Cloud computing refers to storing and accessing data and programs over the Internet instead of a computer's hard drive. It allows data and services to be accessed from anywhere via an Internet connection. While the cloud provides flexibility and mobility, there are also concerns about reliability if cloud services go down, as well as issues around ownership and control of user data stored in the cloud. Overall, cloud computing is a tradeoff between the convenience of internet-based services and the risks of depending on third parties to store and manage one's digital information and activities.