The sermon discusses the parable of the talents from Matthew 25, in which a man entrusts his servants with different amounts of money to manage based on their abilities before going on a journey. Two servants invested their money and doubled their returns, pleasing their master. However, the third servant buried his single talent in the ground out of fear of losing it. Upon the master's return, the first two servants are praised for their work, while the third is punished for not putting the money to use. The sermon uses this parable to explain that God has given each person different abilities and expects them to be put to use during their lifetime.