This document provides information about various payment methods including cash, checks, credit cards, debit cards, money orders, bank transfers, and online payment services. Examples of each method are given. Key details include that credit cards allow 30 days to pay without interest, checks are protected from loss or theft, debit cards access funds immediately without interest charges, and personal checks allow payment from a bank account but funds do not come out immediately like with debit cards.

2. Here we’ll fine and learn
many differents methods of
payment when we need to
pay anything!!
I took 15 words from this unit
find

3. A payment is the transfer of an item of value from one party (such as
a person or company) to another in exchange for the provision
of goods, services or both, or to fulfill a legal obligation.
EXAMPLE:
I HAVE TO MAKE MY MONTHY PAYMENT FOR MY CELL

4. An example of a holidaymaker is a person who takes many
personal trips.
a person who is visiting a place for their holiday.
EXAMPLE:
The holidaymakers are the most important people on tourism

5. The way that a buyer chooses to compensate the seller
of a good or service that is also acceptable to the seller.
Typical payment methods used in a modern business
context include cash, checks, credit or debit cards,
money orders, bank transfers and online payment
services such as PayPal.
Example:
In hotels always have different methods of payment.

6. A card that charges no interest but requires the user
to pay his/her balance in full upon receipt of the
statement, usually on a monthly basis. While it is
similar to a credit card, the major benefit offered by a
charge card is that it has much higher, often unlimited,
spending limits.
Example:
My PlayStation store games downloaded through the
charge card.

7. Credit cards are a convenient substitute for cash or check,
and an essential component of electronic commerce and
internet commerce. Cardholders normally must pay for
credit card purchases within 30 days of purchase to avoid
interest and/or penalties
Example:
a month ago, I received a credit card from the Banco
Pichincha, now I'm going to buy do not worry about
anything.

8. Check issued by a financial institution which functions
as cash but is protected against loss or theft. Traveler's
checks are useful when traveling, especially in case of
overseas travel when not all credit and debit cards
carried by a person will be accepted.
Example.:
A tourist also pay with traveler’s checks when he travel

9. A card which allows customers to access their
funds immediately, electronically. Unlike a credit
card, a debit card does not have any charge.
Example:
when making the buying groceries in a
supermarket I use my debit card, so give me
points to participate in a raffle.

10. A personal check is a slip of paper that allows you to make payments
from your bank account to companies or individuals. The payment
doesn't come out of your account immediately, as it would if you paid
using a debit card. Instead, the check must be presented, processed
and accepted.
Example:
You can use it to reimburse a friend, pay your gardener or buy
groceries.

11. A transactional deposit account
held at a financial institution that
allows for withdrawals and
deposits. Money held in a
checking account is very liquid,
and can be withdrawn using
checks, automated cash
machines and electronic debits,
among other methods.
Example:
A checking account may also be
called a "demand account" or
"transaction account".

12. The personally identifiable information is any information
that could potentially identify a specific individual.
Any information that can be used to distinguish one person
from another, and that can be used to remove anonymity
anonymous data may be considered sensitive or insensitive.
Example:
The most important thing for travelers when traveling
should always carry a of the identification

13. Activity in a bank account. It may be a deposit,
withdrawal, payment by debit card or bill payment, a
service charge or interest payment.
Example:
On the site web, supporters can use their Visas freely
to buy WikiLeaks, as the transaction is handled by a
third party.

14. Used to describe a payment that you can only make with cash, and not
by chequing, bank card, etc.
Example:
accepts only cash for the purchase of this beautiful car.

15. Make someone leave an activity for any particular
reason. Away or separate something or someone from
a site.
Example:
She withdrew her hand from his. He withdrew his
savings from the bank.

16. The activity of buying and selling commodities,
products, or services: new systems now being
used in business.
Example:
His business is poultry farming.

17. a shop that sells miscellaneous articles appr
opriate as gifts.
Example:
I'll have a little more tea, just a drop

18. This unit is about how and
where to get money when
we need it there is many
places or services from
where we can barrow
money.
I took 15 words from this
unit

19. Are places where people keep their money. An institution
offering certain financial services, such as the safekeeping
of money, conversion of domestic into and from foreign
currencies, lending of money at interest, and acceptance
of bills of exchange.
Example:
Today I went to the bank to make a payment.

20. Person whose job keeping track of box and meet
payments and collections in certain establishments
(banks, shops, etc.).
Person whose trade receivables to the amount of
customers in certain commercial establishments
expenses.
Example:
The branches from that are very eficient.

21. A company´s business hours are the times that the
company is open.
Example:
The business hours fron the bank of pacifico are from
Monday trhouhgt friday

22.  Automatic teller machine) is a machine that
you use to access and withdraw money from
your bank account.
Example:
Átm’s are very helpfull when the bank is closed.

23.  Personal identificación number, Secret number
associated with a person or user of a service
through which it is accessed. You could say it's a
"Password" number.
Example:
I have a secret number that can access the ATM

24. An input device consisting of a set of keys
that are typically numeric and arranged in
a grid, as on a cell phone or calculator.
EXAMPLE:
The new heypad from the atm its better
than the old one

25. Fees charged to customers for specific services
or as a penalty for not meeting certain
requirements, such as insufficient funds in a
checking account.
Example:
An example of service charge is PayPal charging
a fee for one person sending money to another
using their service.

26.  Is the amount of money it charges the
company or person for offering a service.
Very important to look at whether this "fee"
will be charged a one-time or daily.
 Example:
 when you withdraw money from an ATM and
this will not always own the company charge
a service fee.

27.  Bank transfer is a way to move money, to be
carried out using credit institutions, such as banks
 Example:
 in my work I constantly made bank transfers in the
amount of money that must be deposited in other
banks.

28.  Electronic money refers to money that is exchanged
only electronically. Typically, this requires the use of
a computer network, Internet and digitally stored
value systems
 Example:
 electronic money helps improve the quality of life of
the businessman and people who drive a lot of
money.

29. A day free from work that one may spend at leisure, e
specially a day on which custom or the law dictates a h
alting of general business activity to commemorate or
celebrate a particular event.
Example:
December 25 is an official public holiday

30. important, serious, or significant.
EXAMPLE
in this city there is most major bank of this
country.

31. have in or be able to bring to one's mind an awareness
of (someone or something that one has seen, known,
or experienced in the past).
Example;
I remember the screech of the horn as the car came
toward me

32. To send something electronically is to send something
using electric methods
Example:
 Ursula sends a letter to her friend by mail because
it’s faster to send messages electronically

33. A formal banking or business relationship
established to provide for regular services,
dealings, and other financial transactions. A
precise list of enumeration of financial
transactions.
EXAMPLE:
Miguel withdraws money from his account.

34. This unit will talk about how
to exchange money or the
currency than we will need at
certain moment or country.
I took 20 rwords fromthis
unit

35. A business that allows customers to exchange one
currency for another currency. A currency exchange
may be a stand-alone business or may be part of the
services offered by a bank or other financial institution.
Example:
The money exchange office s always useful at the
airport

36. An interest rate or return below prevailing rates. A
below market interest rate may be given to a borrower
if he/she has an exceptionally good credit history.
Example:
The payment rates increase every mont

37. The exchange of one currency for another, or
the conversion of one currency into another
currency. Foreign exchange also refers to the
global market where currencies are traded
virtually around-the-clock.
Example:
The Exchange Policy and Limited Warranty
described above gives you specific legal rights,
and you may also have other rights which vary
from state to state.

38. a system of money in general use in a
particular country.
example:
Before the Sucre was the currency of
Ecuador

39. The most commonly form of currency used in a
country. This usually encompasses the national
currency of the country.
Example:
Local currency is the money of each country

40. A release from makes a person not
responsible if something bad happens
Example:
Always when we do extreme sports we
have to sign a release form

41.  Lowest amount applicable to a service
invoice.
 Example;
 I received my bill a minimum charge.

42.  The act of granting certain powers or th
e authority to carry out a particular task
or duty.
 Example:
 for not paying my taxes on time they
put me a comission.

43.  The price of a nation’s currency in terms
of another currency. An exchange rate
thus has two components, the domestic
currency and a foreign currency, and
can be quoted either directly or
indirectly.
 Example:
 los tipos de cambio en el ecuador son
muy difíciles de entender.

44.  Not openly practiced, avowed, engaged in,
accumulated, or shown: covert military
operations; covert funding for the rebels. See
Synonyms at secret.
 Example:
 covert operations against the dictatorship.

45.  the action of receiving something or the
fact of its being received.
 Example:
 I would be grateful if you would
acknowledge receipt of this letter

46.  Is a place where burochratic processes
are made.
 Example
 I go to the inmigration office to obtain
my visa.
OFFICE

47.  Is a method where you give money to save your
articles and if you dont want it you money is
returned
 Example:
 I use buy-back to take back my money because I
don want mi cellphone anymore
BUY-BACK

48.  Is a person who has a job into an enterprise.
 Example:
 I am worker because I love my job of
machine.
WORKER

49.  Is a land with its own law and limits, where
are a society that develop the place.
 Example
 My country is the best because has a gian
biodiversity.

50.  Is a person who is in ohter country different of his
own.
 Example:
 He dont know about the city because he is a
foreign

51.  Is an activity that is executed day by day.
 Example:
 Have breakfast is a daily routine

52. Is a system for calculate diferent
subjects, for example the metric
measurement.
Example:
the economic measure of my Enterprise is
good, I have a lot of customers.

53. an act of coming or going back to a place
or activity.
EXAMPLE:
he celebrated his safe return from the war

54.  of or relating to the place where one
lives.
 EXAMPLE:
 I don't have your home address

55. In this unit 10 hotel & catering
book found 15 words relating
to the theme of “breakfast
service”; In this unit we lear
about the options and
characteristics of breakfast in
a hotel

56.  A paper that allows people to get items
for free.
 Example:
 I went yesterday to buy fast food and
gave me a voucher.

57.  A meal that´s between breakfast and
lunch.
 Example:
 Saturday I got to eat brunch at the
conference.

58.  A meal in which guests serve
themselves as much as they want.
 Example:
 At the Hilton Colon they serve me
lunch buffet.

59.  Money given as a reward for a service.
 Example:
 For the purchase of a sofa I was given
a gratuity of not paying the first
month.

60.  Breakfast usually includes tea or cocoa
, milk, pastries or toast , butter and
jam.
 Example:
 During a holiday in Quito , my wife was
fed with continental breakfast

61.  A sweet baked food made of dough,
especially the shortened paste used for
pie crust and the like.
 Example:
 In the mall , there is a shop selling
delicious pastry.

62.  Sliced bread that has
been browned by dry
heat.
 Example:
 My daughter loves toast
with cheese.

63.  It is a traditional bread made from
wheat flour and usually have a hole in
the center.
 Example:
 The bagel is a snack that I like to eat
with a cup of coffee.

64.  Is an amount of a liquid needed to fill
up a container holding a drink.
 Example:
 In the bar we have many refills.

65.  A meal at which guests help
themselves from a number of dishes
and often eat standing up.
 Example:
 On Sundays, my family likes to go eat
buffet breakfast .

66.  Is a type of bread or crepe made with
a simple dough extending generally
over the surface of a pan.
 Example:
 My grandmother prepares some
delicious pancakes on weekends.

67.  Turned over when nearly done and
fried briefly on the reverse side so that
the yolk remains somewhat liquid but
with a thin, firm layer on top.
 Example:
 In the mornings at the university
generally toast breakfast with eggs
over easy.

68.  Is a dish made with lightly beaten egg
and cooked in a pan with oil or butter
until it coagulates and forms a sort of
lumps.
 Example:
 In cooking classes taught me to cook
scrambled eggs with bacon.

69.  Cooked in a pan or on a griddle over
direct heat, usually in fat or oil.
 Example:
 Ambato llapingachos are the typical dish
containing potato pancakes with fried
eggs .

70.  A usually small piece of printed paper
that lets you get a service or product
for free or at a lower price.
 Example:
 In a raffle held at the bank I earned a
coupon shopping in Megamaxi.

71.  To bring in
(merchandise,
commodities,
workers, etc.) from
a foreign country for
use, sale,
processing,
reexport, or
services.
 Example:
 Tariffs on imported

72. In this unit 11 hotel & catering
book found 15 words relating
to the theme of “at the bar”; In
this unit we will know about
the services that offer the bar
in a hotel.

73.  Is a beer that is made in the country in
which it is served.
 Example:
 The domestic beer in Ecuador is the
most recognized brand called Pilsener.

74.  Is a large container with a handle and
spout that holds drinks.
 Example:
 In the hold of my restaurant I have a
pitcher .

75.  Is a cheap wine
that is featured by
a restaurant and
that is not listed on
the menu under its
usual name.
 Example:
 In the center of my
city are several

76.  Is a wine that has been made with
grape skins and is red.
 Example:
 At Christmas, we used to prepare the
turkey red wine.

77.  Is a wine that is
made without grape
skins and is pale in
color.
 Example:
 The white wine is
accompanied with
white foods such as
chicken , fish or

78.  Is a menu of wine selections for
purchase, typically in a restaurant
setting.
 Example:
 A restaurant may include a list of
available wines on its main menu.

79. A person who purchases
goods or services from
another.
Example:
In the restaurant that I
frequent more I am a
customer friendly

80. It´s a alcoholic drink prepared with
sweet liquids.
Example:
I prefer Cuba libre because it is a
cocktail simple and delicious

81. It´s a alcoholic drink prepared with
aged grapes juice.
Example:
The red wine is drinked with meats
and White wine is drinked whit fish.

82. Is a big container where the drinks
are served.
Example:
Can you serve me a pitcher of ice
tea please?.

83. a distilled beverage, as brandy or
whiskey, as distinguished from a
fermented beverage, as wine or
beer.
Example:
I dont like liquor, because it turns
people drunk.

84. A person who have an age under
18 years old.
Example:
Minors are not allowed in a bar.

85. HAPPY HOUR
Is an event that usually success in
birthdays, where the people dance
crazy songs.
Example:
My birthday must have the best
happy hour of all times!

86. BARTENDER
Is the person who serve drinks and
cocktails.
Example:
This bartender must be the best, it
includes a flerking show!

87. NOTEPAD
It´s a little notebook where it are
wrote the orders of the restaurant.
Example:
Its impossible! I have mixed the
orders in my notepad!

88. In this unit 12 Hotel &
Catering book found 20
words relating to the theme
of “meet the kitchen staff”;
In this unit we learn about
the integrants an activities
that a kitchen has

89. BUTCHER
Is the person who cuts and sell the
meat.
Example:
Markets often have butchers or
cooked meat shops that specialize
in the head and trotters, that is, the
non-organ meats that are not
suitable for stews and kebabs.

90. GUEST
Is a person who go to an hotel and
stay in a room
Example:
Markets often have butchers or
cooked meat shops that specialize
in the head and trotters, that is, the
non-organ meats that are not
suitable for stews and kebabs.

91. SERVICE
Is the act of offer to do different
activities in Exchange of money.
Example:
I offer the service of catering to
parties and wed millions are
involved in voluntary service.

92. INSTRUCTION
Is a task that the boos give to a
worker for complete a
determinated job.
Example:
he issued instructions to the sheriff

93. JOB
A post of employment; full-time or
part-time position
Example:
jobs are created in the private
sector, not in Washington

94. SPECIAL
In a restaurant, a special is a dish
what is not prepared every day.
Example:
they always made a special effort
at Christmas.

95. CUTLERY
Are the instruments that allow catch
the food from the dish.
Example:
She had already been into town
that day to buy new cutlery and
kitchen utensils.

96. TRAY
is the instrument where the server
put the dishes to transport it to
the clients.
Example:
He watched as a line of servers
carried silver trays stacked with
food in the direction the men had
gone.

97. DELIVERY
Is a service of transport of fodd,
from the restaurant to the client´s
house or job.
Example:
allow up to 28 days for delivery.

98. KITCHEN
Is the area where the chefs prepare
the food.
Example: The kitchen of that
restaurant is bad, there is dirty and
the chefs dont are proffessionals.

99. MENU
Is the menu, where all the dishes are
listed.
Example:
the waiter handed her a menu.

100. FEE
Is a tax that the restaurant get for
the service.
Example:
These are associated with legal fees
and professional services which are
yet to be fully completed.

101. DIAL
Is an indicator that inform you the
measure of some instruments
Example:
The dial on your dive watch would
send a Geiger counter into cardiac
arrest.

102. ATTENDANT
Is a person who hel you depending
the situation.
Example:
The parking attendant help you to
park your car safely.

103. LATE-NIGHT
Is the time when the restaurant offer
some dishes after midnight.
Example:
the late-night menú include
Burguers and french fries

104. TOAST
Is a bread inserted between 2 hot
plates to give a crispy consistence.
Example:
Toasts with peanut butter are the
best option for a light breakfast.

105. ROOM SERVICE
Is a service than consist in bring
products like water, food or
personal articles, directly to your
room
Example:
This hotel dont offer room service.

106. BILL
Is a document that list all the service
or product that you use durin you
stay.
Example:
This bill is so expensive! I reali
consume all of this?

107. HOTEL ADD
Is an extra service that is not
included in your touristic pack.
Example:
One of the hotel add is a extra bed.

108. NAPKIN
Is a small piece of cloth that is used
during the luchs for protect the
vestiment.
Example:
My food fall to the floor. I am lucky
because my pants are clean thanks
to the napkin