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Case 1:10-cv-00426        Document 1            Filed 01/21/2010     Page 1 of 12



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Case 1:10-cv-00426             Document 1      Filed 01/21/2010       Page 2 of 12



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Case 1:10-cv-00426       Document 1        Filed 01/21/2010      Page 3 of 12



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Case 1:10-cv-00426         Document 1         Filed 01/21/2010       Page 4 of 12



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Case 1:10-cv-00426        Document 1         Filed 01/21/2010      Page 5 of 12



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Case 1:10-cv-00426        Document 1         Filed 01/21/2010      Page 6 of 12




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Case 1:10-cv-00426         Document 1         Filed 01/21/2010       Page 7 of 12



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Case 1:10-cv-00426          Document 1        Filed 01/21/2010       Page 8 of 12



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Spring 2010 closed memo assignment jellyvision v. aflac complaint pdf

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  • 3. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 3 of 12 2 >(#$1!%-!$!^*.7;%$!1.7:.7$'%.&!?%'B!%'-!:7%&1%:$#!:#$1*!.(!QD-%&*--!%&!8.#D9QD-/!^*.7;%$2!! 0>77E=9D9C:FD!1,&!',"F#!G",H!0)+G!58AI! !W2 )*##+,%-%.&!17*$'*-!$&=!=*,*#.:-!.7%;%&$#!%&'*7$1'%,*!$&=!&.&"%&'*7$1'%,*!*_:*7%*&1*-2! G&*!.(!)*##+,%-%.&C-!1.7*!:7.=D1'-!%-!$!;$9*!'B$'!%'!-*##-!D&=*7!'B*!9$7N!FGH!<GICA!JIGK! )>8J2!AB*!;$9*/!(%7-'!7*#*$-*=!%&!!O/!*&'$%#-!:#$+*7-!$&-?*7%&;!BD9.7.D-!9D#'%:#*"1B.%1*! `D*-'%.&-2! !!2 )*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!;$9*!B$-!*&S.+*=!*&.79.D-!1.99*71%$#!$&=! 17%'%1$#!-D11*--2!AB*!;$9*!1$&!Q*!:#$+*=!.&!1.9:D'*7-/!%&!*%'B*7!8<"aGb!.7!.&#%&*!(.79$'/!$-! ?*##!$-!.&!'B*!M.&+!"#$+M'$'%.&!-+-'*92!)*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!;$9*!B$-!?.&! 9.7*!'B$&!OW!$?$7=-!(7.9!'B*!%&'*7$1'%,*!%&=D-'7+2!M%&1*!!O/!.,*7!O!9%##%.&!D&%'-!.(!FGH! <GICA!JIGK!)>8J!;$9*-!B$,*!Q**&!-.#=2!0&!'B*!-D99*7!.(!PWW!/!'B*!>c8!'*#*,%-%.&!&*'?.7N! :7*9%*7*=!$!:7%9*"'%9*!'*#*,%-%.&!-B.?!,*7-%.&!.(!FGH!<GICA!JIGK!)>8J/!D&=*7!#%1*&-*!(7.9! )*##+,%-%.&2! !P2 AB*!:B7$-*!FGH!<GICA!JIGK!)>8J!%-!D-*=!%&!'B*!;$9*!%'-*#(/!.&!'B*!:$1N$;%&;!.(!'B*! ;$9*/!$&=!%&!$=,*7'%-*9*&'-!(.7!'B*!;$9*2!M%&1*!'B*!%&1*:'%.&!.(!'B*!:7.=D1'!#%&*/!'B*!FGH! <GICA!JIGK!)>8J!9$7N!B$-!1.&-%-'*&'#+!'$N*&!'B*!,%-D$#!(.79!.(!'B*!?.7=-!FGH!<GICA!JIGK! -%''%&;!.&!'.:!.(!'B*!?.7N!)>8J/!?B%1B!%-!'?.!'.!'B7**!'%9*-!$-!'$##/!$&=!*`D$##+!$-!?%=*/!$-!FGH! <GICA!JIGKd!'BD-@! ! R!
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  • 6. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 6 of 12 ! 3AB*!-$9*!-17**&!-B.?-!D:!$'!$&.'B*7!>(#$1!-%'*/!???2;*'`D$1N21.926!]7.9!'B*7*/!.&*!%-! :7*-*&'*=!?%'B!$!-*7%*-!.(!'B7**!`D*-'%.&-!?%'B!9D#'%:#*!1B.%1*!7*-:.&-*-!$,$%#$Q#*!'.!'B*! :#$+*7!.(!'B*!;$9*2! !2 >(#$1C-!:7.9.'%.&!.(!%'-!;$9*!%-!$#-.!$11*--%Q#*!'B7.D;B!'B%7=!:$7'%*-C!?*Q!-%'*-/! %&1#D=%&;!3$9.&;!.'B*7-6!-D1B!B*$,%#+"'7$((%1N*=!-%'*-!$-!'B.-*!.:*7$'*=!Q+!'B*!I*?!F.7N!A%9*-! $&=!8II2!>!-17**&!-B.'!(7.9!'B*!I*?!F.7N!A%9*-C!B.9*!:$;*/!$-!$11*--*=!.&!)$&D$7+!!W/!PW!W/! %-!$''$1B*=!$'!e_B%Q%'!c2! PW2 AB*!?.7=-!D-*=!Q+!>(#$1!=%((*7!(7.9!)*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!9$7N!.&#+!Q+! 'B*!-DQ-'%'D'%.&!.(!'B*!#*''*7!4`5!(.7!'B*!#*''*7-!4S$52!AB*!-DQ-'%'D'%.&!:7.=D1*-!'B*!?.7=! 4`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
  • 7. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 7 of 12 PR2 >(#$1C-!D&$D'B.7%E*=!D-*!.(/!$&=!$''*9:'!'.!7*;%-'*7/!FGH!<GICA!JIGK!LH>8J!(.7!$! ;$9*!$7*!?%##(D#!$&=!%&'*&'%.&$#!$1'-!$&=!$7*!%&'*&=*=!'.!'7$=*!.&!'B*!7*:D'$'%.&!$&=!;..=?%##! .(!)*##+,%-%.&/!'.!1.&(D-*!$&=!=*1*%,*!1.&-D9*7-/!$&=!'.!D&($%7#+!1.9:*'*!?%'B!)*##+,%-%.&2! PT2 !G&!%&(.79$'%.&!$&=!Q*#%*(/!Q*(.7*!>(#$1!Q*;$&!D-%&;!FGH!<GICA!JIGK!LH>8J/!>(#$1! B$=!$1'D$#!N&.?#*=;*!.(!)*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!9$7N!$&=f.7!a*;%-'7$'%.&2! PO2 M%&1*!>(#$1!Q*;$&!D-%&;!FGH!<GICA!JIGK!LH>8J/!QD'!Q*(.7*!)$&D$7+!P!/!PW!W/!>(#$1! B$=!$1'D$#!N&.?#*=;*!.(!)*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!9$7N!$&=f.7!a*;%-'7$'%.&2! PX2 c*(.7*!>(#$1!Q*;$&!D-%&;!FGH!<GICA!JIGK!LH>8J/!>(#$1!B$=!1.&-'7D1'%,*!&.'%1*!.(! )*##+,%-%.&C-!1#$%9!.(!.?&*7-B%:!.(!FGH!<GICA!JIGK!)>8J!(.7!1.9:D'*7!;$9*!:7.;7$9-! 7*1.7=*=!.&!8<"aGb-/!:D7-D$&'!'.!!O!H2M282!V!WZP2!! PZ2 G&!%&(.79$'%.&!$&=!Q*#%*(/!>(#$1!%-!=*#%Q*7$'*#+!$&=!?%##(D##+!D-%&;/!%&!%&'*7-'$'*! 1.99*71*/!'B*!9$7N!FGH!<GICA!JIGK!LH>8J!%&!1.&&*1'%.&!?%'B!$!;$9*!%&!$&!$''*9:'!'.! '7$=*!.&!'B*!;..=?%##/!7*:D'$'%.&/!$&=!9$7N*'%&;!:.?*7!17*$'*=!Q+!)*##+,%-%.&!D&=*7!%'-!FGH! <GICA!JIGK!)>8J!9$7N2! PY2 >(#$1C-!D&$D'B.7%E*=!D-*!.(!FGH!<GICA!JIGK!LH>8J!=*:7%,*-!)*##+,%-%.&!.(!'B*!$Q%#%'+! '.!1.&'7.#!1.&-D9*7!:*71*:'%.&!.(!'B*!`D$#%'+!.(!;..=-!.((*7*=!D&=*7!9$7N-!'B$'!$7*!%=*&'%1$#! .7!1.&(D-%&;#+!-%9%#$7!'.!)*##+,%-%.&C-!FGH!<GICA!JIGK!)>8J!9$7N2!AB%-!:#$1*-!)*##+,%-%.&C-! ,$#D$Q#*!7*:D'$'%.&!$&=!;..=?%##!%&!'B*!B$&=-!.(!>(#$1/!.,*7!?B.9!)*##+,%-%.&!B$-!&.!1.&'7.#2!! P2 )*##+,%-%.&!B$-!Q**&/!%-!&.?/!$&=!?%##!Q*!%77*:$7$Q#+!B$79*=!Q+!>(#$1C-!$(.7*9*&'%.&*=! $1'-!$&=/!D&#*--!*&S.%&*=!Q+!'B*!8.D7'/!>(#$1!?%##!1.&'%&D*!'.!*&;$;*!%&!%'-!D&#$?(D#!$1'-2!AB*7*! %-!&.!$=*`D$'*!7*9*=+!$'!#$?!(.7!'B*!B$79!1$D-*=!Q+!>(#$1C-!D&#$?(D#!$1'-!$##*;*=!B*7*%&2! Z!
  • 8. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 8 of 12 +,&"#!!! #A8?>M8AI!!:<A9:N>M>:;!9:!/9C78;9C:!C<! (>B;9C:!OPQR4!C<!;J>!.8:J8M!)B;2!RS!&3(3+3!TRRRUQR4! RW2 )*##+,%-%.&!%&1.7:.7$'*-!Q+!7*(*7*&1*!"$7$;7$:B-!!!'B7.D;B!P/!$Q.,*/!$-!'B.D;B!(D##+!-*'! (.7'B!B*7*%&2!! R!2 >(#$1C-!D&$D'B.7%E*=!D-*!.(!FGH!<GIgA!JIGK!LH>8J!%&!1.&&*1'%.&!?%'B!$!;$9*!%-! #%N*#+!'.!1$D-*!1.&(D-%.&/!9%-'$N*/!$&=f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
  • 9. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 9 of 12 +,&"#!!!!! /9C78;9C:!C<!;J>!!779:C9D!&:9<CAM! '>B>V;9=>!#A8?>!6A8B;9B>D!)B;2!WRS!!.+(!SRXYR"Z! RO2 )*##+,%-%.&!%&1.7:.7$'*-!Q+!7*(*7*&1*!"$7$;7$:B-!!!'B7.D;B!RT/!$Q.,*/!$-!'B.D;B!(D##+!-*'! (.7'B!B*7*%&2! RX2 >(#$1C-!D&$D'B.7%E*=!D-*!FGH!<GICA!JIGK!LH>8J!%-!#%N*#+!'.!1$D-*!1.&(D-%.&!.7! 9%-D&=*7-'$&=%&;!$-!'.!'B*!-.D71*/!-:.&-.7-B%:/!$::7.,$#/!.7!1*7'%(%1$'%.&!.(!>(#$1C-!;$9*/! $&=f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
  • 10. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 10 of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f.7!%-!-:.&-.7*=!Q+/!1.&&*1'*=!?%'B/!.7!7*#$'*=!'.! )*##+,%-%.&2! ! Kheae]Gae/!)*##+,%-%.&!:7$+-@! >2! AB$'!>(#$1/!%'-!.((%1*7-/!$;*&'-/!-*7,$&'-/!*9:#.+**-!$&=!$''.7&*+-/!$&=!$##!'B.-*! %&!$1'%,*!1.&1*7'!.7!:$7'%1%:$'%.&!?%'B!'B*9!3B*7*%&$('*7!1.##*1'%,*#+!4>(#$156/!Q*! :7*#%9%&$7%#+!$&=!:*79$&*&'#+!*&S.%&*=!$&=!7*-'7$%&*=!(7.9@! !2! H-%&;!FGH!<GICA!JIGK!LH>8J!$-/!.7!$-!:$7'!.(/!$&+!9$7N!%&!1.&&*1'%.&! ?%'B!$!;$9*d!! ! P2! H-%&;!$&+!.'B*7!'*79!.7!:B7$-*!$-/!.7!$-!:$7'!.(/!$!9$7N!%&!1.&&*1'%.&! ?%'B!$!;$9*/!?B*7*!-D1B!D-*!%-!#%N*#+!'.!7*-D#'!%&!'B*!9%-'$N*&!Q*#%*(!'B$'! >(#$1!.7!%'-!;$9*!%-!%&!$&+!?$+!$((%#%$'*=/!1.&&*1'*=!.7!$--.1%$'*=!?%'B! )*##+,%-%.&!.7!%'-!FGH!<GICA!JIGK!)>8J!;$9*d!$&=! ! R2! G'B*7?%-*!D&($%7#+!1.9:*'%&;!?%'B!)*##+,%-%.&!%&!$&+!9$&&*7!?B$'-.*,*72! ! !W!
  • 11. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 11 of 12 c2! AB$'!>(#$1!Q*!7*`D%7*=!'.!*_:7*--#+!$Q$&=.&!%'-!(*=*7$#!'7$=*9$7N!$::#%1$'%.&!(.7! FGH!<GICA!JIGK!LH>8J/!M*7%$#!I.2!ZZYWOY!/!:D7-D$&'!'.!RZ!82]2a2!VP2XY2! 82! AB$'!>(#$1!Q*!7*`D%7*=!'.!$--%;&!'.!)*##+,%-%.&!$##!.(!>(#$1C-!7%;B'/!'%'#*/!$&=!%&'*7*-'! %&!$&=!'.!'B*!=.9$%&!&$9*!???2+.D=.&'N&.?`D$1N21.92!! <2! AB$'/!:D7-D$&'!'.!!O!H2M282!V!!!Y/!>(#$1!Q*!7*`D%7*=!'.!=*#%,*7!'.!'B*!8.D7'!.7!'.! )*##+,%-%.&!(.7!=*-'7D1'%.&!$##!#$Q*#-/!:$1N$;*-/!Q7.1BD7*-/!?7$::*7-/! $=,*7'%-*9*&'-/!:7.9.'%.&-/!#*''*7B*$=/!$&=!$##!.'B*7!:B+-%1$#!9$'*7%$#-!%&!'B*! 1D-'.=+!.7!D&=*7!'B*!1.&'7.#!.(!>(#$1!Q*$7%&;!'B*!FGH!<GICA!JIGK!LH>8J! 9$7N/!$-!D-*=!%&!1.&&*1'%.&!?%'B!$!;$9*2!AB%-!%&1#D=*-!'B*!=*#*'%.&!.(!$&+!$&=! $##!*#*1'7.&%1!=$'$/!%&(.79$'%.&/!$&=f.7!1.9:D'*7!(%#*-!Q*$7%&;!$&+!(.79!.(!'B*! FGH!<GICA!JIGK!LH>8J!9$7N!%&!$&+!9$&&*7/!%&1#D=%&;!$&+!-D1B!(%#*-!.&! ?*Q-%'*-/!1.9:D'*7-/!B$7=!=7%,*-/!.7!.'B*7!-'.7$;*!9*=%$!'B$'!$7*!.:*7$'*=!Q+/! .7!D&=*7!'B*!1.&'7.#!.(/!>(#$1!$&=!%'-!$;*&'-!$&=!1.&'7$1'.7-2! e2! AB$'/!:D7-D$&'!'.!!O!H2M282!V!!!X/!>(#$1!Q*!=%7*1'*=!'.!(%#*!?%'B!'B*!8.D7'!$&=! -*7,*!D:.&!)*##+,%-%.&!?%'B%&!'B%7'+!3RW6!=$+-!$('*7!%--D$&1*!.(!$&!%&SD&1'%.&!'B$'! %&1.7:.7$'*-!'B*!$(.7*9*&'%.&*=!7*#%*(!3$-!?*##!$-!$&+!.'B*7!%&SD&1'%,*!7*#%*(6!$! 7*:.7'!%&!?7%'%&;!$&=!D&=*7!.$'B!-*''%&;!(.7'B!%&!=*'$%#!'B*!9$&&*7!$&=!(.79!%&! ?B%1B!>(#$1!B$-!1.9:#%*=!?%'B!'B*!%&SD&1'%.&2! !!!
  • 12. Case 1:10-cv-00426 Document 1 Filed 01/21/2010 Page 12 of 12 ! ]2! AB$'!)*##+,%-%.&!Q*!$?$7=*=!9.&*'$7+!7*#%*(!%&!$&!$9.D&'!'.!Q*!(%_*=!Q+!'B*! 8.D7'!%&!%'-!=%-17*'%.&/!%&1#D=%&;!3QD'!&.'!#%9%'*=!'.6@! !2! >##!:7.(%'-!7*1*%,*=!Q+!>(#$1!$-!$!7*-D#'!.(!%'-!D&#$?(D#!$1'%.&-/!-$%=! $9.D&'!'.!Q*!'7*Q#*=!=D*!'.!>(#$1C-!?%##(D#!9%-1.&=D1'd!$&=! ! P2! >##!=$9$;*-!-D-'$%&*=!Q+!)*##+,%-%.&!$-!$!7*-D#'!.(!>(#$1C-!D&#$?(D#!$1'-/! -$%=!$9.D&'!'.!Q*!'7*Q#*=!=D*!'.!>(#$1C-!?%##(D#!$1'%.&-d!$&=f.7! ! R2! "D&%'%,*!=$9$;*-2! ! ^2! AB$'!'B*!8.D7'!$?$7=!'.!)*##+,%-%.&!$##!7*$-.&$Q#*!$''.7&*+-C!(**-/!1.-'-!$&=! =%-QD7-*9*&'-!%&1D77*=!Q+!)*##+,%-%.&!$-!$!7*-D#'!.(!'B%-!$1'%.&2! h2! AB$'!'B*!8.D7'!7*`D%7*!>(#$1!'.!:$+!:7*SD=;9*&'!%&'*7*-'!.&!$&+!$&=!$##! 9.&*'$7+!$?$7=-!3%&!?B$'*,*7!(.796!'.!?B%1B!)*##+,%-%.&!%-!*&'%'#*=2! 02! AB$'!'B*!8.D7'!.7=*7!$##!.'B*7!$&=!(D7'B*7!7*#%*(!'B$'!%'!=**9-!:7.:*7!$&=!SD-'2! )*##+,%-%.&!=*9$&=-!$!'7%$#!Q+!SD7+!.&!$##!%--D*-!-.!'7%$Q#*2! ! <>Ae<@!!i)$&D$7+!P!/!PW!Wiiiiiii! a*-:*1'(D##+!-DQ9%''*=/! ! ! ! 0%..1/!(!,"2!!"+32!;JAC@NJ!9;D!);;CA:>ED! ! ! ! ! ! if-f!).-BD$!M2!]7%1Niiiiiiiiii! ! JD7'!)2!h%7-1B!30##%&.%-!c$7!I.2!XPZXPYR6! ).B&!A2!^$Q7%*#%=*-!30##%&.%-!c$7!I.2!X!YRPR6! )*##+,%-%.&/!0&12! "B%#%:!>2!).&*-!30##%&.%-!c$7!I.2!XP!ZP!R6! YTY!K!e$-'9$&!M'7**'/!MD%'*!!WT! ).-BD$!M2!]7%1N!30##%&.%-!c$7!I.2!XPPYTR6! 8B%1$;./!0U!XWXPP! c7%&N-!h.(*7!^%#-.&!j!U%.&*! 3R!P6!PXX"WXWX! TOO!I2!8%'+(7.&'!"#$E$!<7%,*/!MD%'*!RXWW! ! 8B%1$;./!0U!XWX!!! 3R!P6!RP!"TPWW! ! ! !P!