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Enable smart payments and shopping through SMS
Problem
/Opportunity
• Not Everyone/ Not every where / Online
• Everyone / Everywhere / Offline
The solution
App that uses your mobile
balance for payments and
transfers even offline
• Expanding Internet
Infrastructure
• Leveraging telecom
Infrastructure
Market
Background
• Payment revenue will grow by 8 percent each year
through 2018, at which point annual revenue will
reach $2.3 trillion.
• Payment revenues account for 43 percent of banking-
services revenue.
• Some existing apps focus on developers/ businesses
not on normal users to make the payment.
How it works
Step 1
Login
Step 2 Step 3
How it works
Step 1 Step 2 Step 3
The
Technology
Strangely,
Just an
SMS
Why Trimo?
+ Can be used offline
+ Can be used from remote places
+ So simple (Even grand mothers can use it)
+ No need of bank, cash, credit/debit card
+ Extremely low commission
+ Security is ensured
+ Exclusive list of merchants to choose from.
Revenue Model
Merchants
Users
Telecom
operators
Demo
Questions ???
Additional
• There are some existing app like Zay pay that mainly focuson business/ developers not on user per say
• Also, They just enable people to only transfer with SMS not use mobile credit.
• Our app is allowing user to use mobile credit and pay securely as well
• Security : touch id, pre verfied by telecom operators,

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Trimo pitch

Editor's Notes

  1. Telecom infrastructure has one of the highest levels of penetration better than banking and data infrastructure. Making payments through SMS can be one of the simple ways for anyone even non tech savvy people Bank comissions are very high for most of the services offered An app can be another Marketing channel for customer retention/acquisition Payments/purchases through TreMo can provide a new revenue channel for Telecom operators
  2. Internet.org (Facebook) Project Loon (Google) Telecom Infrastructure Zay pay (focused on developers / business not on normal users)
  3. While strong growth has returned to the payments industry, disruptive forces will continue to reshape the competitive landscape. we forecast payments revenue will grow by 8 percent each year through 2018, at which point annual revenue will reach $2.3 trillion and account for 43 percent of all banking-services revenue, compared with 34 percent in 2009 (exhibit)