The financial services industry is facing tremendous challenges from technology-focused start-ups who are offering new ways to process and lend money. “FinTech” is the emerging world combining the worlds of financial services and technology, to create powerful new business models. The Silicon Valley led behemoth, which has already disrupted industries such as media and entertainment, is coming for financial services in 2016. This webinar will examine the emerging world of FinTech and the key trends which are resulting in this disruption to financial services. In this webinar we examined: What is FinTech and why should financial service companies be worried. The 3 major trends underlying the FinTech revolution: the improved use of data and analytics helped by big data; new payment technologies; and the emergence of peer-to-peer networks. Case studies including how Belatrix used augmented reality to improve the customer experience of a financial service provider’s mobile application.

1. What's happening in Fintech
and why you're being left out
WEBINAR

2. Panelists
Silvana Gaia
Director of Client Engagement
Charles Green
Director of Thought Leadership
Arturo Gamarra
Senior iOS Developer

3. • Poor user experience
• Lack of efficiency – high costs for consumers
• Products either don’t meet needs of individuals or are
downright unfair
Challenges with finance today
QUESTIONS
#FintechBSF

4. Emergence of Fintech
New wave of agile, digitally-native fintech firms challenge financial services
QUESTIONS
#FintechBSF

5. Enhanced data and analytics transform
the financial experience.
Peer-to-peer cuts
margins and
profits of
traditional
banks.
New payment
technologies
create a vibrant
field of
providers.
3 core pillars to the fintech
revolution
Emergence of
Fintech
Customer
Experience
QUESTIONS
#FintechBSF

6. Reacting to the Fintech challenge-
what can you do?
• Look to the CTO’s innovation playbook
• Hackathons
• Incubators
• Create own venture capital funds
• Partner with fintech or technology firms
• Launch fintech subsidiaries
• Acquire
QUESTIONS
#FintechBSF

7. Reacting to the fintech challenge- what
can you do?
73% of millenials would be more excited by a new
financial services offering from Google, Amazon, Apple,
Paypal or Square, than their own nationwide bank.
QUESTIONS
#FintechBSF

8. How partners can help you
“Banks are fully aware of the threats and challenges
posed by fintech companies, it's keeping up with them
that is the problem”
Chris Skinner, Chairman at The Financial Services Club
QUESTIONS
#FintechBSF

9. Innovating with
a fintech company
QUESTIONS
#FintechBSF

10. QUESTIONS
#FintechBSF
Augmented
Reality
Virtual
Reality
Mixed
Reality

11. QUESTIONS
#FintechBSF
Augmented reality

12. QUESTIONS
#FintechBSF
Virtual reality

13. QUESTIONS
#FintechBSF
Virtual reality

14. QUESTIONS
#FintechBSF
Mixed reality

15. To transform commerce in Latin America with a
mobile payment platform that provides financial
institutions, corporations and merchants a
means to revolutionize the purchasing
experience.
Business Goal
Case Study - Mobile Banking
The company
Latin America’s pioneer in mobile banking and payment solutions.
The Project
The client needed assistance in improving the arquitecture
of their Mobile payment Platform, with PCI-compliant
services. They also needed to implement their banking and
payments solutions in several final customers.

16. The technology stack
The following list details the technologies used in the project for Software
Development and QA:
Backend: JBoss, Mongo DB, MySQL, Java Frameworks, Jenkins, Sonar, SOAP, REST,
ActiveMQ.
iOS Mobile: Coredata, Cocoapods, Objective C frameworks, SQLite, Envoi
Asynchrone, Push Notifications, ARKit.
Android Mobile: Android 4 SDK, SQLite, Google Maps, REST, BeyondAR.
Team
2 Scrum Masters, 16 Development Engineers, 3 QA Engineers.
Case Study - Mobile Banking

17. Recommendations
QUESTIONS
#FintechBSF

18. Q & A
QUESTIONS
#FintechBSF

19. Contact us
Silvana Gaia
sgaia@belatrixsf.com
Charles Green
cgreen@belatrixsf.com
Arturo Gamarra
agamarra@belatrixsf.com