This document discusses setting up an investment bank subsidiary or JV to help SMEs in India access capital markets. It notes the large number and economic importance of SMEs but lack of access to financing. The potential target market is identified as 91 rated SMEs in Kerala with above average financial strength. Key processes like eligibility criteria for SME listings are examined. Risks include lack of experience but opportunities include becoming the first investment bank from South India to support SME growth and expansion. The conclusion is that now is the right time to enter this market and tap into the unmet need for SME financing.