This document summarizes a presentation about NYSERDA's residential energy efficiency programs. It discusses NYSERDA's partnership with RUPCO to provide energy assessments and incentives to homeowners. Homeowners can receive a free home energy assessment to identify energy upgrades, and may qualify for incentives of up to $4,000 or $8,000 for multi-family homes. It also reviews the low-interest financing options of 0%-6.99% loans through NYSERDA's on-bill recovery program or smart energy loan. The presentation encourages homeowners to review their assessment report, consider available incentives, and determine if they want to use financing to complete energy upgrades.

1. Presented by Michael D’Arcy
RUPCO GJGNY Program Manager
Energize Warwick
Energy Workshop
April 17, 2017

2. 2
 NYSERDA: New York State Energy
Research and Development
Authority, since 1975
 Manages NYS residential energy
efficiency programs
Advance innovative energy
solutions that improve New York’s
economy and environment.
 Independent contractor to NYSERDA
 Outreach to homeowners on behalf of
NYSERDA
 Serve 10-County, Mid-Hudson Valley
 Nonprofit Constituency Based Organization
(CBO) since 1981
RUPCO & NYSERDA Partnership

3. 3
New York State’s Energy Plan
Decrease carbon emissions
80% by 2050.

4. 4
Triple Bottom Line:
 Greater Comfort
 Save Energy Save Dollars
 Mitigate Climate Change
Program Benefits
Advocacy Role:
 Stewardship -- now
 Trusteeship -- future

5. 5
Today’s Presentation
1 . Int ro t o N YSER D A R esident ial Programs
2 . Energy A ssessment s & C ont ract ors
3 . Incent ives& Low Int erest Financing
4 . U pcoming Program C hanges─ A ct N ow !

6. 6
NYSERDA Residential
Energy Efficiency
Programs and Home
Energy Assessment

7. 7
Three Residential Programs
1. HOME PERFORMANCE WITH ENERGY STAR®
2. ASSISTED HOME PERFORMANCE WITH ENERGY
STAR®
3. EmPower New York

8. 8
What Is Home Performance?

9. 9
 Comprehensive Home Energy
Assessment
 Technical Assistance
 Incentives and Discounts
 Low-interest Financing
Home Performance with ENERGY STAR®

10. 10
• Durability and Long-Term Value of your
home
• Ensure Health and Safety
• Increase Comfort
• Address Climate Change
• Families save an average of $700 a year
• Energy Report as a planning tool
Is An Energy Upgrade Worth It?

11. 11
92% of New York Homeowners Qualify
for a ENERGY ASSESSMENT
• If your total, gross Orange County household
Income is less then $174,200 a year
the Assessment is FREE.
• For higher Incomes in single family homes
A sliding scale fee from $50 to $250

12. 12
• 1-4 units - primary residence, second homes,
and rental property
• All heating fuels − electric, gas, oil, propane,
wood, renewable, etc.
• Must be in New York State
Property Eligibility

13. 13
NYS Single Family Home Typical
Energy Use
Space
Heat
Water
Heat
Electronics
Appliances
Lighting
AC
• Homeowner applies to the program
• Homeowner arranges to have a Home
Performance contractor visit their home
and identify energy efficiency
opportunities
• Assessments typically take 2-3 hours
• Contractor provides free energy report
Home Energy Assessment Process

14. 14
• Certified by Building Performance Institute
• Trained in building science
• Quality Assurance by NYSERDA
• NYSERDA Contractor webpage for local
listings & descriptions
• See RUPCO’s Contractor Selection Guide to
choose the right one for you
What is a Home Performance Contractor?

15. 15
HPwES Home Energy Assessment Components
• Health and safety check
• Finding air leaks
• Checking insulation
• Heating and Cooling
• Lighting and appliances
• Ventilation
• Assessment Energy Report

16. 16
• Water, humidity, mold
• Finding gas leaks
• Proper Ventilation
• Combustion Safety
Energy Assessment: Health & Safety

17. 17
Energy Assessment: Air Sealing & Insulation
• Checking Insulation Levels:
attic, rim joists, walls, crawl
spaces
• Finding Air Leaks: windows,
doors, chases, outlets
• Proper Ventilation: fans, air
exchanges
Blower
Door Test
Infrared Camera TestsPhysical Inspection

18. 18
Energy Assessment: Heating & Cooling
• Combustion Safety:
furnace, boiler, hot water,
dryer, kitchen range, gas
lines
• Efficiency of systems

19. 19
Energy Assessment:
Appliances and Lighting

20. 20
Energy Assessment: Ventilation

21. 21
Your Assessment Energy Report
• Planning guide/road map
• List of Recommendations
• Projection of energy savings
• Evaluate payback periods
• No obligation
• You determine work scope

22. 22
EmPower NY Overview
• Free program Available to homeowners and
renters, 100 units or less
• Household income meets income guidelines or if
you are receiving HEAT, SNAP, or public assistance
• Person living in the space must have utility account
• Includes replacement of bulbs and appliances,
insulation, air sealing, and tips on saving energy

23. 23
HPwES Program
Incentives

24. 24
Incentive: Income Qualification: Benefit*: Separate
Application?
Assisted Home
Performance Program
Under 80 % Area Median Income
- Orange County Family of 3
earning $59,440/year
50% Discount
up to $4,000 or
$8,000 for 2-4
Unit Homes
YES
EmPower New York Under 60 % State Median Income
-Family of 3 earning $44,580/year
FREE Installation
of measures
YES
Energy Efficiency Measure Incentives
Incentive calculation based on county Area Median Income or State Median Income.
Contact Empower New York Directly: 1-800-263-0960

25. 25
HPwES Low
Interest Financing

26. 26
 On-Bill Recovery Loan Program or …
 GJGNY $mart Energy Loan
Homeowner selects one of two financing
options!
Low Interest Financing

27. 27
 Set up loan to be cash flow positive
 Interest rates vary: 3.49%-6.99%; Processing fee: $150
 Amount: $3,000 - $25,000; Term: 5 year, 10 year, 15 year
 On-Bill Recovery Loan Program
 Monthly payment not to exceed
1/12th of estimated annual energy
savings
 Payment through utility bill
 Loan transferrable to new owner
 Smart Energy Loan
 Unsecured loan
 0.49% subtracted from the
interest rate for automatic
deduction
Low Interest Financing

28. 28
Interest Rate Overview
• Interest rates based on household gross income, number of people in the
household, and county of residence.
• Interest Rates:
o 3.49%: households with income up to 80% of AMI
o 4.99%: households with income from 80% to 120%
o 5.99% - 6.99%: households above 120% AMI, rate varies with type of credit
qualifications/type of loan
• If 50% or more tenants are under 80% AMI, property owners gets 3.49% rate
• Online Interest Rate calculator url: www.nyserda.ny.gov/interst-rate-estimator

29. 29
HPwES:
Three Considerations
to Review

30. 30
Review: Your Three Key Considerations…
1. Evaluate your Assessment Audit Report
2. Consider the amount of your incentives
3. Determine if you want to finance
…then determine a scope of work with your
contractor

31. 31
An Energy Advocate talks to
neighbors, friends, and community
leaders, and is a resource for
energy information.
Take the opportunity to educate your neighbors on programs
they might not know about!
Please Become an Energy Advocate

32. 32
Social Media
Like, Share, Comment
http://www.saveenergyhudsonvalley.org
https://www.facebook.com/RUPCOGJGNY/
https://twitter.com/RUPCOGJGNY
Take the opportunity to educate your neighbors on programs
they might not know about!
Please Become an Energy Advocate

33. 33
Michael D’Arcy
RUPCO GJGNY Program Manager
RUPCO
289 Fair St. Kingston NY 12401
Main (845)331-2140 ext:260, or 267
mdarcy@rupco.org