This article will keep you informed about the latest identity theft news and stories about what law enforcement and elected officials are doing to protect consumers from becoming victims
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Being a victim of identity theft can be devastating to your personal and financial well-being. Learn about the different types and what you should do if it happens to you.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
All product and company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Being a victim of identity theft can be devastating to your personal and financial well-being. Learn about the different types and what you should do if it happens to you.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Louise hunt.com-faceless fraudsters 5 helpful tips (1)Louise Hunt
We don’t know these fraudsters, these faceless people with no name or shame. What we do know is: they want our money. £7 in every £10 of attempted fraud is being stopped. Fraud is big business and if the figures tell us one thing – We need to be more vigilant than ever.
Identity theft happens whenever someone uses your personal identification to commit fraud or other types of crimes. They may use your name, credit card number, or your Social Security number (or other identifying information).
According to the Federal Trade Commission (FTC) in the United States, some 9 million Americans have their identities stolen every year. They also state that identity theft is likely to affect most people in some way. The thief may rent an apartment using someone else's name. He/She may open a line of credit or use your own line of credit for his/her buying needs. He/She may apply for a job using your identification.
here's a video that will help you: https://oke.io/BwCr4LGX
A brief overview of the process of how scammers work. Provides some examples as well. Beware of scammers trying to get credit cards, medical information to use for fraud and identity theft.
Identity Theft 101: How It Happens & What You Can Do To Prevent ItIdentityForce
Your information is everywhere and criminals, such as hackers, who’ve stolen as many as 1.2 billion passwords in one crime spree, know how to get to it. Our new Identity Theft 101 infographic discusses the different types of identity theft, explains exactly how identity theft occurs, and what you can do to prevent it. Don’t leave yourself unprotected!
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Even the savviest internet users can unwittingly fall victim to phishing scams. Learn more about what phishing is, how to protect yourself from these scams, and what to do if you become the victim of a phishing scam.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Protecting your privacy, identity and financial information online is critically important in today’s Internet economy. Last year, 13.1 million Americans were victims of identity theft. I have no plans on joining this group, which is what inspired us to create our latest Zing blog guide – Identity 101.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Louise hunt.com-faceless fraudsters 5 helpful tips (1)Louise Hunt
We don’t know these fraudsters, these faceless people with no name or shame. What we do know is: they want our money. £7 in every £10 of attempted fraud is being stopped. Fraud is big business and if the figures tell us one thing – We need to be more vigilant than ever.
Identity theft happens whenever someone uses your personal identification to commit fraud or other types of crimes. They may use your name, credit card number, or your Social Security number (or other identifying information).
According to the Federal Trade Commission (FTC) in the United States, some 9 million Americans have their identities stolen every year. They also state that identity theft is likely to affect most people in some way. The thief may rent an apartment using someone else's name. He/She may open a line of credit or use your own line of credit for his/her buying needs. He/She may apply for a job using your identification.
here's a video that will help you: https://oke.io/BwCr4LGX
A brief overview of the process of how scammers work. Provides some examples as well. Beware of scammers trying to get credit cards, medical information to use for fraud and identity theft.
Identity Theft 101: How It Happens & What You Can Do To Prevent ItIdentityForce
Your information is everywhere and criminals, such as hackers, who’ve stolen as many as 1.2 billion passwords in one crime spree, know how to get to it. Our new Identity Theft 101 infographic discusses the different types of identity theft, explains exactly how identity theft occurs, and what you can do to prevent it. Don’t leave yourself unprotected!
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Even the savviest internet users can unwittingly fall victim to phishing scams. Learn more about what phishing is, how to protect yourself from these scams, and what to do if you become the victim of a phishing scam.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Protecting your privacy, identity and financial information online is critically important in today’s Internet economy. Last year, 13.1 million Americans were victims of identity theft. I have no plans on joining this group, which is what inspired us to create our latest Zing blog guide – Identity 101.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
This was a presentation by Hewie Poplock on Tuesday, November 15th, 2016 in the Goodwill Manasota (FL) Ranch Lake Community Room, "How to Avoid Identity Theft".
A victim of identity theft himself, Hewie will provide examples of how ID theft can happen as well as suggestions and precautions on how to prevent you and your family from becoming victims of identity theft yourselves. Topics covered included:
• What is Identity Theft
• How ID Theft Happens
• How to Protect Yourself
• Phishing
• Data Breaches
• Facebook Spoofing
• Skimmers
• Security Freeze
• On Line Shopping Safety
• Credit Card Chips
• What to Do If You are a Victim
Hewie is a former teacher, college instructor, business owner and manager, IT Manager, and web designer. He is currently semi-retired, but is active in technology user groups and frequently speaks to and teaches groups who are mostly seniors. He holds a monthly Windows Special Interest Group for a group in Orlando and has several videos on YouTube. He is an active member of The Sarasota Technology User Group.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
During this workshop, Mr. Taylor will be discussing
how this growing crime is affecting individuals, families and small businesses.
Never before has there been a greater need for understanding identity theft and its impact.
In the workshop you will:
• Learn what ID Theft is and how to minimize the devastating effects
• Be introduced to the major types of identity theft
• Learn how to better protect personal and small business information
• Learn about restoration services and credit monitoring plans
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
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Negative Effects of Identity Theft
In recent times the concept of identity theft or fraud has been quite in splurge but most of us are not aware of what
it exactly it is. An identity fraud or Identity theft is referred to a situation when an imposter gains the access to your
personal information like name, address, credit card or bank account numbers, Social Security number, phone or
utility account numbers, passwords, or medical insurance number. He then misuses the information derived for his
own monetary and personal gains.
The kind of identity theft of which you have been a victim of decides what consequences you will face in future due
to having your personal information stolen. The time to recover from the fraud will also depend on the kind of
threat you have experienced. There have been reported instances of people who have spent more than six months
for resolving the financial and credit problems related to identity theft.
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However, the negative impact of identity theft in most cases involves financial frauds, though there can be other
consequences, as well and mental stress is one of them. For example, when a thief commits a crime falsifying your
identity the police will naturally suspect you. Such instances are known as criminal identity theft and it is quite
natural for the authorities to suspect and arrest you. You can now imagine the stress and disruption you will feel in
such a situation in your life until you are able to recover from instances of identity theft.
In this article, hence we will discuss the four different ways in which a victim can be affected by identity theft:
•Economically
•Mentally
•Socially
•Physically
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The monetary sufferings that are caused by identity theft can still affect you for months or years to come after as
your personal financial information is exposed by such thefts. However the type of data identifying the thief has
gained access to, the following hurdles can affect the recovery process:
•Disagreeing on the imposter’s activity on your credit files and then trying to restore your good credit
•Recognizing the compromised bank accounts and closing then and at the same time opening new accounts.
•Checking with the authorities of Social Security number if identity theft has occurred against your Social Security
number to obtain employment.
•Checking with The Internal Revenue Service to confirm that you have been a victim of tax refund identity theft or
an imposter have hacked your identity for dodging income tax by using your Social Security number.
Economic or Monetary
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Moreover, by having access to your account, identity thieves can also gain access to your investment and other
financial information, the impacts of which will normally affect your retirement plans and job future, your loan
approval chances, and your child’s education. Identity theft is not something that you can easily forget about,
particularly when it involves certain sensitive and personally distinguishable information like your Social Security
number. Imposters may not be using your information immediately after stealing them rather they would wait for
the perfect time when you would not be as attentive to the risk. Identity thieves also sell your personal information
to the third party.
Mental
There is no face of Identity theft but it is the crime that can initiate a host of mental responses. Anger is the first
feeling that victims may experience in such instances. But after recovering from the initial shock, other challenging
and long-term mental stress may show up.
Let’s say, someone has stolen your identity and has committed a crime in your name, this would directly damage
your reputation and can be quite stressful to fix. Additionally, if you are applying for a job and the criminal record
pops up in your background check, it will not only affect your employment but also your spirits of confidence. Apart
from this, criminal identity theft can also lead to your arrest before you are able to clear up the misunderstanding.
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Victims often blame themselves and their family members for not being cautious while handling their personal
information.
Because identity thefts are at most times anonymous which we have already discussed, victims often experience
feelings of helplessness. A 2016 Identity Theft Resource Center survey of identity theft victims throws light on the
frequency of this emotional suffering caused due to identity theft:
•74 % of reported victims feel stressed
•69 % of reported victims from fear of personal and financial safety
•60 % of victims report anxiety
•42 % of victims report fear for the financial security of their family members
•8 % of victims report feeling suicidal
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Physical Stress
Identity theft issues can also produce physical symptoms. In 2016 and ITRC survey showed that 23 % of identity theft
victims were afraid about their physical safety, 39 % of victims were unable to focus, and 29 % of victims reported
new physical illnesses in the such as body pain, sweating, and heart and stomach issues, while 41% had sleep issues,
and the final10 percent could not go to work due to their resulting physical issues.
If an imposter uses your name and commits some crime, the law enforcement arrests you, and that is a highly
stressful event. But before you get a clean chit in your name, your arrest record may still show on your background
checks, which would affect everything from employment to your loan approval chances down the road. With a
negative marking on your identity, you can lose your home if your credit and mortgage ratings are affected. You can
also lose your job if your work is affected, apart from failing to obtain new job offers.
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Getting a clear name free of criminal charges will surely take a lot of effort, and you will have to do a lot of thing
from figuring out whether the thief was arrested and then providing the law enforcement department with relevant
documents and your fingerprints, to change all incorrect records from your name to the imposter’s name.
An identity thief who has access to your Social Security number can also access your medical benefits which can
impact your medical records as well. This can cause significant penalties when you are under treatment or you have
faced emergency and providers do not have the correct information about your or you no longer have coverage of
medical benefits.
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Social Impacts
Today’s world is cyber-focused and the Internet is another way through which identity thieves can gain access to
your personal information like your email passwords and social media accounts passwords. We all rely on social
media for professional networking or use it to stay connected with friends and family. Hackers can damage your
reputation or stop your hiring by corrupting your current accounts—and even creating new fake accounts in your
name.
So if you are a victim of identity theft, you can visit the FTC identity theft website for reporting and a recovery guide
that will help you to cope with the many challenges you may face due to your identity theft.