This document discusses how Intrum Justitia Group, a market leader in credit management, can help companies increase sales, reduce risk, and automate credit management processes. It outlines Intrum's credit scoring system that assigns risk profiles to customers. Companies can integrate this system to set acceptance criteria and payment conditions. Intrum also offers payment handling services through the Buckaroo platform to provide various payment options. The document provides tips on using credit management and payment automation to improve cash flow.