical Design
Authority as well as
the Berlin Group
Advisory board.
Deep-domain
expertise
Yapily uses data to
continuously improve
performance,
security, service and
experience without
ever compromising
on security. We never
sell consumer data.
Security and data
Regulators and many
Fortune 500
companies use Yapily
to leverage Open
Banking connections
Most trusted
provider
Feb 2020 - Private and Confidential
8. Uniquely positioned to capture
Open Finance going global
UK
• PSD2 launched
• 200+ regulated entities
• Open Finance policies in play
North America
• Canada is planning to vote on Open
Banking in Q1 after elections
• US FS-ISAC released PSD2 compliant
Durable Data API in 2018, with an API
Standardisation Group with 100 banks
established
Latin America
• Brazil Open Banking
implementation starting in 2020
with 12 largest banks
• Open banking is mandatory in
Mexico from March 2020
Europe
• Germany, France, Nordics,
Ireland, Italy, Portugal, Spain &
Benelux are fast approaching
UK-level maturity
Middle East
• Bahrain mandated Open
Banking in early 2019. The
UAE’s largest bank launched
Open Banking portal.
Asia
• South Korea to launch Open Banking in 2019
• HK published Open API timetable
• Japan set targets for 80 banks to open API’s in
2020
• Singapore issued API playbook
• Major Indian banks launched Open Banking
platform with 20+ fintech partners
• Malaysia implementation group formed.
• Indonesia’s central bank to promoting Open
Banking since July 2019
Australia & NZ
• ‘Consumer Data Right’ mandates Open
Finance from Feb 2020 in Australia
• Payments NZ launched API Centre
enabling bank/fintech partnerships
51countries have already
joined the revolution
Feb 2020 - Private and Confidential
9. Europe Rest of the WorldUnited Kingdom
2019 2020 2021
Coverage and expansion plan
We already cover more than 98% of UK bank accounts, we have deep coverage in Ireland,
Italy, France and quickly growing in Germany and Spain
Feb 2020 - Private and Confidential
10. Core API
Freemium + API Volume fees with Monthly
Minimum Commitment
Fixed monthly cost + add-ons charges
Added Value Services
Pricing model
Feb 2020 - Private and Confidential
11. • High running costs
• Slow market response
• Highly regulated
Technology enablers
“Banking is necessary, banks are not”
(Bill Gates, 1990)
Financial Services
& Consumer products
• Low running costs
• Smart, agile and innovative
• Light or zero regulation
Banking
Incumbents
The nervous system for the open economy
Every company will be a
Fintech Company
Feb 2020 - Private and Confidential
