The document contains 30 questions related to calculations of simple interest and compound interest on various sums of money lent or borrowed at given interest rates for certain time periods. The questions test concepts like calculating simple interest, compound interest, effective interest rate, finding principal amount given interest earned over time, and comparing interest earned under simple vs. compound interest schemes.
Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).
Aptitude Training - SIMPLE AND COMPOUND INTERESTAjay Chimmani
I have taken coaching from NARESH INSTITUTE for CRT (Campus Recruitment Training). In these videos, I have explained all the questions with answer and how to approach for the question etc, in the same manner how they have taught to me at the time of training. Hope u like it.
Aptitude training playlist link :
https://www.youtube.com/playlist?list=PL3v9ipJOEEPfumKHa02HWjCfPvGQiPZiG
For full playlist of Interview puzzles videos :
https://www.youtube.com/playlist?list=PL3v9ipJOEEPfI4zt4ExamGJwndkvg0SFc
24 standard interview puzzles:
https://www.youtube.com/playlist?list=PL3v9ipJOEEPefIF4nscYOobim1iRBJTjw
for C and C++ questions, that are asked in the interviews, go through the posts in the link : http://comsciguide.blogspot.com/
for more videos, my youtube channel :
https://www.youtube.com/channel/UCvMy2V7gYW7VR2WgyvLj3-A
Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on principal plus interest. It is the result of reinvesting interest, or adding it to the loaned capital rather than paying it out, or requiring payment from borrower, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. Compound interest is standard in finance and economics.
Compound interest is contrasted with simple interest, where previously accumulated interest is not added to the principal amount of the current period, so there is no compounding. The simple annual interest rate is the interest amount per period, multiplied by the number of periods per year. The simple annual interest rate is also known as the nominal interest rate (not to be confused with the interest rate not adjusted for inflation, which goes by the same name).
Aptitude Training - SIMPLE AND COMPOUND INTERESTAjay Chimmani
I have taken coaching from NARESH INSTITUTE for CRT (Campus Recruitment Training). In these videos, I have explained all the questions with answer and how to approach for the question etc, in the same manner how they have taught to me at the time of training. Hope u like it.
Aptitude training playlist link :
https://www.youtube.com/playlist?list=PL3v9ipJOEEPfumKHa02HWjCfPvGQiPZiG
For full playlist of Interview puzzles videos :
https://www.youtube.com/playlist?list=PL3v9ipJOEEPfI4zt4ExamGJwndkvg0SFc
24 standard interview puzzles:
https://www.youtube.com/playlist?list=PL3v9ipJOEEPefIF4nscYOobim1iRBJTjw
for C and C++ questions, that are asked in the interviews, go through the posts in the link : http://comsciguide.blogspot.com/
for more videos, my youtube channel :
https://www.youtube.com/channel/UCvMy2V7gYW7VR2WgyvLj3-A
Money math, SCERT Mathematics Textbook,Equation to find interest. Different ways to find Simple interest and Compound interest. Some examples to find both simple and compound interest, Additional examples to find interest.
QUESTION `1. [6 + 8 = 14 Marks.]a) This is a two pe.docxniraj57
QUESTION `1.
[6 + 8 = 1
4
Marks.]
a)
This is a two
period certainty model problem.
Assume that William
B
rown
has a sole income from
Bob
cat Ltd
in which he owns 12
% of the ordinary share capital.
In its
financial year
2016-17
just ended,
Bob
cat Ltd
reported
net profits after tax of $6
0
0
,000, and
announced its
net profits after tax
expectation for the
next financial year, 2017-18,
to be
25
% higher
than this year’s figure
. The company operates w
ith a dividend payout ratio of 7
0%,
which it plans to continue,
and will pay the annual
dividend for 2016-17 in mid-August,
2017, and the
dividend for 2017-18 in mid-August
, 2018.
In mid-August, 2018
,
Jack
wishes to
spend $10
0
,000
, which will include the cost of a new car.
.
How much c
an he consume in mid-August, 2017
if the capital mar
ket offers an interest rate of
9
% per year?
QUESTION 1 continued.
b)
This qu
estion relates
to the valuation of shares.
Big Ideas Ltd has just paid a dividend of $1.20 a share. Investors require a 12% per annum return on investments such as Big Ideas. What would a share in Big Ideas Ltd be expected to sell for today
(August, 2017)
if the dividend is expected to increase by 20% in August, 2018, 15% in August, 2019, 10% in August, 2020 and
thereafter
by 5 per cent a year for
ever, from August, 2021 onwards?
QUESTION 2.
[(4 + 6) + (4 + 4 + 4 + 4 + 4) = 3
0
Marks]
a)
This question relates to the time value of money and deferred perpetuities.
Colin Greenway attended
Bunyip High School in the 1970s. After leaving school, Colin became a successful entrepreneur and is now very wealthy. He wishes to establish a perpetual scholarship fund which will provide $10,000 a year, payable to five high performing students
at Bunyip High School
each year in Year 12, that is, $50,000 a yea
r, starting in early 2020
. It is now early 2017. The High School Principal believes that the required fun
ds can be invested at 5 per cent
a year in perpetuity.
i)
What is the present value in early 2017
of the whole income stream
, and th
us the amount which Colin must contribute to establish the fund
?
ii)
The High School Principal, while most appreciative of C
olin’s
great
ge
nerosity, mentio
ns that fees at Bunyip High
are rising on average by 3 per cent every year because o
f inflation, and
that in several year
s
,
$10,000 will not be enough to keep a student in year 12 for a whole year. Colin decides that he will increase the amount to establish the fund so as to provide for increases in the scholarship amount by 3 per cent a year
in perpetuity
, the first increase occurring in
early 2021.
How mu
ch extra (above the amount calculated in i) above, will Colin need to contribute
in early 2017
so as to provide for th
ese inflation increases forever?
[
HINT:
Consider a formula similar to the dividend
growth model.]
...
Money math, SCERT Mathematics Textbook,Equation to find interest. Different ways to find Simple interest and Compound interest. Some examples to find both simple and compound interest, Additional examples to find interest.
QUESTION `1. [6 + 8 = 14 Marks.]a) This is a two pe.docxniraj57
QUESTION `1.
[6 + 8 = 1
4
Marks.]
a)
This is a two
period certainty model problem.
Assume that William
B
rown
has a sole income from
Bob
cat Ltd
in which he owns 12
% of the ordinary share capital.
In its
financial year
2016-17
just ended,
Bob
cat Ltd
reported
net profits after tax of $6
0
0
,000, and
announced its
net profits after tax
expectation for the
next financial year, 2017-18,
to be
25
% higher
than this year’s figure
. The company operates w
ith a dividend payout ratio of 7
0%,
which it plans to continue,
and will pay the annual
dividend for 2016-17 in mid-August,
2017, and the
dividend for 2017-18 in mid-August
, 2018.
In mid-August, 2018
,
Jack
wishes to
spend $10
0
,000
, which will include the cost of a new car.
.
How much c
an he consume in mid-August, 2017
if the capital mar
ket offers an interest rate of
9
% per year?
QUESTION 1 continued.
b)
This qu
estion relates
to the valuation of shares.
Big Ideas Ltd has just paid a dividend of $1.20 a share. Investors require a 12% per annum return on investments such as Big Ideas. What would a share in Big Ideas Ltd be expected to sell for today
(August, 2017)
if the dividend is expected to increase by 20% in August, 2018, 15% in August, 2019, 10% in August, 2020 and
thereafter
by 5 per cent a year for
ever, from August, 2021 onwards?
QUESTION 2.
[(4 + 6) + (4 + 4 + 4 + 4 + 4) = 3
0
Marks]
a)
This question relates to the time value of money and deferred perpetuities.
Colin Greenway attended
Bunyip High School in the 1970s. After leaving school, Colin became a successful entrepreneur and is now very wealthy. He wishes to establish a perpetual scholarship fund which will provide $10,000 a year, payable to five high performing students
at Bunyip High School
each year in Year 12, that is, $50,000 a yea
r, starting in early 2020
. It is now early 2017. The High School Principal believes that the required fun
ds can be invested at 5 per cent
a year in perpetuity.
i)
What is the present value in early 2017
of the whole income stream
, and th
us the amount which Colin must contribute to establish the fund
?
ii)
The High School Principal, while most appreciative of C
olin’s
great
ge
nerosity, mentio
ns that fees at Bunyip High
are rising on average by 3 per cent every year because o
f inflation, and
that in several year
s
,
$10,000 will not be enough to keep a student in year 12 for a whole year. Colin decides that he will increase the amount to establish the fund so as to provide for increases in the scholarship amount by 3 per cent a year
in perpetuity
, the first increase occurring in
early 2021.
How mu
ch extra (above the amount calculated in i) above, will Colin need to contribute
in early 2017
so as to provide for th
ese inflation increases forever?
[
HINT:
Consider a formula similar to the dividend
growth model.]
...
Students, digital devices and success - Andreas Schleicher - 27 May 2024..pptxEduSkills OECD
Andreas Schleicher presents at the OECD webinar ‘Digital devices in schools: detrimental distraction or secret to success?’ on 27 May 2024. The presentation was based on findings from PISA 2022 results and the webinar helped launch the PISA in Focus ‘Managing screen time: How to protect and equip students against distraction’ https://www.oecd-ilibrary.org/education/managing-screen-time_7c225af4-en and the OECD Education Policy Perspective ‘Students, digital devices and success’ can be found here - https://oe.cd/il/5yV
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Ethnobotany and Ethnopharmacology:
Ethnobotany in herbal drug evaluation,
Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
1. SI & CI SET 1
DepartmentofAnalyticalSkills,SchoolofProfessionalEnhancement
1
1. Find the simple interest earned on Rs.20000 for 2
years at 10% p.a.
A] Rs.4500 B] Rs.2000 C] Rs.4000 D] Rs.6000
2. Findthe compoundinterest earned on Rs.20000 for
2 years at 10% p.a. the interest being compounded
annually.
A] Rs.2100 B] Rs.4200 C] Rs.6300 D] Rs.5600
3. If Rs.2000 amounts to Rs.2500 in 2 years at simple
interest, what is the rate of interest per annum?
A] 8% B] 37.5% C] 25% D] 12.3%
4. If Rs.2000 amounts to Rs.2880 in 2 years at
compound interest, what is the rate of interest per
annumif the interestis being compounded annually?
A] 10% B] 20% C] 15% D] 25%
5. Find the interest earned in the first year on Rs.400
at 20%p.a. compound interest, the interest being
compounded half yearly.
A] Rs.42 B] Rs.72 C] Rs.84 D] Rs.144
6. The difference between the interests earned on a
principal underacertain rate of compound interest in
pth yearand (p+ 1)th yearis more thanthat in the qth
year and (q + 1)th year if
A] p > q B] p<q C] p = q D] can't say
7. Findthe effective rate of interest if the normal rate
of interestis10%p.a. and the interestis compounded
every six months.
A] 21.5% B] 10.25% C] 5.25% D] 10%
8. The interest for the 3rd
year on a certain sum at a
certainrate of simple interest is Rs.3000. find the sum
of the interests accrued on it in the 6th, 7th and 8th
years.
A] Rs.6000 B] Rs.9000 C] Rs.4500 D] Rs.12000
9. The interest on a certain sum lent at compound
interest, the interest being compounded annually, in
the 2nd year is Rs.1200. The interest on it in the 3rd
year is Rs 1440. Find the rate of interest per annum.
A] 10% B] 15% C] 20% D] 25%
10. A certainsumwhenlentat compoundinterest,the
interest being compounded annually, amounts to
Rs.1331 in 3 years and Rs. 1464.10 in 4 years. Find the
rate of interest per annum.
A] 10% B] 15% C] 20% D] 5%
11. A sumdoublesin8 yearsat simple interest.Inhow
many years will the sum become 4 times the original
sum?
A] 16 B] 24 C] 64 D] 32
12. A sumdoublesin 8 years at compound interest. In
how many years will the sum become 4 times the
original sum if the interest is compounded annually?
A] 16 B] 24 C] 64 D] 32
13. Which of the following rates of interest yield the
maximum interest in 2 years on a certain sum?
A] Interest compounded per month at 1% p.m.
B] Interestcompoundedperquarterat 3% per quarter
C] Interest compounded per half year at 6% per half
year
D] Interest compounded per year at 12% p.a.
14. Findthe presentvalue (inRs.) of Rs.3000 due after
5 years at 10% p.a. simple interest.
A] 1500 B] 1800 C] 2000 D] 2500
15. A sum was lent at 20%p.a compound interest, the
interest being compounded annually. Rs.1200 was
paidback after1 year.Afteranotheryear Rs. 1400 was
repaid to clear the loan. Find the sum lent.
A] Rs.8000 B] Rs.6000 C] Rs 2000 D]Rs 4000
16. What would a sum of Rs.8800 amount to in 16
years at a simple interest rate of 12% every year?
A] Rs.14440 B] Rs.18846 C] Rs.25696 D] Rs.32322
2. SI & CI SET 1
DepartmentofAnalyticalSkills,SchoolofProfessionalEnhancement
2
17. A sum of money invested at simple interest
amounts to Rs 2480 at the end of four years and
Rs.4080 at the end of eight years. Find the principal.
A] Rs.2040 B]Rs. 1480 C] Rs.1240 D] Rs.880
18. A man borrowed Rs.50000 at simple interest with
the rate of interest not remaining constant for the
entire period. He repaid the entire amount after 8
years.The rate of interest for the first two years is 8%
p.a.,for the nextthree yearsitis10% p.a.,for the next
two years it is 5% p.a. and 7% for the last year. How
much amountdidhe repayto clear his loan at the end
of the period?
A] Rs.68500 B] Rs.81500 C] Rs.88500 D] Rs.101500
19. A man borrowed Rs.80000 at the rate of 10% p.a.
compound interest, interest being compounded
annually.Howmuchamountshould he have repaid at
the endof the firstyear,if by repaying Rs.55000 at the
end of the second year he can clear the loan?
A] Rs.38000 B] Rs.40000 C] Rs.45000 D] Rs.50000
20. Ashok has to deposit a total of Rs.18000 in two
savings schemes of a bank, of which the first one
yieldsasimple interest of 6% p.a. and the second one
yields8%p.a.simple interest.HowmuchshouldAshok
deposit in the first scheme so that the total amount
deposited earns interest at a rate of 7.6% p.a.?
A] Rs.4400 B] Rs.3600 C] Rs.7200 D] Rs.5600
21. A certainloanamounts,undercompoundinterest,
compounded annually earns an interest of Rs.1980 in
the second year and Rs.2178 in the third year. How
much interest did it earn in the first year?
A] Rs.1600 B] Rs.1800 C] Rs.1900 D] None
22. The difference betweenthe interest earned under
compound interest, interest being compounded
annually and simple interest for two years on the
same sum andat the same rate of interest is Rs.25.60.
Find the sum if the rate of interest is 8% p.a.
A] Rs.2000 B] Rs.2500 C] Rs.3200 D] Rs.4000
23. A sumof moneyundercompoundinterestdoubles
itself in 4 years. In how many years will it become 16
times itself?
A] 12 years B] 16 years C] 8 years D] None
24. Raju took a loan at 8% per annum simple interest
for a periodof 5 years.Atthe endof five yearshe paid
Rs.10640 to clear his loan. How much loan did he
take?
A] Rs.8500 B] Rs.8000 C] Rs.7700 D] Rs.7600
25. What annual instalment will discharge a debt of
Rs.1815 due in 3 years at 10% simple interest?
A] Rs.500 B] Rs.520 C] Rs.550 D] Rs.580
26. A man borrowed Rs.55000 from two banks under
compoundinterest,compounded annually. One bank
charged interest at the rate of 8% per year and the
other bank at 12% per year. If at the end of the year
the man paid Rs.4900 as the total interest to the two
banks,how much loandidhe take fromthe first bank?
A] Rs.47500 B] Rs.42500 C] Rs.32500 D] Rs.12500
27. Abhay borrowed some money from Ajay at 15%
perannum simple interest.He thenaddedsome more
amount and lent to Vijay at 20% per annum simple
interest. At the end of the year, the difference
between the interest received and paid by Abhay is
Rs.325. If Abhay lent Rs.3500 to Vijay, then how much
loan did Abhay take from Ajay?
A] Rs.1000 B] Rs.1800 C] Rs.2200 D] Rs.2500
28. A man lent Rs. 25000 for one year under
compoundinterest,tofive persons.He lent Rs.5500 at
5% p.a. to the first person, Rs 4000 at 13/2 % p.a. to
the second person, Rs.3500 at 11/2% p.a to the third
person and Rs.7000 at 17/2% p.a. to the fourth
person. At what rate of interest should he lend the
remaining amount so that he gets an interest at 8%
p.a. on the entire amount?
A] 12.25% B] 12.75% C] 13.55% D] 14.05%
3. SI & CI SET 1
DepartmentofAnalyticalSkills,SchoolofProfessionalEnhancement
3
29. The difference between the compound interest
and simple interest on a certain sum at 12% per
annum for 2 years is Rs.126.72. Find the sum.
A] Rs.8000 B] Rs.8800
C] Rs.10200 D] Rs.12400
30. A sumof moneyislent at a certain rate of interest
at compound interest. If, instead the same amount
was lent at simple interest the interest for the first
two years reduces by Rs.160 and that for the first
three years reduces by Rs.488. Find the sum
A] Rs.22000 B] Rs.46000
C] Rs.52000 D] Rs.64000