5. Background
• Payment revenue will grow by 8 percent each year
through 2018, at which point annual revenue will
reach $2.3 trillion.
• Payment revenues account for 43 percent of banking-
services revenue.
• Some existing apps focus on developers/ businesses
not on normal users to make the payment.
9. Why Trimo?
+ Can be used offline
+ Can be used from remote places
+ So simple (Even grand mothers can use it)
+ No need of bank, cash, credit/debit card
+ Extremely low commission
+ Security is ensured
+ Exclusive list of merchants to choose from.
13. Additional
• There are some existing app like Zay pay that mainly focuson business/ developers not on user per say
• Also, They just enable people to only transfer with SMS not use mobile credit.
• Our app is allowing user to use mobile credit and pay securely as well
• Security : touch id, pre verfied by telecom operators,
Editor's Notes
Telecom infrastructure has one of the highest levels of penetration better than banking and data infrastructure.
Making payments through SMS can be one of the simple ways for anyone even non tech savvy people
Bank comissions are very high for most of the services offered
An app can be another Marketing channel for customer retention/acquisition
Payments/purchases through TreMo can provide a new revenue channel for Telecom operators
Internet.org (Facebook)
Project Loon (Google)
Telecom Infrastructure
Zay pay (focused on developers / business not on normal users)
While strong growth has returned to the payments industry, disruptive forces will continue to reshape the competitive landscape.
we forecast payments revenue will grow by 8 percent each year through 2018, at which point annual revenue will reach $2.3 trillion and account for 43 percent of all banking-services revenue, compared with 34 percent in 2009 (exhibit)