Checking your credit report and credit score regularly is crucial for maintaining healthy financial well-being. While credit reports and credit scores are interconnected, they provide different types of information about your creditworthiness. A credit report is a comprehensive record of your credit history, including your payment history, credit accounts, and public records. Source URL: https://cardinsider.com/blog/credit-report-or-credit-score-what-to-check-regularly/

1. CREDIT REPORT
OR CREDIT
SCORE: WHAT TO
CHECK
REGULARLY?
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2. cardinsider.com
Introduction
Maintaining a strong financial standing
requires monitoring your credit report
and credit score.
Both components provide valuable
insights into your creditworthiness.
They play a significant role when
applying for loans, credit cards, or other
financial services.

3. Credit Report
Provides a detailed overview of your credit history.
Includes information on credit accounts, payment
history, outstanding debts, and negative marks.
Regularly checking your credit report ensures its
accuracy.
Helps identify errors, fraudulent activities, and
discrepancies.
Allows you to track your progress in building a
positive credit history.
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4. Credit Score:
Numerical representation of your creditworthiness.
Derived from the information in your credit report.
Lenders use your credit score to assess the risk associated with lending to you.
Regularly checking your credit score offers insights into changes and fluctuations.
Identifies areas for improvement and helps you take necessary actions.
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5. Regularly checking both your credit report and credit score is essential.
It helps maintain a healthy financial profile.
Ensures accuracy, detects errors or fraudulent activities, and allows for proactive credit
management.
Empowers you to make informed financial decisions and improve your creditworthiness.
Conclusion:
Conclusion
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6. YOU!
THANK
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