The document discusses security vulnerability assessments (SVAs) and related liability issues. It provides background on SVAs, including their importance in identifying threats, assets, recommendations, and costs. It outlines the history of SVA legislation for various critical infrastructures. Performing an SVA helps reduce liability, as vulnerabilities identified must be addressed. Failing to do so after an incident related to a known vulnerability could result in negligence claims and punitive damages. New state legislation is expanding SVA requirements.