"This presentation covers the fundamentals of the Indian capital markets. It includes a briefing on the various instruments available for fund raising and investing. It will help you understand the basics of shares, debentures, bonds, commodities and other instruments".
An investor is a person who allocates capital with the expectation of a future financial return. Types of investment include : equity , debt securities , real estates, currency , and commodity , derivatives such as put and call options, etc,
Meaning, nature and role of capital market, features of developed capital market, reforms in the capital market, regulatory framework of capital market, capital market instruments and innovation in financial instruments.
All related information about capital market instruments such as debt instruments, equity instruments, insurance instruments, hybrid instruments, swaps etc.
An investor is a person who allocates capital with the expectation of a future financial return. Types of investment include : equity , debt securities , real estates, currency , and commodity , derivatives such as put and call options, etc,
Meaning, nature and role of capital market, features of developed capital market, reforms in the capital market, regulatory framework of capital market, capital market instruments and innovation in financial instruments.
All related information about capital market instruments such as debt instruments, equity instruments, insurance instruments, hybrid instruments, swaps etc.
A Project Report on National Stock Exchange (NSE)Projects Kart
A Project Report on National Stock Exchange (NSE). Money market is a market for debt securities that pay off in the short term usually less than one year, for example the market for 90-days treasury bills. This market encompasses the trading and issuance of short term non equity debt instruments including treasury bills, commercial papers, bankers acceptance, certificates of deposits, etc.
In other word we can also say that the Money Market is basically concerned with the issue and trading of securities with short term maturities or quasi-money instruments. The Instruments traded in the money-market are Treasury Bills, Certificates of Deposits (CDs), Commercial Paper (CPs), Bills of Exchange and other such instruments of short-term maturities (i.e. not exceeding 1 year with regard to the original maturity). Visit http://www.projectskart.com/p/contact-us.html for more information.
Finanacial Institutions Management and Administrationetebarkhmichale
1. Introduction
Gender equality is crucial for economic development, yet women still contribute only 37% of the global GDP, a persistent issue requiring ongoing efforts.
Africa's female entrepreneurs face a $42 billion financing gap, hindering their economic contribution due to limited resources, legal frameworks, and socio-cultural environments.
The Commercial Bank of Ethiopia is introducing a customer-centric business model, proposing a collateral-free loan product for women-owned small businesses, to address the financing gap and promote financial inclusion in Ethiopia's 49.8% female population.
2. Objectives of the proposal
2.1. General Objectives
The general objective of this proposal is to ensure sustainably growing profit and equitable resource allocation by offering collateral-free loans to support selected growth-oriented women-owned enterprises.
2.2. Specific Objectives
• To play a proactive role in supporting and promoting women-owned enterprises by availing of useful and affordable loan products;
• To pilot collateral-free financing and improve the credit risk appetite of the bank;
• To realize enhanced customer experience through adapting and scaling up the collateral-free financing scheme;
• To realize the bank’s digital financing initiatives;
• To mobilize resources through aligning with different development partners who are working on promoting women's economic empowerment and access to finance;
• To diversify the product portfolio of the bank;
• To implement the provisions regarding micro- and small-enterprises lending aspects of the credit policy and procedures of the bank;
• To support the realization of the financial inclusion strategy of the country;
• To optimize the profitability of the bank by entering untapped and new market niches;
• To optimize the competition capability of the bank;
• To ensure customer satisfaction and retention by availing of tailor-made products with simple and accessible outreach options.
3. Target groups
4. Work flow
For this pilot, women entrepreneurs owning and operating an active business will be selected through a coalition with government organs and/or other parties that work with the entrepreneurs, train them, and involve them in skill development. When a selected applicant submits the loan request along with all the required documents to the bank, the credit department of the district (for this program, the central region district) will appraise and review the credit request either manually for conventional borrowers or using a credit scoring solution for digital borrowers. Based on the credit appraisal result and credit scoring solution determination, the applicant can get the approved amount of an unsecured micro loan. Indeed, the work flow can be described as follows:
• The selected women-owned microbusinesses lodged their requests at a branch or using their phones digitally.
• Legal documents like a TIN, trade registration and license, financial statements, sales contract
The only way to keep pace with the changing times is to invest, which will help you fulfill your basic needs and even help achieve impossible life time goals. This is reason enough for everyone to invest efficiently.
MARKET PULSE, the monthly from ACMIIL, aims to provide insightful perspectives on all aspects of the market, the equity, debt, derivatives,forex, commodities and money markets.
MARKET PULSE, the monthly from ACMIIL, aims to provide insightful perspectives on all aspects of the market, the equity, debt, derivatives,forex, commodities and money markets.
We are one of the few brokerage houses to have a research team dedicated to serve the needs of retail investors. The retail research team of ACMIIL is strongly committed to perform professional and insightful research and believes in sharing its profitable discoveries with its investors
Equity market (commonly known as share market) is place of possibilities. However, you can still play a good innings by following these important points
Debenture is a debt instrument which is used by companies to borrow money from general public. Here's a presentation that tells you everything you need to know about Non Convertible Debentures
Derivative is a product whose value is derived from the value of one or more basic underlying variables. Refer to the presentation for more information on derivatives.
Here’s a presentation that tells you how you can manage your money the best way. To make a good saving and investing plan you need to take stock of where you stand financially – assess your goals and what the future might hold; and consider your experience and attitudes.
“Getting Rich is not a function of investing a lot of money ; it is a result of investing regularly for long periods of time.” Save for a better future!
Have you considered investing in currencies? The currency market is the largest financial market in the world. With low margin requirements and strong regulations, offer a rewarding investment proposition. Refer to the presentation for more information on investing in currencies.
Asit C Mehta Investment Interrmediates brings to you the reasons to save your money. Save for a better & secure future. “Getting Rich is not a function of investing a lot of money; it is a result of investing regularly for long periods of time.”
A glance through the finance pyramid for investments. This presentations gives an insight to the various products & services that Asit C Mehta Investment Interrmediate Ltd. Get to know about the financial terms that will help you plan your investments.
More from Asit C Mehta Investment Interrmediates Ltd (14)
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
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Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
2. Introduction
•For starting any business, an entrepreneur needs investment in the
form of capital
•An entrepreneur may not be able to invest his own money so he has
to borrow
•Problem in borrowing
•Banks / Financial Institutions may demand a security for their loans in
the form of a collateral
3. What is a Capital Market?
•A capital market is a market for securities (debt or equity), where
business enterprises (companies) and governments can raise long-
term funds
•It is defined as a market in which money is provided for periods
longer than a year
•Capital market is a market for long term debts and equity shares
•The issue may be Shares, Debentures, Bonds, etc.
4. Importance of Capital Market
•Pool the capital resources
•Solve the problem of shortage of funds
•Mobilize the small and scattered savings
•Increase the availability of invest-able funds
•Provide a number of profitable investment opportunities for a small
savers
5. Classification of Capital Market
CAPITAL MARKET
PRIMARY MARKET SECONDARY MARKET
PUBLIC RIGHT BONUS PRIVATE PRIVATE
ISSUE ISSUE ISSUE PLACEMENT PLACEMENT
6. Primary Market
•Primary
-The market for new securities issues.
-In the primary market, the security is purchased directly from the issuer.
•Initial Public Offering (IPO)
-When an unlisted company makes either a fresh issue of securities or an offer
for sale of its existing securities or both for the first time to the public. This
paves way for listing and trading of the
issuer’s securities.
•Follow on Public Offering (Further Issue)
-When an already listed company makes either a fresh issue of securities to the
public or an offer for sale to the public, through an Offer document.
7. Primary Market (Contd)
•Rights Issue
−A rights issue is a way in which a company can sell new shares in order to
raise capital. Shares are offered to existing shareholders in proportion to
their current shareholding. This route is best suited for companies who
would like to raise capital without diluting stake of its existing shareholders.
•Preferential Issue
-An issue of shares or of convertible securities by listed companies to a
select group of persons under Section 81 of the Companies Act, 1956
which is neither a rights issue nor a public issue. This is a faster way for a
company to raise equity capital.
8. Secondary Market
•Secondary Market refers to a market where securities are traded
after being initially offered to the public in the primary market and /
or listed on the stock exchange.
•Secondary market comprises of Equity market and Debt market.
•It is the trading avenue in which the already existing securities are
traded amongst investors.
9. Financial Instruments dealt in
Secondary Market
•Equity Shares:
-An equity share, commonly referred to as ordinary share, represents the
form of fractional ownership in a business venture
-Holders of the equity shares are members of the company and have voting
rights.
•Right shares:
-This refers to the issue of new securities to the existing shareholders, at a
ratio to those shares already held.
•Preference shares:
-Preferred share has characteristics of both common shares and bonds. Like
common shares, preferred share owners have an ownership interest in the
company. Like bonds, preferred stocks carry a commitment by the company
to pay a fixed amount of interest to shareholders in the form of dividends.
However, preferred stocks dividends must be paid before common stock
dividends.
10. Financial Instruments dealt in
Secondary Market (Contd)
•Debentures:
-Debentures are issued by a company to raise short to medium term loans
needed for expenses or expansions. It is an unsecured bond in which the
bondholder has no claim on the assets of the bond issuer.
•Bonds:
-A bond is a negotiable certificate evidencing indebtedness. It is normally
unsecured.
11. Depository
“A depository is like a bank wherein the deposits are
securities (viz. shares, debentures, bonds, government
securities, units etc.) in electronic form”.
There are two Depositories in our country:
–NSDL
–CDSL
12. Corporate Actions
• Dividend:
-Dividend is distribution of part of company's earnings to shareholders, usually
twice a year in the form of a final dividend or an interim dividend.
• Stock Split:
-When company splits the existing shares of a particular face value into smaller
denominations so that the number of shares increase, the market capitalization
or the value of shares held by the investors post split remains the same as that
before the split.
• Bonus Shares:
-These shares are issued by the companies to their shareholders free of cost
by capitalization of accumulated reserves from the profit earned in the earlier
years.
13. Corporate Actions (Contd)
•Buy back:
-A method for company to invest in itself by buying shares from other investors
in the market. Buybacks reduces the number of shares outstanding in the
market.
•Rolling Settlement:
-Under rolling settlement all open positions at the end of the day mandatorily
result in payment/ delivery ‘n’ days later. Currently trades in rolling settlement
are settled on T+2 basis where 'T' is the trade day.
•Pay- in Day and Pay-out Day:
-Pay-in day is the day when the brokers make payments or delivery of
securities to the exchange.
-Pay-out day is the day when the exchange makes payment or delivery of
securities to the broker.
14. Role of Various Participants
•Depository
–A Company where the shares of an individual are held in an electronic
form, at the request of the shareholder.
•Stock exchange
–A Company that provides services for stock brokers and traders to
trade stocks, bonds and other securities.
•Clearing Corporation
–A Company which works with the exchanges to handle confirmation,
delivery and settlement of transactions.
•Clearing Members
–A Member of the Clearing Corporation who clears and settles deals
through the Clearing Corporation.
•Trading Member
–A Member of Exchanges who has the right to execute transactions in
the trading system of the exchange.
15. Derivative
“Derivative is a contract which derives its value from the prices of
underlying assets”.
•Future:
–An agreement between two parties to buy or sell an asset at a certain time
in the future at a certain price
–Future Price = Spot Price + Cost of Carry
•Options
-Options are of two types – calls and puts. Calls give the buyer the right but not
the obligation to buy a given quantity of the underlying asset, at a given price
on or before a given future date. Puts give the buyer the right, but not obligation
to sell a given quantity of the underlying asset at a given price on or before a
given date.
16. Derivative (Contd)
•Financial Future:
–A future contract for which the underlying assets are stocks or index
•Commodity Future:
–A future contracts for which underlying assets is commodity.
•Commodity Spot:
–Cash Segment of commodity market.
•Currency Future:
–A future contracts for which underlying assets is the Currency.
"This presentation covers the fundamentals of the <a href="http://investmentz.com/News/Pre-Session">Indian capital markets.</a> It includes a briefing on the various instruments available for fund raising and investing. It will help you understand the basics of shares, debentures, bonds, commodities and other instruments".