The document introduces health insurance and Health Savings Account (HSA) options provided through a partnership between the American Association of Franchisees & Dealers (AAFD) and several organizations. Key benefits of HSAs include tax-advantaged savings, lower health insurance premiums, and funds that stay with the individual even if they change jobs. The document provides steps for shopping for and enrolling in health plans and HSAs online through an easy-to-use system.

1. WELCOME To AAFD Health Benefits Individual insurance prices are fixed by law -- You cannot find a better price anywhere for the same product Did You Know?

2. The AAFD is very excited to partner with Health Analytics, First Service Administrators, and Health Equity to bring AAFD members a comprehensive offering of health insurance options, emphasizing Robert L. Purvin Chairman & CEO American Association of Franchisees & Dealers consumer-focused cost-effective tax-advantaged Health Savings Accounts that have been tailored to AAFD specifications-

3. WHY WE LOVE HSAs can be deposited into your HSA. The money in your HSA is entirely your own. You are in charge of your HSA funds, Just like a 401(k), HSA earnings compound tax-free A Health Savings Account (HSA) is like a 401(k) for healthcare. (and why you should, too!) It is a tax-advantaged personal savings or investment account that individuals can use to save and pay for qualified health expenses, now or in the future. Paired with a qualified high deductible health plan (HDHP), an HSA is a powerful financial tool that empowers consumers to be more actively involved in their health care decisions. Switching to an HSA-qualified high deductible health plan (HDHP) will substantially lower your health plan premium (up to 40%). The money you save in premiums Since it is your money, it also stays with you when you change jobs. making you and your doctor the decision makers; not some third-party. and have the potential to grow exponentially into a supplemental retirement nest egg. After age 65 (or if you’re disabled), funds can be withdrawn for non-qualified expenses.

4. Shop For HMO, PPO, POS HSA-Qualified High Deductible Health Plans

5. READY TO TAKE THE TOUR? Okay, Let’s Get Started!

6. Shop, Compare & Buy Your Health Plan Online It’s as easy as 1 · 2 · 3

7. STEP 1 Then, Choose: Individual & Group Health First, Click This Button

8. STEP 2 Select Your State … and Your Zip Code

9. STEP 3 Begin Shopping for your Plan! Enter Your Census Data and…

10. COMPARE PLANS By Carrier By Price By Deductible By Type HMO PPO POS HSA Qualified Plans ! and…

11. CHOOSE YOUR PLAN APPLY ONLINE THEN… IT’S THAT SIMPLE!

12. WANT TO OPEN A HEALTH SAVINGS ACCOUNT? THAT’S EASY, TOO!

13. STEP 1 Choose Your Preference… Individual Enrollment Group Enrollment First, Click This Button

14. THEN, FOLLOW THE EASY GUIDE… Assemble Your Name Address Email Address Social Security Number Bank Information STEP 2

15. … and DOES THE REST! HealthEquity STEP 3

18. STILL HAVE QUESTIONS? WE’RE HERE IF YOU NEED US!