This document contains information from a tourism and hospitality textbook. It includes definitions of words related to methods of payment, places to get money, bars, breakfast, and kitchen staff. Specifically, it defines words like debit card, credit card, bank, ATM, bartender, pancakes, chef, and butcher. The definitions are provided in the student's native language with translations in English. Pictures and sample sentences accompany each definition entry.
Teenagers are encouraged to open savings accounts for the safety and growth of their money through interest. Savings accounts allow money to be stored securely and earn interest, while also providing the ability to write cheques and use debit cards.
Credit cards are meant for borrowing, not frivolous spending, as interest charges are applied for unpaid balances. Maintaining a good credit rating by paying on time is important for future large purchases.
Cheques draw money directly from the account, not as free money, so there must be sufficient funds. Writing bad cheques can result in fees or needing to pay the amount. Similarly, debit cards directly access the account balance, so they are declined if insufficient funds rather than accumulating debt
Cashiers' Key responsibility areas ( KRA)
Float Bag
Cash Counter Guide Line
Billing Type & Activity
Packing Procedure
EDC & Card Payment information
Manual Bill Info.
Advance receipt
Cancelled Bill Guideline
INR Fake Note Detection [Verification]
The document defines various terms related to working as a cashier, including actions that can be taken in the cash register system like voiding an item or making an adjustment, as well as product-related terms like age-restricted items, universal product codes, and security devices. It also covers financial terms such as making change, processing different payment methods, and defining a cashier's till, as well as retail operations concepts such as pricing, discounts, receipts, and transactions.
This document summarizes different types of plastic money such as credit cards, debit cards, prepaid cash cards, and charge cards. It discusses the birth of plastic money in the 1950s with the Diners Club card and outlines the key parties involved in plastic money transactions such as cardholders, card-issuing banks, acquiring banks, and credit card associations. The document also differentiates between credit cards and debit cards and provides examples of different types of plastic money cards such as ATM cards, global cards, and Diners Club cards. It discusses advantages like purchasing power and convenience as well as disadvantages including complicated terms and increased debt.
Plastic money refers to payment cards like debit cards, credit cards, and prepaid cards that are used instead of cash. There are several types of plastic money cards that allow users to access funds in different ways. The use of plastic money provides convenience for customers and increases purchasing power while also benefiting banks and retailers. Increased use of electronic payments like cards has been shown to boost economic growth by accelerating consumption and production. Studies found that higher card penetration as a percentage of consumer spending can increase GDP by 0.3-0.8% in developed and emerging markets respectively.
The document proposes two creative ideas to promote Home Credit Bank's Visa credit cards ("Benefit Gold" and "Benefit Platinum") and debit card ("Good News") and increase cardholders. The first idea is a promotional campaign that gives credit cardholders a chance to win a "Good News" debit card account by registering their credit card purchases. The second idea is to organize a yacht cruise competition between two bloggers tasked with accumulating bonuses from card usage and spending the most from a debit card account.
The document summarizes user testing conducted on a prototype of the AGL Battery iOS app. 6 participants tested the app's chat feature. Key findings were that participants found the chat feature easy to navigate and use. However, some felt the inclusion of chat was unnecessary and suggested improving integration of chat within the app's existing workflows.
Teenagers are encouraged to open savings accounts for the safety and growth of their money through interest. Savings accounts allow money to be stored securely and earn interest, while also providing the ability to write cheques and use debit cards.
Credit cards are meant for borrowing, not frivolous spending, as interest charges are applied for unpaid balances. Maintaining a good credit rating by paying on time is important for future large purchases.
Cheques draw money directly from the account, not as free money, so there must be sufficient funds. Writing bad cheques can result in fees or needing to pay the amount. Similarly, debit cards directly access the account balance, so they are declined if insufficient funds rather than accumulating debt
Cashiers' Key responsibility areas ( KRA)
Float Bag
Cash Counter Guide Line
Billing Type & Activity
Packing Procedure
EDC & Card Payment information
Manual Bill Info.
Advance receipt
Cancelled Bill Guideline
INR Fake Note Detection [Verification]
The document defines various terms related to working as a cashier, including actions that can be taken in the cash register system like voiding an item or making an adjustment, as well as product-related terms like age-restricted items, universal product codes, and security devices. It also covers financial terms such as making change, processing different payment methods, and defining a cashier's till, as well as retail operations concepts such as pricing, discounts, receipts, and transactions.
This document summarizes different types of plastic money such as credit cards, debit cards, prepaid cash cards, and charge cards. It discusses the birth of plastic money in the 1950s with the Diners Club card and outlines the key parties involved in plastic money transactions such as cardholders, card-issuing banks, acquiring banks, and credit card associations. The document also differentiates between credit cards and debit cards and provides examples of different types of plastic money cards such as ATM cards, global cards, and Diners Club cards. It discusses advantages like purchasing power and convenience as well as disadvantages including complicated terms and increased debt.
Plastic money refers to payment cards like debit cards, credit cards, and prepaid cards that are used instead of cash. There are several types of plastic money cards that allow users to access funds in different ways. The use of plastic money provides convenience for customers and increases purchasing power while also benefiting banks and retailers. Increased use of electronic payments like cards has been shown to boost economic growth by accelerating consumption and production. Studies found that higher card penetration as a percentage of consumer spending can increase GDP by 0.3-0.8% in developed and emerging markets respectively.
The document proposes two creative ideas to promote Home Credit Bank's Visa credit cards ("Benefit Gold" and "Benefit Platinum") and debit card ("Good News") and increase cardholders. The first idea is a promotional campaign that gives credit cardholders a chance to win a "Good News" debit card account by registering their credit card purchases. The second idea is to organize a yacht cruise competition between two bloggers tasked with accumulating bonuses from card usage and spending the most from a debit card account.
The document summarizes user testing conducted on a prototype of the AGL Battery iOS app. 6 participants tested the app's chat feature. Key findings were that participants found the chat feature easy to navigate and use. However, some felt the inclusion of chat was unnecessary and suggested improving integration of chat within the app's existing workflows.
Paul Rowe employment and well history detailsPaul Rowe
This document provides a summary of Paul Rowe's employment history and qualifications. It shows that he has over 30 years of experience as a consultant wellsite geologist, logging geologist, data engineer, and logging unit supervisor working on offshore wells around the world. It also lists his education qualifications and safety certifications that are current. Finally, it provides a detailed history of the wells he has worked on for various oil and gas companies between 1989 and 2015.
Net app potentialofhybridcloud_final copy[1]NetApp
Businesses are increasingly adopting hybrid cloud environments that utilize both internal and public cloud resources. While hybrid cloud provides benefits like scalability and cost savings, it also poses challenges in managing data across different environments. A data fabric can help overcome these challenges by providing consistent data storage and management across private and public cloud resources. It enables seamless data movement and protection across clouds. A data fabric gives organizations control over their hybrid cloud deployments and helps optimize the benefits of these complex IT landscapes.
Upgrading your EHR
Choosing an EHR is hard work; it’s no wonder most providers are hesitant to switch to another EHR, even if it’s better solution for their practice. When you’re ready to make the switch, be sure to review the key considerations presented in this guide.
SXSW Panel Picker slide show for Agile Development and the FDA
Developing software for the healthcare sector is difficult enough, but doing so under the scrutiny of the FDA can seem impossible. However, if you want to have an impact at the point of patient care the FDA is going to be a factor in your development. We will look at ways to marry the seemingly contradictory philosophies of Agile development, with its high efficiency, low documentation process, with the FDA regulated requirements of complete audibility and seemingly endless piles of paperwork. Through a real-life case study we will looks at modern software development practices through the lens of the FDA.
Vaccinating children and adults helps prevent the spread of diseases and is one of the most important health interventions. While vaccination rates have reduced disease levels, some remain unvaccinated and outbreaks are still possible. Immunizations are recommended throughout life. Routine monitoring of blood pressure is also important as high blood pressure often has no symptoms but can damage arteries if left untreated. Regular laboratory tests are an important part of healthcare to screen for and manage diseases like cholesterol and diabetes.
System Electronic Press control systems from 1982 to 1990.The Pb2 system was well accepted by users for ease of programming. It was well known for its reliability and accuracy. Many are still in use to today. The PB2.x versions system operated simple proportional hydraulic systems.
Mary Lou Hagen has over 30 years of experience in healthcare credentialing and data management. She has worked as a credentialing and data integrity manager at HFN, Inc. for over 14 years where she managed credentialing departments and ensured provider data met NCQA standards. Prior to that, she held credentialing roles at other companies and has experience supervising medical office staff. She is proficient in Microsoft Office and credentialing database systems.
Principios y asuntos policiales en china tratado de las nueve potenciasRuben Reyes
The Nine-Power Treaty was signed on February 6, 1922 in Washington D.C. by nine nations - the United States, Belgium, Britain, China, France, Italy, Japan, the Netherlands, and Portugal. The treaty aimed to stabilize conditions in the Far East by respecting China's sovereignty and territorial integrity, maintaining an open door policy of equal commercial opportunity, and avoiding exclusive economic spheres of influence in China. It also committed parties to non-discrimination on Chinese railways and respect for China's neutrality in wars not involving China. The treaty took effect in 1925 upon ratification by all signatories.
1) Companies must consider several factors before deciding to enter foreign markets, including potential profit opportunities abroad and risks like not understanding foreign preferences and regulations.
2) Firms evaluate which markets to enter by considering neighboring countries, cultural distance, and starting with fewer markets.
3) When marketing in developing markets like Brazil, India, China, and South Africa, companies must address challenges such as infrastructure issues but also opportunities like large populations and growing middle classes.
Trends in nephews shows the percentage of clan usage by age from 2014 to 2015, with usage highest among those 37 to 51. Words consumers associate with their tiniest gaps lists adjective pairs from 2014 to 2016 that describe small spaces. Hot new trends for 5-31 y/o humans lists some popular gathering places and activities for millennials, including Polish restaurants and meandering sardines. Millennials: Their favorite things briefly lists some things millennials enjoy, such as feuds, gimmicks, and hamburgers. Companies to follow provides a list of seven companies across different industries to potentially invest in. Dillard’s, Inc. in depth highlights key details about Dillard's business
This document contains 4 photos credited to different photographers and suggests that the reader may be inspired to create their own Haiku Deck presentation on SlideShare. It provides example photos but no other context or explanation for the purpose of the presentation.
Cynergies Consulting Inc. is an IT staffing firm that provides customized, high-quality solutions by matching top talent to client needs. They guarantee satisfaction with placements and respond promptly to client requests. Cynergies has been helping clients across the country since 1997 through their certified recruiters and proven track record.
The Director of Solution Architecture will lead Summa's team of Solution Architects by managing growth, methodology development, and oversight of prescribed solutions. This role will define engagement structures, customer solutions, and Summa's delivery approach. In addition, the Director will function as a Solution Architect, interacting with clients, prospects, and sales to define architectures, plans, and proposals. Required skills include leadership, project management, understanding consulting as a business, and the software development lifecycle. A minimum of 15 years experience is needed, including 5 years in professional services/consulting and 5 years in practice development/management.
An investment promotion agency (IPA) is a government agency that aims to attract investment to a particular location. Its core functions are to build an image of the location as favorable for foreign direct investment, generate new investment prospects, manage investment projects, and provide aftercare services to investors. An IPA introduces investors to local suppliers and provides useful statistical and business data to support investment attraction and decision making.
Nakoni Trading & Consulting (Pty) Ltd is a new South African company providing training, consulting, and other services. It was founded in 2014 by three directors with experience in business management, training, and consulting. Nakoni aims to empower communities and eliminate poverty through skills training and job creation, especially for historically disadvantaged groups. Its services include education and training, needs analysis, data management, consulting, telephone systems, supplies, and project management.
This document outlines the schedule for a physical therapy conference taking place from October 8-10, 2015. It lists the times and locations for various breakout sessions on topics such as foot performance, vestibular rehab, ultrasound imaging of the shoulder, and more. Keynote speakers, luncheons, and evening social events are also included. Breakfast and lunch are provided each day along with opportunities to visit exhibitor booths. The conference concludes on Saturday with additional breakout sessions and the NCPTA Awards Luncheon.
The document provides definitions for various terms related to tourism, hotels, catering and restaurants. It defines words like charge card, cash-only, checking account, debit card, credit card, traveler's check, personal check, transaction, photo ID, branch, ATM, service charge, PIN number, withdraw, wire transfer, keypad, transfer, account, bank, promissory note, cash payment, employees, currency rules, small payment, á la carte, bagel, continental breakfast, brunch, coupons, eggs over easy, fried eggs, pancakes, pastry, refill, voucher, scrambled eggs, toast, pitcher, red wine, top shelf, well drink, white wine
The document provides definitions for various terms related to tourism, hotels, catering and money exchange. It defines key words like charge card, cash-only, checking account, debit card, credit card, traveler's check, personal check, transaction, branch, ATM, service charge, withdraw, wire transfer, currency, convert, exchange rate, local currency, receipt, selection, employees, currency rules, small payment, commission fees and more. It also defines food and drink related terms like á la carte, continental breakfast, brunch, eggs over easy, fried eggs, pancakes, pastry, refill, voucher, scrambled eggs, toast, pitcher, red wine, white wine, champagne, ices,
Paul Rowe employment and well history detailsPaul Rowe
This document provides a summary of Paul Rowe's employment history and qualifications. It shows that he has over 30 years of experience as a consultant wellsite geologist, logging geologist, data engineer, and logging unit supervisor working on offshore wells around the world. It also lists his education qualifications and safety certifications that are current. Finally, it provides a detailed history of the wells he has worked on for various oil and gas companies between 1989 and 2015.
Net app potentialofhybridcloud_final copy[1]NetApp
Businesses are increasingly adopting hybrid cloud environments that utilize both internal and public cloud resources. While hybrid cloud provides benefits like scalability and cost savings, it also poses challenges in managing data across different environments. A data fabric can help overcome these challenges by providing consistent data storage and management across private and public cloud resources. It enables seamless data movement and protection across clouds. A data fabric gives organizations control over their hybrid cloud deployments and helps optimize the benefits of these complex IT landscapes.
Upgrading your EHR
Choosing an EHR is hard work; it’s no wonder most providers are hesitant to switch to another EHR, even if it’s better solution for their practice. When you’re ready to make the switch, be sure to review the key considerations presented in this guide.
SXSW Panel Picker slide show for Agile Development and the FDA
Developing software for the healthcare sector is difficult enough, but doing so under the scrutiny of the FDA can seem impossible. However, if you want to have an impact at the point of patient care the FDA is going to be a factor in your development. We will look at ways to marry the seemingly contradictory philosophies of Agile development, with its high efficiency, low documentation process, with the FDA regulated requirements of complete audibility and seemingly endless piles of paperwork. Through a real-life case study we will looks at modern software development practices through the lens of the FDA.
Vaccinating children and adults helps prevent the spread of diseases and is one of the most important health interventions. While vaccination rates have reduced disease levels, some remain unvaccinated and outbreaks are still possible. Immunizations are recommended throughout life. Routine monitoring of blood pressure is also important as high blood pressure often has no symptoms but can damage arteries if left untreated. Regular laboratory tests are an important part of healthcare to screen for and manage diseases like cholesterol and diabetes.
System Electronic Press control systems from 1982 to 1990.The Pb2 system was well accepted by users for ease of programming. It was well known for its reliability and accuracy. Many are still in use to today. The PB2.x versions system operated simple proportional hydraulic systems.
Mary Lou Hagen has over 30 years of experience in healthcare credentialing and data management. She has worked as a credentialing and data integrity manager at HFN, Inc. for over 14 years where she managed credentialing departments and ensured provider data met NCQA standards. Prior to that, she held credentialing roles at other companies and has experience supervising medical office staff. She is proficient in Microsoft Office and credentialing database systems.
Principios y asuntos policiales en china tratado de las nueve potenciasRuben Reyes
The Nine-Power Treaty was signed on February 6, 1922 in Washington D.C. by nine nations - the United States, Belgium, Britain, China, France, Italy, Japan, the Netherlands, and Portugal. The treaty aimed to stabilize conditions in the Far East by respecting China's sovereignty and territorial integrity, maintaining an open door policy of equal commercial opportunity, and avoiding exclusive economic spheres of influence in China. It also committed parties to non-discrimination on Chinese railways and respect for China's neutrality in wars not involving China. The treaty took effect in 1925 upon ratification by all signatories.
1) Companies must consider several factors before deciding to enter foreign markets, including potential profit opportunities abroad and risks like not understanding foreign preferences and regulations.
2) Firms evaluate which markets to enter by considering neighboring countries, cultural distance, and starting with fewer markets.
3) When marketing in developing markets like Brazil, India, China, and South Africa, companies must address challenges such as infrastructure issues but also opportunities like large populations and growing middle classes.
Trends in nephews shows the percentage of clan usage by age from 2014 to 2015, with usage highest among those 37 to 51. Words consumers associate with their tiniest gaps lists adjective pairs from 2014 to 2016 that describe small spaces. Hot new trends for 5-31 y/o humans lists some popular gathering places and activities for millennials, including Polish restaurants and meandering sardines. Millennials: Their favorite things briefly lists some things millennials enjoy, such as feuds, gimmicks, and hamburgers. Companies to follow provides a list of seven companies across different industries to potentially invest in. Dillard’s, Inc. in depth highlights key details about Dillard's business
This document contains 4 photos credited to different photographers and suggests that the reader may be inspired to create their own Haiku Deck presentation on SlideShare. It provides example photos but no other context or explanation for the purpose of the presentation.
Cynergies Consulting Inc. is an IT staffing firm that provides customized, high-quality solutions by matching top talent to client needs. They guarantee satisfaction with placements and respond promptly to client requests. Cynergies has been helping clients across the country since 1997 through their certified recruiters and proven track record.
The Director of Solution Architecture will lead Summa's team of Solution Architects by managing growth, methodology development, and oversight of prescribed solutions. This role will define engagement structures, customer solutions, and Summa's delivery approach. In addition, the Director will function as a Solution Architect, interacting with clients, prospects, and sales to define architectures, plans, and proposals. Required skills include leadership, project management, understanding consulting as a business, and the software development lifecycle. A minimum of 15 years experience is needed, including 5 years in professional services/consulting and 5 years in practice development/management.
An investment promotion agency (IPA) is a government agency that aims to attract investment to a particular location. Its core functions are to build an image of the location as favorable for foreign direct investment, generate new investment prospects, manage investment projects, and provide aftercare services to investors. An IPA introduces investors to local suppliers and provides useful statistical and business data to support investment attraction and decision making.
Nakoni Trading & Consulting (Pty) Ltd is a new South African company providing training, consulting, and other services. It was founded in 2014 by three directors with experience in business management, training, and consulting. Nakoni aims to empower communities and eliminate poverty through skills training and job creation, especially for historically disadvantaged groups. Its services include education and training, needs analysis, data management, consulting, telephone systems, supplies, and project management.
This document outlines the schedule for a physical therapy conference taking place from October 8-10, 2015. It lists the times and locations for various breakout sessions on topics such as foot performance, vestibular rehab, ultrasound imaging of the shoulder, and more. Keynote speakers, luncheons, and evening social events are also included. Breakfast and lunch are provided each day along with opportunities to visit exhibitor booths. The conference concludes on Saturday with additional breakout sessions and the NCPTA Awards Luncheon.
The document provides definitions for various terms related to tourism, hotels, catering and restaurants. It defines words like charge card, cash-only, checking account, debit card, credit card, traveler's check, personal check, transaction, photo ID, branch, ATM, service charge, PIN number, withdraw, wire transfer, keypad, transfer, account, bank, promissory note, cash payment, employees, currency rules, small payment, á la carte, bagel, continental breakfast, brunch, coupons, eggs over easy, fried eggs, pancakes, pastry, refill, voucher, scrambled eggs, toast, pitcher, red wine, top shelf, well drink, white wine
The document provides definitions for various terms related to tourism, hotels, catering and money exchange. It defines key words like charge card, cash-only, checking account, debit card, credit card, traveler's check, personal check, transaction, branch, ATM, service charge, withdraw, wire transfer, currency, convert, exchange rate, local currency, receipt, selection, employees, currency rules, small payment, commission fees and more. It also defines food and drink related terms like á la carte, continental breakfast, brunch, eggs over easy, fried eggs, pancakes, pastry, refill, voucher, scrambled eggs, toast, pitcher, red wine, white wine, champagne, ices,
Behind the scenes in a kitchen, various roles work to prepare meals. A head chef oversees all kitchen operations and menu creation. Line cooks prepare specific dishes or food items, while prep cooks ready ingredients to be cooked. A sous chef assists the head chef and may oversee line cooks. Other roles include butchers, who cut meat; callers who take orders to the kitchen; and swing cooks who help in different kitchen areas as needed.
The document discusses various terms related to payment methods, currencies, and banking. It defines terms like charge card, cash-only, checking account, debit card, credit card, traveler's check, personal check, ATM, wire transfer, currency exchange, local currency, and commission. Examples are provided to illustrate the use of some terms like checking account, traveler's check, wire transfer, currency exchange, and commission.
The document provides definitions and example sentences for various words related to tourism and hospitality. It includes 37 pictures with words related to methods of payment, 10 pictures with words related to getting money, 11 pictures with words related to working at a bar, and 12 pictures related to meeting the kitchen staff. The document aims to build vocabulary around key terms in these areas for someone studying tourism and hospitality.
The document contains definitions of various terms related to banking, payments, currency exchange, and hospitality/food service. It defines terms such as credit cards, checks, bank transfers, currency exchange, kitchen roles (chef, cooks, servers), meals (breakfast, lunch), and drinks (alcoholic beverages). Many of the definitions are 1-2 sentences that concisely explain what the term means and how it relates to banking, payments, or hospitality services.
Till about a decade ago, we stood in long queues to withdraw cash from a bank and then waited painfully in other queues to pay our utility bills.
With the advent of credit and debit cards many of our cash related problems got simpler. The internet allowed us to pay bills at the click of a button.
Today there is a big buzz around ‘e-wallet’ and talk of the death of cash payment. Now it is possible to leave your wallet at home and get through a typical day with the help of a digital wallet, thanks to the revolutionary technologies we are seeing as we advance to a cashless world.
Today’s lesson by Prof. Simply Simple attempts to explain you the concept of ‘e-wallet’.
This document discusses various options for financing major purchases, including cash, credit cards, debit cards, and checks. Cash is the simplest method but is not practical for large purchases. Credit cards allow purchases to be made and paid off over time in monthly installments. Debit cards withdraw funds directly from your bank account at time of purchase. Checks provide a way to transfer a specific amount of money to another account.
The document discusses various terms related to breakfast service in hotels. It defines 15 key terms, including voucher, brunch, buffet, gratuity, continental breakfast, pastry, toast, bagel, refill, buffet breakfast, pancakes, over easy, scrambled, fried, and coupon. An example is provided for each term to illustrate its meaning in the context of hotel breakfast service.
The document provides information about various payment methods. It defines key terms like payment, charge cards, credit cards, traveler's checks, debit cards, personal checks, checking accounts, transactions, and cash. Examples are given for each term to illustrate how they can be used. Methods of payment discussed include cash, checks, credit/debit cards, money orders, bank transfers, online payment services, and traveler's checks. The purpose is to explain different ways customers can pay when making purchases.
This unit discusses various aspects of breakfast service. It defines common breakfast items like scrambled eggs, fried eggs, pancakes, toast, bagels, and pastries. It also defines breakfast-related terms like buffet, continental breakfast, gratuities, food, lunch, restaurant, fast food, meal, hotel, and service. The unit provides examples for each term to help explain their meanings in the context of breakfast and dining out.
The document provides information about different payment methods and how to reduce fees when making purchases. It notes that paying by cash, EFTPOS, or cheque can incur transaction fees that add up over time. The document advises considering payment options like paying online or by credit to reduce fees and charges when buying items like books, shoes, or CDs. It then lists various payment options like cash, EFTPOS, online payment, cheque, credit, lay-by, and gift cards.
The document discusses modern forms of money such as credit cards, debit cards, checks, demand drafts, and online banking. Credit cards allow purchases without cash but must be paid back within a billing period to avoid interest. Debit cards access funds directly from a linked bank account. Checks were developed as a way to make payments without carrying cash but are declining in use. Demand drafts are created by merchants using a buyer's account without a signature. Online banking allows financial transactions through a bank's website and online transfers of money between accounts. New forms of banking like mobile and SMS banking provide even more convenient options.
This unit discusses various methods of payment for tourism activities. It defines terms like credit cards, photo IDs, cash, and methods of payment. Credit cards allow cardholders to pay for goods and services with the promise to pay later. Photo IDs show a person's identity and picture. Cash refers to legal tender that can be used to purchase items. Methods of payment represent ways a buyer can pay a seller that are acceptable to both parties, such as cash, checks, credit cards, money orders, and online payment services.
This document provides an overview of common bank accounts and services. It explains the basic types of accounts (current and savings), common services like debit cards and cashpoint cards, how to write and use cheques, direct debits and standing orders for regular payments, obtaining and reporting lost bank cards, getting statements and checking transactions, and earning interest. The document is intended to help readers understand basic banking terminology and services.
This document provides guidance on managing personal finances, including setting financial goals and choosing bank accounts. It discusses the importance of setting both short-term and long-term financial goals. It also provides tips for choosing a bank, opening an account, making deposits, writing checks, using a debit card safely, and maintaining an account register to keep track of transactions and avoid overdrafts. Key aspects of bank statements are explained to help the reader reconcile their account.
Western Union's Journey to Customer LoyaltyChicago AMA
Jennifer Ramirez, VP, Global Customer Experience for Western Union presented "The Customer Journey: Owning the Moments that Matter" at Chicago AMA's Sunrise Executive Series breakfast January 22, 2015, in Chicago.
This unit discusses vocabulary related to working in a restaurant or bar. It defines key terms including buffet, safe, refill, gratuity, brunch, voucher, costumer, pancakes, toast, bagels, continental breakfast, scrambled eggs, reward, coffee, lunch, eggs over easy, juice, guest, meal, and more. It also defines roles like butcher, prep cook, and caller and their responsibilities in the kitchen.
This document provides information about various payment methods including cash, checks, credit cards, debit cards, money orders, bank transfers, and online payment services. Examples of each method are given. Key details include that credit cards allow 30 days to pay without interest, checks are protected from loss or theft, debit cards access funds immediately without interest charges, and personal checks allow payment from a bank account but funds do not come out immediately like with debit cards.
This document summarizes an alternative to traditional bank accounts called AccountNow that offers direct deposit, bill pay, and prepaid debit cards. Key features include:
- No credit checks or bank account required to get a prepaid debit card for direct deposit and spending.
- Direct deposit paychecks, add cash at retailers, and pay bills to build credit history for things like housing applications.
- Shop and get cash from ATMs worldwide where debit MasterCards are accepted.
- It is cheaper than check cashing services by saving over $450 per year in fees.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
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This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
Product 4
1. UNIVERSIDAD TÉCNICA DE AMBATO
HUMAN SCIENCES AND EDUCATION DEPARTMANET
TOURISM AND HOSPITALITY CAREER
ADVANCE ENGLISH
7TH “A”
TEACHER : B.A. MG. ALBA HERNÁNDEZ
STUDENT´S NAME : Ginna Lizbeth Falcón Venegas
AMBATO – ECUADOR
April- September 2015
2. TOURISM BOOK
UNIT 10
IN THIS UNIT I WILL TALK ABOUT THE DIFFERNT
WAYS TO PAY: FOR EXAMPLE CAHS-ONLY, DEBIT
CARD
3. N° WORD DEFINITION SENTENCE PICTURE
1 PHOTO ID/IDENTIFICATION Is a card that proves who you are
and has a photograph of you on it.
He was elated that, in his
mind, his
earlier identification was
affirmed.
2 DEBIT CARD Is a small card that takes money
out of a bank account.
I buy a ice cream with
debit car.
3 CREDIT CARD Is a small card that allows you buy
things and pay for them later.
We need a credit car
because is more easy
for buy something
4 PERSONAL CHECK Is a method of payment that uses
money from a checking account.
Many people are using
personal check for pay
an account.
5 CHARGE CARD Is a small cardfrom a bank or shop
that allows you to buy items and
pay for them later.
I use cahrge car when I
do transactions.
4. N° WORD DEFINITION SENTENCE PICTURE
6 CASH ONLY A cash only business only accepts
cash as a method of payment.
I had that payer in cash
only beacuase the
supermarket do not accept
the credit car.
7 TRANSACTION A transaction occurs when
someone buys or sells something
I buy a boarding pass
for travelling with
transaction.
8 CHECKING ACCOUNT A checking account is a type of
bank account. You can withdraw
money using checks.
I have a checking
account in the bank
Pichincha.
9 METHOD OF PAYMENT A method of payment is a way to
pay for items, which includes cash,
charge card, and checks.
I prefer pay with
method of payment
10
MONEY
The official currency, coins, and
negotiable paper notes issued by a
government.
I would like have all the
money in the world.
5. N° WORD DEFINITION SENTENCE PICTURE
11 SHOPPING Also shoppe A small retail store or
a specialty department in a large
store.
In the shopping I buy a
scarf.
12 SPECIALTY SERVICES It is a way to serve the client to
feel comfortable.
I appreciate when offer
me special services.
13 BUSINESSES The activity of buying and selling
commodities, products, or
services.
I enjoy when close a
business.
14 CREDIT CARD Is a card that provides a payment
method enabling the cardholder to
make purchases which are paid for
by the card issuer, to whom the
cardholder becomes indebted.
We need a credit car
because is more easy
for buy something
15 VISA CARD Visa is a credit or debit card that
works worldwide.
I would like have a visa
card.
6. N° WORD DEFINITION SENTENCE PICTURE
16 AMERICAN EXPRESS Financial services corporation,
which specializes in
the issuance of credit
cards to millions of individuals
across the world.
I need a car american
express for travel for
around the world.
17 CASH Money in the form of coins or bank
notes,
especially that issued by a govern
ment.
I want much money for
buy a castle.
18 PAYPAL CARD An electronic commerce company
that facilitates payments between
parties through online funds
transfers.
Allows customers to
establish an account on
its website, which is
connected to a user's
credit card or checking
account.
19 EURO The official currency of the
European Union's (EU) member
states.
20 DOLLARS a paper money, silver or In Ecuador all the
8. N° WORD DEFINITION SENTENCE PICTURE
21 BANK It is a place where you can keep
money, very safe
Near to my house there a
bank the neighborhood.
22 WIRE TRANSFER It is a way of moving money,
carried out using credit
institutions, such as banks.
When I want travel is
very necessary do wire
transfer.
23 WITH DRAW is to make money out of your bank
account
You need to withdraw
money to pay for
services
24 BRANCHES Is an office that is part of a bigger
company
25 SERVICE FEE Is ,money that you pay to receive a
service
The extra charge in the
receive is the service
fee of the ATM.
9. N° WORD DEFINITION SENTENCE PICTURE
26 SERVICE CHARGE is money that you pay to receive a
service
When you pay for a
service or well received
and pay in easy payments
27
BUSINESS HOURS
A companys business hours
Are the times that the company is
open.
Monday is a good day
for I go to bank
28 ELECTRONICALLY To send something electronically is
to send something using electronic
methods.
Is the best form of I
have money.
29 ATM Is a machine that you use to access
and withdraw money from your
bank account
The ATM is of great
help in momento of
emergency
30 PIN Is a secret number that you use to
access a bank account using an
ATM
Ginna has a pin
number in her credit
car.
10. N° WORD DEFINITION SENTENCE PICTURE
31 BANK TELLERS Bank tellers are responsible for the
exact processing of routine
transactions in banks.
When you pay for a
service or well received
and pay in easy payments
32
BUSINESS HOURS
A companys business hours
Are the times that the company is
open.
Monday is a good day
for I go to bank
33 DEBIT CARD The debit card is a plastic bank
card 8.5 × 5.3 cm with a magnetic
strip on the back
I need a debit car.
34
CREDIT CARD
Card issued by a bank that allows
certain operations from an ATM
and buying goods and services on
credit
I HAVE A CREDIT CARD
35
CENTRAL COMPUTER
It is a big, powerful and expensive
computer mainly used by a
company to process a lot of data;
for example, processing bank
I very necessary that
you have a central
11. N° WORD DEFINITION SENTENCE PICTURE
36 SAVING ACCOUNT A savings account is an ordinary
sight (passive product) deposit,
where funds deposited by the
account holder have immediate
availability and profitability or
generate some interest for a
certain period depending on the
lot saved.
Is very imprtan that you
have a saving account
37
CHEKS
Extending and document delivery
person to person so it can
withdraw an amount of money
from the funds that it has in the
bank .
My mother half a
check
38 BANK DEPOSIT BOX Very sturdy metal box which is
provided with a locking system and
is used to safely store money,
valuables, documents or values.
In the bank do deposit
box.
39
MANAGER
manager to that person in a
particular company or organization
has the responsibility and tasks to
guide others, to execute and issue
My manager is very
friendly.
13. N° WORD DEFINITION SENTENCE PICTURE
41 BUY-BACK A buy back is a policy. A business
buys back something they
previously sold you.
I need buy-back my
house.
42
CURRENCY
Currency is a word for money from
a particular place, like the euro
and the dollar.
In Ecuador we usea
currency dollar
43 COMMISSION A Commission is the amount of
money a business charges for
some types of service
A great deal of work
will be necessary to
put this car in
commission again.
44
CONVERT
To convert is to change money
from one currency to another
In the bank convert
my money.
45
EXCHANGE RATE
The exchange rate is the rate at
which money from one country
can be changed for the money
from another country.
I Exchange rate my
money for euros.
14. N° WORD DEFINITION SENTENCE PICTURE
46 LOCAL CURRENCY A local currency, is a currency that
can be spent a particular area at
participating organizations.
The local currency is a
place where we can
change the money
47 MINIMUM CHARGE A minimum charge is the least
amount of money you can pay for
something
The minimum charge
is a service invoice has
the lowest amount
applied
48 RATE A rate is a measure of how much
you pay for something
The rate in Ecuador is
very high.
49
RECEIPT
A receipt is a record of a
something
50
RELEASE
A release from makes a person not
responsible if something bad
happens
I release to my
classmates that I sick
16. N° WORD DEFINITION SENTENCE PICTURE
51 GRATUITY Money given as a reward for a
service.
I give gratuity to bell hop
52 BRUNCH A meal that’s between breakfast
and lunch.
53 VOUCHER A paper that allows people to get
items for free.
54 CUSTOMER A person who buys.
55
PANCAKES
A thin flat cake made from batter
and fried on both sides, often
served rolled.
I like the pancakes.
17. N° WORD DEFINITION SENTENCE PICTURE
56 TOAST Sliced bread browned by exposure
to heat, usually under a grill, or in
a toaster.
I eat toast in the
breakfast.
57 BAGELS Sliced bread browned by exposure
to heat, usually under a grill, over a
fire, or in a toaster.
I like bagels
58 CONTINENTAL BREAKFAST Is a small meal that usually only
includes coffee ,juice,and a pastry.
The continental
breakfast is very
delicious.
59 SCRAMBLED EGGS Eggs that are stirred before they
are cooked.
The scrambled eggs
are very delicious.
60
REWARD
something given or received in
return for a deed or service
rendered
18. N° WORD DEFINITION SENTENCE PICTURE
61 GRATUITY A gift of money, over and above
payment due for service, as to a
waiter or bellhop; tip.
I give gratuity to bell hop
62 MEAL Any of the regular occasions, such
as breakfast, lunch, dinner, etc.,
when food is served and eaten.
The firsr meal the day
is breakfast
63 GUEST A person who is entertained, taken
out to eat
The guets arrive with
your family.
64 LUNCH PRICES Is when you give a value for the
lunch
In the Windows is the
prices lunch.
65
DRINK
Is a beberage liquid.
I need energy drink
19. N° WORD DEFINITION SENTENCE PICTURE
71 BUFFET a meal at which guests help
themselves from a number of
dishes and often eat standing up
I wan eat in a buffet
72
REFILL
another serving of a drink.
73 SAFE where you can store valuables. In my house I have a
safe.
74 FOOD any nourishing substance eaten or
drunk to sustain life, provide
energy, and promote growth.
In the restaurant there
food.
75
COUPON
a portion of a ticket, label, or the
like, entitling the holder to
something, or for use as an order
blank, etc.:
21. N° WORD DEFINITION SENTENCE PICTURE
71 BARTENDER Is a person who a person that
mixes and serves alcoholic drinks
at a bar.
The bartender worker a
place that serves alcohol
took our drink order.
72 COCKTAILS Is an iced drink of wine or distilled
liquor mixed with flavoring
ingredients
The cocktails are very
delicious.
73 BAR Is a place where you drik algoholic
beverages .
In the bar I drink a
beer.
74 MIXER Is a machine that combines
differents ingredients together.
The mixer does much
cocktails
75
RED WINE
Is a wine that has been made with
grape skins and is red,
I red wine.
22. N° WORD DEFINITION SENTENCE PICTURE
76 PITCHER Is a large container with a handle
and spout that holds drinks.
The modified leaf of a
pitcher plant
77 WHITE WINE Is a wine that is made without
grape skins and is pale in color.
Could I have a glass of
white wine?
78
TOP SHELF
Is of a high quality and is usually
expensive.
79 WINE LIST When you can see the different
wines
80 HAPPY HOUR Is a limited period of time, often in
the early evening. The happy hour is
common in the
parties.
23. N° WORD DEFINITION SENTENCE PICTURE
81 DRINK ORDER Is when someone required a drink.
82 DOMESTIC BEER Is a beer that is made in the
country in which it is served.
83 IMPORTED BEER Is a beer that is made in the
country other than the one in
which it is served.
84 LIQUORS Are drinks that have alcohol.
85 FLYER Is when float or flutter fire in the
air.
24. N° WORD DEFINITION SENTENCE PICTURE
86 ALCOHOL a colorless liquid produced by
yeast fermentation and found in
wine, beer, and liquor.
87 SHAKER Is a container in which the
ingredients of alcoholic drinks are
shaken together.
88 JIGGER Is a measure of 1½ oz. (45 ml) used
in cocktail recipes.
89 SHOT Is a a small quantity, an ounce, of
undiluted liquor
90 MIXER Is a an electrical machine used for
mixing things together. The mixer does much
cocktails
26. N° WORD DEFINITION SENTENCE PICTURE
91 KITCHEN is a room or place equipped for
cooking.
All the restaurants should
have a kitchen where
prepares the food for the
customers
92 PASTRY CHEF A pastry chef is a person whose job
is to make desserts in a restaurant
93 SWING COOK A swing cook works in more than
one area of a kitchen, helping
wherever he or she is needed
94 STATION A station is the place where a chef
makes a certain type of food.
The station where
work the employees
should be always
clean.
95
SPECIAL
A special is a dish that chefs make
for a limited period of time.
27. N° WORD DEFINITION SENTENCE PICTURE
96 SOUS CHEF A SOUS CHEF has the most
authority after the head chef and
often assists the head chef
97 PREP COOK A PREP COOK works in a kitchen,
preparing food to be cooked. A
prep cook does not usually cook
98 LINE COOK A LINE COOK works at one food
station, preparing and cooking one
part of a meal or a specific type of
food. The sous chef is usually the
line cook´s boss
99 CALLER Is a person whose job is to deliver
the food orders to the kitchen.
100
BUTCHER
Is a person who job is to cut up or
sell meat