This document summarizes the projected cumulative impact on national health expenditures from 2008 to 2017 of an insurance connector approach combined with selected individual options like improved information, payment reform, and public health initiatives. It shows that this combination is estimated to reduce cumulative NHE by $1.554 trillion by 2017, with an annual net impact ranging from $84 billion in savings in 2008 to $272 billion in savings in 2017.
CRFB - Build Back Better for Less - Oct. 15 2021CRFBGraphics
This presentation from the Committee for a Responsible Federal Budget illustrates how Congress could potentially reduce the size of the upcoming reconciliation package in a way that still accomplishes major legislative objectives.
Shocking study in JOURNAL OF THE AMERICAN MEDICAL ASSOCIATION of 1.4 billion person-years documenting rising death rates among middle aged whites, amounting to over 600,000 lives lost due to alcoholism, drug overdoses and suicides
Observations on the needs for, the contents of, and many of the practical effects of the Affordable care Act or Obamacare. Understanding its benefits and shortcomings
A fact based, detailed analysis of the economic stress on middle American families and the malfunction of democratic institutions, producing distrust, anger, and an epidemic of unnecessary deaths. Explains the dynamics of the 2016 Presidential election.
Town Hall Meeting, hosted by Congressman Jim Moran, Alexandria, VA July 28, 2008
Presented by:
David M. Walker, President and CEO, The Peter G. Peterson Foundation and Former Comptroller General of the United States
Used for Medical Grand Rounds at several hospitals, this is data based comprehensive review of the shortcomings of the American Medical System and dysfunctional political attempts at reform. Single payer, Medicare for all, with elimination of for profit insurance companies is the best answer.
CRFB - Build Back Better for Less - Oct. 15 2021CRFBGraphics
This presentation from the Committee for a Responsible Federal Budget illustrates how Congress could potentially reduce the size of the upcoming reconciliation package in a way that still accomplishes major legislative objectives.
Shocking study in JOURNAL OF THE AMERICAN MEDICAL ASSOCIATION of 1.4 billion person-years documenting rising death rates among middle aged whites, amounting to over 600,000 lives lost due to alcoholism, drug overdoses and suicides
Observations on the needs for, the contents of, and many of the practical effects of the Affordable care Act or Obamacare. Understanding its benefits and shortcomings
A fact based, detailed analysis of the economic stress on middle American families and the malfunction of democratic institutions, producing distrust, anger, and an epidemic of unnecessary deaths. Explains the dynamics of the 2016 Presidential election.
Town Hall Meeting, hosted by Congressman Jim Moran, Alexandria, VA July 28, 2008
Presented by:
David M. Walker, President and CEO, The Peter G. Peterson Foundation and Former Comptroller General of the United States
Used for Medical Grand Rounds at several hospitals, this is data based comprehensive review of the shortcomings of the American Medical System and dysfunctional political attempts at reform. Single payer, Medicare for all, with elimination of for profit insurance companies is the best answer.
Where does your tax dollars go? Who pays federal taxes? What are tax expenditures? We explain the U.S. federal tax system in a few easy-to-understand charts. See more resources at http://www.fixthedebt.org/tax-reform-resource-page
Presentation by Heidi Golding and Elizabeth Bass, analysts in CBO's National Security Division, at the Annual Conference of the Western Economic Association International.
Preventive medical services encompass a wide range of interventions, including vaccinations that prevent diseases from occurring and screening tests designed to detect the presence of a disease before symptoms appear. Delivering preventive medical services results in costs for each person using the service. Vaccinations may cause some of those people to avoid the targeted disease, and screenings may allow some people to receive treatment earlier. Those people generally benefit from preventive medical services, but the net result can be decreases or increases in overall health care spending.
In this presentation, CBO’s Director provides an overview of the agency’s methods for estimating the budgetary effects of proposals to expand the use of preventive medical services.
Alaska's Fiscal Situation: Where We've Been, Where We're Headed (10.26.2019)Brad Keithley
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States typically use two types of payment system to provide Medicaid benefits: fee-for-service (FFS) and managed care. In FFS Medicaid, the state reimburses health care providers for the services they deliver to beneficiaries. In contrast, in Medicaid managed care, states pay private health insurance plans or provider groups (called managed care organizations or MCOs) to provide services to enrollees. In this presentation, we use individual-level data to examine trends in the proportion of Medicaid beneficiaries who receive benefits through managed care and the proportion of Medicaid spending that consists of payments for managed care. We also use qualitative data about state programs’ characteristics to examine the changes in state policies that have affected enrollment in and spending for Medicaid managed care.
From 1999 to 2012, the share of Medicaid beneficiaries enrolled in managed care grew from 64 percent to 89 percent. The share of Medicaid spending attributed to payments for managed care was much smaller, however, rising from 15 percent to 37 percent during that period. The percentage of beneficiaries enrolled in managed care exceeds the percentage of Medicaid spending that pays for managed care for three main reasons. First, although many beneficiaries are enrolled in MCOs that cover a broad range of benefits (under “comprehensive” Medicaid managed care programs), many of those beneficiaries receive some benefits through FFS Medicaid. Second, many beneficiaries are enrolled in MCOs that cover only a narrow range of benefits and receive most of their services through FFS Medicaid. Third, enrollment in managed care is more common among beneficiaries in eligibility groups that have lower average Medicaid spending.
Medicaid managed care grew primarily because state policies expanded the scope of comprehensive managed care programs in three ways. First, comprehensive managed care programs became more likely to cover an entire state rather than only certain counties, cities, or regions. Second, mandatory enrollment in comprehensive managed care became more common among all eligibility groups. Third, states increased the scope of services included in their contracts with MCOs; the most pronounced increases occurred for long-term services.
Presentation by Alice Burns, Ben Layton, Noelia Duchovny, and Lyle Nelson, all of CBO’s Health, Retirement, and Long-Term Analysis Division, at the Association for Public Policy Analysis and Management’s Fall Research Conference.
Robin Rudowitz, Associate Director, Kaiser Commission on Medicaid and the Uninsured, discusses the financial implications of Medicaid expansion and the Affordable Care Act.
Where does your tax dollars go? Who pays federal taxes? What are tax expenditures? We explain the U.S. federal tax system in a few easy-to-understand charts. See more resources at http://www.fixthedebt.org/tax-reform-resource-page
Presentation by Heidi Golding and Elizabeth Bass, analysts in CBO's National Security Division, at the Annual Conference of the Western Economic Association International.
Preventive medical services encompass a wide range of interventions, including vaccinations that prevent diseases from occurring and screening tests designed to detect the presence of a disease before symptoms appear. Delivering preventive medical services results in costs for each person using the service. Vaccinations may cause some of those people to avoid the targeted disease, and screenings may allow some people to receive treatment earlier. Those people generally benefit from preventive medical services, but the net result can be decreases or increases in overall health care spending.
In this presentation, CBO’s Director provides an overview of the agency’s methods for estimating the budgetary effects of proposals to expand the use of preventive medical services.
Alaska's Fiscal Situation: Where We've Been, Where We're Headed (10.26.2019)Brad Keithley
A presentation to UAA Prof. Willie Hensley's "Alaska Policy Frontiers" seminar on October 26, 2019, on Alaska's current fiscal situation, how we got here, where we are and the options for where we go from here.
States typically use two types of payment system to provide Medicaid benefits: fee-for-service (FFS) and managed care. In FFS Medicaid, the state reimburses health care providers for the services they deliver to beneficiaries. In contrast, in Medicaid managed care, states pay private health insurance plans or provider groups (called managed care organizations or MCOs) to provide services to enrollees. In this presentation, we use individual-level data to examine trends in the proportion of Medicaid beneficiaries who receive benefits through managed care and the proportion of Medicaid spending that consists of payments for managed care. We also use qualitative data about state programs’ characteristics to examine the changes in state policies that have affected enrollment in and spending for Medicaid managed care.
From 1999 to 2012, the share of Medicaid beneficiaries enrolled in managed care grew from 64 percent to 89 percent. The share of Medicaid spending attributed to payments for managed care was much smaller, however, rising from 15 percent to 37 percent during that period. The percentage of beneficiaries enrolled in managed care exceeds the percentage of Medicaid spending that pays for managed care for three main reasons. First, although many beneficiaries are enrolled in MCOs that cover a broad range of benefits (under “comprehensive” Medicaid managed care programs), many of those beneficiaries receive some benefits through FFS Medicaid. Second, many beneficiaries are enrolled in MCOs that cover only a narrow range of benefits and receive most of their services through FFS Medicaid. Third, enrollment in managed care is more common among beneficiaries in eligibility groups that have lower average Medicaid spending.
Medicaid managed care grew primarily because state policies expanded the scope of comprehensive managed care programs in three ways. First, comprehensive managed care programs became more likely to cover an entire state rather than only certain counties, cities, or regions. Second, mandatory enrollment in comprehensive managed care became more common among all eligibility groups. Third, states increased the scope of services included in their contracts with MCOs; the most pronounced increases occurred for long-term services.
Presentation by Alice Burns, Ben Layton, Noelia Duchovny, and Lyle Nelson, all of CBO’s Health, Retirement, and Long-Term Analysis Division, at the Association for Public Policy Analysis and Management’s Fall Research Conference.
Robin Rudowitz, Associate Director, Kaiser Commission on Medicaid and the Uninsured, discusses the financial implications of Medicaid expansion and the Affordable Care Act.
Health Reform in America: An Overview of the Patient Protection and Affordabl...Adam Dougherty
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This infographic provides an overview of CBO's report, The 2016 Long-Term Budget Outlook. Gain quick insight into why CBO projects a substantial imbalance in the federal budget beyond the next 10 years.
The non-partisan Committee for a Responsible Federal Budget (CRFB) has compiled a brief background on the scope of our nation's fiscal challenges and the drivers of our debt and deficits, while outlining some of the types of solutions available to address the problems. This Powerpoint is meant to offer an objective, easily-accessible view of our country's fiscal situation as an educational tool meant to help foster open and honest discussion about these issues.
The proposed Trusted Exchange Framework supports ONC’s goals of achieving nationwide interoperability:
Patient Access - Patients must be able to access their health information electronically without any special effort;
Population-level Data Exchange - Providers and payer organizations accountable for managing benefits can receive population level health information allowing them to analyze population health trends, outcomes, and costs; identify at-risk populations; and track progress on quality improvement initiatives; and
Open and Accessible APIs – The health information technology (health IT) community should have open and accessible application programming interfaces (APIs) to encourage entrepreneurial, user-focused innovation to make health information more accessible and to improve electronic health record (EHR) usability.
2015 Edition Proposed RuleModifications to the ONC Health IT Certification ...Brian Ahier
Presentation to April 7, 2015 Health IT Policy Committee:
2015 Edition Proposed RuleModifications to the ONC Health IT Certification Program and 2015 Edition Health IT Certification Criteria
Remarks to Public Forum on National Health IT PolicyBrian Ahier
On February 4, 2010 there was a public forum on the rollout of national HIT policy under HITECH, including "meaningful use," EHR certification, and HIE. Aneesh Chopra, at the time serving as Chief Technology Office (CTO) of the United States made some remarks.
FTC Spring Privacy Series: Consumer Generated and Controlled Health DataBrian Ahier
Increasingly, consumers are taking a more active role in managing and generating their own health data. For example, consumers are researching their health conditions and diagnosing themselves online. Consumers are also uploading their information into personal health records and apps that allow them to manage and analyze their data, and utilizing connected health and fitness devices that regularly collect information about them and transmit this information to other entities.
The movement of health data outside the traditional medical provider context has many potential benefits; however, it also raises potential privacy concerns. The seminar will address questions such as:
What types of websites, products, and services are consumers using to generate and control their health data, and how are consumers using them?
Who are the companies behind these websites, products, and services, what are their business models, and what does the current marketplace look like?
How can consumers benefit from these companies’ websites, products, and services?
What actions are these companies taking to protect consumers’ privacy and security?
What do consumers expect from these companies regarding privacy and security protections?
Do consumers differentiate between these companies and those that offer traditional medical products and services that are covered by HIPAA?
What restrictions, if any, do advertising networks and others impose on tracking of health data?
On February 19, 2014, the Federal Trade Commission staff hosted a seminar on Mobile Device Tracking.
The speakers discussed how retailers and other businesses have been tracking consumers’ movements throughout and around retail stores and other attractions using technologies that identify signals emitted by their mobile devices. While the technologies differ, many work by identifying and collecting the MAC address – which is unique to a particular device – broadcast when a mobile device searches for Wi-Fi networks. Companies can use these technologies to reveal information about consumers including the path taken throughout a location, length of time in one location, whether a visitor is new or returning, and the frequency of visits to a location. According to media reports, major retailers in the United States are using or have tested the technology in their stores in order to gain insights into the behavior of their customers.
In most cases, this tracking is invisible to consumers and occurs with no consumer interaction. As a result, the use of these technologies raises a number of potential privacy concerns and questions.
Big Data and VistA Evolution, Theresa A. Cullen, MD, MSBrian Ahier
Presentation to Open Source Electronic Health Record Alliance (OSEHRA) Architecture Work Group by Theresa A. Cullen, MD, MS
Chief Medical Information Officer
Director, Health Informatics
Office of Informatics and Analytics
Veterans Health Administration
Department of Veterans Affairs
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
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⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
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➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
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➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
According to TechSci Research report, “India Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030”, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
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Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
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Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
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Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
chapter 10 - excise tax of transfer and business taxation
Schoen Bendingthecurve Exhibits Ppt
1. Exhibit ES-4. Cumulative Impact on National Health
Expenditures (NHE) of Insurance Connector Approach
Plus Selected Individual Options
$31
$1,554
$1,258
$997
$770
$573
$407
$84
$163
$272
$0
$400
$800
$1,200
$1,600
$2,000
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Cumulative impact
Annual net impact
Dollars in billions
Note: Selected individual options include improved information, payment reform, and public health.
Source: Based on projected expenditures absent policy change and Lewin estimates.
SavingstoNHE
2. Exhibit ES-5. Total National Health Expenditures, 2008–2017
Projected and Various Scenarios
3.0
3.2
3.4
3.6
3.9
4.1
4.4
2.3
2.8
2.6
2.4
2.9
3.0
3.2
3.4
3.7
3.9
4.1
2.7
3.6
3.4
3.3
3.1
3.0
2.8
2.6
2.5
2.4
2.9
$2.0
$2.5
$3.0
$3.5
$4.0
$4.5
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Projected under current system
Insurance Connector plus selected
individual options*
Spending at current proportion (16.2%)
of GDP
* Selected individual options include improved information, payment reform, and public health.
Source: Based on projected expenditures absent policy change and Lewin estimates.
Dollars in trillions
3. Exhibit 1. Projected National Health Expenditures (NHE)
by Payer Source, 2005–2016
* Consumer payments include out-of-pocket payments and private health insurance.
Source: J. A. Poisal, C. Truffer, S. Smith et al., “Health Spending Projections Through 2016: Modest Changes
Obscure Part D’s Impact,” Health Affairs Web Exclusive (Feb. 21, 2007):w242–w253.
Projected
Total 2005 2011 2016
NHE (in billions) $1,987.7 $2,966.4 $4,136.9
NHE as percent of GDP 16.0% 17.5% 19.6%
Payer Source
Private $1,085.0 $1,566.1 $2,123.3
Consumer Payments* 943.8 1,347.0 1,811.9
Other Private Funds 141.2 219.1 311.4
Public 902.7 1,400.3 2,013.6
Federal 643.7 1027.4 1,486.5
State and Local 259.0 372.9 527.1
4. Exhibit 2. International Comparison of Health Spending,
1980–2005
0
1000
2000
3000
4000
5000
6000
7000
1980
1982
1984
1986
1988
1990
1992
1994
1996
1998
2000
2002
2004
United States
Germany
Canada
France
Australia
United Kingdom
0
2
4
6
8
10
12
14
16
1980
1982
1984
1986
1988
1990
1992
1994
1996
1998
2000
2002
2004
United States
Germany
Canada
France
Australia
United Kingdom
Source: OECD Health Data 2007.
Average spending on health
per capita ($US PPP)
Total health expenditures
as percent of GDP
5. Exhibit 3. Financial Burden for Low- and Middle-Income Families
Is Increasing
26
24
16
7
33
24 23
10
0
25
50
<100% FPL 100% to <200% FPL 200% to <400% FPL 400%+ FPL
1996 2003
Percent of nonelderly adults spending 10% or more of disposable income
on family out-of-pocket medical costs and premiums
Note: Financial burden includes out-of-pocket costs for premiums for private insurance and other health services.
Source: J. S. Banthin and D. M. Bernard, “Changes in Financial Burdens for Health Care: National Estimates for the
Population Younger than 65 Years,” Journal of the American Medical Association, Dec. 13, 2006 296(22):2712–19.
6. Exhibit 4. One-Third of Adults Ages 19–64 Are Uninsured
or Underinsured, as Are Two-Thirds of Low-Income Adults
65
83
32
19
4
9
26
49
13
0%
20%
40%
60%
80%
100%
Total 200% of poverty or more Under 200% of poverty
Uninsured during year
Underinsured*
Insured, not underinsured
* Underinsured defined as insured all year but experienced one of the following: medical expenses equaled 10% or more of income;
medical expenses equaled 5% or more of incomes if low-income (<200% of poverty); or deductibles equaled 5% or more of income.
Data: 2003 Commonwealth Fund Biennial Health Insurance Survey (Schoen et al. 2005b).
Source: Commonwealth Fund National Scorecard on U.S. Health System Performance, 2006.
Percent
7. Exhibit 5. Growth in National Health Expenditures (NHE)
Under Various Scenarios
Source: The Commonwealth Fund; data from J. A. Poisal, C. Truffer, S. Smith et al., “Health Spending Projections
Through 2016: Modest Changes Obscure Part D’s Impact,” Health Affairs Web Exclusive (Feb. 21, 2007):w242–w253.
NHE, in trillions of dollars
7
1.75
2.00
2.25
2.50
2.75
3.00
3.25
3.50
3.75
4.00
4.25
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Baseline NHE
One-time savings scenario
Slowing trend scenario
Reduced level & trend scenario
$1.99 T
in 2005
Cumulative savings projections to 2016:
One-time savings of 5%: $1.56 trillion
Slowing trend by 1% annually: $1.72 trillion
Combination of one-time savings and
slowing trend: $3.19 trillion
$4.14 T
$3.93 T
$3.77 T
$3.58 T
(19.6% GDP)
(18.6% GDP)
(17.8% GDP)
(16.9% GDP)
8. Exhibit 8. Distribution of 10-Year Impact on Spending
from Promoting Health Information Technology
-$87.8
$0.2
-$19.3 -$27.2
-$41.4
-$100
-$80
-$60
-$40
-$20
$0
$20
$40
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Dollars in billions
SAVINGSCOSTS
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
9. Exhibit 9. Distribution of 10-Year Impact on Spending
from Center for Medical Effectiveness
and Health Care Decision-Making
-$367.5
-$97.7
-$49.1
-$107.1-$113.6
-$400
-$300
-$200
-$100
$0
$100
$200
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Dollars in billions
SAVINGSCOSTS
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
10. Exhibit 10. Distribution of 10-Year Impact on Spending
from Patient Shared Decision-Making
-$9.2
-$7.6
-$0.4-$0.2
-$1.2
-$10
-$8
-$6
-$4
-$2
$0
$2
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Dollars in billions
SAVINGSCOSTS
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
13. Exhibit 13. Distribution of 10-Year Impact on Spending
from Positive Incentives for Health
-$19.0
-$11.5
-$4.5 -$5.2
$2.2
-$25
-$20
-$15
-$10
-$5
$0
$5
$10
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Dollars in billions
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
SAVINGSCOSTS
14. Exhibit 14. Distribution of 10-Year Impact on Spending
from Hospital Pay-for-Performance
-$34.0
-$4.1
-$1.7-$0.8
-$27.4
-$40
-$30
-$20
-$10
$0
$10
$20
Systemwide Federal Gov't State and
Local Gov't
Private Payer Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
15. Exhibit 15. Distribution of 10-Year Impact on Spending
from Episode-of-Care Payment
-$229.2
-$377.4
$39.7
$90.1
$18.3
-$500
-$400
-$300
-$200
-$100
$0
$100
$200
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
16. Exhibit 16. Distribution of 10-Year Impact on Spending
from Strengthening Primary Care and Care Coordination
-$9.1
-$193.5
-$156.9
-$4.1
-$23.4
-$250
-$200
-$150
-$100
-$50
$0
$50
$100
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
17. Exhibit 17. Distribution of 10-Year Impact on Spending from
Limit on Federal Tax Exemptions for Premium Contributions
-$131.1
-$55.2
-$19.3
$129.7
-$186.2
-$250
-$200
-$150
-$100
-$50
$0
$50
$100
$150
$200
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
18. Exhibit 18. Distribution of 10-Year Impact on Spending
from Reset Benchmark Rates for Medicare Advantage Plans
-$49.6
-$124.0
$0.0 $0.0
$74.4
-$150
-$100
-$50
$0
$50
$100
$150
$200
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
19. Exhibit 19. Distribution of 10-Year Impact on Spending
from Competitive Bidding
-$104.2
-$282.5
$0.0 $0.0
$178.3
-$400
-$300
-$200
-$100
$0
$100
$200
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
20. Exhibit 20. Distribution of 10-Year Impact on Spending
from Negotiated Prescription Drug Prices
-$43.4
$7.5
$17.1
$3.5
-$71.5
-$100
-$80
-$60
-$40
-$20
$0
$20
$40
Systemwide Federal
Gov't
State and
Local Gov't
Private
Employer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
21. Exhibit 21. Distribution of 10-Year Impact on Spending
from All-Payer Provider Payment Methods and Rates
-$122.4
$0.0 $0.0
-$17.7
-$104.7
-$140
-$120
-$100
-$80
-$60
-$40
-$20
$0
$20
$40
$60
Systemwide Federal
Gov't
State and
Local Gov't
Private
Payer
Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
22. Exhibit 22. Distribution of 10-Year Impact on Spending
from Limit on Payment Updates in High-Cost Areas
-$157.8
-$259.7
$62.1
$27.3$12.6
-$300
-$250
-$200
-$150
-$100
-$50
$0
$50
$100
$150
Systemwide Federal Gov't State and
Local Gov't
Private Payer Households
Source: Based on estimates by The Lewin Group for The Commonwealth Fund, 2007.
Dollars in billions
SAVINGSCOSTS
23. Exhibit 23. Cumulative Changes in Annual
National Health Expenditures, 2000–2007
0
25
50
75
100
125
2000 2001 2002 2003 2004 2005 2006* 2007*
Net cost of private health insurance administration
Family private health insurance premiums
Personal health care
Workers earnings
Notes: Data on premium increases reflect the cost of health insurance premiums for a family of four/the average premium increase is weighted
by covered workers. * 2006 and 2007 private insurance administration and personal health care spending growth rates are projections.
Sources: A. Catlin, C. Cowan, S. Heffler et al., “National Health Spending in 2005: The Slowdown Continues,” Health Affairs, Jan./Feb. 2007
26(1):143–53; J. A. Poisal, C. Truffer, S. Smith et al., “Health Spending Projections Through 2016: Modest Changes Obscure Part D’s Impact,”
Health Affairs Web Exclusive (Feb. 21, 2007):w242–w253; Henry J. Kaiser Family Foundation/Health Research and Educational Trust,
Employer Health Benefits Annual Surveys, 2000–2007 (Washington, D.C.: KFF/HRET).
109%
65%
91%
24%
Percent change
24. Exhibit 24. Cumulative Impact on National Health
Expenditures (NHE) of Insurance Connector Approach
Plus Selected Individual Options
$31
$1,554
$1,258
$997
$770
$573
$407
$84
$163
$272
$0
$400
$800
$1,200
$1,600
$2,000
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Cumulative impact
Annual net impact
Dollars in billions
Note: Selected individual options include improved information, payment reform, and public health.
Source: Based on projected expenditures absent policy change and Lewin estimates.
SavingstoNHE
25. Exhibit 25. Net Federal Spending with
Insurance Connector Alone Compared with Net Federal
with Insurance Plus Savings Options
$50
$109
$195
$10$13
$31
$0
$50
$100
$150
$200
$250
2008 2012 2017
Federal spending offset
Net federal with insurance plus savings options*Dollars in billions
* Selected options include improved information, payment reform, and public health.
Source: Lewin Group modeling estimates of insurance option alone or insurance in combination with savings options
compared with projected federal spending under current policies.
$82
Insurance Alone
$122
Insurance Alone
$205
Insurance Alone
26. Exhibit 26. Total National Health Expenditures, 2008–2017
Projected and Various Scenarios
3.0
3.2
3.4
3.6
3.9
4.1
4.4
2.3
2.8
2.6
2.4
2.9
3.0
3.2
3.4
3.7
3.9
4.1
2.7
3.6
3.4
3.3
3.1
3.0
2.8
2.6
2.5
2.4
2.9
$2.0
$2.5
$3.0
$3.5
$4.0
$4.5
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Projected under current system
Insurance Connector plus selected
individual options*
Spending at current proportion (16.2%)
of GDP
* Selected individual options include improved information, payment reform, and public health.
Source: Based on projected expenditures absent policy change and Lewin estimates.
Dollars in trillions