2. Inside the Presentation
Introduction
Components
How e-Sewa works
Mission and vision
Services,partners,merchants
Advantage and disadvantage
Database, Scripts and Security
Reward points
SWOT analysis
Fund loading
Earning process
3. INTRODUCTION TO e-Sea
e-Sewa is the online payment gateway of Nepal also known as digital
wallet from where customers can pay,send and receive money from their
mobile phone and internet as well as can be used for several purposed
like paying utility bills,buy bus tickets,airlines tickets,movie tickets,transfer
money from one bank to another.
Founded by Nepali entrepreneurs Himal Niraula & Biswas Dhakal on
Jan,26,2009A.D.(location:Hattisar,Kathmandu,Nepal)
Offered by F1 SOFT International pvt.Ltd (An international software
developing company. The Company was duly established in 2004 and has
presence in Nepal, Singapore, Cambodia, India and Bangladesh. )
It has recently been licensed by Nepal Rastra Bank as Payment Service
Provider.
4. COMPONENTS OF e-Sewa
1.Customers:
people from all age groups,as they shop are all feasible
customer of esewa. Target is that customers to be at least
young to understand the payment system and its flow.
2. Merchants :
Goods and services which are up for sales. key role to
perform and eSewa effort to enlist participation in the
system.partner merchants are Ncell, Nepal Telecom, Dish
Home, Buddha Air etc.
3. Partner Banks:
Behind the scene hold the actual transaction of any payment
process. occur amongst the settlement bank and partner
banks. Partner banks are : Nabil bank, Global IME bank
Everest bank etc.
7. Mission and vision of e-
Sewa
Mission: To create a cashless economy
Vision: To cover every payment sector
including Small/Big, Dealer/Retail,
Private/Government,
Domestic/International.
8. SERVICES, MERCHANTS AND
PARTNERS
OF e-SewaSERVICES
Sending and Receiving Money.
Payment of Utility Bills such as electricity bill,
landline bill, water bill etc.
Purchase of Air Tickets and Movie Tickets.
Purchase of Recharge and Calling Cards.
Payment of School and College Bills.
Payment of Internet Service Bills.
9. Subscription of Newspapers and
Magazines.
Payment of Credit Card Bills.
Payment of Insurance bill.
Online shopping such as purchase of
goods and services through
sastodeal.com, purchase of kaspersky
antivirus etc.
Facility of all eSewa services through
mobile phone.
10. MERCHANTS
1. APCA Nepal
2. BhatBhateniOnline
3. BIG Movies
4. Birthday Forest
5. Broadlink
6. Buddha Air
7. Bus Nepal
8. Classic Tech
9. Colors Mobile
10. Dish Home
12. PARTNER Banks
1. Ace Development Bank Limited
2. Business Universal Development Bank Limited
3. Citizens Bank International Limited
4. Clean Energy Development Bank Limited
5. Commerz and Trust Bank Nepal Limited
6. Everest Bank Limited
7. Global IME Bank Limited
8. Janata Bank Nepal Limited
9. Kailash Development Bank Limited
10. Kist Bank Limited
11. Kumari Bank Limited
12. Nepal Bangladesh Bank Limited
13. 13. Nabil Bank Limited
14. Nepal Credit and Commerce Bank Limited
15. NIC Asia Nepal Bank Limited
16. NMB Bank Limited
17. Prabhu Bikas Bank Limited
18. Purnima Bikas Bank Limited
19. Rastriya Banijya Bank Limited
20. Siddhartha Development Bank Limited
21. Sunrise Bank Limited
22. Tinau Development Bank Limited
23. Tourism Development Bank Limited
24.Triveni Bikas Bank Limited
25. Yeti Development Bank Limited
14. Database, Scripts and Security
This site uses SSL(Secure Sockets Layer)
Certificate issued by Verisign ( American company
based). It can encrypt private and confidential
information securely before transmission. It uses a
secure VPN connection while doing transactions
with partner banks accounts. Each and every
transactions are notified to the user via email.
15. ADVANTAGES OF e-Sewa
Economical and lower cost
Better customer service
Better comparative analysis
full time service (24 hours)
Safer and easy way to pay
Multiple payment option
Secure flow of transaction details among
buyers, sellers and financial institutions
Facility for customer refund
16. DISADVANTAGES OF e-
Sewa
Technological limitation
Unsuitable for perishable goods
Customer resistance to change
Insufficient telecommunication
bandwidth
Iack of security
17. SWOT Analysis
1. Strength:
eSewa has strong security mechanism.eSewa
uses SSL certificate issued by Verisign.
It can encrypt private and confidential information
securely before transmission.
It uses a secure VPN connection while doing
transaction with partner banks accounts.
Each and every transactions is notified to the user
via email
18. 2.Weakness
Esewa has limited reach.it operates within Nepal
merely.
Lack of product reviews
3.Oppurtunity
Low competition there is lack of payment gate way
services availabe in nepal .consumers get facilated as
it saves time of the buyers since they don’t have to
rush to the particular business house or stations.
4.Threats
Hackers may steal card numbers.sometimes esewa
also gets incompatible with some web browsers.load
sheeding discourage the customers to pay online
19. Fund loading process
Internet and mobile banking:
You can add funds to your esewa wallet through internet
banking/mobile banking facilities provided by esewa
partner banks.
Request to friends/family
you can request for funds from your friends/family who
is already using esewa .request them to send you some
fund in your esewa account
esewa zone
you can visit to the nearest esewa zone and deposit
cash in your esewa wallet
20. Deposit esewa designated banks
you can visit any of the below mentioned bank and deposit
cash in your esewa wallet
Prabhu Bank
Global ime Bank
Siddhartha Bank
Janata Bank
Mahalaxmi Bikas Bank
Tourism Development Bank
21. How its earn ?????
Esewa is a commison based company.it
receive commisson from its merchants
who want to sell their product and
services and distribute to its customer
as well. There are many merchants
associates with esewa which are
delivering their services to their
customer by paying certain percent to
esewa for selling their services.
22. Reward point
Reward point is the extra value given to
eSewa users when you use eSewa
services. The more you use eSewa
services the more points you can collect in
your account. These points can be
redeemed for gifts, made available by
eSewa.
For the reward points collected in your
eSewa account, you will be able to redeem
your reward points with the following gift
vouchers.